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All Journal ADI Bisnis Digital Interdisiplin (ABDI Jurnal) JOT
Zeze Nanle
Ilearning Incorporation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science

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HibahQu Education Monitoring Platform Based on Human-Centric Orange Technology Laravel 12 Vue.js Untung Rahardja; Lod Sulistyo; Dwi Safarina; Muhamad Rapidan Kusuma; Nur Silawati; Zeze Nanle
ADI Bisnis Digital Interdisiplin Jurnal Vol 6 No 2 (2025): ADI Bisnis Digital Interdisiplin (ABDI Jurnal)
Publisher : ADI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/abdi.v6i2.1348

Abstract

The digital transformation of grant management in higher education is essential to enhance transparency, efficiency, and accountability in research and community service programs. However, many institutions still depend on frag mented monitoring mechanisms, limited real-time information access, and systems that are not fully user oriented, leading to in effective supervision and delayed decision making. This study aims to design and develop a higher education grant monitoring platform based on Human-Centric Orange Technology to support real-time tracking, structured reporting, and process transparency across the grant lifecycle. The research adopts a system development approach combined with qualitative analysis, including requirement analysis, system design, implementation, and user evaluation through interviews and direct observations involving academic and administrative stakeholders. This approach enables a comprehensive understanding of user needs, usability considerations, and system relevance within the institutional grant management context. The findings indicate that the proposed platform improves monitoring effectiveness through real-time grant status visualization, transparent information access, and integrated reporting features, while enhancing user experience through an intuitive, role based, and human centric interface. The study concludes that implementing a Human-Centric Orange Technology based monitoring platform can strengthen grant governance, improve transparency, and optimize administrative efficiency in higher education institutions in a user oriented manner.
Microfinance 2.0 and Digital Lending Platforms for Human Well-Being and Financial Inclusion Wisnu Wira Atmadja Effendi; Dwi Apriliasari; Muhtarom Muhtarom; Aulia Khanza; Zeze Nanle
Journal of Orange Technology Vol. 2 No. 2 (2026): April
Publisher : Sinar Mentari Sundara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68012/jot.v2i2.80

Abstract

The microfinance industry is undergoing a significant transformation driven by the emergence of digital lending platforms, a shift often referred to as ”Microfinance 2.0.” Traditional microfinance models, characterized by group-based lending and intensive personal interaction, are increasingly being replaced by technology-enabled systems that offer lower operational costs, broader outreach, and enhanced data analytics capabilities. This study aims to empirically exam- ine the impact of digital lending platform adoption on the operational performance, portfolio quality, and financial inclusion capacity of MFIs. This research adopts a quantitative approach using secondary financial and operational data collected from MFIs that have implemented digital lending platforms. Key performance indicators analyzed include cost per loan, loan portfolio at risk (PAR), processing time, and number of clients served. The data are analyzed using descriptive statistics, correlation analysis, and multiple regression modeling to evaluate the relationship between digital platform adoption and institutional performance outcomes. The findings indicate that the adoption of digital lending platforms is significantly associated with reduced operational costs, shorter processing times, and expanded client outreach. Statistical results also suggest improvements in portfolio monitoring efficiency, although variations in default risk patterns are observed across institutions. The study concludes that digital transformation contributes positively to operational efficiency and financial inclusion when supported by appropriate risk management mechanisms. Strategic integration of technology can enhance financial sustainability while maintaining the social mission of microfinance institutions in the era of Microfinance 2.0.
Co-Authors Aulia Khanza Dwi Apriliasari Dwi Safarina Lod Sulistyo Muhamad Rapidan Kusuma Muhtarom Nur Silawati Untung Rahardja Wisnu Wira Atmadja Effendi