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Pengaruh Literasi Keuangan dan Literasi Digital terhadap Peningkatan Penjualan UMKM di Indonesia: Systematic Literature Review : Penelitian Tri Nurindahyanti Yulian; Wignyo Mudiharso; Susilawati Susilawati
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 3 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 3 (Januari 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i3.5735

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian Indonesia, namun menghadapi berbagai tantangan dalam meningkatkan penjualan di era digital. Penelitian ini bertujuan untuk mengidentifikasi, menganalisis, dan mensintesis literatur yang berkaitan dengan pengaruh literasi keuangan dan literasi digital terhadap peningkatan penjualan UMKM di Indonesia melalui metode Systematic Literature Review (SLR). Pencarian literatur dilakukan pada basis data Google Scholar, SINTA, dan Garuda dengan rentang waktu publikasi 2018–2024, menggunakan kata kunci yang relevan. Sebanyak 42 artikel dipilih berdasarkan kriteria inklusi dan eksklusi yang telah ditetapkan. Hasil kajian menunjukkan bahwa literasi keuangan berpengaruh signifikan terhadap kemampuan pengelolaan keuangan UMKM yang pada gilirannya mendorong pertumbuhan penjualan. Literasi digital terbukti memfasilitasi akses pasar yang lebih luas melalui platform digital, media sosial, dan e-commerce. Integrasi antara kedua jenis literasi tersebut menciptakan sinergi yang memperkuat daya saing dan performa penjualan UMKM. Temuan ini memberikan implikasi penting bagi pembuat kebijakan, lembaga keuangan, dan pengelola UMKM untuk merancang program peningkatan kapasitas yang komprehensif.
Transformational Leadership and Its Impact on Employee Performance and Job Satisfaction Susilawati Susilawati; Aglis Andhita Hatmawan; Mulyadi Mulyadi; Supriyadi Supriyadi; Anggalia Wisbasuri; Tomi Apra Santosa
DISCOURSE: Indonesian Journal of Social Studies and Education Vol. 3 No. 2 (2026): March
Publisher : Citra Media Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69875/djosse.v3i2.580

Abstract

Transformational leadership has become increasingly important in contemporary organizations as rapid technological change, competitive pressures, and evolving employee expectations require leaders to foster motivation, adaptability, and sustainable performance. Despite extensive research on leadership effectiveness, the extent to which transformational leadership simultaneously contributes to employee performance and job satisfaction remains an important area of organizational and human resource management research. This study aims to examine the impact of transformational leadership on employee performance and job satisfaction and to explain how transformational leadership behaviors contribute to positive employee outcomes. The study employs a quantitative explanatory research design using a survey approach. Data are collected from employees through a structured questionnaire measuring transformational leadership, employee performance, and job satisfaction. Transformational leadership is assessed through the dimensions of idealized influence, inspirational motivation, intellectual stimulation, and individualized consideration. The collected data are analyzed using descriptive statistics, reliability and validity testing, correlation analysis, and structural equation modeling to examine the hypothesized relationships among the constructs. The findings indicate that transformational leadership has a positive and significant effect on employee performance, suggesting that leaders who articulate an inspiring vision, encourage innovative thinking, provide individualized support, and demonstrate exemplary behavior can enhance employees’ effectiveness and work contributions. Transformational leadership also has a positive and significant effect on job satisfaction by strengthening employees’ motivation, recognition, psychological involvement, and positive perceptions of the work environment. Overall, the findings demonstrate that transformational leadership constitutes an important organizational resource for simultaneously improving employee performance and job satisfaction. The study provides theoretical implications for transformational leadership and organizational behavior literature and practical implications for organizations seeking to develop leadership practices that promote productive, satisfied, and highly engaged employees.