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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishodia: Jurnal Ekonomi Syariah Khazanah Sosial Airlangga Journal of Innovation Management Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Al-Mashrof: Islamic Banking and Finance ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Kartika: Jurnal Studi Keislaman Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management J-CEKI
Fuadi, Fatih
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Dampak Jahalah Terhadap Keabsahan Akad Jual-Beli Fuadi, Fatih
Iqtishodia: Jurnal Ekonomi Syariah Vol 2 No 1 (2017): #3
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

The principle and the basic law of muamalah is permissible, unless there is a proof that does not allow it. It is also in transaction activities muamalah. However, there are many transaction of muamalah become damaged due to several things, among others the element of uncertanty (jahalah). This literature research using content analysis to provide information related of jahalah. The conclution of this article that every jahalah can lead to disputes that damage the contract that has been agreed between both parties. According to Hanafiah scholars there are several forms of bai??? al-fasiq, among the the jahalah. Jahalah has three levels namely jahalah fakhisyah, jahalah yasirah and jahalah mutawashittah. It is conclude inthis study that any muamalah contact containing the elemant of the jahalah is invalid or void. It depends to the principle of transparency, prudence and avoidence of damage (mafsadat) in muamalah.
Dampak Kenaikan Harga Bahan Bakar Minyak (BBM) Terhadap Keberlangsungan Bisnis Masyarakat Ditinjau Dari Perspektif Bisnis Islam Fuadi, Fatih; Rizkiyah, Dara
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 4 No. 2 (2024): Februari 2024
Publisher : CV ODIS

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Abstract

The increase in fuel prices makes the sustainability of micro-enterprise businesses unstable. One of the factors causing instability is inflation that occurs in regions in Indonesia, especially in Bandar Lampung. Inflation occurred at the same time as fuel prices increased. This impacts the sustainability of the community's micro-enterprise businesses. The micro businesses that are run are a bridge to meet economic needs. The formulation of the problem in this research is 1) What is the impact of the increase in fuel prices on the sustainability of micro-enterprise businesses in Sukarame Bandar Lampung? 2) How will the community's efforts to increase fuel prices affect the sustainability of micro-businesses in Sukarame Bandar Lampung? 3) What is the perspective of Islamic business economics regarding the increase in fuel prices on business sustainability? To know the impact, efforts and perspectives of Islamic businesses on increasing fuel prices on business sustainability. The methodology used is a descriptive qualitative approach. Research location at micro businesses in Sukarame District, Bandar Lampung. The population in the study was 116,615 all micro businesses in Sukarame sub-district. And obtained 10 trusted informants. Data collection techniques use participant observation, interviews, and documentation. Data analysis with stages of data collection, data reduction, concluding, and research validation. The results of the research show that the impact of an increase in fuel prices on the sustainability of micro-enterprise businesses is a decrease in business productivity, decreased profits and loss of jobs. The types of businesses that experienced a big influence were culinary, grocery and transportation. Efforts made by the community are to increase the amount of time doing business than before. And people also save more in other ways Use fuel as needed. The Islamic view of business sustainability in this research is towards benefits supported by the state for the welfare of society. Benefits can be felt in the form of subsidized fuel oil
The Influence of Perceived Usefulness and Perceived Ease of Use on Intention To Use in Using QRIS According to an Islamic Business Perspective (Study of QRIS Users at Geprek King Sukarame Restaurant in Bandar Lampung) Adil Wahid, Muhammad Fariz; Fuadi, Fatih; Ermawati, Liya
ProBisnis : Jurnal Manajemen Vol. 15 No. 4 (2024): August-September: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

The use of QRIS is the desire to use QRIS as a payment method, this is influenced by how useful and easy the technology is to use in transactions. The higher the usefulness and ease, the greater the intention to use QRIS. This study aims to determine how much influence Perceived Usefulness, and Perceived Ease of Use have on Intention To Use on the use of QRIS in an Islamic business perspective. The study used a quantitative method, the population was QRIS users at the Geprek King Restaurant. Sampling using purposive sampling technique, the number of samples was 100 respondents using the Lemeshow formula. The method using multiple linear regression analysis was processed using IBM SPSS version 23. The results showed that Perceived Usefulness had a significant effect on Intention to Use QRIS, meaning that the higher the perception of the usefulness of technology, the greater the user's intention to continue using it. Perceived Ease of Use had a significant effect on Intention to Use, indicating that the ease of use of technology encouraged more frequent use of it. Simultaneously, Perceived Usefulness and Perceived Ease of Use have a significant effect on Intention to Use QRIS, proving that the higher the usefulness and ease, the greater the user's intention to use it continuously. From an Islamic business perspective, high Perceived Usefulness and Perceived Ease of Use of technology, such as QRIS, increases the user's intention to use it continuously, as long as the technology is in line with sharia principles.
Analysis Of Providing Compensation In Improving Employee Performance According To An Islamic Economic Perspective (Case Study Of Pt. Sarana Lampung Ventura) Naufal Arfani, Muhammad; Fuadi, Fatih; Pratomo, Dimas
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 5 (2024): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i5.3676

Abstract

This think about looks at the crossing point of Islamic financial standards and stipend hones in making strides representative execution, centering on PT. Sarana Lampung Ventura, an Indonesian wander capital company. Through subjective library inquire about, the consider analyzes how Islamic-based recompense frameworks adjust with modern human asset administration hones and their affect on representative efficiency, work fulfillment, and organizational commitment. The discoveries uncover that PT. Sarana Lampung Ventura’s recompense hones, counting reasonable compensation, convenient installments, and profit-sharing plans, for the most part adjust with Islamic financial standards. This arrangement contributes to expanded representative efficiency, upgraded work fulfillment, and lower turnover rates. In any case, challenges continue in adjusting advertise weights with strict adherence to Islamic standards and creating comprehensive measurements for representative commitments. The consider proposes a few suggestions to assist upgrade the company’s remuneration framework, counting executing a comprehensive execution administration framework that joins both monetary and non-financial measurements adjusted with Islamic values, growing representative benefits to reflect Islamic social obligation, and presenting skill-based pay components. This inquire about contributes to the developing body of writing on Islamic human asset administration, advertising experiences into the down to earth application of Islamic financial standards in present day trade settings. It highlights the potential for Islamic-based recompense hones to drive worker execution whereas keeping up moral and devout keenness. The consider concludes that whereas PT. Sarana Lampung Ventura has made noteworthy advance in adjusting its emolument hones with Islamic standards, there’s room for advance upgrade to reinforce its framework and possibly lead to indeed more noteworthy worker execution and organizational victory inside the system of Islamic financial matters.
Pengaruh Teknologi Artificial Intelligence (Ai) Dan Analitik Data Dalam Meningkatkan Target Pemasaran Dengan Personalisasi Pesan Sebagai Variabel Intervening Ditinjau Dalam Perspektif Bisnis Islam (Studi Pada Umkm Di Kota Bandar Lampung) Azizah, Lidya; Ermawati, Liya; Fuadi, Fatih
ProBisnis : Jurnal Manajemen Vol. 16 No. 01 (2025): February: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh teknologi artificial intelligence (AI) dan analitik data dalam meningkatkan target pemasaran dengan personalisasi pesan sebagai variabel intervening ditinjau dalam perspektif bisnis Islam (studi pada UMKM di Kota Bandar Lampung). Penelitian ini menggunakan pendekatan kuantitatif, pengumpulan data dilakukan melalui survei dengan sebuah kuesioner berbentuk google form. Populasi pada penelitian ini adalah UMKM di Kota Bandar Lampung. Sampel penelitian ini adalah sebanyak 100 responden dengan menggunakan metode pengambilan sampel adalah non-probability dengan teknik purposive sampling, dan menggunakan alat analisis SEM dengan menggunakan PLS dan hasil olah data yang didapatkan menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa variabel teknologi artificial intelligence (AI) dan analitik data berpengaruh positif dan signifikan dalam meningkatkan target pemasaran. Variabel personalisasi pesan menjadi mediasi pengaruh teknologi artificial intelligence (AI) dan analitik data dalam meningkatkan Target Pemasaran.
Pengaruh Persepsi Manfaat Dan Persepsi Risiko Terhadap Minat Menggunakan Pinjaman Online Pada Masyarakat Kota Bandar Lampung Menurut Prespektif Islam Roni Noer , M Ridho; Fuadi, Fatih; Ermawati, Liya
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.7765

Abstract

Minat menggunakan merupakan kecenderungan, keinginan, kegairahan yang tinggi atau rasa ketertarikan kepada suatu hal dan adanya kemauan yang timbul dari dalam individu tanpa ada yang memerintah terhadap sesuatu. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Persepsi Manfaat dan Persepsi Risiko Terhadap Minat Menggunakan Pinjaman Online Pada Masyarakat Kota Bandar Lampung Menurut Perspektif Islam. Penelitian ini menggunakan metode kuantitatif, adapun sampel pada penelitian ini adalah pengguna pinjaman online Kredivo di Kota Bandar Lampung. Teknik pengambilan sampel yaitu menggunakan teknik Sampling Insidental dan Sampling Purposive, jumlah sampel sebanyak 100 responden dengan menggunakan rumus Lemeshow. Metode analisis data yang digunakan adalah analisis regresi linear berganda yang diolah menggunakan Smart PLS versi 24. Hasil dari penelitian ini yaitu Hipotesis Pertama (H1) persepsi manfaat berpengaruh positif dan signifikan terhadap minat menggunakan pinjaman online minat menggunakan pinjaman online pada masyarakat kota bandar lampung, Hipotesis Kedua (H2) persepsi risiko tidak berpengaruh terhadap minat menggunakan pinjaman online pada masyarakat kota bandar lampung, hasil penelitian Hipotesis Ketiga (H3) dalam perspektif islam terhadap minat menggunakan pinjaman online pada masyarakat Kota Bandar Lampung yang memahami hukum Islam cenderung lebih berhati-hati. Minat terhadap Kredivo dapat meningkat jika layanan ini menyediakan produk berbasis syariah yang menghindari riba, seperti menggunakan akad qardh (pinjaman tanpa bunga) atau murabahah (jual beli dengan margin keuntungan yang jelas). Kata Kunci: Persepsi Manfaat, Persepsi Risiko, Minat Menggunakan, Kredivo
Mutual Fund Investment: Investment Alternatives for Beginner Investors Maisaroh, Neng; Adelia, Vernica Ayu; Fuadi, Fatih
Airlangga Journal of Innovation Management Vol. 6 No. 1 (2025): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v6i1.64831

Abstract

This study aims to observe the phenomena related to mutual fund investment as an alternative investment for beginner investors in Indonesia. It employs a post-positivism model of Systematic Literature Review (SLR), with data gathered from the Scopus website. A total of 36 documents from previous studies, published between 1975 and 2025, were analyzed. The findings reveal that mutual fund investment is a popular choice for inexperienced investors seeking to minimize risks commonly associated with direct investment in the capital market. Mutual funds offer several benefits, including professional fund management, portfolio diversification, transparency of information, high liquidity, low transaction costs, and generally lower risk compared to direct stock investments. In addition, rapid technological advancements have led to the emergence of digital platforms and applications that simplify the process of investing in mutual funds. These innovations enhance user accessibility and convenience, making it easier for new investors to participate in the capital market. The implication of this research is to provide better insight into the strengths and weaknesses of each investment platform or application, thereby assisting novice investors in making more informed and strategic investment decisions. Ultimately, this can help them to achieve their financial goals more effectively while minimizing potential losses.
Evaluation of Financial and Maqasid Syariah Performance of Islamic Banks in Southeast Asia (2019–2023) Fuadi, Fatih; Suhendar, Suhendar; Hanif, Hanif; Malik, Anas; Iryana, Wahyu
Khazanah Sosial Vol. 7 No. 1 (2025): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v7i1.41055

Abstract

This study aims to analyse the performance of Islamic banks in Southeast Asia through a comprehensive framework that includes both financial and non-financial aspects, particularly those grounded in the Maqasid al-Shari’ah. The research is significant as the rapid growth of Islamic finance in the region has not been matched by systematic performance evaluations. Employing a quantitative approach with an explanatory design, data were collected from financial reports, structured surveys, and interviews, and analysed using panel data regression with the Fixed Effect Model (FEM). The findings reveal a significant post-pandemic recovery among Islamic banks, demonstrated by improvements in profitability, operational efficiency, and asset quality. The Maqasid Syariah Index (MSI) shows varied achievements, with Malaysia and Indonesia leading in the integration of Islamic ethical and social values. Internal factors such as bank size and age, along with external factors such as GDP growth, the Islamic Financial Development Index (IFDI), and Sharia Governance Score (SGS), significantly influence performance. These results underscore the importance of aligning macroeconomic factors, Islamic governance, and financial infrastructure to support the resilience and sustainability of Islamic banking. This study offers an original contribution by developing a performance evaluation model rooted in maqasid principles and provides policy recommendations to enhance the integration and efficiency of the regional Islamic financial system.
ANALISIS PERAN INTERMEDIASI SOSIAL PERBANKAN SYARIAH TERHADAP MASYARAKAT PELAKU USAHA MIKRO (STUDI PADA PT. BNI SYARIAH BANDAR LAMPUNG) Fuadi, Fatih
Al-Mashrof: Islamic Banking and Finance Vol. 1 No. 2 (2020): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v1i1.7182

Abstract

Peran intermediasi sosial perbankan syariah yang telah berlangsung banyak dikritik dikarenakan belum mampu bergerak pada hakikat perbankan syariah sebenarnya, sehingga pada akhirnya kehadiran perbankan syariah dinisbatkan tidak jauh berbeda dengan perbankan konvensional yang telah lama, karena kehadirannya belum menjawab permasalahan bangsa secara fundamental.Terbatasnya pemahaman dan sosialisasi terhadap masyarakat tentang produk dan system perbankan syariah di Indonesia menjadikan perbankan syariah tidak berkembang sebagaimana halnya bank konvensional.Berdasarkan hasil penelitian pada BNI Syariah KCP Antasari yaitu Pembiyaan mikro BNI Syariah adalah satu peran intermediasi sosial yang diberikan kepada masyarakat. BNI Syariah memberikan pinjaman modal untuk masyarakat untuk perkembangan usaha mikro dan menengah di sekitar Bandar lampung. Serta memberikan pendampingan dan pembinaan dengan memberikan pengarahan-pengarahan kepada nasabah dalam pengembangan usaha yang dimiliki agar dapat berkembang menjadi lebih baik. Dan prosedur pembiayaan mikro melalui tahapan-tahapan seperti: tahap aplikasi pembiayaan, tahap pengumpulan data, tahapan alias pembiayaan, tahap persetujuan pembiayaan, tahap pengikatan, tahap pencairan, dan tahap monitoring.
ANALISIS EKSTERNALITAS PETERNAKAN AYAM TERHADAP PENDAPATAN MASYARAKAT DALAM PERSPEKTIF EKONOMI ISLAM madnasir, madnasir; fuadi, fatih; istiqomah, istiqomah
Salam (Islamic Economics Journal) Vol. 1 No. 1 (2020): June 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/slm.v1i1.7022

Abstract

ABSTRAK Eksternalitas adalah dampak tindakan seseorang atau suatu pihak terhadap kesejahteraan atau kondisi orang/pihak lain. Jika dampaknya merugikan, maka hal itu disebut eksternalitas negativ. Sebaliknya, jika dampaknya menguntungkan disebut eksternalitas positif.  Keberadaan perusahaan peternakan ayam mas yang begitu dekat dengan rumah warga, membuat masyarakat sering mengeluhkan dampak negatif yang ditimbulkan. Namun, masyarakat juga merasakan dampak positif dengan adanya perusahaan peternakan ayam mas.  Rumusan masalah dari skripsi ini adalah (1). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas di Desa Karang Sari. (2). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari. (3). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari dalam Perspektif  Ekonomi Islam. Sedangkan tujuan penelitian ini adalah (1).Untuk menggambarkan eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas di Desa Karang Sari. (2).Untuk menggambarkan  eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari. (3). Untuk menggambarkan  eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari dalam Perspektif Ekonomi Islam.  Metode yang digunakan adalah metode penelitian kualitatif, data yang digunakan adalah data primer dan sekunder, data primer di dapat dari wawancara dengan karyawan dan masyarakat sekitar perusahaan, alat analisis yang digunakan adalah metode kualitatif dengan pendekatan berfikir deduktif.  Berdasarkan hasil pengamatan di  lapangan, Perusahaan Peternakan Ayam Mas menimbulkan eksternalitas  positif dan negatif yaitu penyerapan tenaga kerja, munculnya usaha-usaha baru, pencemaran lingkunga, dan tingkat kesehatan masyarakat menurun. Eksternalitas yang ditimbulkan perusahaan peternakan ayam mas berdampak pada peningkatan pendapatan masyarakat sekitar. Sebelum adanya perusahaan peternakan ayam  mas, rata-rata tingkat pendapatan masyarakat berada pada tingkat rendah <Rp.1000.000. Namun setelah adanya perusahaan peternakan ayam mas, rata-rata tingkat pendapatan masyarakat berada pada tingkat sedang Rp.1.000.000-Rp.5.000.000.  Kegiatan yang di lakukan masyarakat dan perusahaan peternakan ayam mas telah sesuai dengan teori ekonomi islam. Dilihat dari cara masyarakat mendapatkan penghasilan dengan cara yang baik, bekerja keras dengan jujur sehingga pendapatan yang dihasilkan halal dan dapat dipergunakan  untuk kemanfaatan. Perusahaan peternakan ayam mas juga telah menerapkan beberapa prinsip ekonomi islam, yaitu prinsip keadilan, prinsip keseimbangan dan prinsip tanggung jawab.
Co-Authors Adelia, Vernica Ayu Adil Wahid, Muhammad Fariz Apersyah, Denara Azizah, Lidya Dwi Fratama, Ikhsan Ermawati, Liya Hanif Hanif Heni Verawati istiqomah istiqomah Madnasir Madnasir Maisaroh, Neng MALIK, ANAS Mia Selvina Naufal Arfani, Muhammad Pratomo, Dimas Rizkiyah, Dara Roni Noer , M Ridho Rusmiyati, Salsa Azzahra Sabilla, Annis Yuniar Suhendar Suhendar, Suhendar Tria, Ratu Wahyu Iryana