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All Journal JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal Of Management Science (JMAS) Iqtishodia: Jurnal Ekonomi Syariah JURNAL ILMIAH FEASIBLE (JIF) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Disrupsi Bisnis EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Al-Mashrof: Islamic Banking and Finance ProBisnis : Jurnal Manajemen Salam (Islamic Economics Journal) International Journal of Educational Research Excellence (IJERE) Margin : Jurnal Bisnis Islam dan Perbankan Syariah Neo Journal of economy and social humanities Jurnal Perbankan Syariah Darussalam (JPSDa) Indonesian Journal of Islamic Economics and Finance Kartika: Jurnal Studi Keislaman Jurnal Cendekia Ilmiah Administratie: Jurnal Administrasi Publik
Fuadi, Fatih
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Dampak Jahalah Terhadap Keabsahan Akad Jual-Beli Fuadi, Fatih
Iqtishodia: Jurnal Ekonomi Syariah Vol 2 No 1 (2017): #3
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

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Abstract

The principle and the basic law of muamalah is permissible, unless there is a proof that does not allow it. It is also in transaction activities muamalah. However, there are many transaction of muamalah become damaged due to several things, among others the element of uncertanty (jahalah). This literature research using content analysis to provide information related of jahalah. The conclution of this article that every jahalah can lead to disputes that damage the contract that has been agreed between both parties. According to Hanafiah scholars there are several forms of bai??? al-fasiq, among the the jahalah. Jahalah has three levels namely jahalah fakhisyah, jahalah yasirah and jahalah mutawashittah. It is conclude inthis study that any muamalah contact containing the elemant of the jahalah is invalid or void. It depends to the principle of transparency, prudence and avoidence of damage (mafsadat) in muamalah.
Dampak Kenaikan Harga Bahan Bakar Minyak (BBM) Terhadap Keberlangsungan Bisnis Masyarakat Ditinjau Dari Perspektif Bisnis Islam Fuadi, Fatih; Rizkiyah, Dara
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 4 No. 2 (2024): Februari 2024
Publisher : CV ODIS

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Abstract

The increase in fuel prices makes the sustainability of micro-enterprise businesses unstable. One of the factors causing instability is inflation that occurs in regions in Indonesia, especially in Bandar Lampung. Inflation occurred at the same time as fuel prices increased. This impacts the sustainability of the community's micro-enterprise businesses. The micro businesses that are run are a bridge to meet economic needs. The formulation of the problem in this research is 1) What is the impact of the increase in fuel prices on the sustainability of micro-enterprise businesses in Sukarame Bandar Lampung? 2) How will the community's efforts to increase fuel prices affect the sustainability of micro-businesses in Sukarame Bandar Lampung? 3) What is the perspective of Islamic business economics regarding the increase in fuel prices on business sustainability? To know the impact, efforts and perspectives of Islamic businesses on increasing fuel prices on business sustainability. The methodology used is a descriptive qualitative approach. Research location at micro businesses in Sukarame District, Bandar Lampung. The population in the study was 116,615 all micro businesses in Sukarame sub-district. And obtained 10 trusted informants. Data collection techniques use participant observation, interviews, and documentation. Data analysis with stages of data collection, data reduction, concluding, and research validation. The results of the research show that the impact of an increase in fuel prices on the sustainability of micro-enterprise businesses is a decrease in business productivity, decreased profits and loss of jobs. The types of businesses that experienced a big influence were culinary, grocery and transportation. Efforts made by the community are to increase the amount of time doing business than before. And people also save more in other ways Use fuel as needed. The Islamic view of business sustainability in this research is towards benefits supported by the state for the welfare of society. Benefits can be felt in the form of subsidized fuel oil
The Influence of Perceived Usefulness and Perceived Ease of Use on Intention To Use in Using QRIS According to an Islamic Business Perspective (Study of QRIS Users at Geprek King Sukarame Restaurant in Bandar Lampung) Adil Wahid, Muhammad Fariz; Fuadi, Fatih; Ermawati, Liya
ProBisnis : Jurnal Manajemen Vol. 15 No. 4 (2024): August-September: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

The use of QRIS is the desire to use QRIS as a payment method, this is influenced by how useful and easy the technology is to use in transactions. The higher the usefulness and ease, the greater the intention to use QRIS. This study aims to determine how much influence Perceived Usefulness, and Perceived Ease of Use have on Intention To Use on the use of QRIS in an Islamic business perspective. The study used a quantitative method, the population was QRIS users at the Geprek King Restaurant. Sampling using purposive sampling technique, the number of samples was 100 respondents using the Lemeshow formula. The method using multiple linear regression analysis was processed using IBM SPSS version 23. The results showed that Perceived Usefulness had a significant effect on Intention to Use QRIS, meaning that the higher the perception of the usefulness of technology, the greater the user's intention to continue using it. Perceived Ease of Use had a significant effect on Intention to Use, indicating that the ease of use of technology encouraged more frequent use of it. Simultaneously, Perceived Usefulness and Perceived Ease of Use have a significant effect on Intention to Use QRIS, proving that the higher the usefulness and ease, the greater the user's intention to use it continuously. From an Islamic business perspective, high Perceived Usefulness and Perceived Ease of Use of technology, such as QRIS, increases the user's intention to use it continuously, as long as the technology is in line with sharia principles.
Analysis Of Providing Compensation In Improving Employee Performance According To An Islamic Economic Perspective (Case Study Of Pt. Sarana Lampung Ventura) Naufal Arfani, Muhammad; Fuadi, Fatih; Pratomo, Dimas
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 5 (2024): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i5.3676

Abstract

This think about looks at the crossing point of Islamic financial standards and stipend hones in making strides representative execution, centering on PT. Sarana Lampung Ventura, an Indonesian wander capital company. Through subjective library inquire about, the consider analyzes how Islamic-based recompense frameworks adjust with modern human asset administration hones and their affect on representative efficiency, work fulfillment, and organizational commitment. The discoveries uncover that PT. Sarana Lampung Ventura’s recompense hones, counting reasonable compensation, convenient installments, and profit-sharing plans, for the most part adjust with Islamic financial standards. This arrangement contributes to expanded representative efficiency, upgraded work fulfillment, and lower turnover rates. In any case, challenges continue in adjusting advertise weights with strict adherence to Islamic standards and creating comprehensive measurements for representative commitments. The consider proposes a few suggestions to assist upgrade the company’s remuneration framework, counting executing a comprehensive execution administration framework that joins both monetary and non-financial measurements adjusted with Islamic values, growing representative benefits to reflect Islamic social obligation, and presenting skill-based pay components. This inquire about contributes to the developing body of writing on Islamic human asset administration, advertising experiences into the down to earth application of Islamic financial standards in present day trade settings. It highlights the potential for Islamic-based recompense hones to drive worker execution whereas keeping up moral and devout keenness. The consider concludes that whereas PT. Sarana Lampung Ventura has made noteworthy advance in adjusting its emolument hones with Islamic standards, there’s room for advance upgrade to reinforce its framework and possibly lead to indeed more noteworthy worker execution and organizational victory inside the system of Islamic financial matters.
Pengaruh Teknologi Artificial Intelligence (Ai) Dan Analitik Data Dalam Meningkatkan Target Pemasaran Dengan Personalisasi Pesan Sebagai Variabel Intervening Ditinjau Dalam Perspektif Bisnis Islam (Studi Pada Umkm Di Kota Bandar Lampung) Azizah, Lidya; Ermawati, Liya; Fuadi, Fatih
ProBisnis : Jurnal Manajemen Vol. 16 No. 01 (2025): February: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh teknologi artificial intelligence (AI) dan analitik data dalam meningkatkan target pemasaran dengan personalisasi pesan sebagai variabel intervening ditinjau dalam perspektif bisnis Islam (studi pada UMKM di Kota Bandar Lampung). Penelitian ini menggunakan pendekatan kuantitatif, pengumpulan data dilakukan melalui survei dengan sebuah kuesioner berbentuk google form. Populasi pada penelitian ini adalah UMKM di Kota Bandar Lampung. Sampel penelitian ini adalah sebanyak 100 responden dengan menggunakan metode pengambilan sampel adalah non-probability dengan teknik purposive sampling, dan menggunakan alat analisis SEM dengan menggunakan PLS dan hasil olah data yang didapatkan menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa variabel teknologi artificial intelligence (AI) dan analitik data berpengaruh positif dan signifikan dalam meningkatkan target pemasaran. Variabel personalisasi pesan menjadi mediasi pengaruh teknologi artificial intelligence (AI) dan analitik data dalam meningkatkan Target Pemasaran.
Pengaruh Persepsi Manfaat Dan Persepsi Risiko Terhadap Minat Menggunakan Pinjaman Online Pada Masyarakat Kota Bandar Lampung Menurut Prespektif Islam Roni Noer , M Ridho; Fuadi, Fatih; Ermawati, Liya
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.7765

Abstract

Minat menggunakan merupakan kecenderungan, keinginan, kegairahan yang tinggi atau rasa ketertarikan kepada suatu hal dan adanya kemauan yang timbul dari dalam individu tanpa ada yang memerintah terhadap sesuatu. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Persepsi Manfaat dan Persepsi Risiko Terhadap Minat Menggunakan Pinjaman Online Pada Masyarakat Kota Bandar Lampung Menurut Perspektif Islam. Penelitian ini menggunakan metode kuantitatif, adapun sampel pada penelitian ini adalah pengguna pinjaman online Kredivo di Kota Bandar Lampung. Teknik pengambilan sampel yaitu menggunakan teknik Sampling Insidental dan Sampling Purposive, jumlah sampel sebanyak 100 responden dengan menggunakan rumus Lemeshow. Metode analisis data yang digunakan adalah analisis regresi linear berganda yang diolah menggunakan Smart PLS versi 24. Hasil dari penelitian ini yaitu Hipotesis Pertama (H1) persepsi manfaat berpengaruh positif dan signifikan terhadap minat menggunakan pinjaman online minat menggunakan pinjaman online pada masyarakat kota bandar lampung, Hipotesis Kedua (H2) persepsi risiko tidak berpengaruh terhadap minat menggunakan pinjaman online pada masyarakat kota bandar lampung, hasil penelitian Hipotesis Ketiga (H3) dalam perspektif islam terhadap minat menggunakan pinjaman online pada masyarakat Kota Bandar Lampung yang memahami hukum Islam cenderung lebih berhati-hati. Minat terhadap Kredivo dapat meningkat jika layanan ini menyediakan produk berbasis syariah yang menghindari riba, seperti menggunakan akad qardh (pinjaman tanpa bunga) atau murabahah (jual beli dengan margin keuntungan yang jelas). Kata Kunci: Persepsi Manfaat, Persepsi Risiko, Minat Menggunakan, Kredivo
ANALISIS PERAN INTERMEDIASI SOSIAL PERBANKAN SYARIAH TERHADAP MASYARAKAT PELAKU USAHA MIKRO (STUDI PADA PT. BNI SYARIAH BANDAR LAMPUNG) Fuadi, Fatih
Al-Mashrof: Islamic Banking and Finance Vol. 1 No. 2 (2020): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v1i1.7182

Abstract

Peran intermediasi sosial perbankan syariah yang telah berlangsung banyak dikritik dikarenakan belum mampu bergerak pada hakikat perbankan syariah sebenarnya, sehingga pada akhirnya kehadiran perbankan syariah dinisbatkan tidak jauh berbeda dengan perbankan konvensional yang telah lama, karena kehadirannya belum menjawab permasalahan bangsa secara fundamental.Terbatasnya pemahaman dan sosialisasi terhadap masyarakat tentang produk dan system perbankan syariah di Indonesia menjadikan perbankan syariah tidak berkembang sebagaimana halnya bank konvensional.Berdasarkan hasil penelitian pada BNI Syariah KCP Antasari yaitu Pembiyaan mikro BNI Syariah adalah satu peran intermediasi sosial yang diberikan kepada masyarakat. BNI Syariah memberikan pinjaman modal untuk masyarakat untuk perkembangan usaha mikro dan menengah di sekitar Bandar lampung. Serta memberikan pendampingan dan pembinaan dengan memberikan pengarahan-pengarahan kepada nasabah dalam pengembangan usaha yang dimiliki agar dapat berkembang menjadi lebih baik. Dan prosedur pembiayaan mikro melalui tahapan-tahapan seperti: tahap aplikasi pembiayaan, tahap pengumpulan data, tahapan alias pembiayaan, tahap persetujuan pembiayaan, tahap pengikatan, tahap pencairan, dan tahap monitoring.
ANALISIS EKSTERNALITAS PETERNAKAN AYAM TERHADAP PENDAPATAN MASYARAKAT DALAM PERSPEKTIF EKONOMI ISLAM madnasir, madnasir; fuadi, fatih; istiqomah, istiqomah
Salam (Islamic Economics Journal) Vol. 1 No. 1 (2020): June 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/slm.v1i1.7022

Abstract

ABSTRAK Eksternalitas adalah dampak tindakan seseorang atau suatu pihak terhadap kesejahteraan atau kondisi orang/pihak lain. Jika dampaknya merugikan, maka hal itu disebut eksternalitas negativ. Sebaliknya, jika dampaknya menguntungkan disebut eksternalitas positif.  Keberadaan perusahaan peternakan ayam mas yang begitu dekat dengan rumah warga, membuat masyarakat sering mengeluhkan dampak negatif yang ditimbulkan. Namun, masyarakat juga merasakan dampak positif dengan adanya perusahaan peternakan ayam mas.  Rumusan masalah dari skripsi ini adalah (1). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas di Desa Karang Sari. (2). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari. (3). Bagaimana eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari dalam Perspektif  Ekonomi Islam. Sedangkan tujuan penelitian ini adalah (1).Untuk menggambarkan eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas di Desa Karang Sari. (2).Untuk menggambarkan  eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari. (3). Untuk menggambarkan  eksternalitas dari keberadaan Perusahaan Peternakan Ayam Mas tehadap pendapatan  masyarakat di Desa Karang Sari dalam Perspektif Ekonomi Islam.  Metode yang digunakan adalah metode penelitian kualitatif, data yang digunakan adalah data primer dan sekunder, data primer di dapat dari wawancara dengan karyawan dan masyarakat sekitar perusahaan, alat analisis yang digunakan adalah metode kualitatif dengan pendekatan berfikir deduktif.  Berdasarkan hasil pengamatan di  lapangan, Perusahaan Peternakan Ayam Mas menimbulkan eksternalitas  positif dan negatif yaitu penyerapan tenaga kerja, munculnya usaha-usaha baru, pencemaran lingkunga, dan tingkat kesehatan masyarakat menurun. Eksternalitas yang ditimbulkan perusahaan peternakan ayam mas berdampak pada peningkatan pendapatan masyarakat sekitar. Sebelum adanya perusahaan peternakan ayam  mas, rata-rata tingkat pendapatan masyarakat berada pada tingkat rendah <Rp.1000.000. Namun setelah adanya perusahaan peternakan ayam mas, rata-rata tingkat pendapatan masyarakat berada pada tingkat sedang Rp.1.000.000-Rp.5.000.000.  Kegiatan yang di lakukan masyarakat dan perusahaan peternakan ayam mas telah sesuai dengan teori ekonomi islam. Dilihat dari cara masyarakat mendapatkan penghasilan dengan cara yang baik, bekerja keras dengan jujur sehingga pendapatan yang dihasilkan halal dan dapat dipergunakan  untuk kemanfaatan. Perusahaan peternakan ayam mas juga telah menerapkan beberapa prinsip ekonomi islam, yaitu prinsip keadilan, prinsip keseimbangan dan prinsip tanggung jawab.
Keunggulan Kompetitif dan Persaingan Pasar Bebas: Peran Moderasi Keputusan Pembelian dalam Perspektif Bisnis Islam Dwi Fratama, Ikhsan; Fuadi, Fatih; Verawati, Heni
Kartika: Jurnal Studi Keislaman Vol. 5 No. 2 (2025): Kartika: Jurnal Studi Keislaman (Agustus)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i2.194

Abstract

Competitive advantage plays a crucial role in strengthening business positions amidst increasingly dynamic free-market competition. Within the framework of Islamic business, competitive advantage is not only oriented toward attracting consumers but must also adhere to ethical principles and justice. This study aims to examine the influence of competitive advantage on free-market competition, with purchasing decisions positioned as a moderating variable. The research was conducted on 100 respondents who were consumers of Department Store 35 in Gisting, Tanggamus Regency, selected based on predetermined criteria. This study employed a quantitative approach using an online questionnaire distributed through Google Forms, while the data were analyzed with the structural equation modeling (SEM) approach using SmartPLS 4. Moderated regression analysis (MRA) was applied to test the moderating effect. The findings reveal that competitive advantage has a positive and significant impact on free-market competition. Furthermore, purchasing decisions serve as a moderating variable that strengthens the relationship between competitive advantage and free-market competition
THE EFFECT OF ENVIRONMENTAL BUDGETS AND TRANSPORTATION ON CARBON DIOXIDE EMISSIONS IN INDONESIA FROM AN ISLAMIC ECONOMIC PERSPECTIVE, 2004-2023 Apersyah, Denara; Fuadi, Fatih; Ermawati, Liya
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.8914

Abstract

Global warming, caused by the increase of greenhouse gases (GHGs) in the atmosphere, is one of the most pressing issues of the 21st century. Carbon dioxide (CO2) emissions, one of the main sources of greenhouse gases, are increasing annually. Transportation and environmental budgets are two of the many factors that influence the quantity of carbon dioxide emissions. This study aims to investigate the relationship between carbon dioxide emissions and transportation and environmental budgets. Multiple linear regression analysis is the quantitative tool used in this investigation. The population studied includes Indonesia and covers 20 years, from 2004 to 2023. The results of the analysis indicate that while motorized traffic in particular contributes significantly to the increase in carbon dioxide emissions in Indonesia, environmental budgets have no discernible impact on these emissions. This study is expected to be useful for various stakeholders, including the general public, scientists, and the government as policymakers.
Co-Authors Adil Wahid, Muhammad Fariz AMBARINI PUSPITASARI Apersyah, Denara Aprilia, Desi Azizah, Lidya Dwi Fratama, Ikhsan Ermawati, Liya Fathul Hidayah, Laili Hanif Hanif Heni Verawati Intan Intan istiqomah istiqomah Kaltsum Karunianing Utami, Ummi leste, fauziyah mutiara Madnasir Madnasir MALIK, ANAS Maulida, Reska Mia Selvina Muhammad Iqbal Naufal Arfani, Muhammad Pratiwi, Palupi Pratomo, Dimas Putri, Rizki Dila Risyantika, Dewi Rizkiyah, Dara Roni Noer , M Ridho Ruslan Abdul Ghofur Safira, Isti Safitri, Adelia Suhendar Suhendar, Suhendar Susanto, Is Wahyu Iryana Yeni Susanti