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All Journal MIQOT: Jurnal Ilmu-ilmu Keislaman Iqtishoduna: Jurnal Ekonomi Islam
Ousmane Salifou Abdou
Islamic University of Minnesota
Religion Arts Humanities Economics, Econometrics & Finance

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Maslahah Mursalah: Pendekatan Alternatif Perbankan Syariah dalam Menyelesaikan Krisis Kemanusiaan Rohingya di Aceh: Maslahah Mursalah: An Alternative Approach for Islamic Banks to Addressing the Rohingya Refugee Crisis in Aceh, Indonesia Munawar Jailani; Ousmane Salifou Abdou; Danial; Dicky Armanda; Andi Mardika; Mohamad Zaim Isamail
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.2856

Abstract

The humanitarian crisis for Rohingya refugees in Aceh has reached its worst levels. Various institutions have attempted to address this crisis, including Islamic banks; however, due to regulations and policies, these institutions are limited in their ability to provide further assistance. This article explores the concept of maslahah mursalah as an alternative approach to policymaking that Islamic banks can use to help alleviate the humanitarian crisis affecting Rohingya refugees in Aceh. This research uses a qualitative descriptive approach. Primary data sources include books discussing the interests of two reformers, while secondary data was collected from newspapers, books, and articles examining Islamic banking in Aceh and issues facing the Rohingya community. The findings of this study indicate that: (1) the principle of maslahah is an Islamic principle that can serve as a basis for Islamic banks to develop policies aimed at assisting the Rohingya in Aceh, as this urgent need is not currently being addressed by these banking institutions. (2) The humanitarian crisis of Rohingya refugees in Aceh is considered a necessary need, according to the definitions established by scholars such as Al-Ghazali, Ibn Ashour, and Al-Shatibi. (3) We believe that the humanitarian crisis of Rohingya refugees in Aceh can be addressed by Islamic banks, which include 28 banks — seven Sharia commercial banks, six Sharia business units, and 15 people's credit banks — from corporate social responsibility funds to help 1,104 Rohingya refugees who are sheltered in four locations across Aceh: Bedi, Sabang, North Aceh, and East Aceh.
BRIDGING FISCAL POLICY AND ISLAMIC FINANCE: The Role of Profit-and-Loss Sharing in Indonesia’s Post-Pandemic Economic Recovery Iskandar Iskandar; Rauzatul Jannah; Abdul Rahim Bin Ridzuan; Ousmane Salifou Abdou
MIQOT: Jurnal Ilmu-ilmu Keislaman Vol 50, No 2 (2026)
Publisher : State Islamic University North Sumatra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/miqot.v50i2.1841

Abstract

This study examines the relationship between fiscal stimulus, Profit-and-Loss Sharing (PLS) financing, and economic growth in post-pandemic Indonesia through the lens of Maqâshid al-Syarî‘ah. While fiscal stimulus can accelerate economic recovery, its effectiveness depends partly on the capacity of financial institutions to channel public resources into productive economic activities. The study therefore investigates whether Islamic risk-sharing finance complements fiscal intervention in supporting sustainable economic growth. Using monthly time-series data for 2020–2025 obtained from Statistics Indonesia (BPS), the Ministry of Finance, and the Financial Services Authority (OJK), the study employs the Autoregressive Distributed Lag (ARDL) approach to estimate both short- and long-run relationships among fiscal stimulus, PLS financing, and economic growth. The findings indicate a significant long-run equilibrium relationship among the variables. Both fiscal stimulus and PLS financing exert positive effects on economic growth, suggesting that government intervention and Islamic risk-sharing finance can operate as complementary mechanisms for post-pandemic recovery. From a Maqâshid al-Syarî‘ah perspective, their integration promotes productive investment, wealth creation, and social welfare. The study contributes to the literature by demonstrating how Islamic risk-sharing finance can strengthen fiscal policy transmission to the real sector and support a more inclusive and sustainable growth framework.
Co-Authors Abdul Rahim Bin Ridzuan Andi Mardika Armanda, Dicky Danial Iskandar Iskandar Mohamad Zaim Isamail Munawar Rizki Jailani Rauzatul Jannah