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Permasalahan Implementasi Pembagian Zakat Fitrah di Kecamatan Seunuddon Kabupaten Aceh Utara Badriah Badriah; Khairul Fata; Munawar Rizki Jailani; Dicky Armanda
Asia-Pacific Journal of Public Policy Vol 7 No 2 (2021): Vol 7 No 2 (2021)
Publisher : Sekolah Tinggi Ilmu Administrasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52137/apjpp.v7i2.70

Abstract

Di Kecamatan Seunuddon pembagian zakat fitrah tidak hanya terbatas pada delapan senif, tetapi dibagikan kepada seluruh anggota masyarakat. Penulis berusaha meneliti bagaimana praktek pengumpulan dan pembagian zakat fitrah di Kecamatan Seunuddon serta bagaimana pendapat amil zakat dan tokoh masyarakat mengenai praktek pengumpulan dan pembagian zakat fitrah. Penelitian ini merupakan penelitian lapangan yang bersifat kualitatif. Sedangkan metode yang digunakan adalah metode deskriptif dengan pendekatan sosiologis. Dari penelitian tersebut diperoleh hasil bahwa praktek pengumpulan zakat fitrah di Kecamatan Seunuddon tidak bertentangan dengan pendapat yang ada dalam kajian ulama mazhab akan tetapi dari sisi pembagian diperoleh praktek yang menyalahi ketentuan mazhab, seperti orang yang kaya tetap diberi zakat fitrah, penggabungan antara senif fakir dan miskin tanpa membedakan antara keduanya. Mereka masih bersikukuh dengan mengeluarkan beras dan tidak menerima dengan harganya. Dari hasil wawancara dengan amil dan tokoh ulama juga dipahami bahwa menurut mereka pengumpulan dan pembagian zakat fitrah yang dijalankan selama ini sudah tepat karena dilakukan berdasarkan hasil musyawarah bersama dan zakat fitrah tetap dikeluarkan dengan beras tanpa ingin mempelajari dalil-dalil yang membolehkan mengeluarkan zakat fitrah dengan harga karena praktek ini menurut mereka sesuai dengan yang dituntun dalam mazhab Syafi’i, dan masyarakat lebih mudah mengeluarkan beras daripada harga karena mayoritas muzakki adalah petani.
Quo Vadis Acehnese Shari’a: A Critical Approach to the Construction and Scope of Islamic Legislation Danial Danial; Mahamatayuding Samah; Munawar Rizki Jailani
Al-Jami'ah: Journal of Islamic Studies Vol 60, No 2 (2022)
Publisher : Al-Jami'ah Research Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajis.2022.602.621-654

Abstract

The main purpose of implementing Shari’a is to benefit humanity in all areas of life in this worldly life and the hereafter. Based on this circumstance, this article critically sheds light on the existing implementation of Acehnese Shari’a by examining its scope and the existing qanun issued to seek that purpose. This article is grounded in a qualitative research query with a reflective approach. This study finds that the existing scope of the Acehnese Shari’a has not responded to the ideal of Shari`a, which is based on maqashid presumptions; dharuriyat, hajiah and tahsinat. The results of this study indicate that the application of Shari’a in Aceh is far from the goal of ideal Shari’a for its application does not cover every aspect of life, but is limited to only covers legal aspects (punishment). This study also shows that Acehnese Shari’a has not ruled over political affairs, governing system, health issues, economic matters, and defense issues. Therefore, the scope of Acehnese Shari`a implementation should be reconstructed in order to respond to the ideal  Shari’a, which is universal and inclusive.[Tujuan utama penerapan syariat Islam adalah untuk mencapai kemaslahatan umat manusia dalam segala bidang kehidupan di dunia dan di akhirat. Berdasarkan hal tersebut, artikel ini mencari peta implementasi penerapan syariat Islam di Aceh antara idealisme dengan realitas kekinian. Metode penelitian dalam artikel ini adalah penelitian kualitatif dengan pendekatan reflektif. Kajian ini mencerminkan cita-cita penerapan syariat Islam di Aceh dengan realitas yang terjadi, kemudian menyajikan roadmap agar syariat Islam dapat diterapkan di Aceh sesuai dengan ide dasarnya. Hasil penelitian ini menunjukan bahwa penerapan syariat Islam di Aceh jauh dari tujuan syariat Islam karena syariat Islam tidak muncul kecuali di bidang hukum (hukuman), dan juga kajian ini menunjukan bahwa  syariat  Islam di Aceh belum menyentuh permasalah politik, pemerintahan, kesehatan, ekonomi, pertahanan, pendidikan, sosial budaya, dan lingkungan, Oleh karena itu, peta implementasi harus direkonstruksi untuk menerapkan syariat Islam yang sesuai dengan cita-cita penerapan syariat Islam di Aceh]
Reactularization Of Al-Musāwah Principle In Standard Contracts On Murābahah Financing At Bank Syariah Safwan Safwan; Munawar Rizki Jailani; Nur Sari Dewi.M
Syariati: Jurnal Studi Al-Qur'an dan Hukum Vol 9 No 1 (2023): SYARIATI : Jurnal Studi Al Qur'an dan Hukum
Publisher : Fakultas Syari'ah dan Hukum (FSH) UNSIQ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/syariati.v9i1.4598

Abstract

Murabahah is the sale and purchase of goods at the original price with additional profit agreed between the bank and the customer. The purpose of this research is to examine how the existence of the al-Musawah principle in Murabahah financing at Islamic Banks. The methodology used in this article is qualitative with descriptive analysis. The data were obtained from books related to al-Musawah in Murabahah and interviews with employees and customers of Islamic banks. The results showed that the essence of the principle of al-Musawah is a benchmark for the validity of an agreement, then when viewed in terms of determining the price and period of payment, and risk control in murabahah financing, it is clear that the principle of al-Musawah has not been realized because the contracts are more burdensome for the customer.
TANTANGAN PENERAPAN SYARIAT ISLAM DALAM SEKTOR PERBANKAN DI ACEH Munawar Rizki Jailani; Danial; Angga Syahputra
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 5 No. 2 (2021): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i2.187

Abstract

The application of Islamic Sharia in the banking sector in Aceh is an attempt to realize an Islamic legal system in the banking sector in Aceh. This study examines the challenges faced during the process of implementing Islamic law in the banking sector in Aceh. This research is qualitative research with a descriptive approach. The data used in this study consisted of interviews with those involved in the process of implementing Islamic Sharia in the banking sector and other references. The results of the study show that there are several factors that become challenges and obstacles in the implementation of Islamic Sharia in the banking sector in Aceh, namely; lack of human resources, limited local government authority, lack of government attention, and external factors.
A DISCOURSE OF SHARIA BANKING SUPERVISION MODELS IN ACEH Munawar Rizki Jailani
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 6 No. 2 (2022): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v6i2.1384

Abstract

The Helsinki MoU gave Aceh the privilege to regulate the banking sector independently. Then the Qanun of Islamic Financial Institutions (LKS) instructed Aceh to have a single banking system, meaning that Aceh only knows Islamic banking. One of the characteristics of Islamic banking is sharia supervision. The purpose of this article is to discuss the banking sharia supervisory model in Aceh. The method used in this study is qualitative with a descriptive approach, documents published and not compiled are then classified into several segments which are then analyzed both deductively and inductively. The study results show that Aceh's specificity through the Helsinki MoU and the implementation of the LKS Qanun has not been seen in the banking sharia supervision there. Banking sharia supervision is still carried out by the Financial Services Authority (OJK) and the National Sharia Council (DSN). The formation of the Aceh Sharia Council has not delivered any meaning in banking supervision in Aceh. Therefore the authors provide three alternatives so that banking sharia supervision in Aceh is by the Helsinki MoU and the LKS Qanun.
The Problem of Implementing Self Declared Halal Certification for Micro and Small Enterprises Hasan, Maisyarah Rahmi; Jailani, Munawar Rizki
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 8 No. 1 (2024): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v8i1.2945

Abstract

The mandatory introduction of 2024 halal certification encourages the government to expedite the approval of halal certifications. Several programmes are being launched to accelerate the realization of halal certification in Indonesia, one of them is the Free Halal Certification (SEHATI) program, which has been launched since 2022 with free halal Certification facilities targeting small enterprises with the Self Declare halal certificate submission scheme. The study aims to examine the problems faced by the organizers of the halal product guarantee and the perpetrators of the UMK in implementing the free halal certification (SEHATI) self-declaration path. The type of research used is empirical research with a qualitative descriptive approach. The results of this study show that the application of halal self declaration certification has begun to be applied since 2022, as much as 1 million kouta halal self declare certification is given to UMK perpetrators with product criteria that have been established on the basis of competition number 33 year 2023 on the jurisprudence of self declaring certification filing criteria. With its implementation, there are still obstacles and difficulties in its application, both that originate from the organizers namely BPJPH, as well as with LP3H, PPH accompanying, and also UMK perpetrators. Among the internal factors faced are related to the requirements to be met by UMK persons, the application procedure that is all-digitalized, and the problems faced after the legal certificate is issued.
Praktik Bagi Hasil Maw’ah Blang di Desa Alue Keurinyai dalam Perspektif Islam Badriah; Zulfiani; Husni; Khairil Fata; Munawar Rizki Jailani; Lia Safrina
Jurnal Penelitian Ekonomi Akuntansi Vol 8 No 2 (2024)
Publisher : Program Studi Akuntansi Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jensi.v8i2.10635

Abstract

This study aims to see how the practice of profit-sharing maw'ah blang in the agricultural sector in Alue Keurinyai village is from an Islamic perspective. This study is a qualitative study with a field study approach. Data collection was carried out through interviews and documentation. The results of the study showed that: 1) in carrying out the practice of maw'ah blang, the contract was carried out verbally, and the most frequently used cooperation system is muzara'ah, which is a collaboration between landowners and cultivators where the seeds come from the landowner with a profit sharing agreement according to mutual agreement. The profit-sharing system is carried out in two ways—first, 1/3:2/3 with 1/3 for the cultivator and 2/3 for the landowner. Second, 50%:50% using after getting the harvest, it is reduced by the initial capital, after getting the net results, it is divided 50%:50%. 2) If seen from the practices carried out by the Alue Keurinyai village community in general, it is by the theory of muzara'ah and mukhabarah discussed in the books of fiqh, while the method of profit sharing that they practice is in two forms. The first form is by the theory of muzara'ah or mukhabarah, while the second form is not in accordance, because profit sharing is carried out after deducting the initial capital, so that if the harvest does not meet the target, one of the parties will be harmed. This research is limited to the land maw'ah and in the village of Alue Keurinyai. Subsequent researchers can conduct it on other assets and in different places.
Peran Majelis Permusyawaratan Ulama Aceh Dalam Mengembang dan Mensosialisasikan Perbankan Islam di Aceh Jailani, Munawar Rizki; Bin Mohamad, Mohammad Taqiuddin
Al-Risalah Vol 18 No 2 (2018): December 2018
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (690.472 KB) | DOI: 10.30631/alrisalah.v18i2.68

Abstract

Majelis Permusyawaratan Ulama (MPU) merupakan wadah pemersatu ulama-ulama Aceh yang bersifat independen dan berkedudukan sebagai partner Pemerintah Aceh serta dapat menetapkan fatwa yang menjadi bahan pertimbangan terhadap kebijakan pemerintah. Penelitian ini memfokuskan pada peran yang diberikan oleh MPU dalam pengembangan dan sosialisasi perbankan syariah di Aceh. Penelitian ini merupakan penelitian kualitatif dengan mengambil metode interview. Hasil penelitian menunjukkan bahwa MPU mempunyai peran yang luar biasa dalam mengembangkan perbankan syariah di Aceh, mulai dari pembuatan undang-undang, penyebaran anggota MPU Aceh untuk menjadi anggota DPS, mendorong pemerintah Aceh mendirikan bank syariah, mensosialisasi perbankan syariah kepada masyarkat sampai merespon fatwa-fatwa MUI berkaitan dengan perbankan syariah.
Dynamics of the Financial Stability of Islamic Banking in Malaysia: Current Perspective Analysis Isamail, Mohamad Zaim; Rosele, Muhammad Ikhlas; Md. Ariffin, Mohd Farhan; Jailani, Munawar Rizki; Ismail, Syaimak
Al-Risalah Vol 20 No 2 (2020): December 2020
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (596.222 KB) | DOI: 10.30631/alrisalah.v20i2.599

Abstract

This article discusses the financial stability of Islamic banking in Malaysia by focusing on the analysis of current perspectives. In addition, it also discusses the references used to describe Islamic-based financial stability. To achieve this objective, this study would analyse the resources to ascertain the arguments on how such financial stability is viewed from an Islamic perspective. This study was conducted using a qualitative method through library research by searching for references from sources such as al-Qurʼan and its interpretation, al-Hadith of the Prophet Muhammad peace be upon him and also arguments by Islamic scholars. The results of this study showed that certain texts in al-Qurʼan and al-Hadith, as well as the views of scholars, acknowledge that financial stability has a strong foundation based on authentic sources. In the context of Islamic banking in Malaysia, various aspects need to be taken into account to ensure that these banking institutions continue to remain relevant in the domestic and international financial arena. In this regard, to ensure the stability and strength of Islamic banking institutions in Malaysia, these institutions need to fully adapt the banking model recommended by the shariʻah, which would not only strengthen this industry but also make it capable of facing challenges and being resistant to financial crises and economic imbalances.
PENDAMPINGAN PEMERINTAH GAMPONG DALAM PENGELOLAAN ALOKASI DANA GAMPONG (ADG) DI GAMPONG ASAN KECAMATAN LHOKSUKON KABUPATEN ACEH UTARA Armanda, Dicky; Iskandar; Malahayatie; Jailani, Munawar; Taufiq
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.660

Abstract

This community service aims to determine the ability of the Gampong government in Gampong Asan in managing the Village Fund Allocation (ADG). To see the ability of the Gampong government in the management of ADG, the authors refer to management starting from the planning, implementation, reporting and accountability stages. The method used to realize this community service program is material presentation, mentoring, evaluation. The results of community service show that the actual ability of the Gampong Asan government in terms of administrative capabilities has not improved from year to year, but in terms of determining the work program in the use of ADG it is also still minimal. This problem is influenced by several factors, namely; (1) The people of Gampong Asan do not actively participate in all Gampong government affairs, and (2) Supervision by the supervisory team has not been maximized.