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All Journal SJEE (Scientific Journals of Economic Education)
Sri Hardianti Sartika
Economic Education Program Study, FKIP, Universitas Siliwangi, Tasikmalaya
Economics, Econometrics & Finance Education Other

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The Influence of Entrepreneurial Literacy and Self-Regulation on Entrepreneurial Intentions Among Students Majoring in Economics Education Nayra Thalin Febrianti; Yoni Hermawan; Sri Hardianti Sartika
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.451

Abstract

The research is motivated by the low entrepreneurial intention among students, which is influenced by various internal factors, including entrepreneurial understanding and self-management skills. From the emergence of this problem, this study aims to analyze the influence of entrepreneurial literacy and self regulation on entrepreneurial intention among student majoring in Economics Education, class of 2022 nd 2023. This study uses an explanatory research design with quantitative research and a survey approach 10 158 respondents from the population of student majoring in Economics Education, class of 2022 and 2023, totaling 261 students. The research sample was taken using the proportionate stratified random sampling technique with the slovin formula. These findings indicate that, in the context of entrepreneurial intention, variables that theoretically function as forms of self-control, such as entrepreneurial literacy and self-regulation, can actually enhance entrepreneurial intention
Pengaruh Model Pembelajaran RADEC Berbantuan Media Infografis Terhadap Critical Thinking Siswa Sri Ajeng Purnama; Edi Fitriana Afriza; Sri Hardianti Sartika
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.465

Abstract

The problem in this study is the low critical thinking ability of students. This study was conducted to determine the effect of implementing the Read, Answer, Discuss, Explain, Create (RADEC) learning model assisted by infographic media on students' critical thinking abilities in economics subjects in class X of SMAN 10 Tasikmalaya. The method used was a quasi-experimental research design with a nonequivalent control group design. The population in this study were classes X-1 to X-12. The research sample used was class X-2 as the experimental class and X-3 as the control class with a non-probability sampling technique in the form of purposive sampling. Based on the results of the study, it explains that there is a significant difference in increasing students' critical thinking abilities using the Read, Answer, Discuss, Explain, Create (RADEC) learning model assisted by infographic media on financial institution material, where the average post-test score is superior compared to the average post-test using conventional learning models in the control class. Thus, it can be concluded that the RADEC learning model assisted by Infographic Media has an effect on students' critical thinking abilities
Understanding Financial Behavior of Rural Housewives: A Qualitative Insight into Household Financial Well-Being Syifa Nurwindani; Ati Sadiah; Sri Hardianti Sartika
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.466

Abstract

Financial literacy constitutes a multidimensional capability encompassing knowledge, skills, attitudes, and behaviors required to manage financial resources in a rational, adaptive, and long-term–oriented manner to achieve financial well-being. In rural contexts, financial literacy extends beyond cognitive understanding and is embedded in everyday practices shaped by specific socio-economic conditions. Accordingly, this study seeks to explore the understanding, application, and lived experiences of financial literacy among housewives in managing household finances, as well as the factors influencing such practices. This research adopts a qualitative approach with an exploratory design, focusing on housewives in Tasikmalaya Regency. The primary informants are housewives, supported by other family members to enrich data triangulation. Data were collected through in-depth interviews, observation, and documentation, and subsequently analyzed using an interactive process involving data reduction, data display, and conclusion drawing. The findings reveal that financial literacy is construed as an adaptive capacity to maintain household economic balance amid income constraints. It is predominantly practical in nature, reflected in expenditure management, prioritization of needs, and saving practices. Financial well-being is perceived holistically, encompassing basic needs fulfillment, financial management capability, a sense of financial security, and preparedness for emergencies. The determinants include life experience, social environment, and household income structure. These findings underscore financial literacy as a mechanism of economic resilience, highlighting the need for contextualized, simple, and applicable financial education programs.
Pengaruh Literasi Keuangan dan Penggunaan Aplikasi E-Wallet Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Santi Lestari; Sri Hardianti Sartika; Raden Roro Suci Nurdianti
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.459

Abstract

The background of this study is based on the poor personal financial management among students at the Faculty of Teacher Training and Education, Siliwangi University, as well as the importance of students’ personal financial management skills in the digital age. This study aims to determine the influence of financial literacy and the use of e-wallet applications on students’ personal financial management. This study uses a quantitative approach with a survey research method. The population in this study is FKIP Universitas Siliwangi students, with a sample size of 379 respondents taken using a simple random sampling technique. Data collection techniques use questionnaires with a Likert scale, and data analysis uses multiple linear regression. The results of the study show that: 1) financial literacy has a positive and significant effect on personal financial management with a significance value of 0.000 < 0.05. The use of e-wallet applications has a positive effect on personal financial management with a significance value of 0.002 < 0.05. 3) Financial literacy and the use of e-wallet applications simultaneously have a positive and significant effect on financial management, with a significance value of 0.000 < 0.05. The implication of this research is the importance of literacy and the use of technology, such as e-wallet applications, in improving the quality of financial management effectively and efficiently. These findings are expected to serve as a reference for students, educational institutions, and future researchers in financial literacy to enhance students' personal financial management.
Co-Authors Ati Sadiah Edi Fitriana Afriza Nayra Thalin Febrianti Raden Roro Suci Nurdianti Santi Lestari Sri Ajeng Purnama Syifa Nurwindani Yoni Hermawan