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Ratio Legis of Combining Illegal Acts with Default in Small Claim Court Cases Hadi, Abd; Suhartono, Suhartono
al-'adalah Vol 20 No 1 (2023): AL-'ADALAH
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/adalah.v20i1.12681

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Civil procedural law in Indonesia has not yet specifically regulate the accumulation of lawsuits between Unlawful Acts (PMH) and default, which resulted in prolonged discourse in the realm of jurisprudence. Some legal experts are of the opinion that combining cases of unlawful acts with cases of breach of contract in one case/lawsuit is not permitted, seanwhile others think that such an accumulation is possible. The debates finally ended with the publication of the Supreme Court Regulation (PERMA) on Small Claims Court which provided legal certainty regarding the permissibility of this accumulation. This research is normative law with a substantive analysis approach. The aim is to find out the legal philosophical basis behind the formation of PERMA. The results of the research show that the possibility to cumulate between Unlawful Acts (PMH) and default in the PERMA aims to simplify the process of proceedings through simple, fast and low-cost principles. In this way, foreign investors'confidence in resolving cases in Indonesia can be increased.
Characteristics and aspiration of entrepreneurship among student teachers of Teacher Education Institute, Technical Education Campus (IPGKPT) Kadir, Romy bin Abd; Ajurun, B. A.; Baharin, Nurain; Padzil, Mohd Ridzuan bin; Rasit, Hanani Binti Harun; Hadi, Abd; Shanmugam, T.; Shaharudin, Shaharudin; Janain, B.
Jurnal Pendidikan Vokasi Vol. 14 No. 3 (2024): November
Publisher : ADGVI & Graduate School of Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jpv.v14i3.77866

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Entrepreneurship education programmes have been expanded globally across multiple levels of education to foster entrepreneurial competencies, including among student teachers at the Technical Education Campus, Teacher Education Institute (IPGKPT). Despite this development, limited studies have examined the entrepreneurial mindset of future teachers, who play a crucial role in shaping the next generation. This study aims to identify the entrepreneurial characteristics and the level of entrepreneurial aspirations among IPGKPT student teachers. A descriptive quantitative survey design was employed, involving 498 student teachers who responded to a Likert-scale questionnaire distributed via Google Forms. The results indicated that entrepreneurial characteristics (M = 3.78, SD = 0.85) and entrepreneurial aspirations (M = 3.76, SD = 0.85) were both at a high level. The findings further showed that student teachers demonstrated strong traits in risk-taking, innovativeness, and locus of control, as well as high levels of achievement motivation and self-efficacy. These results suggest that student teachers at IPGKPT are well-prepared to embrace entrepreneurship education and may potentially become role models in fostering entrepreneurial culture in schools. The study highlights the importance of sustaining and strengthening entrepreneurship education programmes in higher education institutions, particularly in teacher training colleges, to equip future educators with entrepreneurial mindsets and competencies. Such initiatives are expected to enhance graduate employability, encourage innovation in teaching, and contribute to broader national efforts toward economic growth and sustainability.
Analisis Produk Kredit Syariah Pada BPRS Jabal Nur Surabaya Menurut Hukum Ekonomi Syariah Safitri, Dini Aulia; Hadi, Abd
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 2 No 2 (2018)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v2i2.2479

Abstract

Abstrak Rumusan masalah dalam penelitian ini dapat dirumuskan sebagaimana berikut: Pertama, produk-produk kredit apa saja yang diberikan oleh BPRS Jabal Nur Surabaya? Kedua, bagaimana proses pemberian pembiayaan di BPRS Jabal Nur Surabaya? Ketiga, apakah pemberian kredit di BPRS Jabal Nur Surabaya sudah sesuai dengan hukum ekonomi syariah? Penelitian ini bertujuan untuk mendiskripsikan produk-produk kredit dari BPRS Jabal Nur Surabaya, untuk menganalisis proses pemberian kredit di BPRS Jabal Nur Surabaya, dan untuk menganalisis apakah proses pemberian kredit tersebut telah sesuai dengan hukum ekonomi syariah. Penelitian yang digunakan dalam penelitian fenomenologi dengan deskripsi-analisis, yaitu menggambarkan bagaimana analisis terhadap pembiayaan di BPRS Jabal Nur Surabaya dengan analisa kualitatif dengan logika induktif.Dari penelitian yang telah dilakukan, dapat ditarik kesimpulan: pertama, BPRS Jabal Nur memiliki dua jenis produk pembiayaan, yaitu Murabahah dan Mudharabah. Pembiayaan Murabahah diberikan kepada nasabah yang memiliki gaji tetap dan pedagang. Pembiayaan mudharabah diberikan kepada petani dan peternak. Kedua, proses pengajuan pembiayaan sangatlah mudah serta di bantu oleh petugas yang ramah serta informasinya tepat. Ketiga, Sistem pemberian pembiayaan di BPRS Jabal Nur sudah memenuhi kriteria syariah karena telah memenuhi unsur-unsur yang ada pada Fatwa Dewan Syariah Nasional Nomor 04/DSN-MUI/IV/2000 Tentang Murabahah.Harapannya dari penelitian ini kedepannya BPRS Jabal Nur Surabaya perlu mengembangkan produk yang lebih inovatif dan kreatif sehingga dapat menarik lebih banyak anggota baik yang menabung maupun yang meminjam, sehingga perlu rekasaya produk yang lebih menarik, seperti pembayaran listrik, pulsa listrik, pulsa HP, kerja sama dengan lembaga lain untuk mempermudah pembayaran konsumen serta Sistem keuangan terpadu antara kantor pusat dan cabangnya perlu dibangun lebih sinergis, melalui teknologi informasi jaringan sehingga setiap waktu dapat terkontrol keuangannya sehingga meningkatkan kegiatan internal kontrol kantor pusat. Kata Kunci: Perbankan syariah, pembiayaan dan akad.
EKSEKUSI KAPAL MOTOR AKIBAT WANPRESTASI PEMBIAYAAN MUSYARAKAH DI PENGADILAN AGAMA GRESIK PERSPEKTIF HUKUM EKONOMI SYARIAH (Analisis Penetapan Eksekusi Pa.Gresik Nomor : 005/Pdt.G/Eks/2017/Pa.Gs.) alfarihah, Atiqotul maula; Hadi, Abd
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 2 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i2.3913

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ABSTRACT                                                      Thesis entitled "Execution of Motorboats as a Result of Musharaka Financing Failure in Religious Court of Gresik in the Perspective of Islamic Economic Law“ (Analysis of the Execution Establishment in the Religious Court of Gresik Number : 005/Pdt.G/Eks/2017/PA.Gs.) is deliberated by the presence of an Execution that is carried out in the Religious Court of Gresik based on the Mortgage Deed Grosse Number : 572/2013 on November 7th, 2013 that hold an oath with the sentence "For Justice Based On Belief In The One and Only God" which was released by the Ministry of Directorate General of Sea Transportation, Batam Port Office, in the form of mortgage level I Debt Repayment with the cost of Rp.27.500.000.000,- .The research method used in this research is field research that has qualitative traits, which resourced from research informant that was collected while doing the research in the Religious Court of Gresik and was supported with a data that could be enhanced with literatures as an upholder. This research is qualitative descriptive, using interview, observation, and documentation data collecting technique. The approaching method used on this research is sosiological juridical which kater analyzed using inductive mindset.Based on the analysis result and related researches on Execution of Motorboats as a Result of Musharaka Financing Failure in Religious Court of Gresik in the Perspective of Islamic Economic Law, analysis of the Execution Establishment in the Religious Court of Gresik Number : 005/Pdt.G/Eks/2017/PA.Gs., evaluating based on Constitutional Law Number 3, Year of 2006 about the modification upon Constitutional Law Number 7, Year of 1989 about Religious Court, Constitutional Law Number 50, Year of 2009 about the second modification upon Constitutional Law Number 7, Year of 1989 about Religious Court, Supreme Court Law Number 2, Year of 2008 about Islamic Economic Laws Compilation, Constitutional Law Number 21, Year of 2008 about Islamic Banking and the Statute Book of Trading Laws, it can be concluded that the execution implementation based on islamic economic laws in Indonesia is under the authority of the Religious Courts. And the execution implementation in the Religious Court of Gresik with the basis of Mortgage Deed Grosse is already in accordance with the Islamic Economic Dispute Laws and the Constitutional Laws.Keywords : Execution, Financing Failure, Musharaka, Islamic Economic Law, Religious Court of Gresik
IMPLEMENTASI AKAD WADIAH DALAM PRODUK TABUNGAN DI BANK SYARIAH MANDIRI DAN TINJAUANNYA MENURUT HUKUM EKONOMI SYARIAH Rodiyah, Lulu; Hadi, Abd
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 1 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i1.5224

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ABSTRACT\         Since Sharia Banking Law issued, Sharia bank is blooming and gaining the trust of people in Indonesia. This is showed by the increase of the number of the established Sharia bank in Indonesia. However, in their practice, these Sharia banks are not in accordance with Islamic law. They plagiarize usury principles from conventional bank and just translate it to Arabic language e.g. Sharia savings and Akad Wadiah.In principle, the foundation of this product is correct according to Fiqh due to its Wadiah base. However, in their implementation, Sharia bank may applies Wadiah Yad Dhamanah principle; whereas, Akad Wadiah Yad Dhamanah by name can’t be found in the classical Fiqh literature, and if this principle is further analyzed, two contradicting Akads which are forcibly combined will be found, i.e. Akad Wadiah and Akad Qard.This research is field research, where the researcher involved directly in the field or research object i.e. Bank Syariah Mandiri, Lamongan branch. The data is collected by observing and interviewing the management and the employee of Bank Syariah Mandiri, Lamongan branch, thus the collected data is the core of the research object which then analyzed using Qualitative Research method. The result shows that the application of Akad Wadiah in Bank Syariah Mandiri, Lamongan branch is using Wadiah Yad Dhamanah principle, which is not in accordance with the Sharia Economic Law. Keywords: implementation, Wadiah, Sharia Economic Law. 
ANALISIS PUTUSAN PENGADILAN AGAMA MALANG TENTANG HAK TANGGUNGAN PADA SENGKETA EKONOMI SYARIAH (Studi Kasus Putusan Pengadilan Agama Malang nomor: 0689/Pdt.G/2017/PA.Mlg) imawan, arip; Hadi, Abd
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6849

Abstract

The Malang Religious Court has the authority to decide cases on Islamic economic disputes. Decision numbered: 0689 / Pdt.G / 2017 / PA.Mlg is a ruling stating that they reject the plaintiff's claim regarding the cancellation of the mortgage. The formulation of the problem in this study was how the litigation procedure in the Sharia Economic Dispute Settlement of the Malang Religious Court and the legal basis for judges' consideration in deciding case number 0689 / Pdt.G / 2017 / PA.Mlg. This study used qualitative methods with primary data source for decision number 0689 / Pdt.G / 2017 / PA.Mlg and secondary data in the form of laws and regulations, DSN-MUI fatwa, documentation, and interview with judges of the Malang Religious Court. Conclusion Thesis, legal considerations used by the Panel of Judges in Decision Number: 0689 / Pdt.G / 2017 / PA.Mlg wereappropriate. These legal considerations used Law number 3 of 2006 and Law number 50 of 2009 concerning religious courts, Law number 4 of 1996 concerning mortgage rights and objects related to land, Law number 21 of 2008 concerning Islamic banking, DSN fatwa MUI number 11 / DSN-MUI / IV / 2000 concerning Kafalah and Perma number 2 of 2008 concerning Sharia Economic Law Compilation. However, in using consideration Permenkeu 106 / PMK.06 / 2013 was not appropriate because the Permenkeu had been revoked and was not valid because there was a Permenkeu 27 / PMK.06/2016. Key Words : Sharia Economic Disputes, Mortgage Rights, Religious Courts
ANALYSIS OF HEALTH LEVEL FINANCIAL STATEMENTS AT BPRS BHAKTI SUMEKAR USING CAMEL METHOD 2016-2020 Nur Vitasari, Putri; Hadi, Abd; Junaidy, Basith; Yunan Atho’illah, Akhmad; Azizah, Imroatul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 2 (2018): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2018.8.2.1704-1721

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Abstract This research was conducted in order to determine the level of health at BPRS Bhakti Sumekar where the CAMEL method, that is Capital (capital), Asset Quality (asset quality), Management (management), Earning (profitability), and Liquidity (liquidity), was used in this study, and the period used was 2016-2020. Assessment of the bank's soundness level is also very important for a company itself, because by knowing the bank's health, the manager can make changes that can support the goodness and also the company's policies going forward. This research data collection method is by reviewing company records or documents. The results of the 2016 - 2020 BPRS Bhakti Sumekar Health Study show that the CAR ratio, BOPO is considered very healthy, while the PDN ratio is considered healthy even though the table does not show any movement in the level of health because BPRS Bhakti Sumekar is a non-foreign exchange bank, then FDR and ROA is considered healthy, and the ROE and FDR ratios are considered quite healthy because of all the results of these ratios, some are included in the moderate category; healthy
Analyzing the Ideal Leadership of Prophet Yusuf in the Quran: Relevance to Transformational Leadership Theory Hakim, Lukman; Mustaqim, Mustaqim; Hadi, Abd
TAFSE: Journal of Qur'anic Studies Vol. 9 No. 1 (2024)
Publisher : Program Studi Ilmu Al-Qur'an dan Tafsir Fakultas Ushuluddin dan Filsafat, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/tafse.v9i1.23283

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This study delves into the Quranic concept of ideal leadership by examining the narrative of Prophet Yusuf and its alignment with transformational leadership theory. Utilizing a qualitative library research approach, this analysis synthesizes insights from an array of primary and secondary sources including classical Islamic texts and contemporary scholarly articles. It identifies key leadership qualities exemplified by Prophet Yusuf such as intellectual prowess, professionalism, fairness, consistency, and the capacity to nurture a productive and inclusive environment. These attributes are juxtaposed with Bernard M. Bass's transformational leadership framework, which comprises intellectual stimulation, inspirational motivation, individualized consideration, and idealized influence. The research articulates how the leadership exemplified by Prophet Yusuf resonates with modern theoretical constructs and offers practical implications for contemporary leadership in organizational and national contexts. The findings underscore the enduring relevance of Quranic narratives in informing and enhancing modern leadership paradigms.