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Hirsanuddin, Hirsanuddin
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Pelaksanaan Small Claim Dalam Praktik Transaksi Jual Beli Kosmetik Melalui E-Commerce Sari, Paice Mutiara; Hirsanuddin, Hirsanuddin
Commerce Law Vol. 5 No. 1 (2025): Commerce Law
Publisher : Departement Business Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/commercelaw.v5i1.3044

Abstract

Penelitian ini bertujuan untuk mengetahui perbuatan hukum yang dilakukan oleh pelaku usaha yang dapat merugikan konsumen dalam transaksi jual beli kosmetik melalui e commerce dan untuk mengetahui mekanisme dalam melakukan penyelesaian sengketa konsumen melalui small claim. Jenis penelitian yang digunakan adalah penelitian hukum normatif dengan menggunakan metode pendekatan perundang-undangan (statue approach), dan pendekatan konseptual (conceptual aproach). Hasil penelitian ini menunjukkan perbuatan hukum yang dilakukan oleh pelaku usaha yang dapat merugikan konsumen dalam transaksi jual beli kosmetik melalui e-commerce antara lain, terdapat iklan produk kosmetik yang menyesatkan, beredarnya kosmetik dengan merek palsu, adanya produk cacat dan tidak sesuai dengan pesanan yang menyebabkan terjadinya kerugian terhadap konsumen. Penyelesaian sengketa konsumen dapat dilakukan dengan cara formal atau informal. Penyelesaian sengketa secara formal dapat dilakukan dengan cara mengajukan komplain langsung ke pelaku usaha dan penyelenggara aplikasi, sedangkan penyelesaian sengketa secara informal dapat dilakukan melalui BPSK, Small Claim Court atau penyelesaian sengketa melalui pengadilan.
Perlindungan Hukum Bagi Nasabah Bank Atas Kerugian Kejahatan Skimming (Studi Di Bank Bri Praya Lombok Tengah) Baiq Aulia Maharani; Hirsanuddin, Hirsanuddin
Commerce Law Vol. 4 No. 1 (2024): Commerce Law
Publisher : Departement Business Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/commercelaw.v4i1.4234

Abstract

Tujuan penelitian ini untuk mengetahui bentuk perlindungan hokum terhadap nasabah Bank atas kerugian kejahatan skimming di bank BRI Praya Lombok Tengah dan untuk mengetahui peran Otoritas Jasa Keuangan dalam melindungi nasabah atas kejahatan skimming di Indonesia. Penelitian ini menggunakan jenis penelitian dengan metode penelitian normatif-empiris dengan mengkaji pada peristiwa yang terjadi dalam masyarakat, dengan metode pendekatan perundang-undangan, pendekatan konseptual dan pendekatan sosiologis. Hasil penelitian yang dapat disimpulkan terdapat 2 bentuk Perlindungan Hukum. Perlindungan hukum preventif dengan subjek hukum diberikan kesempatan untuk mengajukan keberatan atau pendapatnya sebelum suatu keputusan pemerintah tujuannya adalah mencegah terjadinya sengketa. Perlindungan hukum yang represif bertujuan untuk menyelesaikan sengketa. Peran OJK pada setiap kegiatan di sektor perbankan diatur melalui Undang-Undang Otoritas Jasa Keuangan Pasal 7. Di mana, peran OJK adalah menetapkan setiap pengaturan serta melaksanakan pengawasan yang meliputi beberapa hal.
Keabsahan Akta Notaris yang Menggunakan Cyber Notary Sebagai Akta Otentik Zaenul Islam, Ahmad; Kurniawan, Kurniawan; Hirsanuddin, Hirsanuddin
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1206

Abstract

The rapid development of information technology can enable Notaries in carrying out their positions to interact indirectly with interested parties. This research is normative legal research which aims to analyze the concept of cyber notary as an authentic deed in Indonesia and the validity of notarial deeds that use cyber notary as authentic deeds. The results of this research are: The cyber notary concept is a concept that utilizes technological advances for notaries in carrying out their duties, such as: digitizing documents, signing deeds electronically, holding General Meeting of Shareholders (GMS) via teleconference. The validity of notarial deeds using Cyber ​​Notary is based on Article 16 paragraph (1) letter m UUJN in its explanation that the Notary must be physically present and sign the deed simultaneously with the presenters and witnesses. So the validity of the cyber notary as an authentic deed cannot yet be said to be authentic.
Pelaksanaan Lelang Parate Eksekusi Hak Tanggungan Milik Debitur Di Bank Tabungan Negara Cabang Mataram Haroki, Muhammad Imam; Hirsanuddin, Hirsanuddin
Commerce Law Vol. 5 No. 2 (2025): Commerce Law (in progress)
Publisher : Departement Business Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/8we9qs52

Abstract

This research discusses the implementation of parate execution auctions as an effort to resolve non performing loans at PT Bank Tabungan Negara (Persero) Tbk, Mataram Branch. As a state-owned bank focused on housing finance, BTN faces the risk of non-performing loans (NPL), which are addressed through credit restructuring or collateral execution. The implementation of parate execution is based on Law No. 4 of 1996 concerning Mortgage Rights and Minister of Finance Regulation No. 213/PMK.06/2020 on Auction Implementation Guidelines, which allows the bank to execute collateral without a court ruling if certain conditions are met. This research uses a normative-empirical legal method with statutory, case, and sociological approaches. Data were collected through legal document studies and interviews with BTN Mataram Branch staff. The findings indicate that collateral can only be auctioned if the debtor fails to undergo restructuring and has been issued three warning letters without response. The auction is carried out transparently through KPKNL using the e-auction system. Post-auction challenges include debtor objections and administrative issues such as the title transfer process. Although the procedures have been conducted in accordance with legal provisions, more detailed regulations are needed regarding collateral criteria and debtor protection to ensure fairness and legal certainty in the execution of parate auctions.
Co-Authors Arba, M Baiq Aulia Maharani Dewantoro, Tri Juniardi Djumardin, Djumardin Dwi Martini Halil, Elsa Aulia Haroki, Muhammad Imam Jayanti, RA Andria Kurniawan Kurniawan Mashadi, Muhammad Muhaimin Muhaimin Sari, Paice Mutiara Sofian, Rahman Sudiarto Sudiarto Yudanto, Aditya Rizky Haryo Zaenul Islam, Ahmad Zainal Asikin