Claim Missing Document
Check
Articles

Found 10 Documents
Search

PEMANFAATAN TEKNOLOGI INFORMASI DALAM RANGKA PENGEMBANGAN SDM YANG UNGGUL DAN BERKUALITAS PADA SMP IT DAARUSSALAAM TASIKMALAYA Mulyani, Elis Listiana; Radi R, Lucky; Nurfahmi M, Alfin
Jurnal Bakti Masyarakat Indonesia Vol 1, No 1 (2018): Jurnal Bakti Masyarakat Indonesia
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (552.882 KB) | DOI: 10.24912/jbmi.v1i1.1886

Abstract

Community Service (PPM) is carried out in order to help government programs improve the quality of 9-year basic education, therefore, skilled teaching staff is needed. Based on this we provide training on the use of Information Technology to improve the knowledge of educators through information medium, so that their skills and expertise can be improved. In relation to this we provide training to 14 teaching staff and education staff of Daarussalaam Ciawitali Karangnunggal IT Middle School Tasikmalaya in 2 phases. Phase 1 on July 13, 2017 is teaching about the introduction of Information Technology. Phase 2 on July 19, 2017 is the practice of using information technology. Based on the results of training and mentoring conducted, some educators implemented these methods in the learning and teaching process in the classroom right away. Some others, because of limited school facilities, are still using old methods. It is hoped that there will be an advanced program that can improve the skills of teachers and education staffs, especially in Daarussaalam Ciawitali Karangnunggal IT Middle School Tasikmalaya ABSTRAK: Pengabdian Pada Masyarakat (PPM) ini dilaksanakan dalam rangka membantu program pemerintah meningkatkan kualitas pendidikan dasar 9 tahun, sehingga diperlukan tenaga pendidik yang berkualitas. Berdasarkan hal tersebut kami memberikan pelatihan mengenai pemanfaatan Teknologi Informasi untuk meningkatkan wawasan tenaga pendidik melalui media informasi, sehingga kemampuan dan keahliannya dapat ditingkatkan. Sehubungan dengan hal tersebut kami memberikan pelatihan kepada 14 orang tenaga pendidik dan tenaga kependidikan SMP IT Daarussalaam Ciawitali karangnunggal Tasikmalaya melalui 2 tahap. Tahap ke 1 tanggal 13 Juli 2017 pemberian materi tentang pengenalan Teknologi Informasi. Tahap ke 2 tanggal 19 Juli 2017 praktek penggunaan teknologi informasi. Berdasarkan hasil pelatihan dan pendampingan yang dilakukan, beberapa tenaga pendidik langsung menggunakan metode tersebut dalam proses belajar dan mengajar di kelas. Beberapa lainnya karena keterbatasan fasilitas sekolah masih menggunakan metode lama. Diharapkan ada program lanjutan yang dapat meningkatkan keterampilan tenaga pendidik dan kependidikan khususnya di SMP IT Daarussaalam Ciawitali Karangnunggal Tasikmalaya
PENINGKATAN EKONOMI KREATIF MELALUI PELATIHAN PENGEMBANGAN DESIGN PRODUK BERBAHAN KARDUS MENJADI KERAJINAN FUNGSIONAL Rinandiyana, Lucky Radi; Mulyani, Elis Listiana; Budiman, Asep; Kurniawati, Ane
JCES (Journal of Character Education Society) Vol 6, No 4 (2023): Oktober
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jces.v6i4.16115

Abstract

Abstrak: Pengabdian ini dilaksanakan untuk membantu meningkatkan Ekonomi kreatif yang dalam menghasilkan produk atau jasa dengan kandungan kreatifitas bersama mitra dari UMKM dibawah binaan Disporabudpar Kota Tasikmalaya sebanyak 25 orang peserta. Pengabdian ini menggunakan metode pelatihan kepada komunitas UMKM dibawah naungan Disporabudpar Kota Tasikmalaya dimana bertujuan untuk memberikan bekal wawasan dan pemahaman mengenai berwirausaha dengan memanfaatkan sumber daya yang ada dalam hal ini adalah kardus bekas. Hasil dari kegiatan ini adalah berbagai kreasi dari limbah kardus bekas menjadi berbagai kerajinan fungsional yang menarik. Selain itu peserta pelatihan dibekali juga kemampuan untuk mengelola keuangan sebagai dasar pengelolaan usaha dengan digital marketing agar setelah memiliki produk, peserta juga dapat memanfaatkan media sosial sebagai sarana untuk memasarkan produknya.Pelatihan ini 90% dari mitra sudah dapat meningkatkan pemahaman dalam menggunakan barang bekas khususnya berbahan kardus hingga menjadi barang yang memiliki nilai ekonomis. Selain itu peserta yang ikut dalam kegiatan ini juga sudah dapat membuat sendiri kreasi craft yang sedang digemari saat ini seperti bucket dan explosion box snack hingga memanfaatkannya menjadi wirausaha baginya. Pembekalan mengenai pengelolaan keuangan sederhana dan memasarkan produk melalui digital marketing dapat dimanfaatkan lebih lanjut sebagai sarana untuk memulai usaha.Abstract: This service is carried out to help improve the creative economy in producing products or services with creative content with partners from MSMEs under the guidance of the Tasikmalaya City Disporabudpar as many as 25 participants. This service uses a training method for the MSME community under the auspices of the Tasikmalaya City Disporabudpar which aims to provide insight and understanding about entrepreneurship by utilizing existing resources, in this case, used cardboard. The results of this activity are various creations from used cardboard waste into various interesting functional crafts. In addition, training participants are also equipped with the ability to manage finances as a basis for business management with digital marketing so that after having a product, participants can also use social media as a means to market their products. In this training, 90% of the partners have been able to increase their understanding of using used goods, especially cardboard ones, so that they become goods that have economic value. In addition, the participants who took part in this activity were also able to make their own craft creations that are currently in vogue such as buckets and explosion box snacks to use them to become entrepreneurs for them. Provision regarding simple financial management and marketing products through digital marketing can be further utilized as a means to start a business.
PENGARUH ALOKASI KREDIT DAN HARGA KREDIT TERHADAP PROFITABILITAS DENGAN RISIKO KREDIT SEBAGAI VARIABEL INTERVENING Mulyani, Elis Listiana; Sari, Dewi Permata; Mufreni, Alfin Nurfahmi
Jurnal Ekonomi Manajemen Vol 8, No 1 (2022): Mei 2022
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jem.v8i1.5784

Abstract

The purpose of this study is to find out and analyze the effect of credit ratio(Loan to Funding Ratio / LFR) and credit price (Loan Pricing) on profitability (Net Profit Margin) with credit risk (Non Performing Loan / NPL) as Intervening Variable. The research was conducted on banking listed on the Indonesia Stock Exchange.The research method used is descriptive analysis with the data used is secondary data in the form of Income and Balance Sheet statements on banks listed on the Indonesia Stock Exchange. Analytical tools use financial ratios in the form of Loan to Funding Ratio (LFR), Loan Pricing, Credit Risk (Non Performing Loan) and Net Profit Margin and intervening regression analysis.Based on the results of research it is known that Credit Risk (NPL) becomes a partial intervening variable between Loan Funding Rastio against Net Profit Margin (NPM), while between Credit Price (Loan Pricing)against Net Profit Margin, Credit Risk (NPL) becomes a perfect intervening variable. Tujuan Penelitian ini adalah untuk mengetahui dan menganalisis pengaruh rasio kredit (Loan to Funding Ratio /LFR) dan harga kredit (Loan Pricing) terhadap profitabilitas (Net Profit Margin) dengan risiko kredit (Non Performing Loan/NPL) sebagai Variabel Intervening .Penelitian dilakukan pada Perbankan yang tercatat di Bursa Efek Indonesia.Metode Penelitian yang digunakan adalah analisis deskriptif dengan data yang digunakan adalah data sekunder berupa laporan Keuangan Laba Rugi dan Neraca pada Perbankan yang tercatat di Bursa Efek Indonesia .Alat analisis menggunakan rasio keuangan berupa Loan to Funding Ratio (LFR), Loan Pricing ( Harga Kredit) , Risiko Kredit ( Non Performing Loan) dan Net Profit Margin dan analisis regressi intervening . Berdasarkan hasil penelitian diketahui bahwa bahwa Risiko Kredit (NPL) menjadi  variable intervening parsial antara Loan Funding Rastio terhadap Net Profit Margin (NPM), sedangkan antara Harga Kredit ( Loan Pricing) terhadap Net Profit Margin, Risiko Kredit (NPL) menjadivariable intervening sempurna .
Literasi Keuangan Mahasiswa Fakultas Ekonomi Dan Bisnis Di Universitas Siliwangi Bintari, Vivi Indah; Mulyani, Elis Listiana
KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Vol. 11 No. 1 (2023): KREATIF
Publisher : Prodi Manajemen Fakultas Ekonomi Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jk.v11i1.y2023.p40-50

Abstract

Pasca wabah COVID-19, industri keuangan Indonesia berhasil bertahan, mempertahankan kinerja, dan menyesuaikan diri dengan perubahan keadaan sosial dan ekonomi. Beragam taktik digunakan untuk membangun momentum pemulihan dan mempercepat transisi menuju sektor keuangan syariah yang lebih efektif dan kompetitif. Dalam ekosistem yang berbasis digital dan saling terhubung, semua potensi dikembangkan secara maksimal. Industri keuangan Syariah diketahui oleh siswa melalui pendidikan mereka di institusi yang lebih tinggi. Mahasiswa yang memiliki literasi ini harus mampu mengelola keuangannya sesuai syariah dengan ilmu, jaminan, dan kemampuan. Penelitian ini menggunakan metodologi deskriptif dengan sampel mahasiswa Fakultas Ekonomi dan Bisnis Universitas Siliwangi untuk memberikan gambaran tingkat literasi keuangan Syariah di kalangan mahasiswa. Temuan demografi menunjukkan bahwa bank syariah kurang populer dikalangan mahasiswa dibandingkan bank konvensional. Tingkat literasi mahasiswa berada dalam rentang cukup (sufficiently literate) dan tinggi (highly literate), sebagaimana ditentukan oleh standar OJK berdasarkan data penelitian. Mahasiswa memiliki tingkat literasi yang tinggi tentang ZIS, pasar modal syariah, dan sistem ekonomi syariah. Tingkat literasi mahasiswa cukup baik dalam hal pengaturan keuangan pribadi, perbankan syariah, asuransi syariah, pembiayaan syariah, dan dana pensiun.
Building A Predictive Model for Student Decisions: The Role of Investment Understanding, Herding Behavior and Risk Tolerance Mulyani, Elis Listiana; Rahmani, Dede Arif; Kurniawan, Dian; Paturochman, Iwan Ridwan; Rinandiyana, Lucky Radi; Badriatin, Tine
Indonesian Journal of Social Science Research Vol 5 No 2 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.02.12

Abstract

Various factors influence the investment decisions of Siliwangi University students, such as their understanding of investment and herding behavior, and risk tolerance. So the problem formulation in this study is about how the effect of investment understanding on student investment decisions in the capital market, how the effect of herding behavior on student investment decisions in the capital market, how the effect of Risk Tolerance on student investment decisions in the capital market, how the effect of investment understanding, herding behavior and Risk Tolerance on student investment decisions in the capital market. While the purpose of this study is to identify and describe the effect of investment understanding on student investment decisions in the capital market, the effect of herding behavior on student investment decisions in the capital market, the effect of risk tolerance on student investment decisions in the capital market, and the combined effect of investment understanding, herding behavior, and risk tolerance on student investment decisions in the capital market. This research uses a descriptive method with a verification approach. The data collection technique was carried out through a questionnaire as primary data. The results of the study will be analyzed using correlation analysis, determination, and F test.
Memperkuat Ekosistem Investasi Digital melalui Pelatihan TOT Pembentukan Galeri Investasi Digital (GIDIG) Pertama di Priangan Timur Mulyani, Elis Listiana; Rinandiyana, Raden Lucky Radi; Rahmani, Dede Arif; Budiman, Asep; Subrata, Ali; Sani, Ageng Asmara; Badriatin, Tine
Abdimas Galuh Vol 6, No 2 (2024): September 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v6i2.16106

Abstract

Pasar Modal Indonesia mengalami peningkatan jumlah investor yang luar biasa akibat dari perkembangan teknologi. Teknologi juga membawa perubahan perilaku investasi di kalangan generasi muda. Sebelumnya, investasi sering diasosiasikan dengan citra seorang lelaki berpenampilan rapi yang terlibat dalam transaksi langsung. Namun, kini, generasi muda menunjukkan sikap yang lebih bijaksana dan matang, didukung oleh kemajuan teknologi yang memudahkan akses ke berbagai instrumen investasi. Pandemi virus corona juga menegaskan urgensi membangun kekayaan jangka panjang, memperkuat kesadaran akan pentingnya berinvestasi untuk masa depan. Data dari Kustodian Sentral Efek Indonesia (KSEI) menunjukkan peningkatan signifikan minat terhadap investasi, terutama di pasar modal, dengan pertumbuhan yang stabil dalam jumlah investor, khususnya dalam investasi reksa dana, Surat Berharga Negara (SBN), dan saham. Pengabdian ini bertujuan untuk memperkenalkan konsep pasar modal kepada mahasiswa Institut Agama Islam Tasikmalaya (IAIT) melalui pendirian Galeri Investasi Digital (GIDIG). GIDIG diharapkan menjadi wadah yang efektif dalam memberikan pemahaman dan pengalaman praktis mengenai investasi di pasar modal, serta memfasilitasi akses terhadap data dan informasi terkini tentang pasar modal. Melalui berbagai kegiatan seperti seminar, workshop, dan pelatihan investasi, pengembangan aplikasi mobile dan platform online GIDIG, serta pendampingan dan bimbingan kepada mahasiswa, diharapkan terjadi peningkatan pemahaman, minat, dan partisipasi dalam aktivitas investasi, serta pengembangan keterampilan praktis dalam mengelola investasi. Hasil dari pengabdian ini diharapkan dapat memberikan kontribusi positif terhadap literasi keuangan, peningkatan literasi digital, dan keterlibatan aktif industri keuangan dan pasar modal dalam pendidikan dan pengembangan generasi muda. Luaran yang dihasilkan berupa Jurnal terakreditasi, HKI, MoU dan IA kerjasama IAIT dan FEB UNSIL
Membuka Akses Generasi Zenial Dengan Meningkatkan Literasi dan Keterampilan Investasi Melalui Pembentukan Galeri Edukasi Kurniawan, Dian; Fahmi, Annas Syams Rizal; Budiman, Asep; Mulyani, Elis Listiana; Paturochman, Iwan Ridwan; Kurniawati, Ane; Rinandiyana, Lucky Radi; Badriatin, Tine
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 4 No. 2 (2024): Agustus 2024 - Januari 2025
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v4i2.3170

Abstract

Generation Z has great potential to change the economy, but low literacy and investment skills can hinder their ability to achieve financial independence and manage their finances effectively. Therefore, the aim of this service is to provide literacy related to finance and investment to help them manage their finances wisely, fundamentally change their views on finances, and enable them to make smarter investment decisions and build a more stable and financial future. sustainable. The methods used in this service include the establishment of an Education Gallery which is designed to provide information, training and resources related to financial literacy and investment. This gallery will hold various activities such as seminars, Focus Group Discussions, as well as provide educational material that is easily accessible and understood by generation Z. The targeted output of this service is increasing the level of literacy and investment skills among generation Z. With the hope that after participating in this program, generation Z will be able to understand the concept of financial management, the basic concepts of investment, understand the risks and opportunities in investing, and be able to make better financial plans for their future. Thus, through innovative and sustainable approaches such as the establishment of the Education Gallery, this community service aims to make a significant contribution in improving the welfare and financial sustainability of generation Z, as well as strengthening the economic foundation of society as a whole, This can be seen from the results of the post-test of participants after taking part in the training, their understanding of investment has increased.
PENINGKATAN PEMAHAMAN LITERASI KEUANGAN PADA ERA SOCIETY 5.0 BAGI GENERASI ZENIAL Mulyani, Elis Listiana; Budiman, Asep; Kurniawati, Ane; Rinandiyana, Lucky Radi; Badriatin, Tine
JCES (Journal of Character Education Society) Vol 5, No 4 (2022): October
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jces.v5i4.11237

Abstract

Abstrak: Kegiatan ini bertujuan untuk memberikan sosialisasi, edukasi dan literasi tentang pentingnya pengelolaan keuangan pribadi, menginvestasikan bagian dari pendapatan yang dimiliki, pengenalan financial technology dan memberikan pelatihan investasi di pasar modal. Ini perlu dilakukan mengingat kurangnya kesadaran publik tentang pentingnya mengelola keuangan dan berinvestasi untuk meningkatkan nilai kekayaan di masa depan agar tidak terkikis oleh inflasi. Generasi Z adalah generasi setelah generasi milenial. Tentunya pengetahuan mengenai pengelolaan keuangan dan cara untuk berinvestasi akan menjadi bekal yang harus dimiliki. Kegiatan ini bertempat di SMK Terpadu Al-Ikhwan sebanyak 50 peserta dimana siswa-siswinya sebagai zenial merupakan  usia yang tepat untuk mulai diberi pengatahuan literasi keuangan. Tujuan sosialisasi dan pelatihan ini diharapkan bahwa mitra akan dapat mengetahui pentingnya pengelolaan keuangan, pemanfaatan financial technology, dan berinvestasi dibandingkan dengan tabungan, mengubah paradigma saving society menjadi investment society dan menjadi investor individu untuk meningkatkan kekayaan dan ekonomi keluarga di tahun mendatang. Metode yang akan digunakan dalam mencapai tujuan-tujuan ini adalah tutorial dan pelatihan dalam pengelolaan keuangan, pengenalan financial technology dan pasar modal serta pelatihan dalam tata cara transaksi. Hasil dari pengabdian ini adalah peserta sudah mulai mencoba menjadi investor muda hal ini ditandai dengan adanya pembukaan akun saham pada sekuritas sebagai awal mula menjadi investor.Abstract:  This activity aims to provide socialization, education and literacy on the importance of managing personal finances, investing part of their income, introducing financial technology and providing investment training in the capital market. This needs to be done considering the lack of public awareness about the importance of managing finances and investing to increase the value of wealth in the future so as not to be eroded by inflation. Generation Z is the generation after the millennial generation. Of course, knowledge about financial management and how to invest will be a must-have. This activity took place at the Al-Ikhwan Integrated Vocational School as many as 50 participants where the students as zenials were the right age to start being given financial literacy knowledge. The purpose of this socialization and training is that partners will be able to know the importance of financial management, use of financial technology, and investing compared to savings, change the paradigm of a saving society into an investment society and become individual investors to increase family wealth and economy in the coming year. The methods that will be used to achieve these goals are tutorials and training in financial management, introduction to financial technology and capital markets and training in transaction procedures. The result of this service is that participants have started to try to become young investors, this is indicated by the opening of a stock account in securities as the beginning of becoming an investor. 
Membuka Akses Generasi Zenial Dengan Meningkatkan Literasi dan Keterampilan Investasi Melalui Pembentukan Galeri Edukasi Kurniawan, Dian; Fahmi, Annas Syams Rizal; Budiman, Asep; Mulyani, Elis Listiana; Paturochman, Iwan Ridwan; Kurniawati, Ane; Rinandiyana, Lucky Radi; Badriatin, Tine
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 4 No. 2 (2024): Agustus 2024 - Januari 2025
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v4i2.3170

Abstract

Generation Z has great potential to change the economy, but low literacy and investment skills can hinder their ability to achieve financial independence and manage their finances effectively. Therefore, the aim of this service is to provide literacy related to finance and investment to help them manage their finances wisely, fundamentally change their views on finances, and enable them to make smarter investment decisions and build a more stable and financial future. sustainable. The methods used in this service include the establishment of an Education Gallery which is designed to provide information, training and resources related to financial literacy and investment. This gallery will hold various activities such as seminars, Focus Group Discussions, as well as provide educational material that is easily accessible and understood by generation Z. The targeted output of this service is increasing the level of literacy and investment skills among generation Z. With the hope that after participating in this program, generation Z will be able to understand the concept of financial management, the basic concepts of investment, understand the risks and opportunities in investing, and be able to make better financial plans for their future. Thus, through innovative and sustainable approaches such as the establishment of the Education Gallery, this community service aims to make a significant contribution in improving the welfare and financial sustainability of generation Z, as well as strengthening the economic foundation of society as a whole, This can be seen from the results of the post-test of participants after taking part in the training, their understanding of investment has increased.
Building A Predictive Model for Student Decisions: The Role of Investment Understanding, Herding Behavior and Risk Tolerance Mulyani, Elis Listiana; Rahmani, Dede Arif; Kurniawan, Dian; Paturochman, Iwan Ridwan; Rinandiyana, Lucky Radi; Badriatin, Tine
Indonesian Journal of Social Science Research Vol. 5 No. 2 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.02.12

Abstract

Various factors influence the investment decisions of Siliwangi University students, such as their understanding of investment and herding behavior, and risk tolerance. So the problem formulation in this study is about how the effect of investment understanding on student investment decisions in the capital market, how the effect of herding behavior on student investment decisions in the capital market, how the effect of Risk Tolerance on student investment decisions in the capital market, how the effect of investment understanding, herding behavior and Risk Tolerance on student investment decisions in the capital market. While the purpose of this study is to identify and describe the effect of investment understanding on student investment decisions in the capital market, the effect of herding behavior on student investment decisions in the capital market, the effect of risk tolerance on student investment decisions in the capital market, and the combined effect of investment understanding, herding behavior, and risk tolerance on student investment decisions in the capital market. This research uses a descriptive method with a verification approach. The data collection technique was carried out through a questionnaire as primary data. The results of the study will be analyzed using correlation analysis, determination, and F test.