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Efektifitas Pengaturan dan Pengawasan Bisnis Financial Technology (Peer to Peer Lending) di Indonesia Benuf, Kornelius; Agus Priyono, Ery; Mahmudah, Siti; Badriyah, Siti Malikhatun; Rahmanda, Bagus; Soemarmi, Amiek
Pandecta Research Law Journal Vol 15, No 2 (2020): December
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/pandecta.v15i2.21777

Abstract

In the industrial era 4.0 as it is now, the ease and speed of getting something are highly sought after, including the ease and speed of obtaining financial services. Financial Technology (Fintech) is a digital commercial service that offers and provides convenience and speed of financial services. The emergence of Fintech certainly makes it easy for people to get financial assistance. But as a state of law, Indonesia must regulate Fintech's business practices. Including the implementation of Fintech's business, it must be controlled and monitored by existing laws in Indonesia, not just stopping the formation of the rules, but also must be ensured that the rules apply effectively. This study aims to describe the basis for Fintech's business arrangements in Indonesia and will explain the effectiveness of the regulation in society. The writing method used is normative juridical, with a statutory approach, using secondary data by analyzing primary, secondary, and tertiary legal materials. Based on the research results, it is known that in Indonesia, Fintech's business is regulated by three institutions, namely the Ministry of Communication and Information, Bank Indonesia, and the Financial Services Authority. Regarding the effectiveness of the rules regarding the implementation of Fintech in Indonesia has not been going well because there are still shortages both in terms of legal structure, a legal substance, and legal culture.
Law Enforcement In The Field Of Music In The Spotify Application Program Rahmanda, Bagus; Adhi, Yuli Prasetyo; Benuf, Kornelius
Journal of Private and Commercial Law Vol 5, No 2 (2021): November
Publisher : Faculty of Law, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jpcl.v5i2.31702

Abstract

Music and songs are one of the areas of Intellectual Property Rights which are protected in Article 58 letter (d) of UU Number 28 of 2014 about Copyright, namely Copyright Protection for Song or music creations with or without text. In this digital era, there are many ways for us to get the music we want through various platforms on the internet such as Youtube, Joox, Spotify, and others. Because the means to get music are getting easier now, there are more and more copyright violations against music, ranging from piracy to plagiarism. This study aims to discuss how the Copyright law regulates copyright protection in the field of music on the internet and also how the Spotify music service platform protects copyright. The research method used is a normative research method; the data analyzed is secondary legal data consisting of primary legal materials, namely Copyright Law and Secondary Law materials, namely literature related to research problems. Based on the results of the study, it is known that Spotify as one of the world's famous song streaming applications has the exclusive right as a copyright licensee to exercise exclusive rights as regulated in Article 9 of the Copyright Law. Spotify as a streaming service provider must of course have a license for the music or songs provided in the application through a license agreement with the licensor.
Prinsip Perlindungan Konsumen Dalam Penyelenggaraan Kegiatan Usaha Penukaran Valuta Asing Bukan Bank Rahmanda, Bagus; Irawati, Irawati; Valentika, Fidelia Febi
Jurnal Pembangunan Hukum Indonesia Volume 6, Nomor 1, Tahun 2024
Publisher : PROGRAM STUDI MAGISTER HUKUM FAKULTAS HUKUM UNIVERSITAS DIPONEGORO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jphi.v6i1.%p

Abstract

Kegiatan usaha penukaran valuta asing bukan bank (KUPVA-BB) di Bali telah menjadi perhatian utama karena kompleksitasnya yang mengganggu sektor pariwisata. Artikel ini mengulas dampak negatif money changer ilegal terhadap pariwisata Bali dan perlindungan konsumen. Money changer ilegal menimbulkan risiko peredaran uang palsu, penipuan, dan nilai tukar yang merugikan. Meskipun ada regulasi perlindungan konsumen, regulasi terkait money changer ilegal masih kurang memadai. Metode penelitian yang digunakan melibatkan analisis dokumen peraturan Bank Indonesia Nomor 18/20/PBI/2016 serta wawancara dengan staf perizinan dan pengawasan KUPVA-BB di Bank Indonesia Provinsi Bali. Hasilnya menunjukkan bahwa Bank Indonesia telah mengambil langkah-langkah tegas dalam menangani KUPVA-BB ilegal, termasuk pemberian peringatan, sanksi, dan pencabutan izin. Bank Indonesia juga telah menerapkan standar perlindungan konsumen, termasuk kebijakan anti pencucian uang dan perlindungan data nasabah. Kesimpulannya, peran Bank Indonesia dalam menangani KUPVA-BB ilegal di Bali sangat penting untuk menjaga kestabilan sektor pariwisata dan melindungi konsumen. Langkah-langkah yang telah diambil menunjukkan komitmen Bank Indonesia dalam menegakkan regulasi dan memberikan perlindungan kepada masyarakat.
TRANSFER OF INTELLECTUAL PROPERTY RIGHT AS A COMPANY ASSET IN BANKRUPTCY IN INDONESIA Al Asy'arie, Moh. Asadullah Hasan; Rahmanda, Bagus; Prasetyo, Khanza Anindita
Diponegoro Law Review Vol 9, No 1 (2024): Diponegoro Law Review April 2024
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/dilrev.9.1.2024.53-69

Abstract

The transfer of intellectual property rights (IPR) as a company asset during bankruptcy proceedings in Indonesia presents a complex legal landscape. This study examines the gap between existing legal frameworks and the practical realities faced by companies undergoing bankruptcy. Specifically, the research addresses the lack of clear guidelines on the valuation, transfer, and protection of IP rights, which are critical assets in the modern economy. This  study  utilizes the three research methods, which are Normative Approach and Conceptual Approach. Findings indicate significant inconsistencies and ambiguities in the legal treatment of IPR in bankruptcy cases. The aim of this research is to provide an understanding of how IPR can be included in the bankruptcy estate and distributed to entitled creditors based on an assessment by the curator. In conclusion, this research found that recommendations for legal amendments and policy interventions to bridge the identified gaps, thereby enhancing the protection and transferability of IP rights in bankruptcy contexts in Indonesia.
Kedudukan Karya Seni Digital dalam Sistem Non-Fungible Token (NFT) Terhadap Undang-Undang Nomor 28 Tahun 2014 tentang Hak Cipta Chrisnando, Gabriel Rhema; Santoso, Budi; Rahmanda, Bagus
Law, Development and Justice Review Vol 6, No 3 (2023): Law, Development & Justice Review
Publisher : Faculty of Law, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/ldjr.6.2023.219-235

Abstract

Non-fungible tokens (NFTs) make it easier for artists to utilize the moral and economic rights to their artworks in digital form. Unfortunately, the implementation of NFTs is still not accompanied by special regulations governing it. Law Number 28 of 2014 concerning Copyright can at least be a reference for its regulation because after all, one of the assets underlying the sale and purchase of NFTs is a work of art which is also protected by copyright. The purpose of this study is to analyze the position and legal protection of digital artworks in the NFT system from the perspective of Law Number 28 of 2014 concerning Copyright. This research uses a normative juridical approach method by taking secondary data sources and supporting data in the form of interviews with NFT creators which are then analyzed qualitatively. The results showed that digital artworks in the NFT system have the same position as works of art in general as they are also protected by copyright under Article 40 of Law Number 28 of 2014 concerning Copyright. However, there are several aspects in its implementation that are different from the Copyright Law, such as the royalty acquisition mechanism which is not based on a license agreement, but uses a smart contract which has become a default option offered in the NFT marketplace platform system. The NFT marketplace platform and the government exist as parties in charge of protecting copyright law.
Penerapan Prinsip First to file Dalam Sengketa Merek Terkenal Tanjung, Damar Ramadhanna; Njatrijani, Rinitami; Rahmanda, Bagus
Law, Development and Justice Review Vol 6, No 2 (2023): Law, Development & Justice Review
Publisher : Faculty of Law, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/halal.v%vi%i.19020

Abstract

The “Superman” brand dispute between DC Comics and PT Marxing Fam Makmur was caused by the use of the first to file principle where the “Superman” brand owned by DC Comics could not be registered because the mark had already been registered by PT Marxing Fam Makmur. This study uses a normative juridical approach. The purpose of this study is to determine the legal protection for bad faith towards the well-known brand, namely "Superman" which is owned by DC Comics in accordance with Law No. 20 of 2016 concerning Marks and Geographical Indications and the application of the first to file principle in this trademark dispute. In the discussion, it is known that the legal protection for the "Superman" brand owned by DC Comics is in accordance with Law no. 20 of 2016 due to bad faith in the registration of the Superman brand owned by PT Marxing Fam Makmur. In this dispute the principle of first to file is used to determine who is entitled to the trademark "Superman". 
Creditor Protection in Individual Company Bankruptcy Asy'arie, Moh. Asadullah Hasan Al; Wibowo, Benedictus Satryo; Rahmanda, Bagus; Irawati, Irawati
International Journal of Business, Law, and Education Vol. 6 No. 2 (2025): International Journal of Business, Law, and Education (On Progress July-Desembe
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v6i2.1269

Abstract

This study examines the legal and financial implications of Indonesia’s recognition of sole proprietorships as a new legal entity under the Job Creation Law for micro, small, and medium enterprises (MSMEs). While this status facilitates business establishment and access to funding, it raises risks for creditor protection due to weak legal and financial safeguards. Using a non-doctrinal, empirical juridical approach through interviews and legal analysis, the research identifies key challenges: MSME actors’ limited legal awareness, creditors’ restricted access to financial information, poor separation of personal and business assets, and inefficiencies in the judicial system. These conditions heighten creditor vulnerability in cases of insolvency. The study recommends strengthening regulations, improving legal education for MSMEs, enhancing financial transparency, and empowering relevant institutions to ensure fairer creditor protection and a more sustainable business climate, particularly in Labuan Bajo.