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All Journal Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Tawazun: Journal of Sharia Economic Law Jurnal Agrium Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Management of Zakat and Waqf Journal (MAZAWA)) Al Khidma: Jurnal Pengabdian Masyarakat Balance : Jurnal Akuntansi dan Manajemen CEFARS : JURNAL AGRIBISNIS DAN PENGEMBANGAN WILAYAH Jurnal Agribisnis dan Pengembangan Wilayah
Muzalifah, Muzalifah
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Keabsahan Akad Jual Beli Online Muslim Kelas Menengah Kota Yogyakarta Pasca Pandemi Covid-19 Muzalifah, Muzalifah
TAWAZUN : Journal of Sharia Economic Law Vol 4, No 1 (2021): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v4i1.9434

Abstract

This study aims to determine the validity of the online buying and selling contract after the Covid-19 pandemic. Online buying and selling transactions are increasingly prevalent and have become superior after the Covid-19 pandemic. One of the factors is the government ban on crowds and encouragement to always maintain a safe distance to avoid Covid-19. This study uses a quantitative approach. The data collection technique used a questionnaire distributed to 45 respondents who carried out buying and selling online after the Covid-19 pandemic. Meanwhile, the data analysis used percentages. The results of the study found that only 8.9% of 45 respondents stated that they were buying and selling online to avoid the spread of Covid-19, 22.2% of them stated that online buying and selling was profitable, and 26.7% for easier marketing. While the rest said that buying and selling online was done to save business capital and as a side job. According to Islamic law, there is no prohibition on buying and selling activities after the Covid-19 pandemic as long as it does not conflict with Islamic teachings. The contract in the sale and purchase is valid if it meets the requirements and is in harmony according to Islamic law. The application of khiyar rights in online buying and selling after the Covid-19 pandemic is important to implement. This is done to avoid a loss to one of the parties after the transaction process has taken place.
KEJADIAN DAN KEPARAHAN PENYAKIT BUSUK BATANG (Erwinia sp.) PADA TANAMAN BUAH NAGA (Hylocereus costaricensis) DI LEMBAH SEULAWAH, ACEH BESAR Muzalifah, Muzalifah; Sahputra, Hendri; Subandar, Irvan
Agrium Vol 19, No 1 (2022)
Publisher : Faculty of Agriculture, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/agrium.v19i1.6251

Abstract

Penyakit busuk batang (Erwinia sp.) merupakan salah satu penyakit yang cepat menyebar diantara penyakit lainnya pada tanaman buah naga. Penyebarannya sangat mudah terutama pada kondisi kelembaban yang tinggi. Penelitian ini bertujuan untuk mengetahui daya serang penyakit busuk batang (Erwinia sp.) pada tanaman buah naga (Hylocereus costaricensis). Penelitian ini dilakukan di kebun tanaman buah naga UPTD BBHTPP Distanbun Aceh dengan menggunakan metode purposive sampling sebanyak 5 blok dengan berbentuk pola “Z” terhadap kejadian dan kemampuan daya serang penyakit terhadap tanaman naga. Frekwensi pengamatan dilakukan sebanyak 7 kali setiap 2 minggu sekali. Hasil penelitian menunjukkan bahwa daya serang penyakit busuk batang ini tergolong ringan yaitu 3,47%-23,75%, demikian pula halnya dengan kejadian penyakit yaitu 17,36-61,45%. Produktivitas buah naga di UPTD BBHTPP Distanbun Aceh yaitu 1,16-1,61 ton/ha.
Kejadian Dan Keparahan Penyakit Busuk Batang (Erwinia sp.) Pada Tanaman Buah Naga (Hylocereus costaricensis) Di Lembah Seulawah, Aceh Besar Muzalifah, Muzalifah; Sahputra, Hendri; Subandar, Irvan
Agrium Vol 19 No 1 (2022)
Publisher : Faculty of Agriculture, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/agrium.v19i1.6251

Abstract

Penyakit busuk batang (Erwinia sp.) merupakan salah satu penyakit yang cepat menyebar diantara penyakit lainnya pada tanaman buah naga. Penyebarannya sangat mudah terutama pada kondisi kelembaban yang tinggi. Penelitian ini bertujuan untuk mengetahui daya serang penyakit busuk batang (Erwinia sp.) pada tanaman buah naga (Hylocereus costaricensis). Penelitian ini dilakukan di kebun tanaman buah naga UPTD BBHTPP Distanbun Aceh dengan menggunakan metode purposive sampling sebanyak 5 blok dengan berbentuk pola Z terhadap kejadian dan kemampuan daya serang penyakit terhadap tanaman naga. Frekwensi pengamatan dilakukan sebanyak 7 kali setiap 2 minggu sekali. Hasil penelitian menunjukkan bahwa daya serang penyakit busuk batang ini tergolong ringan yaitu 3,47%-23,75%, demikian pula halnya dengan kejadian penyakit yaitu 17,36-61,45%. Produktivitas buah naga di UPTD BBHTPP Distanbun Aceh yaitu 1,16-1,61 ton/ha.
Pendampingan dan Optimalisasi Jual Beli Berbasis Online pada Pedagang Pasar Malam di Kota Palangka Raya Muzalifah, Muzalifah; Musyarapah, Musyarapah; Rahmah, ST; Rahmawati, Rahmawati; Saputra, Vita Yudi; Pamungkas, Sapto
Al Khidma: Jurnal Pengabdian Masyarakat Al Khidma Vol. 3 No. 1 Januari 2023
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/ak.v3i1.1929

Abstract

Pasar malam merupakan tulang punggung perekonamian masyarakat kelas menengah kebawah yang perlu menjadi perhatian oleh stakeholder terkait. Perhatian tersebut dapat dalam bentuk pendampingan dan optimaslisai eksistensi pasar melalui jual beli online sebagaimana yang dilakukan oleh tim pengabdian Prodi Magister Ekonomi Syariah IAIN Palangka Raya pada salah satu pasar malam di Kota Palangka Raya. Pendekatan yang digunakan dalam pengabdian ini adalah Participatory action research (PAR). Adapun hasil pengabdian menyimpulkan bahwa terdapat beberapa kesulitan yang dihadapi pedagang ketika melaksanakan jual beli online sehingga diperlukan pendampingan agar omset mereka meningkat, diantaranya perangkat elektronik seperti hand phone yang belum memiliki akses internet, proses transaksi online ribet, uang tidak bisa lansung diterima, dan enggan meninggalkan kebiasaan lama (tawar menawar). Sementara upaya pendamapingan yang dilakukan yaitu yaitu memberikan buku saku belanja online, memberikan layanan dalam bentuk bimbingan face to face kepada pedagang yang terkendala dalam melakukan transaksi online, membuat catatan keluhan pedagang ketika melakukan jual beli online untuk ditindaklanjuti, dan membuka konseling terkait bagaimana cara membuat dan mendesain website yang menarik sehingga memiliki nilai jual, mudah di akses dan dapat dijangkau oleh semua kalangan
PENGGUNAAN FAKTOR PRODUKSI USAHATANI CAISIM (Brassica chinensis L.) Muzalifah, Muzalifah; Danapriatna, Nana; Nursinah, Is Zunaini
CEFARS : JURNAL AGRIBISNIS DAN PENGEMBANGAN WILAYAH Vol. 2 No. 1 (2010): CEFARS : JURNAL AGRIBISNIS DAN PENGEMBANGAN WILAYAH
Publisher : Fakultas Pertanian Universitas Islam 45 (UNISMA) Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the factors that affect the amount of production in one growing season and measure the efficiency of production factors for a one-time harvest. The method used in this study is a survey method with the case in Kampung Rawa Ants RT / RW 04/12 Margahayu Village, East Bekasi. A total of 30 farmers caisim as respondents. The analysis model used is the Cobb-Douglas models, followed by analysis of the elasticity of production factors. The results showed that (a) chicken manure significantly affect yield while seed, urea fertilizer , KCl fertilizer, NPK fertilizer, TSP fertilizers and pesticides have no effect, (b) the use of factors of production is not efficient KCl fertilizer, chicken manure fertilizer and pesticides, while seeds, urea fertilizers , NPK and TSP fertilizer inefficient.
PENGGUNAAN FAKTOR PRODUKSI USAHATANI CAISIM (Brassica chinensis L.) Muzalifah, Muzalifah; Danapriatna, Nana; Nursinah, Is Zunaini
CEFARS : JURNAL AGRIBISNIS DAN PENGEMBANGAN WILAYAH Vol. 2 No. 1 (2010): CEFARS : JURNAL AGRIBISNIS DAN PENGEMBANGAN WILAYAH
Publisher : Fakultas Pertanian Universitas Islam 45 (UNISMA) Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the factors that affect the amount of production in one growing season and measure the efficiency of production factors for a one-time harvest. The method used in this study is a survey method with the case in Kampung Rawa Ants RT / RW 04/12 Margahayu Village, East Bekasi. A total of 30 farmers caisim as respondents. The analysis model used is the Cobb-Douglas models, followed by analysis of the elasticity of production factors. The results showed that (a) chicken manure significantly affect yield while seed, urea fertilizer , KCl fertilizer, NPK fertilizer, TSP fertilizers and pesticides have no effect, (b) the use of factors of production is not efficient KCl fertilizer, chicken manure fertilizer and pesticides, while seeds, urea fertilizers , NPK and TSP fertilizer inefficient.
The interconnection of Maṣlaḥah in Traditional Market Management Policy during the Pandemic in the City of Yogyakarta Muzalifah, Muzalifah; Kamsi, Kamsi; Sodiqin, Ali
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 55 No 1 (2021)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v55i1.1000

Abstract

Abstract: The COVID-19 pandemic has an impact on all aspects of community life. The central government stipulates rules for limiting community activities that have an impact on the community's economic decline. This condition becomes the basis for the Yogyakarta City Government in making anticipatory and adaptive policies in the management of traditional markets. The policy is oriented towards achieving two benefits at once, namely the protection of life and property. This article analyzes the policies of the Yogyakarta City Government in managing traditional markets during the pandemic and to what extent these policies can achieve social and economic protection for the community. The analysis of these problems uses the maqâşid al-sharîa approach with the interconnectivity theory of maşlaḥah. The results show that the Yogyakarta City government's policy places social protection (ḥifẓ an-nafs) and economic protection (ḥifẓ al-mâl) as the interests of the community that must be protected. The Yogyakarta City Government continues to implement the central government's instructions by limiting operating hours and the number of visitors to traditional markets, but at the same time reducing user fees and encouraging online shopping promotions. The protection of the two benefits is carried out interconnectively, so that the achievement of one benefit does not cause damage to the fulfillment of the other's needs. The Yogyakarta City Government places these two protections as primary needs that must be protected so as not to cause social and economic damage.Abstrak: Pandemi covid-19 berdampak pada semua aspek kehidupan masyarakat. Pemerintah pusat menetapkan aturan pembatasan kegiatan masyarakat yang berdampak pada menurunnya ekonomi masyarakat. Kondisi ini menjadi dasar bagi Pemerintah Kota Yogyakarta dalam membuat kebijakan yang antisipatif dan adaptif dalam pengelolaan pasar tradisional. Kebijakan tersebut berorientasi pada pencapaian dua kemaslahatan sekaligus, yaitu perlindungan jiwa dan harta. Artikel ini menganalisis bagaimana kebijakan Pemerintah Kota Yogyakarta dalam pengelolaan pasar tradisional pada masa pandemi dan sejauh mana kebijakan tersebut dapat mewujudkan perlindungan sosial dan ekonomi masyarakat. Analisis terhadap masalah tersebut menggunakan pendekatan maqâşid al-sharî’a dengan teori interkoneksitas maşlaḥah. Hasil penelitian menunjukkan bahwa kebijakan Pemerintah Kota Yogyakarta mendudukkan perlindungan sosial (ḥifẓ an-nafs) dan perlindungan ekonomi (ḥifẓ al-mâl) sebagai kepentingan masyarakat yang harus dilindungi. Pemerintah Kota Yogyakarta tetap menerapkan instruksi pemerintah pusat dengan membatasi jam operasional dan jumlah pengunjung pasar tradisional, namun pada saat yang sama memberikan pengurangan retribusi dan menggiatkan promosi belanja online. Perlindungan kedua kemaslahatan tersebut dilaksanakan secara interkonektif, sehingga pencapaian kemaslahatan yang satu tidak berdampak kerusakan pada pemenuhan kemaslahatan yang lain. Pemerintah Kota Yogyakarta menempatkan kedua perlindungan tersebut sebagai kebutuhan primer yang harus dilindungi sehingga tidak menimbulkan kerusakan sosial dan ekonomi. 
Kebermanfaatan Media Sosial Baznas Kota Palangka Raya Dalam Meningkatkan Literasi Zakat Pada Masyarakat Aprilianti, Yeni; Ajahari, Ajahari; Adlina, Fadiah; Muzalifah, Muzalifah
Balance : Jurnal Akuntansi dan Manajemen Vol. 4 No. 2 (2025): Agustus 2025
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jam.v4i2.1001

Abstract

Penelitian ini bertujuan untuk menganalisis kebermanfaatan media sosial dalam meningkatkan literasi zakat pada masyarakat, dengan studi kasus BAZNAS Kota Palangka Raya. Penelitian menggunakan pendekatan mixed methods, yaitu gabungan antara pendekatan kuantitatif dan kualitatif. Data kuantitatif dikumpulkan melalui kuesioner kepada 30 responden pengguna media sosial BAZNAS, dan dianalisis menggunakan statistik deskriptif dengan bantuan perangkat lunak SPSS versi 25. Sedangkan data kualitatif diperoleh melalui wawancara mendalam dengan pengelola media sosial BAZNAS, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa media sosial, khususnya Instagram, berperan signifikan dalam meningkatkan pemahaman masyarakat tentang zakat. Sebanyak 82% responden menyatakan mengalami peningkatan pemahaman zakat setelah mengakses konten edukatif yang dipublikasikan oleh BAZNAS, dengan video edukatif menjadi jenis konten yang paling diminati (70%). Meskipun demikian, hanya 46,7% responden yang menyatakan pernah membayar zakat melalui kanal digital BAZNAS, menunjukkan adanya kesenjangan antara peningkatan literasi dan tindakan berzakat. Faktor-faktor yang memengaruhi rendahnya tindakan berzakat antara lain: keterbatasan ajakan langsung (call-to-action) dalam konten, keterbatasan sumber daya manusia dalam pengelolaan media sosial, serta persepsi masyarakat terhadap zakat digital. Penelitian ini merekomendasikan peningkatan kapasitas SDM BAZNAS, penguatan strategi komunikasi digital yang lebih persuasif, serta kolaborasi dengan pihak eksternal untuk meningkatkan literasi dan partisipasi zakat masyarakat melalui media sosial   This study aims to analyze the effectiveness of social media in enhancing zakat literacy among the public, using a case study of BAZNAS (National Zakat Agency) in Palangka Raya City. The research employed a mixed methods approach, combining both quantitative and qualitative methods. Quantitative data were collected through questionnaires distributed to 30 followers of BAZNAS’s social media accounts, and analyzed using descriptive statistics with SPSS version 25. Qualitative data were obtained through in-depth interviews with social media administrators at BAZNAS, as well as observations and documentation. The findings reveal that social media—particularly Instagram—plays a significant role in increasing public understanding of zakat. A total of 82% of respondents reported improved understanding of zakat after accessing BAZNAS’s educational content, with educational videos being the most preferred content format (70%). However, only 46.7% of respondents stated that they had paid zakat through BAZNAS’s digital platforms, indicating a gap between increased literacy and actual zakat behavior. Factors contributing to the low conversion into action include the lack of direct calls to action in the content, limited human resources for managing social media, and public perceptions of digital zakat. This study recommends enhancing BAZNAS’s human resource capacity, strengthening persuasive digital communication strategies, and fostering collaboration with external stakeholders to improve both zakat literacy and participation through social media platforms.  
Utilizing Cash Waqf Through Multipurpose Micro Financing at the Mutiara Tarbiyah Waqf Institution Fikri, Fikri; Noor Sayuti, Muhammad; Zulkifli, Zulkifli; Muzalifah, Muzalifah
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.227-245

Abstract

The aim of this research is to determine the mechanism and impact of utilizing cash waqf through multipurpose micro financing carried out by the Mutiara Tarbiyah Waqf Institution. The method uses qualitative research. The approach taken is qualitative and descriptive. Data collection through observation, interviews, documentation. There are several stages in data analysis carried out by researchers, namely, data reduction, data presentation and conclusions. The results of this research are a multipurpose micro financing mechanism through cash waqf carried out by the Mutiara Tarbiyah Waqf Institution through several stages and the conditions for being able to take the financing program are teachers/employees at Sahabat Alam School. The first stage, teachers/employees submit the items they want. Second, Nazir will calculate how much fees will be paid. Third, sign a murabahah agreement. Fourth, Nazir purchases goods. The five teachers/employees are waiting for the goods to arrive and finally the monthly installment payment. This financing has a positive impact in the form of strengthening teacher/employee capacity, flexible access to funds in improving teacher/employee welfare, institutional operational support, assistance for school activities. The challenge faced is how to maintain waqf financial liquidity so that it remains maintained, stable and minimizes the occurrence of non-performing loans (NPL). One approach that can be taken is to apply 5C. Even though they haven't implemented 5C, they can minimize this by providing a salary cut.
The Position of the Murabahah Contract in BSI Griya Hasanah Financing at BSI KC Palangkaraya Diponegoro Syawaliah, Syawaliah; Muzalifah, Muzalifah; Adlina, Fadiah
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3366

Abstract

This study aims to determine the position of the murabahah contract in BSI Griya Hasanah Financing at Bank Syariah Indonesia Palangkaraya Diponegoro Branch Office. In addition, to find out how the implementation of BSI Griya Hasanah financing products with murabahah contracts. The method used is qualitative with a descriptive analytical method. Data collection techniques through interviews with Bank Syariah Indonesia KC Palangkaraya Diponegoro, as well as a documentation approach and also literature studies related to this study. The results of the study found that the BSI Griya Hasanah financing product is appropriate if paired with a murabahah contract because in principle the transaction, the Islamic bank will purchase the house or apartment desired by the customer (the bank acts as the homeowner) and then sell the house or apartment to the customer in installments. This murabahah contract also has a strong foundation from the three basic laws of Islam, the Qur'an, Hadith and Ijma. Based on Q.S Al-Baqarah:275, hadith from Suhaib Ar-Rumi r.a and Fatwa of the National Sharia Council No. 04/DSN-MUI/2000 concerning murabahah financing and multi-service financing No. 44/DSN-MUI/VIII/2004.
Co-Authors Adlina, Fadiah Ajahari Ajahari, Ajahari Ali Sodiqin Aprilianti, Yeni Fikri Fikri Irvan Subandar Is Zunaini Nursinah Kamsi Kamsi, Kamsi Musyarapah, Musyarapah Nana Danapriatna Noor Sayuti, Muhammad Pamungkas, Sapto Rahmah, ST Rahmawati, Rahmawati Sahputra, Hendri Saputra, Vita Yudi Syawaliah, Syawaliah Zulkifli Zulkifli