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Inovasi Pembiayaan SPBU Mini Sebagai Solusi Meningkatkan Kesejahteraan Anggota Irawan, Agus Wahyu
Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Vol 26 No 2 (2019): October 2019
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/tasyri.v26i2.74

Artikel ini untuk mengetahui tentang Peran inovasi pembiayaan SPBU Mini sebagai solusi meningkatkan kesejahteraan anggota. Inovasi pembiayaan SPBU Mini diharapkan mampu memberikan manfaat lebih mensejahterakan anggota. Anggota yang awalnya kurang dalam hal finansial dan setelah diberikan pembiayaan mampu mencukupi kebutuhan setelah diberikan pembiayaan tersebut. Artikel ini Tujuan dalam penelitian ini adalah mendeskripsikan peran inovasi pembiayaan SPBU Mini sebagai solusi meningkatkan kesejahteraan anggota. Metode yang digunakan dalam tulisan ini adalah kualitatif dengan pendekatan dekriptif. Hasil penelitian ini adalah produk SPBU Mini, manajemen yang baik, kualitas SPBU Mini dan menciptakan kepercayaan SPBU Mini.

OVERVIEW OF ZAKAT COLLECTION IN LAZISNU SINGGAHAN TUBAN Irawan, Agus Wahyu; Sifa', Moh. Agus
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 2 (2023): Agustus 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i2.1947

The problem of povertyis still a classic problem in this country that still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. Zakat is one instrument to make it happen. The research that the researcher did was included in descriptive research with a qualitative approach. The results showed that zakat management efforts at LAZISNU Singgahan were carried out through ball pick-up services, promotions, account transfers, and establishing emotional relationships with the community.However, in the management of zakat there are obstacles that make the management of zakat at LAZISNU Singgahan not maximal in its implementation, including the human resources working at LAZISNU Singgahan where mustahiq are less active in participating in programs held by LAZISNU Singgahan and their assistance is lessthan optimal, causing a lack of understanding community towards the program run by LAZISNU Singgahan.

Quick Respond Indonesian Standart (QRIS) dalam Ber-Transaksi Secara Go Digital di UMKM Keripik Pisang UD. Muser Desa Pandanagung Kecamatan Soko Kabupaten Tuban Irawan, Agus Wahyu; Fitri, Nur Lailatul; Maeni, Popy Nur
Akademika Vol 17 No 2 (2023): Akademika
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/adk.v17i2.1832

In 2019, the banana chips business utilizing QRIS payment was solely owned by UD. Muser. On average, 77 customers per month engaged in transactions using QRIS, with fluctuations in numbers. The production facility is located 25 minutes away from Bojonegoro and 53 minutes from Tuban, far from major cities. The customers of Banana Chips UD Muser are sales representatives who personally pick up the products from the production site. Banana Chips UD Muser has successfully entered Minimarts around Parengan, Soko, and Bojonegoro. The embedded strategy model employed a mixed method design, utilizing both primary methods (quantitative or qualitative) and secondary methods (qualitative or quantitative) simultaneously. By combining both types of data, a comprehensive analysis was obtained. Based on the SPSS Coefficients output, the significance value (Sig) of the QRIS variable (X) is 0.000, where 0.000 < 0.05. Therefore, the hypothesis is accepted, indicating that QRIS is effective in public payment transactions. The t-test results show a t-value of 8.082 for the QRIS variable. Since the calculated t-value (8.082) is greater than the table t-value (2.005), it can be concluded that the hypothesis is accepted. QRIS is effective in digital payment transactions at UD. Muser. The effectiveness of QRIS usage is evident from the widespread adoption by buyers. Customers are satisfied with the QRIS method as it facilitates seamless digital transactions. Buyers find QRIS easy to use, requiring only a barcode scan specifying the purchase amount, making the transaction process straightforward and convenient.

IMBT (Ijarah Mumtahiya Bittamlik) as the main contract in mortgage (Home Ownership Credit) Wahyudhi, Imam; Irawan, Agus Wahyu; Khoir, Misbahul
Akademika Vol 18 No 1 (2024): Akademika
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/adk.v18i1.1981

The non-compliance of the Ijarah Mumtahiya Bit-Tamlik (IMBT) contract as the main contract in mortgages (Home Ownership Credit) with the DSN-MUI fatwa in its implementation procedures is a problem in the Ijarah Mumtahiya Bit-Tamlik (IMBT) contract. In this study, the research method used is Library Research, where secondary data is obtained from data provided by data providers from several Islamic banks and offline data from several books. The results of this discussion show that according to DSN-MUI fatwa Number 27 (2002), Ijarah Mumtahiya Bit-Tamlik (IMBT) is a form of lease agreement for goods or services that includes an option to transfer ownership rights of the leased object to the lessee when the lease period ends. In general, in Islamic banks, in the mortgage financing scheme with the Ijarah Mumtahiya Bit-Tamlik (IMBT) contract, the bank will purchase an asset and then lease-sell the asset to the customer. The implementation of the Ijarah Mumtahiya Bit-Tamlik (IMBT) contract must comply with DSN-MUI fatwa Number 27 (2002) concerning Ijarah Mumtahiya Bit-Tamlik (IMBT), which states that the transfer of ownership, either by sale or gift, is carried out after the ijarah period ends

Analisis Penetapan Harga Jual dalam Etika Bisnis Islam di Konveksi Dinar Collection Desa Kedung Kebo Kecamatan Senori Kabupaten Tuban Aprilisa, Anisa; Irawan, Agus Wahyu
Journal of Industrial and Syariah Economics Vol. 1 No. 1 (2023): October
Publisher : Program Studi Ekonomi Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jise.v1i1.19

This research aims to find out how the selling price is determined at the dinar collection convection in Kedung Kebo village, Senori sub-district, Tuban regency. This research is field research using qualitative research with data sources coming from interviews, observation, and documentation. The analysis used in this research is the Miles and Huberman analysis model, including data reduction, data presentation, as well as conclusions and verification. Meanwhile, in checking the validity of the data, researchers used the triangulation method. The pricing applied in convection follows 4 principles: the principle of Oneness, the principle of Balance, the principle of Responsibility, and the principle of goodness. The pricing applied in the dinar collection convection is by taking profits that are not excessive and paying attention to the rights of consumers. The profit taken from all production processes is 10 percent. Of course, by taking profits, managers and consumers feel that they are both benefiting.

Inovasi Pembiayaan SPBU Mini Sebagai Solusi Meningkatkan Kesejahteraan Anggota : (Studi KSPPS Bina Syariah Ummah Kecamatan Sidayu Kabupaten Gresik) Irawan, Agus Wahyu
Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Vol. 26 No. 2 (2019): October 2019
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/tasyri.v26i2.74

Artikel ini untuk mengetahui tentang Peran inovasi pembiayaan SPBU Mini sebagai solusi meningkatkan kesejahteraan anggota. Inovasi pembiayaan SPBU Mini diharapkan mampu memberikan manfaat lebih mensejahterakan anggota. Anggota yang awalnya kurang dalam hal finansial dan setelah diberikan pembiayaan mampu mencukupi kebutuhan setelah diberikan pembiayaan tersebut. Artikel ini Tujuan dalam penelitian ini adalah mendeskripsikan peran inovasi pembiayaan SPBU Mini sebagai solusi meningkatkan kesejahteraan anggota. Metode yang digunakan dalam tulisan ini adalah kualitatif dengan pendekatan dekriptif. Hasil penelitian ini adalah produk SPBU Mini, manajemen yang baik, kualitas SPBU Mini dan menciptakan kepercayaan SPBU Mini.

MAKING MATHEMATICS LEARNING MEDIA "BAKU UNIT BOARD" IN CLASS II MI SALAFIYAH SANTREN BANGILAN TUBAN Anisah, Zulfatun; Irawan, Agus Wahyu; Syihabudin, A.
Journal of Community Engagement in Economics Vol 1 No 1 (2023): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v1i1.492

This community service is in the form of making media at MI Salafiyah Banjarworo Bangilan Tuban. The main purpose of this PkM is to produce a learning media product that can provide varied experiences so that it can stimulate student interest in learning and motivate students at MI Salafiyah Banjaworo Bangilan Tuban.With this PkM, it can help the performance of educators in the teaching and learning process and student are more enthusiastic in learning in class. The strategy used in this PkM activity uses a qualitative and contextual approach. By observing the teaching and learning process and the interaction of teachers and students at MI Salafiyah Banjaworo Bangilan Tuban.In making this learning media, researchers produced visual learning media in the form of standart unit boards. Which can be used in thematic subjects off third grade. Learning media has a an important role to increase the learning interest of elementary scholl students, especially the lower clas because they are not able to think abstractly so that the material taught by the teacher needs to be visualized in a tangible form.

ASSISTING MSMES IN KLAKEH VILLAGE, BANGILAN DISTRICT, IN MARKETING PRODUCTS THROUGH ONLINE AND OFFLINE MEDIA Anisah, Zilfatun; Irawan, Agus Wahyu; Suyanto, Ahmad
Journal of Community Engagement in Economics Vol 2 No 1 (2024): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v2i1.833

The assistance provided to Micro, Small, and Medium Enterprises (MSMEs) in Klakeh Village, Bangilan District, focuses on enhancing product marketing capabilities through online and offline media. This study aims to address the challenges faced by MSMEs, such as limited knowledge of technology and marketing strategies. The Community Based Research (CBR) method was used in this study, involving active collaboration between researchers and the local community. The results of the study showed a significant increase in MSMEs' marketing knowledge and skills after receiving assistance. Through a series of training sessions, MSME actors were able to understand online marketing techniques, such as the use of social media, creative content creation, and search engine optimization (SEO). Additionally, they learned offline marketing strategies, such as branding, product packaging, and direct sales techniques. The implementation of these marketing strategies helped MSMEs in Klakeh Village expand their market reach to the national level, as well as increase sales and product image. This assistance also empowered the community by enhancing their sense of ownership and responsibility for the sustainability of the program. The program evaluation revealed the need to expand partnerships with e-commerce platforms and improve access to technology to boost the competitiveness of MSMEs. With the implementation of these recommendations, it is hoped that MSMEs in Klakeh Village can continue to develop and compete in a broader and more competitive market, supporting sustainable local economic growth.

Pemberdayaan Perempuan Desa Sendang melalui Inovasi Batik Eco Printing untuk Meningkatkan Kemandirian Ekonomi Anisah, Zulfatun; Irawan, Agus Wahyu; Novitasari, Nurul; Fatimah, Siti; Khumaimah, Rinatul
Journal of Community Engagement in Economics Vol 3 No 1 (2025): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v3i1.1134

The main issue underlying this community service program is the condition of women in Sendang Village, Senori District, Tuban Regency, where the majority are housewives and young women with relatively high unemployment rates. They require guidance that provides new skills to improve their household economy. This program focuses on utilizing local potential in the form of leaves rich in natural pigments and tannins, such as teak, kersen, guava, and eucalyptus leaves, to produce eco-printing batik products. The purpose of this community service is to provide practical skills for village women so they can develop creative businesses based on local resources while simultaneously building collective awareness of economic independence and sustainable environmental management. The method applied was a participatory approach through community organizing, including stages of identifying social conditions, analyzing local resources, conducting discussions with village leaders, providing technical training in eco-printing batik, and offering assistance in business management and marketing. This strategy was strengthened through regular evaluations and the formation of women’s groups as new social institutions. The results showed increased technical skills among participants, the establishment of women’s eco-printing batik groups, the emergence of local female leaders, and greater collective awareness of the village’s economic and ecological potential. Thus, this program successfully encouraged sustainable social transformation through the integration of practical skills, women’s empowerment, and the utilization of local wisdom.

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