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All Journal JEB17 : Jurnal Ekonomi dan Bisnis Jurnal Ekonomika dan Bisnis Islam
Mustofa, Muhammad Ali
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN USAHA MIKRO KECIL DAN MENENGAH DI KELURAHAN BUBUTAN KOTA SURABAYA Mustofa, Muhammad Ali; Arief, Sjamsul
JEB17 : Jurnal Ekonomi dan Bisnis Vol 6 No 1 (2021)
Publisher : Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/jeb17.v6i1.5756

Abstract

Micro, small and medium enterprises (MSMEs) are business activities that can expand job opportunities and provide various kinds of economic services to the community, as well as play a role in equitable distribution and increase in community income, encourage economic growth and achieve national economic stability. There are many types of businesses that can be carried out, both in the food, beverage and other sectors. The role of Micro, Small and Medium Enterprises (MSMEs) in the national economy is very large. The economic crisis that was preceded by the monetary crisis that occurred in Indonesia showed that MSMEs were relatively more resilient in facing this crisis, than large-scale businesses which often went bankrupt. The income of traders is influenced by various factors. This study uses the following variables: capital, labor and length of business. This study aims to determine the effect of capital, labor and duration of business for the income of micro, small and medium enterprises in Bubutan Village.     Methods. Primary data collection was carried out by stratified random sampling method. The study took 30 respondents as samples. The analysis uses multiple linear regression with income as the dependent variable and three independent variables, namely capital (X1), labor (X2) and length of business (X3). The results of the classic assumption of deviations show that the data is normally distributed and there are no deviations. Based on the calculation of SPSS 25, the F value is 6,368 with ? significance of 0.002b. By using a significance of 0.05 obtained F Table (4. 9), then the value of F (6.368)> F Table (4. 9) or the significance of F of 0.002b indicates less than 0.05 so it can be concluded that the four independent variables namely capital (X1), labor (X2) and length of business (X3) together affect the amount of income received by micro, small and medium enterprises in Bubutan Village. Partly, with the variable initials capital (X1), labor (X2) and length of work (X3).
PERSEPSI MASYARAKAT DALAM KEBIJAKAN MERGER BANK SYARIAH INDONESIA STUDI KASUS KABUPATEN TEGAL Mustofa, Muhammad Ali; Jannah, Mulyani Fatekhatul; Zaman, Malik Ibnu
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (652.918 KB) | DOI: 10.26740/jekobi.v5n2.p207-216

Abstract

A low share of the Islamic banking market of 6.01% has led the government to take the initiative to conduct a Syariah bank merger to increase the growth and development of Indonesian Islamic banking as well as drive perceptions in the public that can encourage potential advancement in banking sharia in Indonesia that has not been achieved. This study aims to analyze the perceptions of the people in Tegal Regency towards the BSI merger from the aspects of potential, preference, and religiosity. This research used a type of descriptive quantitative research with an explanatory research approach. The population in this study was all people in Tegal Regency. The sampling technique was carried out using the convenience sampling technique through primary data from as many as 100 respondents. Methods of data analysis using multiple linear regression analysis. The t-test results showed that the potential variable partially had no significant effect on perceptions in the BSI merger, while preference and religiosity partially had a significant effect on public perceptions. The results of the F test show that potential, preference, and religiosity simultaneously influence people's perceptions. From the results of the study, it can be concluded that the hypothesis is accepted.
Co-Authors Jannah, Mulyani Fatekhatul Sjamsul Arief, Sjamsul Zaman, Malik Ibnu