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All Journal International Journal of Business and Quality Research International Journal of Education, Vocational and Social Science CITACONOMIA : Economic and Business Studies
Dian Wibowo
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Perlindungan Hukum Nasabah Penyimpan pada Bank yang Dinyatakan Pailit dalam Perspektif UU Kepailitan dan UU Penjaminan Simpanan Mustofa, Muhammad Ali; Mahfudlon; Ibraim Aji; Dian Wibowo; Edi Mulyadi
CITACONOMIA : Economic and Business Studies Vol. 5 No. 01 (2026): Januari-Maret
Publisher : CITACONOMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/citaconomia.v5i01.2805

Abstract

Penelitian ini mengkaji perlindungan hukum nasabah penyimpan pada bank yang dinyatakan pailit dalam kerangka UU Kepailitan dan UU Lembaga Penjamin Simpanan (LPS). Menggunakan metode penelitian hukum normatif dengan pendekatan kajian literatur, penelitian ini mengidentifikasi adanya konflik norma terkait status nasabah. Dalam UU Kepailitan, nasabah diklasifikasikan sebagai kreditur konkuren, yang menempatkan mereka pada risiko tinggi dalam distribusi aset. Sebaliknya, UU LPS memberikan perlindungan eksplisit melalui skema penjaminan dengan batas nominal tertentu. Namun, ketidakpastian hukum tetap terjadi bagi simpanan yang melebihi limit penjaminan serta simpanan yang dikategorikan "tidak layak bayar." Temuan penelitian menunjukkan bahwa perlindungan saat ini lebih bersifat administratif ketimbang prioritas yuridis. Untuk menjamin stabilitas perbankan dan kepastian hukum, paper ini mengusulkan pengadopsian konsep depository preference guna mengangkat posisi nasabah menjadi kreditur preferen, serta sinkronisasi peran yang lebih baik antara OJK, LPS, dan Pengadilan Niaga.
Legal Protection For Local Communities In Natural Resource Utilization Conflicts: A Literature Review Dian Wibowo; Harry Sudhana; Hardjito S. Darmojo
International Journal of Education, Vocational and Social Science Vol. 5 No. 01 (2026): International Journal of Education, Vocational and Social Science( IJVESS)
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijevss.v5i01.2818

Abstract

The escalation of natural resource exploitation often places local communities in a vulnerable position, leading to persistent socio-environmental conflicts. This study aims to analyze the implementation of legal protections for local communities within the context of natural resource utilization and to identify the structural barriers that hinder environmental justice. Using a qualitative descriptive method through a comprehensive documentary study, this research examines various legal frameworks, scholarly discourses, and judicial precedents. The findings reveal a significant "implementation gap" between statutory mandates and grassroots reality. While the law theoretically provides safeguards through mechanisms such as Environmental Impact Assessments (AMDAL) and the recognition of customary rights, these are often undermined by pro-investment policies, such as the Omnibus Law on Job Creation, which simplify licensing at the expense of public participation. Furthermore, bureaucratic hurdles in recognizing indigenous land tenure continue to marginalize local inhabitants. The study concludes that legal protection remains formalistic rather than substantive. To achieve genuine environmental justice, there is an urgent need to strengthen Anti-SLAPP regulations, simplify the recognition of customary forests, and shift the legal paradigm from state-centric developmentalism to a community-centered approach that prioritizes distributive and procedural justice. Keywords: Legal Protection, Local Communities, Natural Resources, Environmental Justice, Conflict Resolution.
International Trade Law and Coffee Supply Chains: Ensuring Fair Pricing and Legal Certainty in Export Markets Aji, Ibrahim; Saputra, Adi; Afifah, Yusfika Ely Nur; Mahfudlon, Mahfudlon; Dian Wibowo; Annie Myranika
International Journal of Business and Quality Research Vol. 4 No. 02 (2026): International Journal of Business and Quality Research (IJBQR)
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v4i02.3258

Abstract

International coffee trade plays a strategic role in the global economy, yet it faces complex legal challenges related to market access, regulatory divergence, and sustainability standards. This study examines the effectiveness of international trade law frameworks in governing coffee commodity exports, with particular attention to developing countries such as Indonesia. Using a qualitative approach, this research analyzes key legal instruments including World Trade Organization agreements, bilateral trade arrangements, and certification schemes such as fair trade and geographical indications. The findings reveal that while existing frameworks provide mechanisms for dispute resolution and market integration, significant gaps remain in protecting smallholder farmers and ensuring equitable value distribution. Furthermore, inconsistencies in non-tariff measures and sustainability requirements often create barriers to entry for exporters. The study proposes strengthening legal harmonization, enhancing institutional coordination, and integrating sustainability principles into binding trade regulations to support inclusive and resilient coffee trade systems globally. These reforms are essential to balance economic competitiveness with social justice and environmental protection in international coffee trade governance systems worldwide. Keywords: International Trade Law, Coffee, Supply Chain, Fair Pricing
Interaksi Politik, Regulasi Hukum Bisnis, dan Kebijakan Publik dalam Pengembangan Industri Properti Saputra, Adi; Ibrahim Aji; Mahfudlon; Yusfika Ely Nur Afifah; Dian Wibowo; Mustofa Kamil
CITACONOMIA : Economic and Business Studies Vol. 5 No. 02 (2026): April - Juni
Publisher : CITACONOMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/citaconomia.v5i02.3429

Abstract

Penelitian ini bertujuan untuk menganalisis interaksi antara politik, regulasi hukum bisnis, dan kebijakan publik dalam pengembangan industri properti di Indonesia. Sektor properti memiliki peran strategis dalam mendorong pertumbuhan ekonomi, namun perkembangannya sangat dipengaruhi oleh dinamika kebijakan dan stabilitas regulasi. Pendekatan penelitian yang digunakan adalah kualitatif dengan metode studi literatur dan analisis yuridis normatif terhadap berbagai regulasi serta kajian ilmiah terkait. Hasil penelitian menunjukkan bahwa politik berperan penting dalam menentukan arah kebijakan publik dan pembentukan regulasi hukum bisnis, khususnya dalam hal pengadaan tanah, perizinan, dan investasi. Namun, dinamika politik sering kali menimbulkan ketidakkonsistenan regulasi yang berdampak pada rendahnya kepastian hukum. Di sisi lain, hukum bisnis berfungsi sebagai instrumen untuk memberikan perlindungan dan kepastian bagi pelaku usaha, meskipun implementasinya masih menghadapi berbagai tantangan. Kebijakan publik juga memiliki peran strategis dalam menciptakan keseimbangan antara kepentingan ekonomi dan sosial, namun sering kali dihadapkan pada konflik kepentingan antar pemangku kepentingan. Penelitian ini menyimpulkan bahwa diperlukan sinergi yang kuat antara politik, hukum bisnis, dan kebijakan publik melalui pendekatan governance yang kolaboratif untuk menciptakan industri properti yang berkelanjutan dan berkeadilan.
Co-Authors Adi Saputra Afifah, Yusfika Ely Nur AJI, IBRAHIM Annie Myranika Edi Mulyadi Hardjito S. Darmojo Harry Sudhana Ibrahim Aji Ibraim Aji Mahfudlon Mahfudlon, Mahfudlon Mustofa Kamil Mustofa, Muhammad Ali Yusfika Ely Nur Afifah