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All Journal JURNAL SYARIKAH : JURNAL EKONOMI ISLAM JURNAL AKUNIDA Proceedings of Annual Conference for Muslim Scholars JURNAL ILMIAH GEMA PERENCANA Veteran Economics, Management & Accounting Review Journal of Management, Accounting, and Administration
Ahwarumi, Biyati
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Religion Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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AGRICULTURE AND PLANTATION MANAGEMENT TO SUPPORT THE EMPOWERMENT OF RURAL ISLAMIC BOARDING SCHOOL (CASE STUDY IN ISLAMIC BOARDING SCHOOL ABDUSSALAM) Alhifni, Anas; Ahwarumi, Biyati
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 4 No. 1 (2018): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.367 KB) | DOI: 10.30997/jsei.v4i1.1220

Abstract

Islamic Boarding School Abdussalam is located in rural areas of West Kalimantan and has agriculture and plantation sectors. The purpose of this study is to find out how the agricultural management system implemented by Islamic Boarding School. This research uses qualitative approach with phenomenology analysis technique. The results show that agricultural and plantation conditions in Islamic Boarding School Abdussalam have been empowered and have given economic independence to Islamic Boarding School although only managed by traditional system, from both sectors of agriculture sector have bigger result than plantation sector. The proposed agriculture and plantation management design resulting from this research is modern management based on solving the main problems faced by both sectors, such as weakness of governance system, lack of profersional human resources, limited infrastructure and capital, through cooperation with some related institutions such as government, universities, and companies that are directly related to the agricultural and plantation sectors in Islamic Boarding School Abdussalam. Originality of research, such a study has never been done before because in this study described the management system and level of empowerment of agriculture and plantation Islamic Boarding School Abdussalam.Keywords: Islamic Boarding School Abdussalam, Empowerment, Agriculture and Plantation
THE NECESSITY AND TRUST OF CITIZENS OF BOGOR TO SHARIA MICROFINANCE INSTITUTION Alhifni, Anas; Mukhlish, Zaini; Ahwarumi, Biyati; Hasib, Fatin Fadhilah
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 5 No. 2 (2019): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (167.264 KB) | DOI: 10.30997/jsei.v5i2.2262

Abstract

The interest of the public to put their money in the financial sanctuary is an important thing to note, especially for sharia microfinance institutions that are generally still less desirable public. The objective of this research is to analyze the needs, expectation, challenge, and belief of the community toward SMI in Bogor city. The method used in this research is the Structural Equation Modeling (SEM AMOS 22) population of Bogor city community with 200 samples. The results of data analysis show that the community simultaneously has the needs, expectations, challenges, and beliefs of SMI. As with the statistical necessity with expectations, challenges with beliefs and expectations with trust have significant relationships and only variable needs with challenges that have no real relationship because of the value of both above the value that is 0.506≥0.05.
HABIT BELANJA MASYARAKAT DI ERA SOCIETY 5.0: Studi Masyarakat Sekitar Ponpes Sunan Drajat Alhifni, Anas; Warizal; Musbihin; Ahwarumi, Biyati
Veteran Economics, Management, & Accounting Review Vol 2 No 1 (2023)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v2i1.6782

Abstract

The purpose of this study was to determine the consumption behavior of the people around the Islamic boarding school Sunan Drajat Paciran Lamongan. People's spending habits in meeting daily basic needs or for self-existence have a unique pattern. The pattern of people's social behavior that is increasingly advanced and is now entering the era of society 5.0 has also penetrated the social behavior of people in the region. The research method uses descriptive quantitative research with the data analysis technique used is multiple regression analysis. The results showed that people's shopping habits in the social era by looking at cheap, quality, brand, and location variables had a joint effect on Consumer Buying Interest. As for partially, cheap and quality variables have a significant effect on buying interest. While the brand and location variables have no effect on buying interest. Keywords: Habit, Consumption behavior, Society era 5.0   Abstrak Tujuan penelitian ini untuk mengetahui kebiasaan perilaku konsumsi masyarakat sekitar ponpes sunan drajat paciran lamongan. Habit belanja masyarakat dalam memenuhi kebutuhan pokok sehari-hari atau demi eksistensi diri memiliki pola yang unik. Pola perilaku sosial masyarakat yang semakin maju dan kini memasuki era society 5.0 juga telah merambah pada perilaku sosial masyarakat di daerah. Metode penelitian menggunakan penelitian kuantitatif deskriptif dengan Teknik analisis data yang digunakan adalah analisis regresi berganda. Hasil penelitian menunjukkan bahwa habit belanja masyarakat di era sosicety dengan melihat variabel murah, kualitas, merk, dan lokasi berpengaruh secara bersama-sama terhadap Minat Beli Konsumen. Adapun secara parsial, variabel murah dan kualitas berpengaruh signifikan terhadap minat beli. Sedangkan variabel merk dan lokasi tidak berpengaruh terhadap minat beli. Kata Kunci: Habit, Perilaku konsumsi, era Society 5.0
ANALISIS IMPLEMENTASI AUDIT INTERNAL TERHADAP KINERJA BERDASARKAN PERSPEKTIF KARYAWAN Alhifni, Anas; Warizal; Musbihin; Ahwarumi, Biyati
Jurnal Akunida Vol. 8 No. 2 (2022): December
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jakd.v8i2.6843

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan audit internal pada BMT Sunan Drajat. Audit internal berfungsi mengontrol kinerja internal perusahaan sehingga kinerja perusahaan menjadi lebih efektif dan efisien. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan fenomenologi. Hasil penelitian menunjukan fungsi kadiv sebagai auditor internal di bmt sunan drajat telah sesuai dengan fungsi auditor internal watchdog, konsultan, dan katalis. Adanya audit internal di bmt sunan drajat memberikan dampak positif bagi perusahaan karena kinerja perusahaan dapat terkontrol dan sesuai dengan target perusahaan dan pemerataan sdm disetiap cabang juga terjaga sehingga kinerja setiap kantor cabang maksimal dan tidak ada ketimpangan. Kekurangan penerapan audit internal di bmt sunan drajat adalah sop audit yang belum memenuhi standar iso dan adanya tugas kadiv yang juga merangkap pada jabatan lain membuat kinerja audit kurang maksimal
Evaluation of BMT Service Quality Based on SERVQUAL and Maqaṣid al-Shariah: A Case Study of BMT Mandiri Sejahtera Kranji Lamongan Ahwarumi, Biyati; Munir, Akhmad Sirojudin
Journal of Management, Accounting, and Administration Vol. 2 No. 2: 2025
Publisher : Sekolah Tinggi Agama Islam Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jomaa.v2i2.201

Abstract

This study aims to analyze the gap between members' expectations and perceptions of BMT Mandiri Sejahtera Kranji Lamongan services with the SERVQUAL model approach. The research design used a descriptive quantitative approach involving 41 respondents who were selected purposively. The instrument in the form of a Likert questionnaire was analyzed through gap analysis and paired samples t-test. The results showed that there was the largest negative gap in the reliability dimension (−0.2927), while tangibles and responsiveness had positive gaps. Statistically, some service items show significant differences between perceptions and expectations, so the research hypothesis is accepted. This research strengthens the application of SERVQUAL in the context of Islamic microfinance and emphasizes the importance of services that are in accordance with maqāṣid al-sharīʿah. Implicitly, the results of this study are relevant for improving the quality of BMT services and management policies.
Love and Tolerance in the Pesrpective of Islamic Psychology Hasanah, Muhimmatul; Ahwarumi, Biyati
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.704

Abstract

This study examines the integration of local wisdom and Islamic psychology in nurturing love and tolerance at Sunan Drajat Islamic Boarding School, Lamongan, Indonesia. The research aims to analyze how Sunan Drajat’s noble values are applied in the pesantren context to shape students’ character. Using a qualitative case study design, data were collected through in-depth interviews, observations, and document analysis. Despite extensive research on Islamic education and tolerance, few studies have explored how local wisdom traditions within pesantren function as a framework for Islamic psychology and character formation. This study fills that gap by showing how Sunan Drajat’s teachings are internalized through tazkiyatun nafs (purification of the soul), qalb salim (sound heart), and ihsan (spiritual excellence), fostering compassion and tolerance among students. The novelty of this study lies in its integration of Islamic psychological theory with indigenous pedagogical practices, positioning pesantren as a living laboratory for spiritual and social development. The findings reveal that this model strengthens psychological well-being, promotes inclusive spirituality, and contributes to global harmony through education grounded in local wisdom.
Modal Ventura Berbasis Wakaf: Inovasi Kebijakan Pembiayaan untuk Ekosistem Kewirausahaan Pesantren Alhifni, Anas; Roestamy, Martin; Warizal; Ahwarumi, Biyati; Qolyubi, Asep Thobibudin
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 2 (2025): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i2.322

Abstract

This study proposes an innovative financing model that integrates waqf (awqaf) instruments with venture capital principles in response to the funding gap within the pesantren entrepreneurial ecosystem. The background of the problem indicates that although pesantren have significant economic potential, access to capital that is both Shariah-compliant and growth-oriented remains limited. The methodology employed is a qualitative multi-method approach, which includes an analysis of contemporary Islamic finance literature, case studies of productive waqf models, and the development of a conceptual framework through systematic modeling. The results and discussion demonstrate that the proposed Awqaf-Driven Venture Capital (Awqaf-VC) model has the potential to overcome traditional financing limitations by combining the perpetual nature of waqf with the strategic approach of venture capital. This framework is supported by a juridical analysis of Law No. 41 of 2004 concerning Waqf and the Financial Services Authority Regulation (POJK) No. 25 of 2023 concerning the Operation of Venture Capital Companies and Sharia Venture Capital Companies, which legally facilitates such a structure. The conclusion of this study is that the Awqaf-VC model can serve as a sustainable financing alternative that not only enhances the economic scalability of pesantren but also strengthens Shariah compliance in the digital age. The policy recommendation put forward is the development of derivative regulations that specifically govern the mechanisms for governance, risk mitigation, and fiscal incentives for nazhirs and managers of waqf-based Sharia venture capital funds.
Keadilan Distributif dan Tantangan Etika dalam Digitalisasi Sertifikat Tanah Pesantren Ahwarumi, Biyati; Alhifni, Anas; Roestamy, Martin; Rusli, Radif Khotamir
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 2 (2025): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i2.329

Abstract

Indonesia's national land certificate digitization, while promising administrative efficiency, creates a compelling paradox within its unique socio-religious landscape, particularly for pesantren, where formal ownership intersects with religious endowments (waqf) and communal systems. This study investigates the critical gap between this technocratic initiative and the principles of distributive justice, asking how digitization impacts pesantren amidst complex tenure realities. Employing a qualitative philosophical-empirical approach, it integrates theoretical analysis of Rawlsian, capabilities, and recognitional justice with a systematic review of legal documents, digital literacy data, and pesantren distribution. The findings reveal that the standardized digital framework generates procedural injustices because it ignores profound rural digital literacy divides and violates recognitional justice by failing to accommodate traditional waqf arrangements. Consequently, it disproportionately advantages larger urban institutions, marginalizing smaller rural pesantren and undermining equitable distribution. While limited to a theoretical-empirical synthesis, this research offers novelty by proposing an integrated ethical framework to reconcile technology with fairness, advocating for human-centric design, digital literacy investment, adapted land categories, and restorative mechanisms, thus ensuring digitization advances, rather than impedes, justice.
Co-Authors Anas Alhifni Fatin Fadhilah Hasib Hasanah, Muhimmatul Mukhlish, Zaini Munir, Akhmad Sirojudin Musbihin Qolyubi, Asep Thobibudin Roestamy, Martin Rusli, Radif Khotamir Warizal