Claim Missing Document
Check
Articles

Found 12 Documents
Search

STRUKTUR KEPEMILIKAN, PROFITABILITAS, DAN RISIKO PERUSAHAAN TERHADAP STRUKTUR MODAL DAN NILAI PERUSAHAAN Kellen, Pius Bumi
Jurnal Keuangan dan Perbankan Vol 15, No 2 (2011): May 2011
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.416 KB) | DOI: 10.26905/jkdp.v15i2.1015

Abstract

This study aimed to examine and analyze the effect of ownership structure, corporate growth, corporateprofitability and risk of capital structure as well as the influence of four determinants and capital structure onfirm value. Originality of this study was the addition of risk variables with indicator accounting firm beta. Thestudy used panel data namely merging cross-section (36 companies) and time series data (5 years) sourcedfrom secondary data analysis with 180 units. Analysis of data used a model of Partial Least Square (PLS). Thestudy found that ownership structure did not have significant negative effect on capital structure and significantimpact on corporate value. The company growth did not have significant negative effect on capitalstructure and corporate value. Profitability did not have significant positive effect on capital structure and ithad significant impact on corporate value. Corporate risk had a positive effect, no significant effect on capitalstructure and corporate value, capital structure and it had a significant negative effect on firm value.
Noetnana Livestock Farmer Group Capacity Building Strategy in Fatukoa Village By Bank Indonesia Representative Office NTT Province Towards Micro, Small and Medium Enterprises (MSMEs) Digital 4.0 HADI, Abdul; DJAHA, Ajis Salim Adang; KELLEN, Pius Bumi
Journal of Tourism Economics and Policy Vol. 3 No. 3 (2023): Journal of Tourism Economics and Policy (July - September 2023)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jtep.v3i3.777

Abstract

This research is a descriptive research with a qualitative approach which was carried out in the Noetnana Livestock Farmer Group in Fatukoa Village, Maulafa District, Kupang Regency, which is a group of livestock farmers assisted by the Representative Office of Bank Indonesia, NTT Province. The informants in this study were determined using a purposive technique, totaling 32 people with primary and secondary data types collected through observation, interview and document search techniques. The results of the study found that the strategy for developing the capacity of the Noetnana Livestock Farmers Group in Fatukoa Village by the Representative Office of Bank Indonesia in the Province of NTT towards Digital 4.0 MSMEs, the authors used the opinion of Thompson (2003: 60) who developed the concept created by Parsons (1960), wherein: (a ) technical level, it was found that there was technical support in the form of policy, budget and program support provided by Bank Indonesia to the Noetnana Livestock Farmers Group to support MSMEs technically non-financially, such as mentoring & consulting assistance, infrastructure, motivation, and further technology at (b) level managerially it was found that there was an allocation of personnel for each unit and function in supporting the capacity building of the Noetnana Livestock Farmers Group while at (c) the institutional level it was found that there was an increase in the group's institutional capacity.
Analisis Faktor - Faktor Yang Mempengaruhi Komplain Nasabah Terhadap Klaim Asuransi Jasindo Kantor Cabang Kupang Emba, Yohanes P. R.; Kellen, Pius Bumi; Ballo, Fransina W.
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 13 No. 4 (2024): Desember
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v13i4.2562

Abstract

This research reviews customer experiences regarding the claims process at insurance companies, with a focus on expiry of contract claims, cash value claims and maintenance cost claims. The findings show that customers generally complain about the slow claim process, which significantly influences negative perceptions of the company's services. While customers appreciate good communication and transparency in claims procedures, there is still a need to increase clarity regarding claims terms and conditions. Customers also highlighted the desire for simplification in the collection of required documents, considering complicated processes as a major obstacle that needs to be overcome. The company's responsiveness to questions and complaints is considered quite good, but there is hope to improve the speed of response, especially in handling claims. These findings indicate the need for insurance companies to focus on improving the efficiency of the claims process and more effective communication to increase customer satisfaction and improve the company's reputation. In the competitive context of the insurance industry, effective management of the claims process is crucial to maintaining customer satisfaction and maintaining their loyalty. This research shows that customers not only want a fast and efficient claims process but also expect transparency and convenience at every stage of the claim. Insurance companies can utilize these findings to identify areas that require improvement, such as simplifying the claims process and increasing the accessibility of information regarding claim requirements. Keywords: claims process, customer satisfaction, transparency, ease of proce
KEPEMIMPINAN, SUMBER DAYA, DAN PARTISIPASI MASYARAKAT: FAKTOR DI BALIK KEBERHASILAN BUMDESA Sareng, Caecilia Elchyta Dua; Pradana, I Putu Yoga Bumi; Kellen, Pius Bumi
JURNAL TRIAS POLITIKA Vol 8, No 2 (2024): Oktober 2024, Jurnal Trias Politika
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/jtp.v8i2.6487

Abstract

Abstract:.This study aims to determine the performance of Village-Owned Enterprises' business governance in Puan To'a Village-Owned Enterprises, Tebuk Village and Kimang Buleng Village-Owned Enterprises, Riit Village and the factors that contribute to the performance of Village-Owned Enterprises' governance in Puan To'a Village-Owned Enterprises, Tebuk Village and Kimang Buleng Village-Owned Enterprises, Riit Village. This study uses a qualitative method with a comparative study research type and data collection procedures using interviews, document studies, and observations, with data collection from 22 informants involved in the Village-Owned Enterprises governance process. The results of the study indicate that the performance of governance on the principles of profit, transparency, accountability, and sustainability in Kimang Bulenge Village-Owned Enterprises is not by the principles of good governance where the recruitment of administrators, especially in the election of directors, is not carried out through tests but is directly selected by the village head, the formation of the second management does not have AD/ART, financial reporting is not optimal due to different training and educational backgrounds, and has formed a Village-Owned Enterprise twice but has experienced congestion. The factors behind the differences in performance consist of three dimensions, namely the leadership dimension, the organizational resource dimension, and the external environment dimension. From each existing factor, the Kimang Buleng Village-Owned Enterprise can take steps in its governance performance for the sustainability of the Village-Owned Enterprise. Abstrak: Penelitian ini bertujuan untuk mengetahui bagaimana kinerja tata kelola bisnis BUMDesa pada BUMDesa Puan To’a Desa Tebuk dan BUMDesa Kimang Buleng Desa Riit serta faktor-faktor yang berontribusi pada bagi kinerja tata kelola BUMDesa Puan To’a Desa Tebuk dan BUMDesa Kimang Buleng Desa Riit. Penelitian ini menggunakan metode kualitatif dengan jenis penelitian studi komparasi dan prosedur pengumpulan data menggunakan wawancara, studi dokumen dan observasi dengan pengumpulan data berasal dari 22 informan yang terlibat dalam proses tata Kelola BUMDesa. Hasil penelitian menunjukkan bahwa kinerja tata kelola pada prinsip profit, transparansi, akuntabilitas dan sustainable pada BUMDesa Kimang Bulenge belum sesuai dengan prinsip tata Kelola yang baik dimana pada perekrutan pengurus khususnya pada pemilihan direktur tidak dilakukan melalui tes tetapi dipilih langsung oleh kepala desa, pembentukan pengurusan kedua tidak memiliki AD/ART, pelaporan keuangan belum maksimal karena pelatihan serta latar belakang pendidikan yang berbeda, dan sudah dua kali membentuk BUMdesa namun harus mengalami kemacetan. Faktor-faktor dibalik perbedaan kinerja, terdiri dari tiga dimensi yaitu dimensi kepemimpinan, dimensi sumber daya organisasi dan dimensi lingkungan eksternal. Dari setiap faktor yang ada bisa diambil oleh BUMDesa Kimang Buleng dalam kinerja tata Kelola demi keberlanjutan BUMDesa.
Analisis Strategi Pengembangan Usaha Dari Aspek Keuangan Pada Sanggar Bliran Sina Watublapi Kabupaten Sikka Ratnawati, Patrisia Gilce; Kellen, Pius Bumi; Marselinus, Bei
Improvement: Jurnal Manajemen dan Bisnis Vol 3 No 2 (2023): Vol 3 No 2 September 2023
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v3i2.21339

Abstract

This research aims to find out and formulate appropriate strategies for business development at the Bliran Sina Watublapi Studio, Sikka Regency and to find out and analyze the strength and weaknesses seen from financial aspects and opportunities and threats at the Bliran Sina Watublapi Studio, Sikka Regency. This research uses qualitative methods. Meanwhile, data collections method usah observation, interviews, and documentation.the data analysis used is qualitative descriptive analysis using SWOT Analysis. The result of this research indicate that the Bliran Sina Studio is in quadran 1 which allows it to continue carrying out activities that increase growth and development. Where this quadrant is a very profitable situation for business owners because they have special strengths from financial aspects and opportunities so they can take advantage of existing opportunities. Analysis of internal factors and external factors also shows that the performance of the Bliran Sina Studio is in the SO Strategy, namely increasing income by conducting sales/marketing in other places and building a wider network regarding tourism development such as Komodo tourism in Labuan Bajo and the National Capital City (IKN) so that Bliran Sina Studio and Sikka Regency are better known and continue to develop. Penelitian ini bertujuan untuk mengetahui dan merumuskan strategi yang tepat dalam pengembangan usaha pada Sanggar Bliran Sina Watublapi Kabupaten Sikka, dan untuk mengetahui serta menganalisa kekuatan dan kelamahan yang dilihat dari aspek keuangan dan peluang serta ancaman pada Sanggar Bliran Sina Watublapi Kabupaten Sikka. Penelitian ini menggunakan metode kualitatif. Sedangkan metode pengambilan data menggunakan observasi, wawancara, dan dokumentasi. Analisis data yang digunakan adalah analisis deskriptif kualitatif menggunakan Analisis SWOT. Hasil penelitian ini menunjukkan bahwa Sanggar Bliran Sina berada pada kuadran I yang memungkinkan untuk terus melakukan kegiatan yang meningkatkan pertumbuhan dan perkembangan. Dimana kuadran ini merupakan situasi yang sangat menguntungkan bagi pemilik usaha karena memiliki kekuatan terkhusus dari aspek keuangan dan peluang sehingga dapat memanfaatkan peluang yang ada. Analisis faktor internal dan faktor eksternal juga menunjukkan bahwa kinerja Sanggar Bliran Sina berada pada Strategi SO, yaitu meningkatkan pendapatan dengan melakukan penjualan/pemasaran pada tempat lain dan membangun jaringan yang lebih luas mengenai pengembangan wisata seperti dengan wisata Komodo di Labuan Bajo dan Ibu Kota Negara (IKN) supaya Sanggar Bliran Sina dan Kabupaten Sikka lebih dikenal dan semakin berkembang. Keywords: Business Development, Financial Aspects, SWOT, IKN
Pengaruh Litersi Keuangan Dan Perilaku Keuangan Terhadap Pendapatan Koperasi Kredit Swastisari di Kota Kupang Keban, Vinsensia V.L; Kellen, Pius Bumi; Tungga, Cicilia A.
Improvement: Jurnal Manajemen dan Bisnis Vol 3 No 2 (2023): Vol 3 No 2 September 2023
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v3i2.21340

Abstract

This examine ambitions to determine the impact of economic tradition and monetary conduct on the income of Kopdit Swastisari cooperative in Kupang town. This have a look at makes use of quantitative strategies, in particular information evaluation, to process respondent survey information. To decide the pattern with the aid of easy random sampling and the pattern used on this study, 50 contributors of Swastisari cooperative in Kupang town had been the primary records. statistics have been collected the use of questionnaires disbursed to participants of the cooperative. The facts analysis techniques used on this study are more than one linear regression analysis, T-take a look at and F-test. The results of this look at display that financial culture and financial conduct have a substantial have an impact on on the earnings of Kopdit Swastisari cooperative in Kupang city. The hints on this take a look at are intended to assist individuals of the Kopdit Swastisari Cooperative in Kupang metropolis to higher apprehend price range and behavior further studies to allow extra signs and variables. Penelitian ini bertujuan buat mengetahui efek budaya keuangan serta perilaku keuangan terhadap pendapatan koperasi Kopdit Swastisari di kota Kupang. Penelitian ini menggunakan metode kuantitatif, termasuk analisis data, buat mengolah data survei responden. Penentuan sampel dilakukan dengan menggunakan metode simple secara acak sampling dan sampel yg digunakan dalam penelitian ini berjumlah 50 orang anggota Koperasi Swastisari Kota Kupang yg sebagai data utama uji dan uji F. yang akan terjadi penelitian menunjukkan bahwa Pengetahuan keuangan dan perilaku keuangan berpengaruh signifikan terhadap pendapatan. Rekomendasi penelitian ini dimaksudkan untuk membantu anggota Koperasi Kopdit Swastisari Kota Kupang lebih memahami keuangan dan melakukan penelitian lebih lanjut untuk mengaktifkan indikator dan variabel tambahan. Keywords: Literasi Keuangan, Perilaku Keuangan, Pendapatan
Analisis Strategi Pengembangan Usaha Dari Aspek Keuangan Pada Sanggar Bliran Sina Watublapi Kabupaten Sikka Ratnawati, Patrisia Gilce; Kellen, Pius Bumi; Marselinus, Bei
Improvement: Jurnal Manajemen dan Bisnis Vol 3 No 2 (2023): Vol 3 No 2 September 2023
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v3i2.21339

Abstract

This research aims to find out and formulate appropriate strategies for business development at the Bliran Sina Watublapi Studio, Sikka Regency and to find out and analyze the strength and weaknesses seen from financial aspects and opportunities and threats at the Bliran Sina Watublapi Studio, Sikka Regency. This research uses qualitative methods. Meanwhile, data collections method usah observation, interviews, and documentation.the data analysis used is qualitative descriptive analysis using SWOT Analysis. The result of this research indicate that the Bliran Sina Studio is in quadran 1 which allows it to continue carrying out activities that increase growth and development. Where this quadrant is a very profitable situation for business owners because they have special strengths from financial aspects and opportunities so they can take advantage of existing opportunities. Analysis of internal factors and external factors also shows that the performance of the Bliran Sina Studio is in the SO Strategy, namely increasing income by conducting sales/marketing in other places and building a wider network regarding tourism development such as Komodo tourism in Labuan Bajo and the National Capital City (IKN) so that Bliran Sina Studio and Sikka Regency are better known and continue to develop. Penelitian ini bertujuan untuk mengetahui dan merumuskan strategi yang tepat dalam pengembangan usaha pada Sanggar Bliran Sina Watublapi Kabupaten Sikka, dan untuk mengetahui serta menganalisa kekuatan dan kelamahan yang dilihat dari aspek keuangan dan peluang serta ancaman pada Sanggar Bliran Sina Watublapi Kabupaten Sikka. Penelitian ini menggunakan metode kualitatif. Sedangkan metode pengambilan data menggunakan observasi, wawancara, dan dokumentasi. Analisis data yang digunakan adalah analisis deskriptif kualitatif menggunakan Analisis SWOT. Hasil penelitian ini menunjukkan bahwa Sanggar Bliran Sina berada pada kuadran I yang memungkinkan untuk terus melakukan kegiatan yang meningkatkan pertumbuhan dan perkembangan. Dimana kuadran ini merupakan situasi yang sangat menguntungkan bagi pemilik usaha karena memiliki kekuatan terkhusus dari aspek keuangan dan peluang sehingga dapat memanfaatkan peluang yang ada. Analisis faktor internal dan faktor eksternal juga menunjukkan bahwa kinerja Sanggar Bliran Sina berada pada Strategi SO, yaitu meningkatkan pendapatan dengan melakukan penjualan/pemasaran pada tempat lain dan membangun jaringan yang lebih luas mengenai pengembangan wisata seperti dengan wisata Komodo di Labuan Bajo dan Ibu Kota Negara (IKN) supaya Sanggar Bliran Sina dan Kabupaten Sikka lebih dikenal dan semakin berkembang. Keywords: Business Development, Financial Aspects, SWOT, IKN
Pengaruh Litersi Keuangan Dan Perilaku Keuangan Terhadap Pendapatan Koperasi Kredit Swastisari di Kota Kupang Keban, Vinsensia V.L; Kellen, Pius Bumi; Tungga, Cicilia A.
Improvement: Jurnal Manajemen dan Bisnis Vol 3 No 2 (2023): Vol 3 No 2 September 2023
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v3i2.21340

Abstract

This examine ambitions to determine the impact of economic tradition and monetary conduct on the income of Kopdit Swastisari cooperative in Kupang town. This have a look at makes use of quantitative strategies, in particular information evaluation, to process respondent survey information. To decide the pattern with the aid of easy random sampling and the pattern used on this study, 50 contributors of Swastisari cooperative in Kupang town had been the primary records. statistics have been collected the use of questionnaires disbursed to participants of the cooperative. The facts analysis techniques used on this study are more than one linear regression analysis, T-take a look at and F-test. The results of this look at display that financial culture and financial conduct have a substantial have an impact on on the earnings of Kopdit Swastisari cooperative in Kupang city. The hints on this take a look at are intended to assist individuals of the Kopdit Swastisari Cooperative in Kupang metropolis to higher apprehend price range and behavior further studies to allow extra signs and variables. Penelitian ini bertujuan buat mengetahui efek budaya keuangan serta perilaku keuangan terhadap pendapatan koperasi Kopdit Swastisari di kota Kupang. Penelitian ini menggunakan metode kuantitatif, termasuk analisis data, buat mengolah data survei responden. Penentuan sampel dilakukan dengan menggunakan metode simple secara acak sampling dan sampel yg digunakan dalam penelitian ini berjumlah 50 orang anggota Koperasi Swastisari Kota Kupang yg sebagai data utama uji dan uji F. yang akan terjadi penelitian menunjukkan bahwa Pengetahuan keuangan dan perilaku keuangan berpengaruh signifikan terhadap pendapatan. Rekomendasi penelitian ini dimaksudkan untuk membantu anggota Koperasi Kopdit Swastisari Kota Kupang lebih memahami keuangan dan melakukan penelitian lebih lanjut untuk mengaktifkan indikator dan variabel tambahan. Keywords: Literasi Keuangan, Perilaku Keuangan, Pendapatan
Analysis Of Financial Distress At PT Bank NTT (Period 2020-2023) Ngganggus, Fransiska Tri Marta Sari; Kellen, Pius Bumi; C. Nenabu, Junita; A. Natonis, Sari
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1017

Abstract

Kesulitan keuangan merupakan suatu kondisi di mana perusahaan mengalami kesulitan keuangan yang pada akhirnya dapat mengakibatkan kebangkrutan. Bagi bank, kondisi seperti itu memerlukan intervensi yang cepat dan efektif untuk mencegah kemerosotan lebih lanjut. Penelitian ini bertujuan untuk menilai kesulitan keuangan PT Bank NTT selama periode 2020–2023 menggunakan Altman Z-Score dan model Zmijewski. Analisis menggunakan model Altman Z-Score menunjukkan bahwa PT Bank NTT berada di area abu-abu, yang menunjukkan kondisi keuangan yang cukup tidak sehat. Sebaliknya, model Zmijewski mengungkapkan bahwa bank mengalami tingkat kesulitan keuangan yang lebih parah. Analisis komparatif dari kedua model menunjukkan bahwa, sementara Altman Z-Score menandakan ketidakstabilan, model Zmijewski memberikan indikasi yang lebih konklusif bahwa PT Bank NTT berisiko tinggi bangkrut. Temuan ini menggarisbawahi perlunya langkah-langkah strategis segera untuk memulihkan kesehatan keuangan bank.
PENERAPAN BIAYA STANDAR DALAM PENGENDALIAN BIAYA PRODUKSI PADA UD. KERIPIK MADANI KOTA ENDE Kapaora, Jose Fernando; Kellen, Pius Bumi; Demu, Yohanes
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3923

Abstract

Penelitian ini bertujuan untuk mengetahui perhitungan Harga Pokok Produksi (HPP) dan penerapan standar biaya dalam pengendalian biaya produksi pada UD Keripik Madani Kota Ende. Data dikumpulkan melalui observasi, dokumentasi, dan wawancara, kemudian dianalisis secara kuantitatif dengan metode Standard Costing. Hasil menunjukkan UD. Keripik Madani ini berhasil menerapkan sistem standar biaya untuk mengendalikan biaya dan meningkatkan efisiensi. Terdapat varians favourable sebesar Rp 32.641.344, terutama dari penghematan biaya bahan baku dan overhead pabrik. Biaya bahan baku aktual Rp 144.000.000 lebih rendah dari biaya standar Rp 158.400.000, sedangkan biaya tenaga kerja sesuai standar. Biaya overhead pabrik aktual juga lebih murah. Kesimpulan dari penelitian ini adalah penerapan biaya standar dapat membantu UD. Keripik Madani Kota Ende mengendalikan biaya produksi secara efisien, meminimalkan pemborosan, dan memaksimalkan profitabilitas usaha. Dengan penerapan biaya standar yang konsisten, UD. Keripik Madani Kota Ende dapat mengevaluasi kinerja operasional, menentukan titik perbaikan, dan membuat keputusan bisnis yang lebih tepat guna menjaga daya saing usaha di tengah dinamika pasar yang terus berubah.