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PEMBERDAYAAN MASYARAKAT BERBASIS PERAIRAN BERKELANJUTAN DALAM PENGOLAHAN RUMPUT LAUT MENJADI CAMILAN CRISPY DI DESA MERTAK Roendah, Baiq Hildha Aulia; Adinegoro, Cahyo; Abror, Haekal Malik; Putri, Juliana; Maulana, M.Aril; Wibawa, Neorista Anggun; Sahara, Nova Nabila; Sopiani, Rani; Rindiani, Saptia; Rahayu, Sefani Cahyo Auliya; Sudiarta, I Wayan
Jurnal Wicara Vol 2 No 5 (2024): Jurnal Wicara Desa
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/wicara.v2i5.5540

Abstract

Mertak Village is a village with a coastal area that has natural tourism potential and is included in the development area of the Mandalika Special Economic Zone in Central Lombok Regency. To increase the participation of the Mertak Village Community, a community service program was initiated which is directly related to the empowerment of the potential in the waters in Mertak Village, especially the development of seaweed through socialization and management strategies and marketing of processed seaweed products. The Mertak Village community empowerment program aims to improve the community's living standards through processing seaweed into healthy crispy. Seaweed is an abundant natural resource potential in Mertak Village, but so far it has not been utilized optimally. Through this program, the people of Mertak Village are given training and assistance in seaweed cultivation, post-harvest processing into crispy snacks, and marketing strategies. The crispy seaweed snacks produced are expected to be a superior product of the village that has a high selling value and is healthy. This empowerment program is expected to have a positive impact on the economy of the people of Mertak Village, as well as increase public awareness of the sustainable use of natural resource potential.
Sistem Eksekusi Jaminan pada Pembiayaan Syariah di Perbankan Syariah Zulfitri, Imran; Andriani, Fitria; Putri, Juliana
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 12 No. 2 (2023): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v12i2.2186

Abstract

Sebagian besar aset perbankan terdapat pada pembiayaan. Satu sisi, pembiayaan merupakan sumber pendapatan terbesar namun sekaligus sebagai sumber resiko bisnis yang terbesar pula. Sehingga penyaluran pembiayaan tersebut harus dijaga kualitasnya. Setiap perbankan menyalurkan pembiayaan kepada nasabah debitur demi pemenuhan modal usaha dan  kebutuhannya yang mana bank sering kali mengalami kendala-kendala terhadap debitur bermasalah pada pembiayaannya, sehingga mengharuskan bank untuk melakukan eksekusi terhadap jaminan nasabah. Untuk mengantisipasi pembiayaan bermasalah pada nasabah debitur, perbankan harus menilai dengan baik, penilaian dan evaluasi dalam penyaluran pembiayaan akan mengurangi kemungkinan akan terjadinya resiko pada pembiayaan musyarakah. Meskipun pihak bank telah melakukan proteksi terhadap penyimpangan debiturnya namun tetap muncul masalah dalam pembiayaan. Adapaun masalah sebagai fokus penelitian yaitu alasan dari manajemen bank dalam melakukan eksekusi jaminan, bagaimana proses pelaksanaan eksekusi jaminan pada Bank Syari’ah. Penulisan ini menggunakan metode penelitian deskriptif analisis, pengumpulan data menggunakan library dan field reseach, teknik pengumpulan data dengan wawancara dan dokumentasi. Hasil penelitian yang didapatkan bahwa pihak perbankan tidak langsung melakukan eksekusi terhadap jaminan debitur, dan jika seandainya terjadi pembiayaan bermasalah maka pihak bank menawarkan solusi-soslusi sesuai dengan tahapan sebelum dilakukan eksekusi terhadap jaminan, dan jika debitur sudah tidak memiliki i’tikad baik maka kemudian jaminan dari nasabah debitur di eksekusi oleh perbankan yang mana hal ini masih diperdebatkan oleh ulama mazhab dan ahli-ahli ekonomi Islam terkemuka.
The Practice of Buying and Selling Artificial Insemination Seeds in Cows Reviewed According to Sharia Economic Law Akmaluddin.MS; M, Nur Sari Dewi; Putri, Juliana; Mulyani, Rita
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 13 No. 1 (2024): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v13i1.2528

Abstract

The local cattle crossbreeding program with exotic cattle was developed as a result of the high demand from farmers for artificial insemination of exotic cattle. The number of local cattle is expected to decline over time and may be threatened with extinction. These artificial inseminations have been distributed through ordering, direct sales and distribution systems. The problems are (1) How is the mechanism of the sale and purchase transaction of artificial insemination seeds in cattle carried out in sharia? (2) What is the view of Sharia Economic Law on the practice of buying and selling artificial insemination seeds in cattle? The type of this research is qualitative with a field approach (Field Research), the data collection methods used are observation, interview, and documentation methods. The results of this study are (1) The mechanism of the practice of buying and selling artificial insemination seeds in cattle has been running in sharia is known to use tabarru` contracts based on service turnover, namely the wakalah contract that the mechanism of buying and selling artificial insemination practices only focuses on operational payments for orderlies' services in helping and helping farmers. (2) The view of sharia economic law on the practice of buying and selling artificial insemination seeds in cows using a tabarru` contract based on the replacement of the services of the wakalah contract which contains elements of help, so that this buying and selling practice is permissible according to the principles of sharia economic law, namely the benefit of hajjiyah.