Article Per Year (5 Year)
p-Index From 2020 - 2025
1.94
P-Index
This Author published in this journals
All Journal Jurnal Kajian Manajemen Bisnis JAM : Jurnal Aplikasi Manajemen Journal of Islamic Monetary Economics and Finance Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Menara Pengabdian Financial Management Studies JER International Research Journal of Business Studies Journal of Economics, Management and Accounting (JEMA)
Yumna, Aimatul
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : International Research Journal of Business Studies

 1 
The X-Efficiency of Shariah and Conventional Banking’s in Indonesia Yumna, Aimatul
International Research Journal of Business Studies Vol. 13 No. 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/irjbs.13.2.149-159

Abstract

This paper investigates the X-efficiency of fifteen commercial banks in Indonesia consisting of seven Shariah banks and eight conventional banks. This study uses three stages of data analysis: non-parametric data envelopment analysis (DEA) approach, t-test, and multiple regression method. The results show that in the period of this study, both Shariah and conventional banks in Indonesia have not reached the optimal level of efficiency. However, conventional banks obtain a higher level of allocative and total efficiency compared to Shariah banks. The inefficiency of Islamic banks is stemed from allocative inefficiency rather than technical problems. The bank’s X-efficiency is significantly influenced by size, rather than number of banking channels and staff costs. This study provides important implications for Shariah banking in order to improve X- efficiency and compete in the banking industry in Indonesia by focusing on the improvement of the combination of quality assets.
Co-Authors Almaeri, Olivia Atika Rukminastiti Masrifah Besri, Farhan Al Azhar Juanda, Dinda Nurul Mardhika Adif, Riandy Marta, Joan Mesta, Hendri Andi Mia Ayu Gusti Muljawan, Dadang Noor, Feri Perengki Susanto Radhiyatul Bilqis Rahmiati Rahmiati Rahmizal, Maizul Sany Dwita Yeniwati Yeniwati Yuki Fitria