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All Journal Jurnal Studi Agama dan Masyarakat Management of Zakat and Waqf Journal (MAZAWA)) Margin : Journal of Islamic Banking
Misra, Isra
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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NILAI-NILAI EKONOMI ISLAM DALAM TRADISI MALAN MASYARAKAT DAYAK BAKUMPAI Misra, Isra; Sadikin, Ali
Jurnal Studi Agama dan Masyarakat Vol 17, No 1 (2021): JURNAL STUDI AGAMA DAN MASYARAKAT
Publisher : IAIN Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jsam.v17i1.2843

Abstract

The Malan tradition or farming of Bakumpai Dayak society is a hereditary tradition handed down by ancestors. Malan is a social activity in agriculture, especially in farming, starting from clearing fields, cutting down forests, burning fields, planting rice and harvesting rice. This study was a field research with a qualitative approach in the form of phenomenology and contextual Islamic economics. The informants were people who farmed around Murung Raya Regency. Sources of data were primary data and secondary data. Primary data were data from observations and interviews. While secondary data were data in the form of documentation. The results showed that in Malan tradition of Bakumpai Dayak society, Islamic economic values were found in the form of togetherness and balance, help each other, cooperation, sharing and kindship. Malan activities were activities that form the basis of society in fulfilling basic needs (rice). The inhibiting factor for Malan's current activities was the government regulation that strictly prohibits burning forests and land. Malan activity was an activity that really helped rural communities in fulfilling their foods. The economic contribution to the Malan Tradition was enormous for society.
PENGARUH PIUTANG MURABAHAH DAN PIUTANG MULTIJASA TERHADAP PROFITABILITAS PADA BANK PEMBIAYAAAN RAKYAT SYARIAH MITRA AMANAH KOTA PALANGKA RAYA Andini, Istika Linada; Misra, Isra; Monady, Hanief; Arifin, Muhammad Zainal; Linada Andini, Istika
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/v82r3s47

Abstract

Penelitian ini bertujuan untuk mengidentifikasi dan menguji secara empiris pengaruh piutang murabahah dan piutang multijasa terhadap profitabilitas pada BPRS Mitra Amanah. Profitabilitas yang diukur melalui ROA merupakan salah satu indikator penting dalam menilai efisiensi serta kinerja keuangan bank syariah, karena menunjukkan kemampuan bank menghasilkan laba dari total aset yang dimiliki. Produk pembiayaan murabahah dan multijasa merupakan sumber pendapatan utama bagi BPRS, sehingga pengaruhnya terhadap profitabilitas menjadi isu yang relevan untuk diteliti. Penelitian ini menggunakan pendekatan kuantitatif dengan memanfaatkan data sekunder berupa laporan keuangan triwulanan Bank Pembiayaan Rakyat Syariah (BPRS) yang dipublikasikan secara resmi oleh Otoritas Jasa Keuangan (OJK) pada periode 2016–2023. Teknik pengambilan sampel yang digunakan adalah total sampling, yaitu seluruh data yang tersedia dalam periode penelitian dianalisis. Pengolahan data dilakukan dengan menggunakan aplikasi Eviews versi 10 melalui analisis regresi data panel. Sebelum dilakukan pengujian hipotesis, data terlebih dahulu diuji dengan serangkaian uji asumsi klasik untuk memastikan validitas dan reliabilitas hasil penelitian. Hasil penelitian menunjukkan bahwa secara parsial piutang murabahah berpengaruh negatif dan signifikan terhadap ROA. Hal ini mengindikasikan bahwa peningkatan pembiayaan murabahah tidak selalu berkontribusi positif terhadap profitabilitas. Begitu pula, piutang multijasa terbukti berpengaruh negatif dan signifikan terhadap ROA. Secara simultan, piutang murabahah dan piutang multijasa berpengaruh signifikan terhadap profitabilitas (ROA) BPRS Mitra Amanah. Temuan ini menegaskan pentingnya manajemen pembiayaan yang hati-hati dalam BPRS agar dapat menjaga stabilitas keuangan serta kinerja yang berkelanjutan.  
Influence of Cash Waqf Literacy on the Interest in Waqf of the Young Generation: a Study on Students of IAIN Palangka Raya Herdayani, Herdayani; Misra, Isra; Hasnita, Hasnita
Management of Zakat and Waqf Journal (MAZAWA) Vol. 5 No. 2 (2024): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2024.5.2.144-162

Abstract

the low level of literacy regarding waqf causes a person's interest in waqf to be low. More precisely, someone's involvement in waqf is still lacking. The aim of this research is to determine the influence of cash waqf literacy on students' interest in waqf. The method used in the research was interviews and distributing questionnaires in the form of Google Form to respondents. This research is a type of quantitative research. In analyzing the data the author used simple linear regression analysis, t test and coefficient of determination regression analysis. The number of respondents in this study was 71 people who took part in the endowment seminar. Based on the results of research conducted, it was found that cash waqf literacy has a relatively low influence on students' interest in waqf. There is a need for waqf practices and providing more in-depth information about waqf.
Co-Authors Ali Sadikin Andini, Istika Linada Hanief Monady Hasnita, Hasnita Herdayani, Herdayani Linada Andini, Istika Muhammad Zainal Arifin, Muhammad Zainal