Article Per Year (5 Year)
p-Index From 2021 - 2026
2.319
P-Index
This Author published in this journals
All Journal Journal of Economic, Bussines and Accounting (COSTING) Surya Abdimas BALANCE: Economic, Business, Management and Accounting Journal Value: Jurnal Manajemen dan Akuntansi Al-Kharaj: Journal of Islamic Economic and Business El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Ilmiah Dan Karya Mahasiswa Volatilitas : Jurnal Manajemen Dan Bisnis Jurnal Gerakan Mengabdi untuk Negeri
Prasaja, Mahendra Galih
Universitas Muhammadiyah Purworejo, Jawa Tengah, Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

 1   2 
Peran Sikap Keuangan dalam Memediasi Literasi Keuangan Terhadap Perilaku Manajemen Keuangan Mahendra Galih Prasaja; Endah Pri Ariningsih
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 2 No. 4 (2024): Agustus : JURNAL ILMIAH DAN KARYA MAHASISWA (JIKMA)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v2i4.2356

Abstract

Good financial management is important because it can determine short-term and long-term financial goals. Financial management is also closely related to financial management behavior. Where someone who is able to make decisions in managing their finances will not experience difficulties in the future and will show healthy behavior so that they are able to determine the priority scale regarding their needs and desires. The problem in this research is that the financial management behavior of MSME business actors in Purworejo Regency is still lacking. good at managing their personal finances, the low level of financial literacy of MSMEs in Purworejo, the attitude of MSMEs in Purworejo who tend not to like investing because it is risky. The objectives of this research include (1) testing the influence of financial literacy on the financial management behavior of MSME business actors in Purworejo Regency, (2) testing the influence of financial literacy on the financial attitudes of MSME business actors in Purworejo Regency, (3) testing the influence of financial attitudes on financial management behavior MSME business actors in Purworejo Regency, (4) testing whether financial attitudes are able to mediate the influence of financial literacy on the financial management behavior of MSME business actors in Purworejo Regency. The population in this research is all MSME business actors in Purworejo Regency. The research sample consisted of 150 MSME business actors. Sampling used purposive sampling technique. The data collection instrument used a questionnaire with a Likert scale which was answered completely, in accordance with the criteria and met the validity and reliability requirements
The Effect of Stock Selection Ability, Market-Timing Ability, and Fund Cash Flow on the Performance of Sharia Equity Mutual Funds (Study During the Covid-19 Pandemic, 2020-2021) Budi, Rakhmad Pambudi; Prasaja, Mahendra Galih; Utomo, Agus Saur
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 1 (2023): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.1.1-15

Abstract

The COVID-19 pandemic posed significant challenges to global capital markets, including Islamic equity mutual funds in emerging economies such as Indonesia. This study investigates the effects of stock selection ability, market-timing ability, and fund cash flow on the performance of Islamic equity mutual funds during the 2020–2021 pandemic period. Using monthly NAV data from 39 Sharia-compliant equity mutual funds registered with Indonesia’s Financial Services Authority (OJK), we applied multiple linear regression models with the Sharpe index as a performance proxy. The results show that all three variables—stock selection ability, market-timing ability, and fund cash flow—exert a positive and statistically significant influence on mutual fund performance. These findings highlight the crucial role of fund managers' strategic competencies during crisis periods and reinforce the importance of liquidity dynamics in Sharia fund resilience. This study contributes to the Islamic finance literature by empirically validating how investment decision-making quality affects Sharia mutual fund outcomes in crisis contexts. Furthermore, it offers a methodological foundation for comparative international studies on Islamic versus conventional mutual fund performance under systemic shocks. Future research may expand this framework across different Islamic financial jurisdictions or explore non-linear relationships using advanced econometric models.
The Impact of Blockchain Technology to the Efficiency and Profitability Bank in Indonesia Utomo, Agus Saur; Prasaja, Mahendra Galih; Rahmawati, Nayla Fahiya
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5105

Abstract

ABSTRACT. This research empirically examines the impact of blockchain adoption to the bank’s profitability and efficiency in Indonesia. Descriptive statistic and paired sample t-test are employed to analyses the data. The sample of this study is Bank Permata, a pioneer bank in Indonesia that adopted blockchain technology. Bank Permata have a conventional service as well as syariah service unit. Secondary data was taken from bank’s financial report as long as 2019-2023.  Efficiency is proxied by BOPO ratio while profitability is proxied by ROA, ROE, GPM, OPM and NPM ratios. The study found that blockchain technology doesn’t have significant impact to the bank efficiency, however the level of bank efficiency is increasing after implementing blockchain. Bank profitability is partly affected by adoption of blockchain technology. GPM, OPM and NPM are significantly different after implementing the blockchain however ROA and ROE are not significantly different. Nevertheless, there are increasing ROA and ROE ratio after blockchain adoption.  
The Impact of Fintech Payments and Financial Literacy on Student Financial Management Behaviour Khotimah, Khusnul; Puspitasari, Intan; Galih Prasaja, Mahendra
BALANCE: Economic, Business, Management and Accounting Journal Vol 22 No 1 (2025): Januari
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v22i1.23795

Abstract

This study aims to ascertain how much fintech payments and financial literacy influence the money management behaviors of Muhammadiyah University Purworejo students. Students at the Muhammadiyah University Purworejo Class of 2019–2021 served as the research population. Using non-probability sampling approaches and a quantitative methodology, 318 respondents made up the study's sample. Multiple linear regression analysis approaches are used for initial data processing in SPSS version 25 (Statistical Package for Social Science). The study's findings demonstrate that students' money management practices are significantly and favorably impacted by financial literacy to some extent. Fintech payments significantly and advantageously impact how students handle their finances. Financial literacy and fintech payments simultaneously have a significant, positive impact on students' money management practices. You can effectively manage your fintech payment usage and make wiser and more fruitful future financial decisions if you thoroughly understand money
The Effect of Financial Literacy on Millennial Generation's Investment Decisions in BRIS Stocks Rendi Shafira, Dhafa; Puspitasari, Intan; Galih Prasaja, Mahendra
BALANCE: Economic, Business, Management and Accounting Journal Vol 22 No 1 (2025): Januari
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v22i1.23832

Abstract

Currently, the modernization era has changed human life and work. One of the things that is presently being considered is the level of financial literacy. One of the financial literacy in a person's investment decision. The purpose of this study is to examine the influence of financial literacy on the investment decisions of the millennial generation in BRIS stocks. This research is quantitative. The primary data used was taken from questionnaires given to respondents. Data testing is carried out by validity, reliability, and significance test testing (multiple linear). The results of the study showed that the level of financial literacy using the variable indicators of financial knowledge, financial attitudes, and financial behavior had a combined effect of 64% on investment decisions. Meanwhile, the remaining 36.0% of individual investment decisions are influenced by other variables that are not explained in this study
Co-Authors Adhitia Wisnu Agus Saur Utomo Ariyadi Setyoko Budi, Rakhmad Pambudi Dwi Herlina Pujiyanti Dwi Okta Erfan Endah Pri Ariningsih Endah Pri Ariningsih Farhan, Rizqi Dwinur Galih Anjasmara Handini, Firdha Noviadisti Intan Puspitasari Intan Puspitasari Jujur Adhi Wiguno Jundana, Makhzumi khusnul khotimah Lutfy Fauziah Nayla Fahiya Rahmawati Prisnadela, Prisnadela Rahmawati, Nayla Fahiya Rendi Shafira, Dhafa Titin Ekowati