Hamsyi, Nur Fitriana
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Analisis Penentuan Margin Pembiayaan Murabahah pada PT. Bank Syariah X Cabang Pontianak Hamsyi, Nur Fitriana
Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Vol 6, No 3 (2017): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1760.407 KB) | DOI: 10.26418/jebik.v6i3.23254

Abstract

The purpose of this research is to find out how to determine the margin of murabahah financing, and components considered by Bank Syariah X Pontianak Branch. This is a qualitative descriptive research by investigating directly to the field in order to get more detail informations.Data collections were done by conducting observation, interview, documentation and literature study. From the research results, it can be concluded that the determination of murabahah margin in Bank Syariah X Branch Pontianak was using base lending rate approach where the components were among others the cost of fund, overhead cost, expected return, and risk premium. The margin set by the Syariah Bank at the beginning of the contract and should not be changed until the end of the contract and this distinguishes Islamic banks with conventional banks.
THE EFFECT OF COMPANY CHARACTERISTICS AND CORPORATE GOVERNANCE ON TIMELINESS CORPORATE INTERNET REPORTING ON BANKING IN INDONESIA Hamsyi, Nur Fitriana; Andriani, Silvia
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 1 (2021): FairValue : Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (602.358 KB) | DOI: 10.32670/fairvalue.v4i1.492

Abstract

This research has the purpose of examining the effect of firm size, profitability, leverage, liquidity, public ownership, and the audit committee on the timeliness of corporate internet reporting in Indonesian banks. Types of data and data sources are pooling data and secondary data obtained from the financial statements of banking companies listed on the Indonesia Stock Exchange in 2018 - 2019. The sample obtained from the purposive sampling technique is as many as 39 companies tested for two consecutive years to obtain 78 data to be processed. The data analysis used is logistic regression analysis with the EViews 9 analysis tool. The results show that only company size has a positive effect. Meanwhile profitability, leverage, liquidity, public ownership, and the audit committee do not influence on the timeliness of corporate internet reporting.
DETERMINANTS OF GOING CONCERN AUDIT OPINION ACCEPTANCE ON FINANCIAL SERVICE COMPANIES IN THE IDX Hamsyi, Nur Fitriana; Yosevin
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 8 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.227 KB) | DOI: 10.32670/fairvalue.v4i8.1482

Abstract

Going concern describes the company's ability to maintain its business continuity in the future. The auditor can issue a going concern audit opinion if the company's condition is doubtful in its business continuity. This study analyzes the effect of the previous year's audit opinion, debt default, company size, company growth on the acceptance of going concern audit opinions on financial services companies listed on the Indonesia Stock Exchange. A total of 60 companies were obtained using purposive sampling within three years so that the data produced were 180 observations. Based on logistic regression with SPSS 24 analysis tool, it is proven that the previous year's audit opinion positively affects the acceptance of the business continuity audit opinion. While the defaulted debt, company size, company growth did not affect the acceptance of going concern audit opinion.
SiApik Application as An Effort to Increase MSMEs' Understanding in Preparing Financial Reports Hamsyi, Nur Fitriana; Barkah, Barkah; Pebrianti, Wenny; Fahruna, Yulyanti
IMPOWERMENT SOCIETY Vol 7 No 1 (2024): February
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/eps.v7i1.1269

Abstract

  MSMEs play a role in overcoming the problem of poverty and become a buffer when Indonesia experiences a crisis. Given their essential role in the national economy, MSMEs need assistance with access to capital. However, the problem is that MSMEs are not yet disciplined in recording financial transactions and compiling financial statements, making it difficult for banks to measure their financial performance accurately. This is due to a lack of understanding in making financial statements. As a result, it is difficult to know exactly how much profit or loss they experienced. Therefore, this community service activity aims to increase the understanding of MSME actors regarding the importance of financial recording and reporting and is expected to be able to prepare financial statements using SIAPIK. The method used in activities is socialization, which is done by conveying basic accounting material along with MSME financial accounting standards and providing training regarding the use of SIAPIK. The participants are MSMEs in the Kubu Raya Regency area of West Kalimantan. The activity results showed increased participants' understanding and ability to prepare financial statements using SIAPIK. By preparing good financial statements, they can measure their financial performance accurately.
Unveiling the links: How poverty, unemployment, education, and income inequality drive crime in Indonesia? Kurniasih, Erni Panca; Andini, Novia; Kartika, Metasari; Dosinta, Nina Febriana; Hamsyi, Nur Fitriana; Iqbal, Ichsan
al-Uqud : Journal of Islamic Economics Vol. 8 No. 2 (2024): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v8n2.p189-210

Abstract

Despite a general decline in crime rates in Indonesia, the rising trends in poverty, unemployment, and income inequality in several provinces raise concerns about their potential to incite criminal behavior and escalate crime rates. This study aims to empirically examine the effects of poverty, unemployment, education, and income inequality on crime rates in Indonesia. Utilizing secondary data from the Central Statistics Agency (BPS), the study analyzes a panel dataset comprising 32 provinces over five years through panel data regression techniques. The findings reveal that poverty and unemployment have a significant and positive impact on crime rates, highlighting their critical roles as socioeconomic determinants of criminal activity. In contrast, education levels and income inequality do not exhibit significant effects on crime rates in the Indonesian context. Theoretically, these findings underscore the relevance of economic and social strain theories, which suggest that socioeconomic hardships contribute to deviant behavior as individuals seek alternative means to meet unmet needs. Practically, the study emphasizes the need for targeted poverty alleviation programs and effective unemployment reduction strategies to mitigate crime rates. Policymakers should focus on creating sustainable economic opportunities and strengthening social safety nets in vulnerable regions. This research contributes to the broader discourse on crime prevention by providing insights into the socioeconomic drivers of crime in a developing country context, guiding future strategies to foster social stability and security.