Widiyaningsih, Widiyaningsih
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Financial Reporting Strategies for SMEs to Support Bank Credit Applications Triwibowo, Edi; Fuadi, Agus; Wulandari, Dian Sulistyorini; Widiyaningsih, Widiyaningsih
Jurnal Pengabdian Pancasila (JPP) Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpp.v3i4.13607

Abstract

This community service program aimed to enhance the financial literacy of small and medium-sized enterprises (SMEs) in South Tambun, enabling them to prepare accurate financial reports required for bank loan applications. The program provided a series of training workshops, hands-on exercises, and personalized consultations, focusing on the preparation of income statements, balance sheets, and cash flow statements. A total of 8 business owners from various industries participated in the program. The results indicated a significant improvement in participants' understanding of financial reporting, with 87.5% of participants reporting increased confidence in their financial management skills. Additionally, 75% of participants felt prepared to apply for bank loans with the reports they had created. The program demonstrated the value of practical training in improving the financial capabilities of SMEs and facilitating their access to formal financial services. Based on the outcomes, recommendations for further support, advanced training, and partnerships with financial institutions are provided to ensure the sustainability and expansion of the program's impact.
The Efficient Financial Management as a Practical Solution for Micro and Small Enterprises (MSEs) Widati, Sindik; Fuadi, Agus; Wulandari, Dian Sulistyorini; Widiyaningsih, Widiyaningsih
Jurnal Pengabdian Pancasila (JPP) Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpp.v3i4.13611

Abstract

This community service program aimed to enhance the financial literacy and management skills of local entrepreneurs. Recognizing the vital role of MSEs in driving economic growth, particularly in Cikarang Pusat, this program focused on providing tailored financial training and practical tools to improve budgeting, cash flow management, and record-keeping practices. Over two weeks, from September 8 to September 22, 2024, participants engaged in hands-on workshops, case studies, and one-on-one consultations. The program yielded significant results, with average improvements of 40% in key financial concepts, reflecting the effectiveness of the training. Participants rated the program highly, with satisfaction scores of 4.7 to 4.9, indicating the relevance and value of the content provided. The findings suggest that localized financial training can substantially benefit MSEs, enhancing their operational efficiency and contributing to the broader economic resilience of the community. The program also recommends expanding its duration and incorporating follow-up support to ensure continued growth and sustainability for MSEs in the region.
Efektivitas murottal Al Qur’an terhadap penurunan intensitas nyeri ibu post sectio caesarea di RSI PKU Muhammadiyah Pekajangan Pekalongan Widiyaningsih, Widiyaningsih; Kristiyanti, Rini
Jurnal Kebidanan Indonesia Vol 16, No 1 (2025): JANUARI
Publisher : STIKES Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36419/jki.v16i1.1312

Abstract