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All Journal JPAP (Jurnal Penelitian Administrasi Publik) (e-Journal) Account : Jurnal Akuntansi, Keuangan dan Perbankan Syari'ah Economics Journal of Islamic Economics and Business JURNAL AKUNTANSI, AUDITING DAN KEUANGAN SYARIAH
RAMDANI, EGGY ARMAND
Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Sistem Pertahanan Rakyat Semesta Pasca Berlakunya UU PSDN Untuk Pertahanan Negara SAHABUDDIN, ZAINAL ABIDIN; RAMDANI, EGGY ARMAND
JPAP: Jurnal Penelitian Administrasi Publik Vol 6 No 1 (2020): Maret 2020
Publisher : Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/jpap.v6i1.3215

Abstract

Indonesia's defense system is clearly stated in the Constitution (UUD 1945), namely the The Total People's Defense and Security (Sistem Pertahanan Rakyat Semesta, Sishanta). Sishanta has a strong philosophical and historical basis in Indonesian culture. Sishanta's efficacy in dealing with threats has been proven in the nation's history. The enactment of the National Resource Management Act (PSDN) for National Defense on 26 September 2019 became a new chapter in reviving the concept of Sishanta under a strong legal umbrella. This study examines more deeply the Indonesian culture of defense, how to implement Sishanta after the ratification of the PSDN Law. The research method used is analytical descriptive. The results showed that the Sishanta was the ideal Indonesian defense system in the face of threats. One of Sishanta's implementing is "Bela Negara" for the society. "Bela Negara" is carried out to produce state defense cadres prepared to become a Reserve Component (Komponen Cadangan) and Supporting Component (Komponen Pendukung) in counteracting threats to Indonesia with the Indonesian National Army (TNI) as the Main Component (Komponen Utama). The "Bela Negara" cadres, in particular, play the role of being the front line in guard Indonesia off nonmilitary and hybrid threats.
PENGARUH MOTIVASI MENGHINDARI RIBA DAN PENGETAHUAN PRODUK PERBANKAN SYARIAH TERHADAP KEPUTUSAN MENJADI NASABAH DI BANK JABAR BANTEN SYARIAH KCP CIAMIS Eka Fitria; Sumadi Sumadi; Eggy Armand Ramdani
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims (1) to determine the effect of the motivation to avoid usury on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; (2) to determine the effect of product knowledge on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; and (3) to determine the effect of motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis. This quantitative research uses the correlational method. The results showed that (1) there was an influence of the motivational variable to avoid usury on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by the value of t-count (2.058) > t-table (2.051); (2) there is an influence of knowledge of Islamic banking products on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by t-count (2,920) > t-table (2,051); and (3) simultaneously, the variables of motivation to avoid usury and knowledge of Islamic banking products together influence the decision to become a customer at BJBS KCP Ciamis. This is shown from f-count (27.534) > f-table (3.354).
SHARIA-BASED MARKETING STRATEGIES FOR INCREASING HOUSING SALES IN THE CITY OF TASIKMALAYA Ramdan Hidayat; Eggy Armand Ramdani; Tazkiyah Ainul Qolbi
Syari'ah Economics Vol 6 No 1 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i1.1166

Abstract

Marketing strategy is an essential component of any business operation. Whether a business is successful depends on whether its marketing strategy is effective for its needs. Therefore, the selection of a marketing strategy requires precise calculations and analysis. According to the title observed, the method used in this study is a qualitative research method that generates descriptive data through observations, interviews, and documentaries. Cordova Living is a housing community that employs a sharia payment system, eliminating the BI checking system so that there are no interest, usury, confiscation, or fines. Based on the fact that Cordova Living was the pioneer of sharia-compliant housing in Tasikmalaya, the sharia marketing strategy is a great fit for marketing its products. As evidenced by the marketing mix, implementing sharia marketing strategies can increase sales figures and the selling value of Cordova Living housing. In terms of price (price) has advantages for consumers to negotiate because of the khiyar rights. In terms of products, transparency from start to finish, detailed explanations, and the freedom to bargain and negotiate can eliminate the element of fraud. The strategic place (location) close to the city center and education center provides added value for Cordova Living. The promotion (promotion) used by Cordova Living is friendly and applies 3S (senyum/smiles, salam/greetings, and sapa/greetings) and friendly service by applying Islamic rules.
The Influence of Webstore Visual Design and Emotional Value on Muslimah Clothing Online Purchasing Decisions in Gen Z Rika Sari; Eggy Armand Ramdani; Haqibul Mujib
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.20254

Abstract

This study aims to examine the influence of Webstore Visual Design and Emotional Value on Muslimah Clothing Online Purchase Decisions for Generation Z FEBI IAI Darussalam Ciamis students. The growing phenomenon of online business, especially among generation Z who are skilled in technology and often shop online, encourages entrepreneurs to create webstores that attract attention and can influence their buying decisions, especially in Muslim clothing. This study discusses the influence of visual webstore design and emotional value partially or simultaneously on online purchasing decisions for Muslim women's clothing in Generation Z. The uniqueness of this research lies in its deep focus on the effectiveness of the webstore design itself and its relationship with emotional value, which has rarely been studied before. The research method used a quantitative approach with the help of SPSS to analyze data from 61 respondents who were FEBI IAI Darussalam Ciamis students from generation Z. The results showed that partially, the webstore's visual design and emotional value had no significant effect on the online buying decision for Muslimah clothing in Generation Z. However, simultaneously, these two variables had a positive effect on purchasing decisions for FEBI IAI Darussalam Ciamis students. In conclusion, professionalism, honesty, transparency, and trust in webstore design contribute to consumer buying interest and create positive emotional value as a form of appreciation for the satisfaction and convenience of using the webstore, which ultimately increases the decision to purchase Muslimah fashion products online in Generation Z. 
PENGARUH DESAIN VISUAL WEBSTORE DAN NILAI EMOSIONAL TERHADAP KEPUTUSAN PEMBELIAN ONLINE BUSANA MUSLIMAH PADA GEN Z Rika Sari Rika Sari; Eggy Armand Ramdani Eggy Armand Ramdani; Haqibul Mujib Haqibul Mujib
Jurnal Akuntansi, Auditing dan Keuangan Syariah Vol. 2 No. 1 (2023): APRIL 2023
Publisher : Prodi Akuntansi

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Desain Visual Webstore serta Nilai Emosional terhadap Keputusan pembelian Online Busana Muslimah pada Gen Z mahasiswi FEBI IAI Darussalam Ciamis. Sejauh ini, penelitian terkait fitur web sudah banyak dilakukan akan tetapi, meneliti efektifitas dari desain web itu sendiri dan hubungannya dengan nilai emosional seseorang jarang dilakukan. Sehingga, penelitian dilakukan guna mengetahui seberapa besar variabel desain visual webstore dan nilai emosional secara parsial secara bersamaan mempengaruhi keputusan pembelian online busana muslimah pada gen Z. Penelitian menggunakan pendekatan kuantitatif memakai metode statistik inferensial dengan membagikan kuesioner kepada 61 responden berdasarkan penentuan stratified random sampling dari total populasi 151 dari mahasiswi FEBI IAI Darussalam dari angkatan 2018 sampai dengan 2021 serta yang termasuk pada gen Z yang lahir pada tahun 1995 sampai dengan 2015. Penelitian ini menunjukan bahwa keputusan pembelian online busana muslimah pada Gen Z secara parsial tidak dipengaruhi oleh variabel desain visual webstore dan nilai emosional. Sedangkan secara simultan variabel desain visual webstore dan nilai emosional berpengaruh terhadap keputusan pembelian online busana muslimah pada Gen Z pada mahasiswi FEBI IAI Darussalam Ciamis. Semakin tinggi profesionalisme, kejujuran, transparansi dan dapat dipercaya sebuah webstore yang dirancang untuk menjual sebuah produk, maka semakin besar kemungkinan konsumen untuk membeli serta mendatangkan nilai emosional positif sebagai bentuk apresiasi terhadap kepuasan dan kenyamanan penggunaan webstore sehingga meningkatkan keputusan pembelian produk.
How the Money Supply and the Rupiah Exchange Rate Influenced Indonesia's Inflation Rate from 2017 to 2022 ? Roshifa, Ade; Ramdani, Eggy Armand; Fani, Andifa Dwi; Nurani, Rani
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1962

Abstract

The study aims to determine the effect of money supply on inflation, to determine the effect of rupiah exchange rate on inflation, and to determine the effect of the two variables on inflation in the period 2017-2022. This research is quantitative with inferential statistical methods and uses secondary data collected through literature studies. Data analysis includes Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Test, and Determination Coefficient Test (R²). The results show that money supply does not have a significant effect on inflation (probability value 0.2839 > 0.05). In contrast, the rupiah exchange rate has a significant effect on inflation (probability value 0.0160 < 0.05). Simultaneously, these two variables have a significant influence of 8.96% on inflation.
Digital Wallet Usage by the 2019 Class of Students at the Faculty of Islamic Business and Economics of IAID Ciamis (DANA Application Case Study) Maulani, Gita Resta; Ramdani, Eggy Armand; Fani, Andifa Dwi
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1963

Abstract

This study aims to determine how consumer perceptions relate to the features of using Dana digital wallets, to determine how consumer perceptions relate to the security of using Dana digital wallets, to determine how consumer perceptions relate to the ease of use of Dana digital wallets. This research uses qualitative methods through interviews and documentation. Informants in this study are people who have knowledge about the topic under study. As well as data analysis using analytical techniques in the form of data reduction, data presentation and drawing conclusions. Based on the results of this study, it has been concluded that: First, consumer satisfaction with the use of DANA application is generally positive because the use of DANA application as a digital wallet service in transactions can make it easier for consumers and the use of digital wallets is also more efficient than cash. Second, the factor of consumer satisfaction with the use of the DANA application is the security that guarantees all transactions and user data. Third, based on the research conducted, it can be concluded that consumer satisfaction with the use of the DANA application is the convenience in using the DANA digital wallet application.
The Impact of Oil and Gas Exports on Indonesia's Foreign Exchange Reserves from 2014 to 2022 Husaini, Fauzan; Fitri, Fitri; Ramdani, Eggy Armand; Iswanto, Pepe
Syari'ah Economics Vol 7 No 2 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i2.1980

Abstract

International trade can affect economic growth, create jobs, distribute income, and affect the country's foreign exchange reserves. One of the efforts to increase the country's foreign exchange reserves is to increase the number of exports. This study uses a multiple linear regression analysis method using time-series data. The classical assumption test methods used in this study include normality test, multicollinearity test, autocorrelation test, and heteroscedasticity test. This research was carried out by statistical tests using Eviews-12 software. The statistical tests carried out included the t test (partial), the F test (simultaneous), and the determination coefficient analysis. The research data was sourced from Bank Indonesia and the Central Statistics Agency for the period 2014-2022. The results of the study show that partially the oil and gas export variable have a negative effect on Indonesia's foreign exchange reserves in 2014-2022. Meanwhile, the non-oil and gas export variable has a positive effect on Indonesia's foreign exchange reserves in 2014-2022. The results of the study also show that the variables of oil and gas exports and non-oil and gas exports together affect Indonesia's foreign exchange reserves in 2014-2022 by 72.62%.
TRANSFORMASI KEUANGAN DIGITAL SISTEM PEMBAYARAN NON TUNAI DI DESA WISATA SELASARI KEACAMATAN PARIGI KABUPATEN PANGANDARAN Ramdani, Eggy Armand; Andini, Ria; Sari, Rika
Account: Jurnal Akuntansi, Keuangan dan Perbankan Vol. 11 No. 2 (2024): DECEMBER EDITION
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/account.v11i2.7238

Abstract

This research aims to explain the transformation process carried out by the Selasari Tourism Village, which continues to develop and has been awarded an Advanced Category Tourism Village by the Ministry of Tourism and Creative Economy of Republic Indonesia. The development of the Selasari Tourism Village in carrying out this transformation is an illustration of how an ordinary village becomes a national class tourist village and gradually carries out its digital financial transformation independents. The research method used is descriptive qualitative research through field and library methods. The research results show that the payment system used in the Selasari Tourism Village is cash and non-cash payments. The digital financial transformation of the payment system in the Selasari Tourism Village has been ongoing since 2017, starting from transfers between management accounts only. In 2019, accounts began to be created in the name of BUMDes Selasari. So far, Selasari Tourism Village has 3 general accounts. Other payment systems adapt to the requests from visitors, E-money and QRIS. Efforts made by the Selasari Tourism Village to overcome problems in the digital financial transformation process in the payment system are by advocating for the provision of cellular operator transmission towers, providing direct socialization and training to the community and using non-cash payments that are already available.
Co-Authors Andini, Ria Eka Fitria Fani, Andifa Dwi Fitri Fitri Haqibul Mujib Haqibul Mujib Haqibul Mujib Husaini, Fauzan Iswanto, Pepe Maulani, Gita Resta Nurani, Rani Ramdan Hidayat Rika Sari Rika Sari Rika Sari Roshifa, Ade Sari, Rika Sumadi Tazkiyah Ainul Qolbi Zainal Abidin Sahabuddin, Zainal Abidin