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All Journal JPAP (Jurnal Penelitian Administrasi Publik) (e-Journal) Account : Jurnal Akuntansi, Keuangan dan Perbankan Syari'ah Economics Journal of Islamic Economics and Business
RAMDANI, EGGY ARMAND
Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Syari'ah Economics

 1 
PENGARUH MOTIVASI MENGHINDARI RIBA DAN PENGETAHUAN PRODUK PERBANKAN SYARIAH TERHADAP KEPUTUSAN MENJADI NASABAH DI BANK JABAR BANTEN SYARIAH KCP CIAMIS Eka Fitria; Sumadi Sumadi; Eggy Armand Ramdani
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims (1) to determine the effect of the motivation to avoid usury on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; (2) to determine the effect of product knowledge on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; and (3) to determine the effect of motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis. This quantitative research uses the correlational method. The results showed that (1) there was an influence of the motivational variable to avoid usury on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by the value of t-count (2.058) > t-table (2.051); (2) there is an influence of knowledge of Islamic banking products on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by t-count (2,920) > t-table (2,051); and (3) simultaneously, the variables of motivation to avoid usury and knowledge of Islamic banking products together influence the decision to become a customer at BJBS KCP Ciamis. This is shown from f-count (27.534) > f-table (3.354).
SHARIA-BASED MARKETING STRATEGIES FOR INCREASING HOUSING SALES IN THE CITY OF TASIKMALAYA Ramdan Hidayat; Eggy Armand Ramdani; Tazkiyah Ainul Qolbi
Syari'ah Economics Vol 6 No 1 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i1.1166

Abstract

Marketing strategy is an essential component of any business operation. Whether a business is successful depends on whether its marketing strategy is effective for its needs. Therefore, the selection of a marketing strategy requires precise calculations and analysis. According to the title observed, the method used in this study is a qualitative research method that generates descriptive data through observations, interviews, and documentaries. Cordova Living is a housing community that employs a sharia payment system, eliminating the BI checking system so that there are no interest, usury, confiscation, or fines. Based on the fact that Cordova Living was the pioneer of sharia-compliant housing in Tasikmalaya, the sharia marketing strategy is a great fit for marketing its products. As evidenced by the marketing mix, implementing sharia marketing strategies can increase sales figures and the selling value of Cordova Living housing. In terms of price (price) has advantages for consumers to negotiate because of the khiyar rights. In terms of products, transparency from start to finish, detailed explanations, and the freedom to bargain and negotiate can eliminate the element of fraud. The strategic place (location) close to the city center and education center provides added value for Cordova Living. The promotion (promotion) used by Cordova Living is friendly and applies 3S (senyum/smiles, salam/greetings, and sapa/greetings) and friendly service by applying Islamic rules.
How the Money Supply and the Rupiah Exchange Rate Influenced Indonesia's Inflation Rate from 2017 to 2022 ? Roshifa, Ade; Ramdani, Eggy Armand; Fani, Andifa Dwi; Nurani, Rani
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1962

Abstract

The study aims to determine the effect of money supply on inflation, to determine the effect of rupiah exchange rate on inflation, and to determine the effect of the two variables on inflation in the period 2017-2022. This research is quantitative with inferential statistical methods and uses secondary data collected through literature studies. Data analysis includes Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Test, and Determination Coefficient Test (R²). The results show that money supply does not have a significant effect on inflation (probability value 0.2839 > 0.05). In contrast, the rupiah exchange rate has a significant effect on inflation (probability value 0.0160 < 0.05). Simultaneously, these two variables have a significant influence of 8.96% on inflation.
Digital Wallet Usage by the 2019 Class of Students at the Faculty of Islamic Business and Economics of IAID Ciamis (DANA Application Case Study) Maulani, Gita Resta; Ramdani, Eggy Armand; Fani, Andifa Dwi
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1963

Abstract

This study aims to determine how consumer perceptions relate to the features of using Dana digital wallets, to determine how consumer perceptions relate to the security of using Dana digital wallets, to determine how consumer perceptions relate to the ease of use of Dana digital wallets. This research uses qualitative methods through interviews and documentation. Informants in this study are people who have knowledge about the topic under study. As well as data analysis using analytical techniques in the form of data reduction, data presentation and drawing conclusions. Based on the results of this study, it has been concluded that: First, consumer satisfaction with the use of DANA application is generally positive because the use of DANA application as a digital wallet service in transactions can make it easier for consumers and the use of digital wallets is also more efficient than cash. Second, the factor of consumer satisfaction with the use of the DANA application is the security that guarantees all transactions and user data. Third, based on the research conducted, it can be concluded that consumer satisfaction with the use of the DANA application is the convenience in using the DANA digital wallet application.
The Impact of Oil and Gas Exports on Indonesia's Foreign Exchange Reserves from 2014 to 2022 Husaini, Fauzan; Fitri, Fitri; Ramdani, Eggy Armand; Iswanto, Pepe
Syari'ah Economics Vol 7 No 2 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i2.1980

Abstract

International trade can affect economic growth, create jobs, distribute income, and affect the country's foreign exchange reserves. One of the efforts to increase the country's foreign exchange reserves is to increase the number of exports. This study uses a multiple linear regression analysis method using time-series data. The classical assumption test methods used in this study include normality test, multicollinearity test, autocorrelation test, and heteroscedasticity test. This research was carried out by statistical tests using Eviews-12 software. The statistical tests carried out included the t test (partial), the F test (simultaneous), and the determination coefficient analysis. The research data was sourced from Bank Indonesia and the Central Statistics Agency for the period 2014-2022. The results of the study show that partially the oil and gas export variable have a negative effect on Indonesia's foreign exchange reserves in 2014-2022. Meanwhile, the non-oil and gas export variable has a positive effect on Indonesia's foreign exchange reserves in 2014-2022. The results of the study also show that the variables of oil and gas exports and non-oil and gas exports together affect Indonesia's foreign exchange reserves in 2014-2022 by 72.62%.
Co-Authors Andini, Ria Eka Fitria Fani, Andifa Dwi Fitri Fitri Haqibul Mujib Husaini, Fauzan Iswanto, Pepe Maulani, Gita Resta Nurani, Rani Ramdan Hidayat Rika Sari Roshifa, Ade Sari, Rika Sumadi Tazkiyah Ainul Qolbi Zainal Abidin Sahabuddin, Zainal Abidin