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Can Indonesia Become A Cashless Society through Digitalization and Financial Literacy? Soenjoto, Wening Purbatin Palupi; Mahmudah, Siti Nur
El-Barka Journal of Islamic Economics and Business Vol. 6 No. 2 (2023)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v6i2.6960

After the Covid-19 pandemic, it cannot be denied that online shopping has increased shopping behavior patterns using non-cash money. This is due to restrictions on community activities and cash is considered to be a trigger for the spread of the Covid19 virus. This research looks at the phenomenon of using cash as an impact of the Covid-19 pandemic, whether it triggers an increase in non-cash financial literacy and whether government programs for people's movement to use non-cash money can form a non-cash society as a form of effective use of non-cash money or even trigger consumer behavior with minimal understanding non-cash financial literacy. This research uses a qualitative, phenomenal approach by collecting data through interviews with 50 informants with criteria aged 19-21 years and to triangulate the data, interviews were conducted with 2 employees of Bank BSI Jombang and BRI Pulung Ponorogo who have expertise in the banking sector. Based on the research results, it is stated that cashless users aged 19-21 years, influence consumer behavior but have not yet been balanced with detailed knowledge of digital financial literacy and still the function of non-cash money is mostly on shopping behavior so that digital financial skills in non-cash only limited to debits and credits in the cash flow of bank accounts. There is a difference between women and men in usage, namely that men study the products they will buy using cashless and are not easily influenced by promotions compared to women who easily use cashless without studying the details of the products they will buy so they are easily influenced by promotions. It can be used as a basis for policy making in the economic and banking sectors.

Examining The Indonesian Chinese Portrait: Ethnic Chinese Minority in a Muslim-majority Country Soenjoto, Wening Purbatin Palupi; Mahmudah, Siti Nur
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 25 No 1 (2025): Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Publisher : LP2M UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2025.25.1.66-82

In 1998, Indonesian students demonstrated reforms that demanded every aspect of Indonesian life. By such moral strength, they succeeded in changing every basis of freedom for the people; Democracy. During the recovery of the Indonesian economic crisis and reforms, in May 1998, the most tragic riots occurred and the recovery that occurred against Indonesians was raised by Chinese. After the economic crisis in 1998, it couldn’t be denied that Indonesia's economic and political problems were in poor condition. This research uses qualitative research with a case study approach. The results of the study stated that since May 1998, the Indonesian Government has given Indonesians more freedom to speak openly, to gather in political parties. Most importantly, one of the laws states that no one is against Chinese descent. Those who value Indonesia automatically become Indonesian citizens without native (non-indigenous) recognition. The minority of citizens of Chinese descent after the 1998 riots slowly began to be recognized and became a force in the economic movement carried out by citizens of Chinese descent in Indonesia. The political relationship between Indonesia and China has become a force recognized by the world in a symbiotic relationship of mutualism in the economic and political fields.

Examining The Indonesian Chinese Portrait: Ethnic Chinese Minority in a Muslim-majority Country Soenjoto, Wening Purbatin Palupi; Mahmudah, Siti Nur
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 25 No 1 (2025): Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Publisher : LP2M UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2025.25.1.66-82

In 1998, Indonesian students demonstrated reforms that demanded every aspect of Indonesian life. By such moral strength, they succeeded in changing every basis of freedom for the people; Democracy. During the recovery of the Indonesian economic crisis and reforms, in May 1998, the most tragic riots occurred and the recovery that occurred against Indonesians was raised by Chinese. After the economic crisis in 1998, it couldn’t be denied that Indonesia's economic and political problems were in poor condition. This research uses qualitative research with a case study approach. The results of the study stated that since May 1998, the Indonesian Government has given Indonesians more freedom to speak openly, to gather in political parties. Most importantly, one of the laws states that no one is against Chinese descent. Those who value Indonesia automatically become Indonesian citizens without native (non-indigenous) recognition. The minority of citizens of Chinese descent after the 1998 riots slowly began to be recognized and became a force in the economic movement carried out by citizens of Chinese descent in Indonesia. The political relationship between Indonesia and China has become a force recognized by the world in a symbiotic relationship of mutualism in the economic and political fields.

Strengthening the Uniqueness of Islamic Boarding Schools in Local Traditional Education in the Applicative Transformation of Multicultural Education Yunita, Ratna; Soenjoto, Wening Purbatin Palupi; Nurhidayati, Maulida; Rahmawati, Rizqi
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 4 No. 2 (2022): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v4i2.1542

Islamic boarding schools, commonly known as pesantren, which have been established for a long time, require consistent teaching patterns and must face new problems that arise in adapting, such as the current technological era, without losing the uniqueness or distinctiveness of Islamic boarding schools as their character. Islamic boarding school is a place for deeper religious learning and is believed to bring blessings to students who study religion there. This study continues two previous studies on Islamic boarding schools and multicultural education in Islamic boarding schools by focusing more on the conditions of Islamic boarding schools, which are starting to lose their uniqueness due to the adaptation of government policies, the influence of technology, and responses to the development of demands for students whose diversity changes all the time. This study used a qualitative descriptive method with a phenomenological approach to solve problems and achieve research objectives. Data collection techniques were carried out through direct observation and in-depth interviews. The data obtained were then analyzed by the triangulation technique. The study results indicate that Islamic boarding schools face internal and external conflicts to maintain their existence in the era of technological change. Islamic boarding schools try not to change their uniqueness but face external demands as they accommodate students from different cultures, regions, languages, and even other countries who study religion. Even Islamic boarding schools cannot adapt to government regulations in determining policies for developing Islamic boarding schools in Indonesia.

POLEMIK AL ZAYTUN DAN POPULISME DALAM MODERASI BERAGAMA JELANG PEMILU 2024 Rohmah, Nihayatur; Soenjoto, Wening Purbatin Palupi
Al-Mabsut: Jurnal Studi Islam dan Sosial Vol 18 No 2 (2024): SEPTEMBER
Publisher : Institut Agama Islam Ngawi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/almabsut.v18i2.1620

Background to the problem: Based on data from the Central Bureau of Statistics, it was stated that in mid-2023, the population of Indonesia was 278.69 million. There was an increase of 1.09% from the previous year. The increasing number of productive ages led to an explosion of demographic bonuses in Indonesia. The increasing number of people vulnerable to various types of conflict and the most vulnerable and sensitive conflict is religious conflict. The Indonesian government has begun implementing religious moderation as a form of anticipation of religious conflict. The Al Zaytun Indramayu Polemic in West Java is a religious conflict, which is considered to have committed blasphemy in the form of implementing worship at the Al Zaytun Islamic Boarding School which is different from Islamic teachings and is linked to the issue of populism ahead of the 2024 election. This study aims to analyze descriptively the polemic of Al Zaytun, populism in the application of religious moderation ahead of the 2024 election. Research Method: in this study using qualitative methods with a literature review approach and news on digital media. Research Conclusion: Understanding religious moderation in framing the Al Zaytun controversy news is indeed It is inevitable that there will be conflicts, differences in the pattern of worship carried out by the Al Zaytun Islamic Boarding School in the concept of understanding of the Indonesian people who are predominantly Muslim, causing polemics and considered controversy for Muslims who are used to worshiping according to the teachings of the Islamic religion. political intrigue ahead of the 2024 election. Religious moderation is an important thing that must be reviewed if it is linked to the Al Zaytun polemic so that the meaning in implementing religious moderation does not justify teachings that are proven to be contrary to Islamic religious law. Religious moderation mediated in digital space is news that shapes diversity opinions and conflicts that need to be handled by all related parties in a win-win solution. Keywords: Al Zaytun,religious moderation,populism,2024 election

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