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Implementasi QRIS Dalam Meningkatkan Efisiensi Transaksi UMKM di Kota Takengon: Analisis Dampak Dan Tantangan Pada Perspektif Keuangan Islam Deli, Nazuwani Putri; Hasibuan, Ahmad Fauzul Hakim; Damanhur, Damanhur; Falahuddin, Falahuddin
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 4 No 2 (2024): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2024
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v4i2.446

Abstract

QRIS merupakan sistem pembayaran digital berbasis kode bergaris yang diimplementasikan untuk memudahkan transaksi nontunai. Penelitian ini bertujuan menganalisis dampak penerapan QRIS terhadap efisiensi transaksi UMKM di Kota Takengon serta tantangan yang dihadapi berdasarkan perspektif keuangan Islam. Metode penelitian kualitatif dengan wawancara dilakukan terhadap tiga pelaku UMKM makanan dan minuman serta dua konsumen. Hasil penelitian mengungkapkan bahwa implementasi QRIS secara signifikan berdampak positif terhadap peningkatan efisiensi transaksi UMKM melalui percepatan proses pembayaran secara digital dan peningkatan daya saing usaha. Namun, dominasi pembayaran tunai, rendahnya literasi digital pelaku UMKM dan infrastruktur pendukung Teknologi Informasi dan Komunikasi yang belum merata menjadi tantangan utama. Disarankan optimalisasi sosialisasi QRIS serta pengembangan infrastruktur teknologi informasi dan komunikasi di Takengon agar kemudahan transaksi digital dapat dirasakan secara merata. optimalisasi sosialisasi QRIS serta pengembangan infrastruktur digital agar manfaat transaksi cepat dapat dirasakan secara merata oleh UMKM dengan tetap memperhatikan prinsip-prinsip syariah.Temuan penelitian diharapkan dapat memberikan masukan bagi pemerintah daerah dalam memberdayakan UMKM
PELATIHAN DIGITAL BUSINESS BAGI CALON ENTREPRENEUR MUDA KOTA LHOKSEUMAWE DI MASA COVID-19 Falahuddin, Falahuddin; Fuadi, Fuadi; Munandar, Munandar; Andriyani, Devi; Arliansyah, Arliansyah
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 1 No. 1 (2021): Februari-Juli 2021
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v1i1.274

Abstract

This service will provide an overview of entrepreneurship of small and medium enterprises using digital technology. From all points of view, be it motivation, business opportunities or ideas, as well as business rules according to sharia. During the current Covid-19 pandemic, it is very demanding for young people who already have business plans to adopt digital business tools more quickly to survive and develop in the new normal era. Therefore, prospective young entrepreneurs have great potential to be prepared to become excellent entrepreneurs, who will not only be economically independent, but will also develop regional economic potential which in turn will have a positive impact on the national economy. The purpose of this service is to overcome the problem of unemployment by the younger generation. The solutions we provide are in the form of training and providing motivation to develop and provide basic techniques for doing digital business, and do not forget to provide understanding to aspiring young entrepreneurs about doing business in an Islamic way as a form of development of the nation's.
PENINGKATAN KAPASITAS PENGELOLA ZAKAT MELALUI PELATIHAN AKUNTANSI ZAKAT MENUJU AKUNTABILITAS PUBLIK KOTA LHOKSEUMAWE Fuadi, Fuadi; M. Nur, Mukhlis; Falahuddin, Falahuddin; Arliansyah, Arliansyah; Wahyuddin, Wahyuddin; Khairawati, Khairawati
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 2 No. 2 (2022): Agustus 2022 - Januari 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v2i2.630

Abstract

The goal to be achieved in this PKM is to increase the capacity of Zakat managers in Lhokseumawe City in presenting ZIS fund management reports based on PSAK 109 in a transparent and accountable manner, so that the reports presented can be understood by muzzaki and practitioners and academics can be used as a reliable source of public information. . The method used to improve understanding of ZIS accounting based on PSAK 109 is participatory-based learning. Participatory is meant to be learning activities and direct learning of active involvement in the process of a particular program or activity in various stages starting from involvement in planning, implementing, monitoring and evaluating programs/activities by the PKM team and partners. At the end of the PKM program, partners are expected to be able to carry out accounting processes starting from recognition, measurement, recording and presentation as well as financial reporting in accordance with PSAK 109 accounting standards regarding generally accepted accounting for zakat, infaq, and alms.
PENINGKATAN KAPASITAS PENDUKUNG USAHA PADA UMKM KELOMPOK USAHA KERUPUK TEMPE BUNGONG NANGGROE DI KECAMATAN SYAMTALIRA ARON KABUPATEN ACEH UTARA Falahuddin, Falahuddin; Fuadi, Fuadi; Munandar, Munandar; Juanda, Reza; Munardi, Munardi; Heikal, Mohd.
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 2 No. 2 (2022): Agustus 2022 - Januari 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v2i2.631

Abstract

The purpose of Community Service is carried out to provide understanding and assist business actors regarding the factors supporting business activities, such as business management factors and legality so that business activities carried out are not only profit-oriented, but business activities can continue to develop in the future by paying attention to and implementing supporting factors for business activities. At the end of the program, partners are expected to be able to do, namely 1). business actors experienced a greater increase in production capacity. 2). business actors have an increased understanding of the importance of good financial bookkeeping. 3). business actors also experienced an increased understanding of the importance of labels (Halal and brands) as a marketing strategy and applying science and technology/electronic media as a means of promotion to increase sales.
The Miracle of Cryptocurrency: Opportunity at Global Transaction Management, Future Market and Present Value Reality Juanda, Reza; Falahuddin, Falahuddin; Muttaqien, Muttaqien; Ilham, Rico Nur; Ramansyah, Frengki Putra; Multazam, Muhammad
International Journal of Engineering, Science and Information Technology Vol 5, No 1 (2025)
Publisher : Malikussaleh University, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52088/ijesty.v5i1.1111

Abstract

Cryptocurrency is an investment commodity that can generate returns and already has a license to trade in exchange. This study aims to examine the prospects of digital cryptocurrency assets more deeply by summarising the results of literature studies in various countries. In each of the continents scattered in the world, some countries support the existence of cryptocurrency as an investment asset and a means of payment. As a result of this study, it is known that many countries whose governments make strict regulations on support for legality and allow cryptocurrency transactions include: European Union members, namely Germany and Italy, and non-member countries of the European Union, such as Gibraltar. Furthermore, in the Americas, there are Canada and Venezuela. In East Asia and the Asia Pacific, Australia and Japan support the existence of cryptocurrency. Meanwhile, in Southeast Asian countries, there are contradictions between several countries, including Indonesia, Malaysia, Vietnam, and the Philippines, that reject cryptocurrency transactions because they are considered threats to money laundering and the problem of terrorism. However, Singapore and Thailand will protect cryptocurrency investors in their countries and ensure legal regulations for cryptocurrency transactions as investment assets and legal means of payment transactions. Investments in digital currencies or cryptocurrencies are increasingly prevalent worldwide and are supported by significant price increases. Of course, this is a prospect that cryptocurrency transactions can meet the expectations of all users in the world by making regulations regarding the legality of cryptocurrency, so that the transaction model can be integrated between users, both as an asset and a substitute for international payment currencies.
COMPLIANCE ANALYSIS OF TRADERS PAYING ZAKAT WITH ANALYTICAL NETWORKING PROCESS APPROACH IN CENTRAL ACEH DISTRICT Falahuddin, Falahuddin; Fuadi, Fuadi; Munardi, Munardi; Khairisma, Khairisma; Nurmalita Sari, Dina
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 5 (2022): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i5.415

Abstract

This research is crucial because it is vital to conduct an in-depth study by integrating theoretical and field research addressing the perspectives of business actors in Takengon City on fulfilling their zakat commitments as Muslims. Moreover, whether or not they are obedient, they must pay the commercial zakat. Due to the fact that the majority of Takengon's population adheres to the Islamic faith, the potential is fairly substantial. This study aims to determine whether or not traders who have reached their zakat payment limit are obedient. Research evaluation This is a descriptive study of zakat management organizations, academic institutions, government agencies, and practitioners. The technique employed is a technique of purposive sampling, and the subject of this study is the zakat experts in Baitul Mal Takengon. This study will explain the ways that induce traders to pay zakat dutifully. The results of the study are anticipated to impact future policies that will raise the level of life, support the occurrence of healthy economic growth, and provide a remedy for traders' lack of awareness regarding the payment of their commercial zakat.
RESULTS OF PRICES SURVEY FOR MANUFACTURERS OF BANK INDONESIA WORKING AREA LHOKSEUMAWE Khaddafi, Muammar; Heikal, Mohd.; Nur Ilham, Rico; Falahuddin, Falahuddin; Arliansyah, Arliansyah; Munandar, Munandar; Fuadi, Fuadi
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 2 (2022): July-October 2022
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (705.467 KB) | DOI: 10.54443/irpitage.v2i2.250

Abstract

Report Survey Price Producer made in skeleton support Bank Indonesia (BI) in updating Data Center Information Price Food Strategic (PIHPS) which is something center information that contains price of 10 commodities food strategic goals monitoring price, coordination policy as well as means for expand access information for society . Report activity survey this containing about results activity survey conducted against 7 commodities main dominant inflation along with quality from commodity that. Surveyed area is scope region The work of the Lhokseumawe Bank Indonesia Representative Office consisting of: of 10 Regencies /Cities in Aceh Province.
INCREASING BUSINESS SUPPORTING CAPACITY IN MSMES BUSINESS GROUP TEMPE BUNGONG NANGGROE KERUPUK IN SYAMTALIRA ARON DISTRICT, UTARA ACEH REGENCY Falahuddin, Falahuddin; Fuadi, Fuadi; Munandar, Munandar; Juanda, Reza; Nur Ilham, Rico
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 2 (2022): July-October 2022
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.273 KB) | DOI: 10.54443/irpitage.v2i2.313

Abstract

The purpose of Community Service is carried out to provide understanding and assist business actors regarding the factors supporting business activities, such as business management factors and legality so that business activities carried out are not only profit-oriented, but business activities can continue to develop in the future by paying attention to and implementing supporting factors for business activities. At the end of the program, partners are expected to be able to do, namely 1). business actors experienced a greater increase in production capacity. 2). business actors have an increased understanding of the importance of good financial bookkeeping. 3). business actors also experienced an increased understanding of the importance of labels (Halal and brands) as a marketing strategy and applying science and technology/electronic media as a means of promotion to increase sales.