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All Journal Lex Stricta : Jurnal Ilmu Hukum Lex Librum : Jurnal Ilmu Hukum Disiplin : Majalah Civitas Akademika Sekolah Tinggi Ilmu Hukum sumpah Pemuda
Arista, Windi
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Arts Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

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PENERAPAN ASAS KONSENSUALISME DALAM PERJANJIAN MUDHARABAH Anisah, Lilies; Arista, Windi
Lex Librum : Jurnal Ilmu Hukum Vol. 8 No. 1 (2021): Desember
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/lljih.v0i0.602

Abstract

ABSTRAK Pembiayaan mudharabah, yaitu salah satu bentuk pengelolaan uang/harta yang dibenarkan oleh Allah SWT dengan cara menyalurkan dengan memberi modal kepada seseorang atau sebuah lembaga. Modal tersebut kemudian dikelola di dalam suatu usaha yang layak. Sistem suplai dana melalui mudharabah adalah salah satu sistem penyuplaian dana terpenting di dalam syariat Islam. Mudharabah adalah akad antara dua orang yang berisikesepakatan bahwa salah seorang dari mereka akan memberikan modaldari harta miliknya sendiri kepada pihak lain sebagai modal usaha-usahaproduktif dan keutungan dari usaha itu akan diberikan sebagian kepadapemilik modal dalam jumlah tertentu sesuai dengan kesepakatan yang sudah disetujui bersama. Perjanjian Al-Mudharabah juga mengacu pada prinsip-prinsip pokok terhadap syarat-syarat sahnya perjanjian sebagaimana yang tertuang dalam Pasal 1320 KUHPerdata serta Mukallaf yaitu orang yang mampu bertindak secara hukum seperti baliq dan berakal sehat, dengan tidak mengesampingkan Asas kehati-hatian (Prudential Banking Principle) terhadap proteksi pengamanan dana Bank. Kata Kunci : Asas Konsensualisme, Perjanjian Mudharabah ABSTRACT Mudharabah financing, which is a form of money/wealth management that is justified by Allah SWT by channeling it by giving capital to a person or an institution. The capital is then managed in a viable business. The system of supplying funds through mudharabah is one of the most important systems of supplying funds in Islamic law.Mudharabah is a contract between two people that contains agreement that one of them will provide capital from his own property to other parties as business capital productive and profits from the effort will be given in part to owners of a certain amount of capital in accordance with the agreement have been mutually agreed. The Al-Mudharabah agreement also refers to the basic principles of the legal terms of the agreement as stated in Article 1320 of the Civil Code and Mukallaf, namely people who are able to act legally like baliq and have common sense, without overriding the Prudential Banking Principle. ) to the protection of the Bank's fund security.
Penegakan Hukum Terhadap Layanan Aplikasi Pinjaman Online Di Masa Pandemi Di Kota Palembang Sebagai Upaya Perlindungan Konsumen Arista, Windi; Rusmini, Rusmini
Lex Librum : Jurnal Ilmu Hukum Vol. 9 No. 1 (2022): Desember
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/lljih.v9i1.660

Abstract

Abstrak Finansial Teknologi (Fintech) merupakan implementasi dan pemanfaatan teknologi untuk peningkatan layanan jasa perbankan dan keuangan yang umumnya dilakukan oleh perusahaan rintisan (startup) dengan memanfaatkan teknologi software, internet, komunikasi, dan komputasi terkini. Tujuan penelitian ini untuk mengkaji tentang mengenai perlindungan hukum bagi konsumen pada transaksi pinjaman dana online terkait data pribadi konsumen di masa pandemi di Kota Palembang. Metode penelitian ini menggunakan studi kasus hukum normatif-empiris yang berupa produk prilaku hukum. Hasil penelitian, penulis menyimpulkan bahwa peringatan tertulis merupakan teguran tertulis yang diberikan oleh OJK kepada penyelenggara pinjaman online agar pihak penyelenggara tidak mengulangi tindakan pelanggaran dan merugikan konsumen. Sanksi denda, merupakan kewajiban yang diberikan oleh OJK kepada penyelenggara pinjaman online untuk membayar sejumlah uang, untuk memberikan efek jera. Pembatasan kegiatan usaha merupakan pembatasan kapasitas penerimaan nasabah peminjam uang yang dilakukan penyelenggara pinjaman online dalam waktu tertentu. Hal ini dilakukan agar calon nasabah tidak dirugikan akibat pelanggaran data pribadi yang dilakukan oleh penyelenggara. Dan sanksi pencabutan izin usaha merupakan sanksi terberat yang dijatuhkan kepada penyelenggara pinjaman online apabila terbukti telah melakukan pelanggaran terhadap peraturan perundang-undangan dan merugikan beberapa pihak. Kata kunci : Fintech, Pinjaman Online, OJK Abstract Financial Technology (Fintech) is the implementation and use of technology to improve banking and financial services, which are generally carried out by startups by utilizing the latest software, internet, communication and computing technologies. The purpose of this study is to examine the legal protection for consumers in online loan transactions related to consumer personal data during the pandemic in Palembang City. This research method uses a normative-empirical legal case study in the form of a product of legal behavior. The results of the study, the authors conclude thatwritten warnings are written warnings given by the OJK to online loan providers so that the organizers do not repeat violations and harm consumers. Fines are an obligation given by OJK to online loan providers to pay a certain amount of money, to provide a deterrent effect. Restrictions on business activities are restrictions on the capacity of accepting money borrowing customers by online loan providers within a certain time. This is done so that prospective customers are not harmed due to personal data breaches committed by the organizer. And sanctions for revocation of business licenses are the toughest sanctions imposed on online loan providers if they are proven to have violated laws and regulations and harmed several parties.
Perlindungan Hukum Terhadap Anak Yang Berkonflik Dengan Hukum Nurillah, Isma; Arista, Windi; Indriani, Santi; Vitriana, Novita
Lex Librum : Jurnal Ilmu Hukum Vol. 10 No. 1 (2023): Desember
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/lljih.v10i1.822

Abstract

Abstract Children who are in conflict with the law in the process often get pressure so that it affects their physical and psychological conditions. Whereas the child has the right to receive social rehabilitation and social reintegration and has also been regulated in the Regulation of the Minister of Social Affairs of the Republic of Indonesia No. 26 of 2018 concerning Social Rehabilitation and Social Reintegration for Children in Conflict with the Law. In addition, in the juvenile criminal justice process, children's rights must be protected at every stage, as a form of respect for children's human rights. The formulation of the problem in this study is how the form of legal protection for children in conflict with the law in the juvenile criminal justice system and how the application of diversion to children in conflict with the law in the criminal justice system. This study uses a normative juridical method that focuses on literature studies. The results of the study state that in the criminal justice process, children must prioritize children's rights, and must get protection from every stage as a form of respect for children's human rights which are applied in the Juvenile Justice System Act with the concept of diversion. Keywords: children in conflict with the law; juvenile criminal justice process; diversion; children's rights
Pandangan Hukum Ekonomi Islam Dalam Etika Bisnis Terhadap Kehidupan Manusia Candra, Andi; Arista, Windi; Absi, Warmiyana Zairi; Afriani, Kinaria
Disiplin : Majalah Civitas Akademika Sekolah Tinggi Ilmu Hukum sumpah Pemuda Vol. 30 No. 4 (2024)
Publisher : Sekolah Tinggi Ilmu Hukum sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/disiplin.v30i4.1162

Abstract

This research discusses the perspective of Islamic economic law on business ethics in relation to human life. Islamic economic law, which is based on Sharia principles, offers ethical and moral guidelines in conducting business activities. Business ethics in Islam not only aim to achieve material profit but also consider aspects of justice, balance, and sustainability in social life. This research explores how the application of Islamic ethical values in business can create harmony between the interests of individuals, society, and the environment. With a literature-based qualitative approach, this article highlights the importance of integrating Islamic economic principles and modern business practices to support human well-being comprehensively. The results show that the application of Islamic business ethics can be a solution in facing global economic challenges, such as social inequality and moral crises, as well as promoting sustainable development.
Peran Pemerintah Desa Dalam Upaya Peningkatan PAD Desa Melalui Peningkatan Mutu UMKM Desa Pulau Harapan Kecamatan Sembawa Kabupaten Banyuasin Arista, Windi; Sugianto, Bambang; Yuliza, Yuliza; Merita, Enni
Lex Stricta : Jurnal Ilmu Hukum Vol. 4 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/lexstricta.v4i2.1637

Abstract

This study examines the strategic role of the Pulau Harapan Village Government in increasing Village Original Income (PAD) through improving the quality of Micro, Small, and Medium Enterprises (MSMEs) with the aim of optimizing the role of village officials in increasing Village Original Income (PADes). MSMEs are an economic sector that plays a vital role in creating jobs, increasing community income, and driving village economic growth. This study uses descriptive qualitative methods through interviews, field observations, and documentation studies. The results show that the village government has implemented various programs such as capacity training, licensing facilitation, capital assistance, increased market access, and MSME digitalization. However, several obstacles such as budget limitations, lack of innovation among MSME actors, and minimal digital literacy are the main challenges. The results of the activities are expected to become a model of sustainable empowerment in increasing PADes based on local potential. This article provides recommendations for strengthening the village MSME ecosystem as a strategy for increasing PAD.
Co-Authors Absi, Warmiyana Zairi Afriani, Kinaria Anisah, Lilies Bambang Sugianto Candra, Andi Indriani, Santi Isma Nurillah Merita, Enni Rusmini Rusmini Vitriana, Novita Yuliza Yuliza