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PERAN NPL TERHADAP HUBUNGAN ANTARA LDR DAN KINERJA PERUSAHAAN (STUDY EMPIRIS PADA BANK BUMN YANG TERDAFTAR DI BEI) Sari, Laynita; Tanno, Aries; Putri, Anne
Jurnal Ilmiah Administrasi Bisnis dan Inovasi Vol 3, No 2 (2019)
Publisher : FAKULTAS ILMU ADMINISTRASI UNIVERSITAS DR SOETOMO

Terdapatnya fenomena pada tahun 2014-2016 dimana rasio ROA Bank BUMN yang terus mengalami penurunan dan tahun 2017 baru sedikit naik, fenomena selalu niknya rasio NPL Bank BUMN tahun 2014-2016 dan tahun 2017 baru mengalami sedikit penurunan serta terdapatnya research gap terhadap hasil penelitian sebelumnya merupakan alasan diangkatnya penelitian ini. Populasi dari penelitian adalah empat perusahaan bank BUMN terdaftar di Bursa Efek Indonesia. Sampel yang digunakan adalah laporan keuangan semesteran dari Bank BUMN periode 2014-2017. Teknik pengambilan sample adalah seluruh laporan keuangan semesteran dari Bank BUMN. Pengolahan data menggunakan SPSS 16 dengan Moderated Regretion Analysis. Hasil dari penelitian menunjukan bahwa LDR berpengaruh negatif signifikan terhadap ROA. Hal ini ditunjukkan dengan nilai t hitung variabel LDR (X1) adalah sebesar -5.231 dengan signifikan t 0.000 (signifikan) dan koefisien regresi sebesar -0.076, ini menunjukan bahwa LDR mempunyai pengaruh negatif dan signifikan terhadap ROA. Dan Variabel NPL bukan pememoderasi antara LDR dan ROA, sehingga dapat disimpulkan bahwa variabel NPL bukanlah variabel moderating. Hal ini ditunjukkan dengan nilai t hitung sebesar 1.591 dengan signifikansi t 0.123 (tidak signifikan) dan koefisien regresi sebesar 0,023 artinya variabel NPL tidak berpengaruh terhadap LDR dan ROA.There is a phenomenon in 2014-2016 where the ROA ratio of BUMN banks continues to decline and in 2017 only slightly increases, the phenomenon is that the NPL ratio of BUMN banks in 2014-2016 and 2017 has only slightly declined as well as the existence of a research gap against the results of previous studies is the reason for the appointment of this study. The population of this study is four state-owned bank companies listed on the Indonesia Stock Exchange. The sample used was a semester financial report from BUMN Bank for the 2014-2017 period. The sampling technique is all semester financial reports from State-Owned Banks.Data processing using SPSS 16 with Moderated Regretion Analysis. The results of the study show that LDR has a significant negative effect on ROA. This is evidenced by the t-value of the variable LDR (X1) of -5,231 with a significant t of 0,000 (significant) and a regression coefficient of -0,076, this shows that LDR has a negative and significant effect on ROA. And NPL variable is not a moderator between LDR and ROA, so it can be concluded that the NPL variable is not a moderating variable. This is evidenced by the tcount of 1.591 with a significance of t 0.123 (not significant) and a regression coefficient of 0.023 meaning that the NPL variable does not affect the LDR and ROA.

PERAN NPL TERHADAP HUBUNGAN ANTARA LDR DAN KINERJA PERUSAHAAN (Study Empiris Pada Bank BUMN yang Terdaftar di BEI) Sari, Laynita; Tanno, Aries; Putri, Anne
Jurnal Ilmiah Administrasi Bisnis dan Inovasi Vol 3 No 2 (2019)
Publisher : FAKULTAS ILMU ADMINISTRASI UNIVERSITAS DR SOETOMO SURABAYA

Â Terdapatnya fenomena pada tahun 2014-2016 dimana rasio ROA Bank BUMN yang terus mengalami penurunan dan tahun 2017 baru sedikit naik, fenomena selalu niknya rasio NPL Bank BUMN tahun 2014-2016 dan tahun 2017 baru mengalami sedikit penurunan serta terdapatnya research gap terhadap hasil penelitian sebelumnya merupakan alasan diangkatnya penelitian ini. Populasi dari penelitian adalah empat perusahaan bank BUMN terdaftar di Bursa Efek Indonesia. Sampel yang digunakan adalah laporan keuangan semesteran dari Bank BUMN periode 2014-2017. Teknik pengambilan sample adalah seluruh laporan keuangan semesteran dari Bank BUMN. Pengolahan data menggunakan SPSS 16 dengan Moderated Regretion Analysis. Hasil dari penelitian menunjukan bahwa LDR berpengaruh negatif signifikan terhadap ROA. Hal ini ditunjukkan dengan nilai t hitung variabel LDR (X1) adalah sebesar -5.231 dengan signifikan t 0.000 (signifikan) dan koefisien regresi sebesar -0.076, ini menunjukan bahwa LDR mempunyai pengaruh negatif dan signifikan terhadap ROA. Dan Variabel NPL bukan pememoderasi antara LDR dan ROA, sehingga dapat disimpulkan bahwa variabel NPL bukanlah variabel moderating. Hal ini ditunjukkan dengan nilai t hitung sebesar 1.591 dengan signifikansi t 0.123 (tidak signifikan) dan koefisien regresi sebesar 0,023 artinya variabel NPL tidak berpengaruh terhadap LDR dan ROA.There is a phenomenon in 2014-2016 where the ROA ratio of BUMN banks continues to decline and in 2017 only slightly increases, the phenomenon is that the NPL ratio of BUMN banks in 2014-2016 and 2017 has only slightly declined as well as the existence of a research gap against the results of previous studies is the reason for the appointment of this study. The population of this study is four state-owned bank companies listed on the Indonesia Stock Exchange. The sample used was a semester financial report from BUMN Bank for the 2014-2017 period. The sampling technique is all semester financial reports from State-Owned Banks.Data processing using SPSS 16 with Moderated Regretion Analysis. The results of the study show that LDR has a significant negative effect on ROA. This is evidenced by the t-value of the variable LDR (X1) of -5,231 with a significant t of 0,000 (significant) and a regression coefficient of -0,076, this shows that LDR has a negative and significant effect on ROA. And NPL variable is not a moderator between LDR and ROA, so it can be concluded that the NPL variable is not a moderating variable. This is evidenced by the tcount of 1.591 with a significance of t 0.123 (not significant) and a regression coefficient of 0.023 meaning that the NPL variable does not affect the LDR and ROA.

PERAN NPL TERHADAP HUBUNGAN ANTARA LDR DAN KINERJA PERUSAHAAN (Study Empiris Pada Bank BUMN yang Terdaftar di BEI) Sari, Laynita; Tanno, Aries; Putri, Anne
Jurnal Ilmiah Administrasi Bisnis dan Inovasi Vol 3 No 2 (2019)
Publisher : FAKULTAS ILMU ADMINISTRASI UNIVERSITAS DR SOETOMO SURABAYA

Â Terdapatnya fenomena pada tahun 2014-2016 dimana rasio ROA Bank BUMN yang terus mengalami penurunan dan tahun 2017 baru sedikit naik, fenomena selalu niknya rasio NPL Bank BUMN tahun 2014-2016 dan tahun 2017 baru mengalami sedikit penurunan serta terdapatnya research gap terhadap hasil penelitian sebelumnya merupakan alasan diangkatnya penelitian ini. Populasi dari penelitian adalah empat perusahaan bank BUMN terdaftar di Bursa Efek Indonesia. Sampel yang digunakan adalah laporan keuangan semesteran dari Bank BUMN periode 2014-2017. Teknik pengambilan sample adalah seluruh laporan keuangan semesteran dari Bank BUMN. Pengolahan data menggunakan SPSS 16 dengan Moderated Regretion Analysis. Hasil dari penelitian menunjukan bahwa LDR berpengaruh negatif signifikan terhadap ROA. Hal ini ditunjukkan dengan nilai t hitung variabel LDR (X1) adalah sebesar -5.231 dengan signifikan t 0.000 (signifikan) dan koefisien regresi sebesar -0.076, ini menunjukan bahwa LDR mempunyai pengaruh negatif dan signifikan terhadap ROA. Dan Variabel NPL bukan pememoderasi antara LDR dan ROA, sehingga dapat disimpulkan bahwa variabel NPL bukanlah variabel moderating. Hal ini ditunjukkan dengan nilai t hitung sebesar 1.591 dengan signifikansi t 0.123 (tidak signifikan) dan koefisien regresi sebesar 0,023 artinya variabel NPL tidak berpengaruh terhadap LDR dan ROA.There is a phenomenon in 2014-2016 where the ROA ratio of BUMN banks continues to decline and in 2017 only slightly increases, the phenomenon is that the NPL ratio of BUMN banks in 2014-2016 and 2017 has only slightly declined as well as the existence of a research gap against the results of previous studies is the reason for the appointment of this study. The population of this study is four state-owned bank companies listed on the Indonesia Stock Exchange. The sample used was a semester financial report from BUMN Bank for the 2014-2017 period. The sampling technique is all semester financial reports from State-Owned Banks.Data processing using SPSS 16 with Moderated Regretion Analysis. The results of the study show that LDR has a significant negative effect on ROA. This is evidenced by the t-value of the variable LDR (X1) of -5,231 with a significant t of 0,000 (significant) and a regression coefficient of -0,076, this shows that LDR has a negative and significant effect on ROA. And NPL variable is not a moderator between LDR and ROA, so it can be concluded that the NPL variable is not a moderating variable. This is evidenced by the tcount of 1.591 with a significance of t 0.123 (not significant) and a regression coefficient of 0.023 meaning that the NPL variable does not affect the LDR and ROA.

PENGARUH PERTUMBUHAN LABA DAN LIKUIDITAS TERHADAP KUALITAS LABA PERUSAHAAN MANUFAKTUR INDUSTRI DASAR DAN KIMIA YANG TERDAFTAR DI BURSA EFEK INDONESIA 2017-2020 Renil Septiano; Siti Aminah; Laynita Sari
Jurnal Inovasi Penelitian Vol 2 No 10: Maret 2022
Publisher : Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47492/jip.v2i10.1430

This study aims to determine the effect of earnings growth and liquidity on earnings quality in 2017-2020 companies (Study of Chemical and Basic Industrial Manufacturing Companies listed on the Indonesia Stock Exchange). This research uses quantitative research methods. The type of data used by the author is panel data. Sources of data that researchers use is secondary data. The secondary data that the researcher uses are in the form of financial statements of basic and chemical industrial manufacturing companies listed on the Indonesia Stock Exchange which are obtained through the links http://www.idx.co.id and http://idnfinancials.com and related websites. other. The population in this study are basic & chemical industrial manufacturing companies listed on the Indonesia Stock Exchange in 2017-2020, totaling 78 companies. The sampling technique used in this article is purposive sampling with a total of 28 companies with 4 years and a total of 112 company data. Based on the results of the study, profit growth has no effect on quality, and liquidity has an effect on earnings quality. These results were obtained from the Eviws9 data processing.

Effects of Intervening Loan to Deposit Ratio on Profitability Laynita Sari; Renil Septiano
Journal of Accounting and Finance Management Vol. 1 No. 5 (2020): Journal of Accounting and Finance Management (November-December 2020)
Publisher : DINASTI RESEARCH

Government banks have a higher level of trust in society, as most of these shares are owned by the Government. Ratio used to assess a bank’s performance is the Return on Asset ratio. Each bank will try to keep its Return on Asset ratio consistently rising and the Non Performing Loan ratio consistently falling. But the phenomenon is that the ratio of Return on Asset and Non Performing Loan at the Government Bank fluctuated from 2014 to 2019. I will therefore examine the factors that affect the ratio of Return on Assets and Non-Performing Loans to government banks. In this study, the ratios used were Non Performing Loan, Net Interest Margin, Capital Adequacy Ratio as an independent variable, Loan to Deposit Ratio as an intervening variable and Return on Asset on its dependent variables. The result that the Variable Loan to Deposit Ratio mediates the relationship between Net Interest Margin and Return on Asset.

PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSETS (ROA) PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA Laynita Sari; Hesti Yulisa Fitri
Jurnal Inovasi Penelitian Vol 3 No 5: Oktober 2022
Publisher : Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47492/jip.v3i5.2090

Return on Assets is a method of comparing the profits that have not been taxed with the number of assets owned by the bank, the comparison will state the level of efficiency of asset management applied by the related banking company. Bank Indonesia, which acts as the central bank, also prioritizes the value of a bank's profit whose value is measured by the ROA system method. The higher the ROA value of a bank can indicate the prospect of the performance of the banking institution increasing and getting better, this is because the rate of return (return) is getting bigger in value. the effect of Loan to Deposit Ratio and Operational Costs and Operating Income on state-owned banks listed on the Indonesia Stock Exchange in 2013-2020. The method used in this study is quantitative. The sampling in this study used purposive sampling and obtained 4 state-owned banks. The analysis technique in this research is panel data regression. The results of this study indicate that the Loan to Deposit Ratio has a positive effect on Return On Assets, while Operational Costs and Operating Income have no effect on Return On Assets.

PENGARUH MODAL KERJA DAN PENJUALAN TERHADAP LABA BERSIH PADA PERUSAHAAN OTOMOTIF YANG TERDAFTAR DI BURSA EFEK INDONESIA Renil Septiano; Desfita Anggriana; Laynita Sari
Jurnal Revenue : Jurnal Ilmiah Akuntansi Vol. 3 No. 2 (2023): Jurnal Revenue : Jurnal Ilmiah Akuntansi
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rev.v3i2.184

This study aims to determine and analyze the effect of working capital and sales on net income. The object of this study is a otomotiv company listed on the IDX in the 2018-2021. This research uses quantitative methods, data collection using documentation methods, and data analysis using panel data regression analysis methods using the eviews 8 application. The results of this study show that partially and simultaneously working capital and sales had a significant effect on net income in otomotiv company listed in the IDX in the 2018-2021. The results are in line with the objectives and functions of working capital and sales. Working capital serves to finance the company's daily operational activities to generate profits, while sales are the company's activities in selling products with the aim of obtaining profits. So it can be concluded that the higher the working capital and sales, the higher the company's net profit

Pengaruh likuiditas pendanaan terhadap pengambilan risiko pada Bank Perkreditan Rakyat syariah di Indonesia Maizul Rahmizal; Irdha Yusra; Laynita Sari
Jurnal Kajian Manajemen Bisnis Vol 11, No 2 (2022): Jurnal Kajian Manajemen Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmb.11941800

Islamic bank is one of the financial institutions that is managed with the basics of sharia in the form of values and concepts. Every financial institution is inseparable from risk. This study investigates the connection between bank risk-taking and funding liquidity. Quantitative data from the Financial Services Authority (OJK) in the form of BPR Syariah financial statements for the years 2016 to 2020 were used in this study. We will estimate the panel data model to examine the relationship between the independent variable, namely funding liquidity to bank risk at Islamic rural banks in Indonesia. The study's findings indicate that funding liquidity affects bank risk taking in three different ways: negatively and significantly through risk weighted assets, positively and significantly through loan loss provisions, and positively and insignificantly through Z-Score. The increase in risk can be prevented by increasing bank capital and carrying out more measurable credit expansion.

Marketing Model of EMC Hospital during COVID-19 Pandemic Liwaul Liwaul; Hasto Joko Nur Utomo; Sutiyana Fachruddin; Renil Septiano; Laynita Sari
Jurnal Komunikasi Profesional Vol. 6 No. 6 (2022)
Publisher : Fakultas Ilmu Komunikasi Universitas dr. Soetomo

After facing COVID-19 Pandemic, the first thing to be recovered is the hospital and health industry. In order to do so, the improvement of International hospital needs to be studied for the next advancement. The dimension that covers international hospital is the label, sustainable marketing and their social media contents that is to be explored in order to discover something. The advancement of it needs to discover their model of marketing first in order to improve the industry. From the syntax to semantic we could able to perceive the quality of the international standard based on social media content as well as the data aid of related theories and various marketing and financial data that serves as pieces of the path of advanced health and hospital industry recovery after suffering the struggle of COVID-19 Pandemic.

PENINGKATAN KUALITAS LAPORAN KEUANGAN MENGGUNAKAN APLIKASI ZAHIR PADA KELOMPOK TANI PETERNAK LEBAH TRIGONA KURANJI PADANG Laynita Sari; Renil Septiano; Dewi Zulvia; Febryandhie Ananda
Journal of Community Service Vol 4 No 2 (2022): JCS, Desember 2022
Publisher : Ikatan Dosen Menulis

Tujuan kegiatan pengabdian kepada masyarakat (PkM) ini adalah mendeskripsikan bagaimana penggunaan aplikasi pencatatan laporan keuangan dan mengimplemetasi penerapan aplikasi Zahir Acoounting di kelompok tani peternak lebah trigona Kuranji Padang. Kegiatan diselenggarakan pada hari Rabu, 19 Oktober 2022 Rimbo Tarok, Kecamatan Kuranji Kota Padang. Manfaat dari kegiatan ini adalah untuk membantu kelompok tani peternak lebah trigona Kuranji Padang untuk menjadi pelaku UMKM yang sukses, meningkatkan produktivitas, tertib mencatat setiap transaksi keuangan melalui sistem aplikasi Zahir Acoounting sehingga dapat memperoleh informasi mengenai posisi keuangan dan kinerjanya secara akurat dan membantu kelompok tani peternak lebah trigona Kuranji Padang dalam mengembangkan usahanya. Adapun bentuk bentuk kegiatan yang dilakukan adalah berupa pelatihan tentang pengaplikasian Zahir Acoounting dan program pendampingan mengenai aktivitas usaha dan aplikasi Zahir Acoounting. Dengan diaplikasikannya software Zahir Acoounting akan lebih memudahkan kelompok tani peternak lebah trigona Kuranji Padang dalam melakukan pencatatan transaksi sehingga dapat meningkatkan perekonomian para kelompok tani

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