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Waqqosh, Abi
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Peningkatan Literasi Syariah: dari Pendidikan Anak Usia Dini Hingga Manajemen Pengelolaan Ekonomi Keluarga Waqqosh, Abi; Dores, Endri; Warahmah, Mawaddah; Nurhasanah, Nurhasanah; Yetty, Milfa; Juliani, Juliani
Center of Knowledge : Jurnal Pendidikan Dan Pengabdian Masyarakat Volume 5 Nomor 2 Agustus 2025
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/cok.v5i2.2951

Abstract

Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan meningkatkan literasi syariah sejak pendidikan anak usia dini hingga pengelolaan ekonomi keluarga di Kecamatan Wampu, Kabupaten Langkat. Pendekatan yang digunakan adalah Participatory Action Research (PAR) dengan partisipasi aktif masyarakat dalam pelatihan dan pendampingan. Hasil kegiatan menunjukkan peningkatan pemahaman masyarakat terhadap nilai-nilai dasar ekonomi Islam seperti kejujuran, keadilan, serta larangan riba dalam kehidupan sehari-hari. Pada tingkat pendidikan anak usia dini, nilai-nilai syariah diperkenalkan melalui metode bermain edukatif, sedangkan bagi orang tua difokuskan pada pengelolaan keuangan rumah tangga berbasis halal dan kegiatan kewirausahaan mikro. Program ini juga mendorong terbentuknya kelompok simpan pinjam tanpa bunga dan peningkatan komunikasi keuangan antaranggota keluarga. Secara umum, kegiatan ini berdampak positif dalam membangun kesadaran spiritual, kemandirian ekonomi, serta solidaritas sosial masyarakat desa. Dengan demikian, literasi syariah terbukti menjadi instrumen penting dalam membentuk keluarga Muslim yang berdaya, beretika, dan sejahtera.
The Influence of The Digital Economy on The Competitiveness of The Coffee Industry in Binjai: A Sharia Economic Perspective Oktaviani, Chintia; Waqqosh, Abi
Golden Ratio of Finance Management Vol. 6 No. 1 (2026): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v6i1.1137

Abstract

This study aims to find out how the influence of the digital economy on the competitiveness of the coffee industry in the city of Binjai is reviewed through the sharia economy. The method used in this study is quantitative. The population in this study is coffee industry business actors in the city of Binjai who have used the digital economy in carrying out their business activities, which amounted to 79 people. The research sample amounted to 51 people with a sampling technique, namely purposive sampling. Data collection techniques are literature studies and questionnaires, and documentation. The data analysis techniques used were descriptive analysis, validity test, classical assumption test, simple linear regression analysis, and hypothesis test. The results of the study show that the digital economy has a significant effect on the competitiveness of the coffee industry in the city of Binjai, or Ha. This is evidenced by a simple linear regression equation, namely DS = 1.064 + 0.322X + e. The results of the t-test showed a tcal value of 4.248 > a ttable of 1.677 and a significance of 0.000 < 0.05. Then, based on the results of the determination coefficient test, the R-squared value was obtained as 0.721, or 72.1%, while the other 27.9% was influenced by other factors that were not studied in this research. Reviewed according to Sharia economics, most of the coffee industry business actors in the city of Binjai have implemented the business pillars taught in Islam, namely the existence of a party between the seller and the buyer, the existence of a sighah or contract, the subject of the contract, and the purpose of the sales contract do not deviate. The implications of the study show that the digital economy makes business processes more efficient by reducing time and costs. The research also found that the digital economy has a positive impact on the competitiveness of the coffee business.
Analisis Efektivitas Kinerja Pendapatan dalam Penggunaan Aplikasi E Wallet dalam Pembayaran Tansaksi UMKM Kaki 5 di Alun Alun Stabat Nabila, Amanda; Waqqosh, Abi
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 6 No. 1 (2026): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v6i1.1029

Abstract

Penelitian ini bertujuan untuk menganalisis efektivitas kinerja pendapatan dalam penggunaan aplikasi E-Wallet pada transaksi UMKM kaki lima di Alun-Alun Stabat. Perkembangan teknologi digital telah mendorong perubahan dalam sistem pembayaran dari metode tunai menuju pembayaran non-tunai yang lebih praktis dan efisien. Penggunaan E-Wallet menjadi salah satu inovasi dalam sistem pembayaran digital yang memberikan kemudahan bagi konsumen maupun pelaku usaha dalam melakukan transaksi. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian lapangan (field research). Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi terhadap pelaku UMKM kaki lima yang beroperasi di kawasan Alun-Alun Stabat. Hasil penelitian menunjukkan bahwa penggunaan aplikasi E-Wallet memberikan dampak positif terhadap aktivitas transaksi dan kinerja pendapatan UMKM. Sistem pembayaran digital mampu meningkatkan efisiensi transaksi, mempercepat proses pembayaran, serta memudahkan pencatatan keuangan usaha melalui riwayat transaksi yang tersedia dalam aplikasi. Namun demikian, penerapan E-Wallet masih menghadapi beberapa kendala seperti keterbatasan pemahaman teknologi di kalangan pedagang serta gangguan jaringan internet. Oleh karena itu, diperlukan dukungan edukasi dan penguatan infrastruktur digital agar pemanfaatan E-Wallet dapat dilakukan secara optimal dalam mendukung perkembangan UMKM di era ekonomi digital.
Co-Authors Amin, Haris Al Asmaul Husna Chintia Oktaviani Dores, Endri Edward Kurnia Setiawan Limijadi, Edward Kurnia Setiawan Faria Ruhana Fiska, Fiska Harahap, Raja Sakti Putra Hasibuan, Heny Liya Juliani Mariani, Dewi Sartika Marliyah, Marliyah Mawaddah Warahmah Nabila, Amanda Nurhasanah Nurhasanah Rerey, Heni Voni Risdayati, Wilma Sahputri, Nur diah Sari, Darmaida Syauki, Ahmad Yanuar Syawal Harianto, Syawal Yetty, Milfa