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All Journal IQTISHADIA Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Hardiana, Yulinda
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Economics, Econometrics & Finance

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Developing The Sustainability Model of BMTs: Empirical Approach bin Mislan Cokrohadisumarto, Widiyanto; Sari, Yuli Indah; Hardiana, Yulinda
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.6859

Abstract

Maintaining the sustainability of microfinance institutions such as BMT is a must because this financial institution is badly needed by the community who do not want to be involved with usury practices. Efforts to build sustainability with a variety of approaches, especially from a more Islamic management approach are needed. This study aims to build a model of sustainability in BMT based on growth in the financing, community support, fraud, Islamic human capital, and Islamic leadership. This research was conducted using a quantitative approach (multiple linear regression with stepwise methods) to get the best model by developing moderating variables. The number of samples used was 105 respondents collected from BMT spread across the Semarang and Pekalongan Residency, Central Java, Indonesia. Based on the results of the study, to build BMT sustainability requires financing growth, support from the community, and good Islamic human capital. An interesting finding is that fraud does not affect the sustainability of BMT, this is possible because the fraud that occurs is still in low intensity. Islamic leadership and Islamic human capital are also unable to moderate the influence of fraud on the sustainability of BMT.
Developing The Sustainability Model of BMTs: Empirical Approach bin Mislan Cokrohadisumarto, Widiyanto; Sari, Yuli Indah; Hardiana, Yulinda
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.6859

Abstract

Maintaining the sustainability of microfinance institutions such as BMT is a must because this financial institution is badly needed by the community who do not want to be involved with usury practices. Efforts to build sustainability with a variety of approaches, especially from a more Islamic management approach are needed. This study aims to build a model of sustainability in BMT based on growth in the financing, community support, fraud, Islamic human capital, and Islamic leadership. This research was conducted using a quantitative approach (multiple linear regression with stepwise methods) to get the best model by developing moderating variables. The number of samples used was 105 respondents collected from BMT spread across the Semarang and Pekalongan Residency, Central Java, Indonesia. Based on the results of the study, to build BMT sustainability requires financing growth, support from the community, and good Islamic human capital. An interesting finding is that fraud does not affect the sustainability of BMT, this is possible because the fraud that occurs is still in low intensity. Islamic leadership and Islamic human capital are also unable to moderate the influence of fraud on the sustainability of BMT.
The Importance of Innovative Work Behavior in Era Industrial Revolution 4.0 Halawa, Forman; Sridadi, Ahmad Rizki; Hardiana, Yulinda; Sundari, Anggie; Zain, Ine Alexsandrina Susiva; Ramadhan, Muhammad Naufal
Jurnal Maksipreneur Vol 13 No 1 (2023)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v13i1.1493

Abstract

Innovative Work Behavior (IWB) is a concept in Industrial Revolution 4.0 to encourage business growth, competitiveness, and success. Organizations that prioritize innovation and encourage creativity are expected to thrive in the current dynamic and unpredictable business environment. This study aims to provide ideas, suggestions and contributions to researchers who examine IWB variables, making it easier for researchers to determine the antecedent and consequent variables as well as the sectors to be studied. This study uses a literature review method to investigate the antecedents, consequences, and sectors that are involved in IWB by reviewing 44 articles from the Scopus database that have been reviewed. In addition, this study uses a bibliometric technique in order to find IWB’s compatibility. Results indicate that IWB has 63 antecedents and can be classified into three factors: individual, organizational, and leadership. As for consequences, it shows 6 consequences which also consist of digital literacy and competitive advantages apart from performance. Sectors that engage in IWB are predominantly telecommunication and manufacturing. It is hoped that IWB could expand to all sectors especially public sectors such as public services.
Co-Authors Ahmad Rizki Sridadi bin Mislan Cokrohadisumarto, Widiyanto Halawa, Forman Ramadhan, Muhammad Naufal Sari, Yuli Indah Sundari, Anggie Zain, Ine Alexsandrina Susiva