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UNDERSTANDING THE FACTORS OF FINANCIAL INNOVATION IN INDUSTRIAL REVOLUTION 4.0 ERA Sinaga, Hizkia Edwar; Windijarto, Windijarto; Halawa, Forman; Mbate, Clarasiska Anasthasia
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 7 No 2 (2023): Edisi Mei - Agustus 2023
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v7i2.2986

Abstract

Financial innovation is a way of creating new financial products, services or processes effectively and efficiently. This study aims to examine the factors of financial innovation termed as the antecedents and consequences of implementing financial innovation at both micro and macroeconomic levels and to assist future researchers in determining research topics related to financial innovation. This research applies a Systematic Literature Review (SLR) method using 58 relevant articles from the Scopus database, which were examined and became the study results. This study discovers 14 antecedents and 53 consequences to financial innovation since the development of the Industrial Revolution 4.0 era. Even though there are still limitations within this article, this research does provide recommendations for future studies related to financial innovation in the Society 5.0 era.
The Importance of Innovative Work Behavior in Era Industrial Revolution 4.0 Halawa, Forman; Sridadi, Ahmad Rizki; Hardiana, Yulinda; Sundari, Anggie; Zain, Ine Alexsandrina Susiva; Ramadhan, Muhammad Naufal
Jurnal Maksipreneur Vol 13 No 1 (2023)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v13i1.1493

Abstract

Innovative Work Behavior (IWB) is a concept in Industrial Revolution 4.0 to encourage business growth, competitiveness, and success. Organizations that prioritize innovation and encourage creativity are expected to thrive in the current dynamic and unpredictable business environment. This study aims to provide ideas, suggestions and contributions to researchers who examine IWB variables, making it easier for researchers to determine the antecedent and consequent variables as well as the sectors to be studied. This study uses a literature review method to investigate the antecedents, consequences, and sectors that are involved in IWB by reviewing 44 articles from the Scopus database that have been reviewed. In addition, this study uses a bibliometric technique in order to find IWB’s compatibility. Results indicate that IWB has 63 antecedents and can be classified into three factors: individual, organizational, and leadership. As for consequences, it shows 6 consequences which also consist of digital literacy and competitive advantages apart from performance. Sectors that engage in IWB are predominantly telecommunication and manufacturing. It is hoped that IWB could expand to all sectors especially public sectors such as public services.
The Role of Training in Improving the Performance of Village Apparatus in Bawodesolo Village, Gunungsitoli Idanoi District, Gunungsitoli City Zebua, Virginia Chrismonita; Waruwu, Eliyunus; Mendrofa, Syah Abadi; Laia, Otanius; Halawa, Forman
ProBisnis : Jurnal Manajemen Vol. 15 No. 2 (2024): April: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the vital role of training programs in enhancing the performance of village officials, with a focus on Bawodesolo Village in Gunungsitoli Idanoi District, Gunungsitoli City. Grounded in Law No. 6 of 2014 concerning Villages, emphasizing citizen participation, particularly through the Village Consultative Body (BPD), the research explores training's impact on village officials' performance. Despite challenges like budget constraints and limited resources, strategic planning and government support can improve training effectiveness. Through qualitative methods, the study highlights the need for curriculum development, qualified instructors, and community involvement. Through a qualitative approach, including interviews, documentation, and observation, this study elucidates the complexities surrounding the implementation and impact of training programs. It underscores the need for strategic planning, curriculum development, qualified instructors, and ongoing evaluation to maximize the benefits of training. Furthermore, the study highlights the importance of community participation, transparency, and accountability in ensuring the success of training initiatives. Findings affirm the significant contribution of training programs to public services, decision-making, and community development. Overcoming obstacles and enhancing support mechanisms make training a valuable investment in governance and service delivery at the village level.
PENGARUH PENGGUNAAN TEKNOLOGI DALAM PEMASARAN PARIWISATA SELAMA MASA PANDEMI COVID-19 DI INDONESIA Iswanto, Dedy; Amol, Febriyanti; Sangadji, Suwandi S.; Halawa, Forman
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.11843

Abstract

Technology has an important role to play in advancing sustainable tourism destinations. The purpose of this study is to determine the effect of technology on tourism marketing during the COVID-19 pandemic in Indonesia which can be used as material for decisions by tourism practitioners and is useful for researchers in the tourism sector. This research was conducted using a systematic literature review (SLR) of 2 reference articles from Scopus. The results show that there is no antecedents from tourism marketing that were studied during the COVID-19 pandemic. In addition, there is a positive influence of technology on tourism marketing during the COVID-19 pandemic. There are several consequences of technology adoption in tourism marketing, namely image, trust, visitors' interest and tourist behavior. However, this research still has limitations on the reference sources used (only Scopus), it is recommended to add a database for future researchers and add other research problem formulations. Keywords: Technology ; Tourism Marketing ; COVID-19 pandemic
ANALISIS RASIO KEUANGAN TERHADAP KINERJA KEUANGAN ALOKASI DANA DESA PEMERINTAHAN DESA BINAKA KECAMATAN GUNUNGSITOLI IDANOI KOTA GUNUNGSITOLI Waruwu, Novi Ratna Suryani; Waruwu, Sukaaro; Bate'e, Maria Magdalena; Telaumbanua, Aferiaman; Halawa, Forman
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.11941

Abstract

The purpose of this study was to determine and analyze the financial performance of the Village Fund Allocation (ADD) management of Binaka Village Government, Gunungsitoli Idanoi District, Gunungsitoli City based on the ratio of effectiveness and growth ratio. The type of research used in this research is descriptive quantitative research. In this study, secondary data was obtained from the financial reports of Village Fund Allocations in the 2019-2021 APBDes Government of the Binaka Village. Data collection techniques used in this research are documentation and interviews. The results of the study show that the financial performance of the Allocation of Village Funds for the Government of Binaka Village from 2019-2021 based on the calculation of the effectiveness ratio with an average yield of 100% is categorized as effective. Then based on the growth ratio, it experienced negative growth with an average percentage of -5.4%. Keywords: Financial Performance; Effectiveness Ratio; Growth Ratio
Analisis Loyalitas Kerja Dalam Meningkatkan Kinerja Pegawai Pada Dinas Penanaman Modal Dan Pelayanan Terpadu Satu Pintu Kota Gunungsitoli Ndruru, Fransiskus; Zega, Yamolala; Mendrofa, Yupiter; Waruwu, Eliyunus; Halawa, Forman
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Loyalitas kerja dalam meningkatkan kinerja pegawai Pada Dinas Penanaman Modal Dan Pelayanan Terpadu Satu Pintu Kota Gunungsitoli adalah salah satu sikap para pegawai dalam melaksanakan pekerjaan diantaranya taat pada peraturan, tanggungjawab pada organisasi maupun kemauan untuk kerja secara bersama yang bertujuan untuk mewujudkan kinerja pegawai yang optimal baik dari kuantitas hasil kerja maupun kualitas hasil kerjanya tersebut. Penelitian ini bertujuan untuk mengetahui bagaimana loyalitas kerja dalam meningkatkan kinerja pegawai dan untuk mengetahui bagaimana cara agar pegawai tetap loyal dengan pekerjaan dalam meningkatkan kinerja pegawai pada Dinas Penanaman Modal Dan Pelayanan Terpadu Satu Pintu Kota Gunungsitoli. Jenis penelitian yang digunakan adalah penelitian kualitatif dengan mengambil informan (narasumber) serta melakukan wawancara sebagai alat pengumpulan data, kemudian data yang diperoleh ini berdasarkan dari jumlah informan penelitian sebanyak 4 orang. Berdasarkan dari hasil penelitian pada Dinas Penanaman Modal Dan Pelayanan Terpadu Satu Pintu Kota Gunungsitoli dapat diketahui loyalitas kerja yang bertujuan untuk meningkatkan kinerja pegawai.
THE ANTECEDENTS AND CONSEQUENCES OF WORK ENGAGEMENT ON TEACHER: A SYSTEMATIC LITERATURE REVIEW Halawa, Forman; Anggraini, Elfira Nadya; Yulianti, Praptini
JURNAL MANAJEMEN MAKER STIE SULTAN AGUNG Vol 9 No 1 (2023): Volume 9 Nomor 1 Tahun 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/mjm.v9i1.536

Abstract

Work engagement is an important study in human resource management related to organizational productivity. Many factors that influence work engagement have been studied. In particular, this study maps the factors that influence work engagement in teachers and the resulting consequences. Contribution made to the literature on work engagement through a description of the antecedents and consequences of work engagement for teachers. This study used the Systematic Literature Review (SLR) method based on the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) approach. Eight eligible studies were collected and selected for further analysis. The selected articles were obtained through the Scopus and ScienceDirect databases. The results of the analysis show that there are 12 antecedents of Work Engagement in teachers that come from individual, leadership and organizational factors. It was also found that there are 7 consequences of Work Engagement on teachers that affect the level of teacher involvement in the workplace. The results of the analysis found that the scope of work engagement for teachers differs from various levels of the organization, from elementary schools to tertiary institutions. This study has implications for knowing the antecedents and consequences of Work Engagement on teacher to improve the quality of education.
THE ROLE OF KAIZEN MEDIATION IN THE RELATIONSHIP BETWEEN TOTAL QUALITY MANAGEMENT AND SERVICE QUALITY FOR EMPLOYEES AT PRATAMA MANDHERE HOSPITAL, WEST NIAS REGENCY Halawa, Forman; Waruwu, Eliyunus; Gea, Marinus
JURNAL MANAJEMEN MAKER STIE SULTAN AGUNG Vol 10 No 1 (2024): Volume 10 Nomor 1 Tahun 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/mjm.v10i1.643

Abstract

This study aims to investigate the influence of Total Quality Management (TQM) on service quality, mediated by Kaizen, at Pratama Mandrehe Hospital in Nias Barat Regency. The research method employed is quantitative, distributing questionnaires to 60 employees of Pratama Mandrehe Hospital in Nias Barat. The analysis method used is SEM PLS with a bootstrapping technique to test the proposed hypotheses. The results indicate that Kaizen has a positive and significant effect on service quality (coefficient = 0.399, p < 0.05), and TQM has a positive and significant effect on Kaizen (coefficient = 0.603, p < 0.05). Furthermore, the findings also demonstrate that TQM influences service quality mediated by Kaizen (coefficient = 0.241, p < 0.05). The practical implications of this study underscore the importance of implementing Kaizen strategies to enhance service quality in hospitals, as well as the need for integrating TQM and Kaizen in overall quality management. This research contributes to the development of quality management practices in the healthcare sector, particularly in the context of hospitals in developing areas.
UNDERSTANDING THE IMPACTS OF FINANCIAL TECHNOLOGY IN THE SOCIETY 5.0 ERA Mbate, Clarasiska Anasthasia; Windjiarto, Windjiarto; Halawa, Forman; Sinaga, Hizkia Edwar
JURNAL AKUNTANSI FINANCEIAL STIE SULTAN AGUNG Vol 9 No 1 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/financial.v9i1.519

Abstract

Financial Technology (FinTech) aims to achieve a competitive market advantage based on technology (digitalization). This study focuses on figuring out the effects of financial technology in the era of Society 5.0, in which humans can create new values from existing technological transformations to reduce social and economic inequalities in society in the future. This research used a systematic literature review method of 68 articles screened from the Scopus database. Fifty-five impacts of FinTech in the Society 5.0 which can help organizations understand the importance of using fintech are found in this study. The research only focuses on one database. Whereas the aims only focus on the impact of fintech, thus subsequent researchers can continue and develop the same topic using other databases (for example, ScienceDirect) and try to figure out other topics related to fintech (for example, causal factors consequence).Keywords: Financial Technology, Finance, Society 5.0
Fintech Innovation: A Solution to Enhance the Sustainability of Micro, Small, and Medium Enterprises Halawa, Forman; Gulo, Menliman Joyfal; Halawa, Borisman; Sinaga, Hizkia Edwar; Yunanda, Fayeno
KETIK : Jurnal Informatika Vol. 2 No. 03 (2025): Januari
Publisher : Faatuatua Media Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70404/ketik.v2i03.147

Abstract

This research examines the role of Financial Technology (fintech) in the sustainability of Micro, Small, and Medium Enterprises (MSMEs). This topic is intriguing because fintech is rapidly evolving and holds significant potential to address the financing access challenges often faced by MSMEs. The research problem formulated is: What are the antecedents and consequences of fintech on the sustainability of MSMEs? This study provides new contributions by exploring the relationship between fintech adoption and MSME performance from the perspective of current literature, which has not been extensively researched. The method employed is a systematic literature review of 22 articles from the Scopus database that meet the inclusion criteria based on the keywords “Financial Technology” and “SMEs.” The results indicate that the antecedents of fintech adoption include financial literacy, perceived usefulness, regulatory support, and digital readiness, while the consequences encompass improved access to financing, operational efficiency, and business growth. Furthermore, it was found that challenges in using fintech include technological risks and a lack of explainability in AI methods. In conclusion, fintech plays a crucial role in supporting the sustainability of MSMEs through enhanced financial inclusion and market access. The implications of this research highlight the need for policies that support fintech adoption and improve financial literacy to strengthen the positive impact on MSMEs. This study proposes a future research agenda related to the development of more inclusive fintech business models and comparative studies between countries.