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Ulya, Zikriatul
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Religion Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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PENGARUH ORIENTASI PASAR, ORIENTASI PEMBELAJARAN DAN INOVASI PRODUK TERHADAP KINERJA PEMASARAN Ulya, Zikriatul
JURNAL EKONOMI DAN BISNIS ISLAM Vol 4 No 2 (2019): Volume 4 Nomor 2 Juli-Desember 2019
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (208.246 KB) | DOI: 10.32505/v4i2.1254

Abstract

The purpose of this study is to examine and analyze the eff ect of market orientation, learning orientation and product innovation of marketing performance. This study use a descriptive quantitative approach, and collected data through questionnaire. The sample used was 84 small industry of pisang sale in Aceh Timur Distric ? Aceh. The data analysis tool used is classic asumption method with multiple linear regression analysis, coeffi cient of determination, F test and t test. The result of study are as follows: (1) Market orientation have a signifi cant positive eff ect of marketing performace indicate by the market orientation coeffi cient (X1) which is positive, namely 6.785, and the p-value less than the signifi cance level (0.000 < 0.005). (2) Learning orientation have a signifi cant positive eff ect of marketing performance, indicate by the learning orientation coeffi cient (X2) which is positive, namely 2.249, and the p-value less than the signifi cance level (0.027 < 0.005). (3) Innovation product have a signifi cant positive eff ect of marketing performance, indicate by the innovation product coeffi cient (X2) which is positive, namely 2343, and the p-value less than the significance level (0.022 < 0.005). (4) Market orieas an agregrat htation, learning orientation and innovation product have a signifi cant eff ect of marketing performance, indicated by the probability valeu of F less than the signifi cance level (0.000 < 0.05). The coeffi cient of determination (R2) is 0.621 or 62,1%. This indicate that 62,1% of marketing performance is aff ected by market orientation, learning orientation and innovation product while remaining 37,9% is aff ected by other independent variables not under study.
Faktor-Faktor Determinan dalam Produktivitas Karyawan di BP Swalayan: Studi Analisis Kinerja pada Usaha Ritel Ulya, Zikriatul; Dewi , Meutia
Jurnal Manajemen dan Keuangan Vol 12 No 2 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Management Study Program, Faculty of Economic, Universitas Samudra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i2.8727

Abstract

This study aims to analyze the influence of leadership style, work discipline, motivation, income, on morale in improving employee performance at BP Swalayan in Peureulak District. The data used in this studyis primary data using a questionnaire and distributed to the respondents in the study. The data analysis technique in this study uses Partial Least Square (PLS). The results of this studyshows that the variables of work discipline, motivation, income have no effect on employee performance. For work discipline and motivation variables have no effect on morale. Meanwhile, leadership style and work enthusiasm affect employee performance. Leadership style and income variables influence work morale. The variables of work discipline and motivation have no effect on morale through employee performance. Leadership style and income variables affect morale through employee performance. The adjusted R Square value of the variable leadership style, work discipline, motivation, income, and morale is able to explain the employee performance variable of 85.3% and the Adjusted R Square Value of the morale variable is 40.5%.
Analysis of Financial Planning and The Factors that Influence It: Student Case Study Alamsyah, Akla Rizka; Ulya, Zikriatul; Hisan, Khairatun
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 2 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i2.7103

Abstract

This research aims to determine the effect of financial literacy, financial behavior and self-control on student financial planning. This research is a quantitative study of 213 respondents using simple random sampling technique with the requirement that students have taken financial planning courses. Data analysis using SmartPLS with two model tests. The results obtained are that financial literacy, financial behavior and self-control have a positive and significant effect on financial planning partially. The findings also show that there is an indirect effect through self-control that financial literacy has a positive but not significant effect, but has a positive and significant effect on the relationship between financial behavior to financial planning. These results indicate that financial management knowledge will be much more useful if it is practiced in everyday life to achieve planned financial goals. For this reason, it is important for the world of education not only to teach financial knowledge, but also to help improve individual behavior so that they have good discipline and self-control.
Strategies to Improve the Quality for Graduates of State Islamic Higher Education in Aceh Ulya, Zikriatul; FW Pospos, Ade Fadillah
Journal Of Accounting Management Business And International Research Vol 3, No 1 (2024): April 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jambuair.v3i1.1148

Abstract

This study aims to analyze the impact of strategic planning, the implementation strategy, the evaluation strategy, and  to improve the quality for graduates of Islamic State Higher Education in Aceh. The type of data used is the primary data by distributing questionnaires to the Chairperson of the faculty of Economics and Islamic Business of the State Islamic higher education in Aceh, where the analysis tool used was  multiple linear regression. The results showed that partially the variety of strategic planning, implementation strategy, and evaluation strategy  had a positive impact on improving the quality of graduates. This study concludes that the strategic planning made is still imperfect. The chairperson of the study program must be able to analyze what will be happening in the future, as well as prepare solutions to deal with unwanted situations. Therefore,  the planning that has been done will always be able to operate  as intended
IMPLEMENTASI TEKNOLOGI MELALUI DIGITAL MARKETING DAN INOVASI PRODUK DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI USAHA KECIL MENENGAH PENGOLAHAN TERASI Ulya, Zikriatul; Eliza, Zulfa; Mastura
Jurnal Masyarakat Indonesia (Jumas) Vol. 3 No. 02 (2024): Jurnal Masyarakat Indonesia (Jumas)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In encouraging the economic prosperity of society, entrepreneurship plays an important role in opening up great opportunities for inclusive economic growth. The role played by terasi Small and Medium Enterprises (UKM) entrepreneurs in the economic ecosystem has become the backbone for the progress and improvement of the economic prosperity of terasi SMEs. SMEs must increase sales by implementing technology and using digital marketing and product innovation to improve welfare. The aim of this research is to analyze the influence of technology implementation through digital marketing and innovation in shrimp paste processing products in improving economic welfare. This type of research is quantitative descriptive. The technique used was purposive random sampling with a sample size of 50 SME respondents. data collection using questionnaires or questionnaires by testing multiple linear regression analysis using IBM Statistics 22. The results of the research show that the results of the partial test (T Test), namely the implementation of technology, has an influence and significance on the economic welfare of terasi SMEs in Langsa City, digital marketing has no effect and no significant to the economic welfare of shrimp paste SMEs in Langsa City, product innovation is influential and significant to the economic welfare of shrimp paste SMEs in Langsa City. The results of the simultaneous test (F test) show that the implementation of technology, digital marketing and product innovation has a significant and influential effect on the economic welfare of terasi SMEs in Langsa City.
Factors Affecting Profitability in Sharia Business Unit Banks in Indonesia for the 2018-2022 Period Sari, Elindian Kartika; Ulya, Zikriatul
QISTINA: Jurnal Multidisiplin Indonesia Vol 3, No 1 (2024): June 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v3i1.2350

Abstract

This study aims to look at the effect analysis of Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Operating Expenses Operating Income (BOPO) on the profitability of Return On Assets (ROA) of Islamic Business Unit Banks in Indonesia.  In this study using a quantitative approach to secondary data in the form of time series data period 2018-2022.  The population of this study is a Sharia Business Unit Bank registered with the Financial Services Authority.  The data analysis technique used is multiple linear regression, namely testing the effect of the independent variable (X) on the dependent variable (Y).  The results of this study indicate that Non Performing Financing (NPF) has no positive effect on ROA profitability with a value of 0.17390.05.  The Financing to Deposit Ratio (FDR) has a positive effect on ROA profitability with a value of 0.00000.05.  And Operating Expenses Operating Income (BOPO) has a positive effect on ROA profitability with a value of 0.00000.05. The NPF variable partially has no effect on ROA, while the FDR variable and BOPO variable simultaneously have a significant effect on ROA in Islamic Business Unit Banks in Indonesia.
Pengaruh Pendapatan Asli Daerah, Belanja Modal dan Dana Bagi Hasil Migas terhadap Pertumbuhan Ekonomi di Aceh Fatmawati; Ulya, Zikriatul; Hamid, Abdul
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 1 (2024): April 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i1.8224

Abstract

Economic growth is an indicator of the success of development implementation which can be used as a macro benchmark and changes in Gross Regional Domestic Product (GRDP) in a region. GRDP is the amount of added value produced by all business units in a region. The higher the economic growth of an area indicates the better the economic activity in that area. This research aims to determine the influence of PAD, Capital Expenditures, Oil and Gas Profit Sharing Funds on economic growth in Aceh, with the selected year starting from 2011-2020. This research uses quantitative methods and the data used is secondary data in the form of the Aceh Government Financial Report and the General Ministry of Finance. The data analysis method uses multiple linear regression analysis. The results of the research show that local revenue has a positive and significant effect on economic growth in Aceh with a significance value of 0.009 < 0.05 and a value of tcount of 3.778 > ttable l value of 1.8945. Capital expenditure has no significant effect on economic growth in Aceh with a significance value of 0.464 > 0.05 and a t value of -0.783 < t table value of 1.8945. Oil and gas profit sharing has no significant effect on economic growth in Aceh with a significance value of 0.521 > 0.05 and a tcount value of -0.682 < ttable value of 1.8945. The results of the F test (simultaneous) show that the significance value of F is 0.001 < 0.05 and the F value is 24.832 > 19.35 indicating that there is a positive and significant influence of PAD, Capital Expenditures, Oil and Gas Profit Sharing on economic growth in Aceh.
The Influence of Product, Price, Brand Image, Promotion and Purchase Decision: Buyers of Kahf Products in Langsa City Andi Peristiawan; Ulya, Zikriatul; Agustinar; Zulfa Eliza
JIM: Jurnal Ilmiah Mahasiswa Vol 7, No 1 (2025): April 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v7i1.10932

Abstract

Purchasing decision is an action taken by consumers to make a product purchase, so the manufacturer tries will meet the needs of the consumer want. Therefore, producers create a variety of varied products and various choices of products themselves such as KAHF products. KAHF products have a variety of product variants, for example skincare products are specifically made as skincare for men. The KAHF product still has shortcomings of its products at an inappropriate price and a brand image that is not widely known and the promotion of the KAHF product. For this reason, this study aims to find out the influence of products, prices, brand images and promotions on KAHF product purchasing decisions in Langsa City. This type of research is descriptive quantitative. The technique used is simple random side using the slovin formula with the number of samples, 100 respondents. Data collection using questionnaires or questionnaires by testing multiple linear regression analysis using IBM Statistic 22. The results showed that the results of partial test (t-test) product variables affect the decision of the purchase of Kahf products by 41.7%, price variables affect the decision of the purchase KAHF products are 52.2%, brand image affects the decision of the purchase of KAHF products by 52.3%, and promotion affects the decision of the purchase of KAHF products by 18.9%. Simultaneous test results (F-test) shows the product, price, brand image, and promotion get a calculated Fvalue of 24,468 > Ftable value of 2.46, which means simultaneously affecting the purchasing decision of KAHF products in Langsa City.
Pengaruh Non Performing Financing, Murabahah, Mudharabah dan Musyarakah Terhadap Profitabilitas Bank Umum Syariah Periode 2014-2024 Maulana, Zefri; Mauliani, Adjeng; Ulya, Zikriatul
Velocity: Journal of Sharia Finance and Banking Vol 5 No 1 (2025): Mei 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v5i1.10418

Abstract

Penelitian ini bertujuan menganalisis pengaruh NPF, Murabahah, Mudharabah, dan Musyarakah terhadap Return on Assets (ROA) Bank Umum Syariah di Indonesia pada 2014-2024. Peneliti menggunakan metode kuantitatif dengan data sekunder dari OJK. Hasil penelitian menunjukkan bahwa NPF dan Musyarakah tidak berpengaruh signifikan terhadap ROA. Murabahah berpengaruh negatif dan signifikan, sedangkan Mudharabah berpengaruh positif dan signifikan terhadap ROA. Secara simultan, keempat variabel tersebut berpengaruh signifikan terhadap ROA Bank Umum Syariah di Indonesia.
Determinan Jumlah Penyaluran Pembiayaan Mudharabah pada Unit Usaha Syariah (UUS) di Indonesia Periode 2015-2022 Ulya, Zikriatul; Hamid, Abdul; Armaya, Tika; Eliza, Zulfa; Sumarni, Mutia
Jurnal Samudra Ekonomika Vol 9 No 1 (2025): Jurnal Samuka
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jse.v9i1.10993

Abstract

The purpose of this study was to determine the effect of non-performing financing, third party funds and profit sharing rates on the amount of UUS mudharabah financing disbursement in Indonesia. The data collection method used was quantitative. The sample of this study was all monthly report data in the form of financial ratio reports and business activity reports of Sharia Business Units in the 2015-2022 period totaling 96 data. The results of the study indicate that non- performing financing does not have a significant effect on the amount of UUS mudharabah financing disbursement in Indonesia. Third party funds have a positive and significant effect on the amount of UUS mudharabah financing disbursement in Indonesia. The profit sharing rate does not have a significant effect on the amount of UUS mudharabah financing disbursement in Indonesia. Non-performing financing, third party funds and the profit sharing rate simultaneously have a positive and significant effect on the amount of UUS mudharabah financing disbursement in Indonesia.
Co-Authors Abdul Hamid Agustinar, Agustinar Aisyah Putri Alamsyah, Akla Rizka Alfian Andi Peristiawan Armaya, Tika Aya Zulfia4 Dewi , Meutia Eliza, Zulfa Fatmawati Fatmawati FW Pospos, Ade Fadillah Hisan, Khairatun Mastura Mauliani, Adjeng Muarif Setiawan Muarif Setiawan, Muarif Nurjanah Safwandi Sari, Elindian Kartika Sarita Ulfia Sumarni, Mutia Syamsul Rizal Zefri Maulana, Zefri Zuhra, Nur rahmi Zulfa Eliza Zulhilmi