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PENGARUH DANA PIHAK KETIGA (DPK), FINANCING TO DEPOSIT RATIO (FDR) DAN INFLASI TERHADAP PEMBIAYAAN USAHA KECIL DAN MENENGAH (UKM) PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI PROVINSI RIAU Anggia, Yanti Rahmi; Rosyetti, Rosyetti; Nobel, Aqualdo
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

The purpose of this research is to know and significance the influence of Third Party Fund (DPK), Financing to Deposit Ratio (FDR) and Inflation on the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019.The data used in this study are secondary time series. The analytical method used is multiple linear regression. The result of analysis shows that simultaneously the Third Party Fund (DPK), Financing to Deposit Ratio (FDR) and Inflation of have significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. Partial test shows that Third Party Fund (DPK) have a positive and significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. Financing to Deposit Ratio (FDR) have a positive and significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. And Inflation have a positive and insignificant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019.Keywords: Third Party Fund (DPK), Financing to Deposit Ratio (FDR), Inflation and financing of small and medium Enterprises (SMEs)
PENGARUH JUMLAH UANG BEREDAR, VELOCITY OF MONEY, DAN PRODUK DOMESTIK BRUTO TERHADAP INFLASI DI INDONESIA TAHUN 1997.Q1 – 2019.Q4 Muhammad, Noor Pratama Fahny; Rosyetti, Rosyetti; Rahmat, Richard
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This This study aims to analyze the effect of the money supply, velocity of money and gross domestic product on inflation in Indonesia in the long and short term 1997.Q1 - 2019.Q4. This research was conducted in Indonesia by examining the effect of the money supply, velocity of money and gross domestic product on the inflation rate in Indonesia in 1997.Q1 - 2019.Q4. The purpose of using data from the 1997.Q1 - 2019.Q4 period is to produce accurate estimates and conclusions about the variables studied and to be able to find out the interpretation of the research object using quarterly data for 22 years. The method used in this research is descriptive and quantitative methods. The analysis model used is multiple linear regression analysis (assisted by EViews 10 software). The data analysis technique used is the error correction model. As for seeing the effect of the independent variable on the dependent variable in the long and short term, the final result will measure the effect of the money supply, velocity of money and gross domestic product on inflation in Indonesia in the long and short term. The results of this study indicate that in the long run, the money supply and velocity of money have a positive and significant effect on inflation and gross domestic product has a negative and significant effect on inflation. Meanwhile, in the short term velocity of money has a positive and significant effect and gross domestic product has a negative and significant effect and the money supply has no effect on inflation.Keywords: inflation, money supply, velocity of money, gross domestic product
DAMPAK SUBSIDI HARGA PUPUK, PDB TIONGKOK DAN KURS TERHADAP NERACA PERDAGANGAN PROVINSI RIAU TAHUN 2000- 2018 Gustina, Gustina; Rosyetti, Rosyetti; Darmayuda, Darmayuda
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This study aims to determine the impact of fertilizer price subsidies, Chinese GDP and the exchange rate on the trade balance of Riau Province in 2000 - 2018. This study uses secondary data obtained from data from the Central Statistics Agency (BPS) and Bank Indonesia. The analytical method used is Multiple Linear Regression Analysis with the technique of least simple squares (Ordinary Least Square (OLS)). Testing is carried out on the hypothesis and the feasibility of data (classical assumptions) using a 5% significance level. Based on the results of the study note that subsidies on fertilizer prices, Chinese GDP and the exchange rate together (simultaneously) significantly influence the trade balance of Riau Province in 2000 - 2018. This can be seen from the significant value of 0.000000, meaning fertilizer price subsidies, GDP China and the exchange rate simultaneously have a significant effect on the trade balance in Riau Province. The magnitude of the effect of fertilizer price subsidies, China's GDP and the exchange rate on the trade balance of Riau province was 88.0991%. Whereas 11,9009% is explained by other variables outside the regression equation. And Partially, subsidies, China's GDP and exchange rates respectively affect the trade balance of Riau Province.Keywords: Subsidies, Chinese GDP, Exchange Rate and Trade Balance
PENGARUH DANA PIHAK KETIGA (DPK), FINANCING TO DEPOSIT RATIO (FDR) DAN INFLASI TERHADAP PEMBIAYAAN USAHA KECIL DAN MENENGAH (UKM) PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI PROVINSI RIAU Anggia, Yanti Rahmi; Rosyetti, Rosyetti; Nobel, Aqualdo
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

The purpose of this research is to know and significance the influence of Third Party Fund (DPK), Financing to Deposit Ratio (FDR) and Inflation on the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019.The data used in this study are secondary time series. The analytical method used is multiple linear regression. The result of analysis shows that simultaneously the Third Party Fund (DPK), Financing to Deposit Ratio (FDR) and Inflation of have significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. Partial test shows that Third Party Fund (DPK) have a positive and significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. Financing to Deposit Ratio (FDR) have a positive and significant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019. And Inflation have a positive and insignificant influence to the financing of small and medium Enterprises (SMEs) in Islamic People’s financing banks (BPRS) in Riau Province in 2009-2019.Keywords: Third Party Fund (DPK), Financing to Deposit Ratio (FDR), Inflation and financing of small and medium Enterprises (SMEs)
PENGARUH SUKU BUNGA DEPOSITO, PRODUK DOMESTIK BRUTO (PDB) PERKAPITA DAN KURS TERHADAP OBLIGASI RITEL INDONESIA (ORI) Maringan, Aritonang; Rosyetti, Rosyetti; Any, Widayatsari
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

Indonesian Retail Bonds or commonly referred to as ORI is the state bondsissued by the Indonesian government that is sold to private persons or individualscitizens of Indonesia through a selling agent. With the aim of expanding theinvestor base in the country, as an alternative investment instruments to retailinvestors, to support the stability of the domestic financial market, support thecreation of community oriented mid and long-term investment, and realize theideals of self reliance in development financing. Bond investors are in greatdemand because it is safe (low risk). However, in addition to seeking safe,investors also expect a maximum return. This study aims to analyze how depositrates, per capita gross domestic product, and exchange rate affect the IndonesianRetail Bonds demand. The types of data used in this study was a time series datafrom 2006 to 2018 which were sourced from Bank Indonesia and Badan PusatStatistik. This study used quantitative research methods, and analyzed by usingmultiple linear regression analysis by using EViews 10 software program forWindows computers. The result showed the variable Deposito Interest Rate, PerCapita Gross Domestic Product, and Exchange Rate at once / simultaneously hada significant influence on Indonesian Retail Bonds Demand. The individual test /partial showed that Per Capita Gross Domestic Product and Exchange Rate hadpositive influence and significantly on Indonesian Retail Bonds Demand. WhileDeposito Interest Rate had negative influence and significantly on the demand forIndonesian Retail Bonds. Ability prediction of independent variable to explain thedependent variabel with value of adjusted R square equal 0,950919. This meanthat total effect from three independent variabel to dependent variabel is 95.1%while the remaining 4,9% is explained by other variables not included in thisstudy.Keyword : Indonesian Retail Bonds, Deposit Rate, Gross Domestic Product, andExchange Rate.
PENGARUH JUMLAH UANG BEREDAR, VELOCITY OF MONEY, DAN PRODUK DOMESTIK BRUTO TERHADAP INFLASI DI INDONESIA TAHUN 1997.Q1 – 2019.Q4 Muhammad, Noor Pratama Fahny; Rosyetti, Rosyetti; Rahmat, Richard
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This This study aims to analyze the effect of the money supply, velocity of money and gross domestic product on inflation in Indonesia in the long and short term 1997.Q1 - 2019.Q4. This research was conducted in Indonesia by examining the effect of the money supply, velocity of money and gross domestic product on the inflation rate in Indonesia in 1997.Q1 - 2019.Q4. The purpose of using data from the 1997.Q1 - 2019.Q4 period is to produce accurate estimates and conclusions about the variables studied and to be able to find out the interpretation of the research object using quarterly data for 22 years. The method used in this research is descriptive and quantitative methods. The analysis model used is multiple linear regression analysis (assisted by EViews 10 software). The data analysis technique used is the error correction model. As for seeing the effect of the independent variable on the dependent variable in the long and short term, the final result will measure the effect of the money supply, velocity of money and gross domestic product on inflation in Indonesia in the long and short term. The results of this study indicate that in the long run, the money supply and velocity of money have a positive and significant effect on inflation and gross domestic product has a negative and significant effect on inflation. Meanwhile, in the short term velocity of money has a positive and significant effect and gross domestic product has a negative and significant effect and the money supply has no effect on inflation.Keywords: inflation, money supply, velocity of money, gross domestic product
ANALISIS KAUSALITAS ZAKAT DAN KEMISKINAN DI KOTA PEKANBARU PERIODE 2011(Q1) – 2019(Q4) Nurhayana, Delwani; Rosyetti, Rosyetti; Rahmat, Richard
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

The purpose of the research was to determine the causality of zakat and poverty in Pekanbaru City Period 2011 (Q1) - 2019 (Q4). Data used in this research is time series data from 2011 (Q1) to 2019 (Q4), sourced from Badan Amil Zakat Nasional (BAZNAS), Central Bureau of Statistics (BPS). Data used in this research are secondary data that are time series. The analysis method used is Vector Autoregression (VAR). The analysis shows that in the long run zakat and poverty have no long-term relationship.using software E-Views version 10. The result of the research shawed in the long run that in the long run, zakat and poverty have no influence. The causality test shawed that there is no causality relationship between zakat and poverty in Pekanbaru City 2011 (Q1) - 2019 (Q4).Keywords: Zakat, Proverty, and Vector Autoregression (VAR).
ANALISIS LITERASI DAN INKLUSI PERBANKAN SYARIAH PADA MAHASISWA/I STRATA-1 FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS RIAU Rabiatul, Kaswina Irya; Rosyetti, Rosyetti; Any, Widayatsari
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This research aims to know at Islamic banking literacy in Strata-1 students of the Faculty of Economics and Business, University of Riau, to know the inclusion of Islamic banking in Strata students of the Faculty of Economics and Business, University of Riau, and to know the relationship between banking literacy and inclusion syariah for Strata-1 students of the Faculty of Economics and Business, University of Riau. This research used Slovin techniques and simple random sampling, so 100 samples were selected. The analytical method used in this research is quantitativee descriptive method and Pearson correlation analysis with the help of SPSS statistical tools. 24. The results of this study indicate that Islamic banking literacy in Strata-1students of the Faculty of Economics and Business, University of Riau is in the sufficient literate category, namely 74,61%, the inclusion of Islamic banking in Strata-1 students of the Faculty of Economics and Business, University of Riau is at medium category by 54%, and based on the test based on what has been done it can be seen that there is a significant positive relationship between Islamic banking literacy and Islamic banking inclusion.Keywords: Islamic banking literacy, Islamic banking inclusion.
Theory of Planned Behavior in AnalyzingThe decision of Muslim consumers to become members of 212 Mart Pekanbaru City Sidabalok, Supriani; Rosyetti, Rosyetti; Zamaya, Yelly; Misdawita, Misdawita
ADPEBI International Journal of Business and Social Science Vol. 3 No. 1 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia (Adpebi)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijbs.v3i1.558

Abstract

212 Mart Pekanbaru is one of the sharia retail businesses whose presence is expected to be able to provide a comfortable modern shopping place for Muslim consumers, especially in the city of Pekanbaru. Its relatively new presence causes it to not be able to compete and seize the existing market. Consumers themselves have several considerations in choosing a place to shop or become loyal consumers by joining as a member at a Mart. These reasons and considerations are important to analyze as input for Mart managers in managing their retail. By using Theory of Planned Behavior (TPB) as a theoretical basis, this research uses five independent variables namely income, attitude, subjective norms, individual control, and religiosity to see the main factors that influence consumer decisions to become members of 212 Mart. The analysis technique used in this study is logistic regression analysis with 100 consumers at 212 Mart Pekanbaru as respondents. The results showed that only the subjective norm variable had a significant effect on the Muslim consumer's decision to become a member of 212 Mart. The income, attitude, individual control, and religiosity variables have no significant effect.
Kesediaan UKM Untuk Mendapatkan Sertifikat Halal di Kota Pekanbaru Rahmayanti, Sri; Rosyetti, Rosyetti; Misral, Misral; Perdana, Riky
Akuntansi & Ekonomika Vol 14 No 2 (2024): Jurnal Akuntansi dan Ekonomika
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jae.v14i2.8270

Abstract

Law Number 33 of 2014 and Government Regulation Number 39 of 2021, products, basic ingredients, food and beverage additives; and as well as services and slaughtered animals are halal certified until 17 October 2024, after which sanctions apply. Respondents 50 respondents, the results that awareness about halal, knowledge about halal, and the difficulty of obtaining certification do not affect the willingness of halal certification. The difficulty in taking care of certification is not a barrier in applying for certification. However, internal and external encouragement, such as the desire for product standardisation, government regulations and consumer response to halal products that encourage willingness to halal certification. The results of encouragement and real help motivate business actors to take care of halal certification for their products.