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All Journal Indonesian Journal of Science and Technology STRATEGIC Journal of Business Management Education (JBME) Syntax Literate: Jurnal Ilmiah Indonesia Indonesian Journal of Strategic Management Jurnal Abmas
Hidayat, Yusuf Murtadlo
Universitas Pendidikan Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : strategic

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Improve islamic financial literacy and optimize the islamic economy through financial technology: INPES apps Hidayat, Yusuf Murtadlo; Machmud, Amir
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 19, No 2 (2019): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v19i2.25592

Abstract

In recent years, sharia financial technology has been growing rapidly in Indonesia. In early 2019, there were 55 sharia fintech companies registered as members of the Indonesian Fintech Sharia Association (AFSI). However, interestingly, according to survey conducted by The Financial Services Authority (OJK), the Islamic financial literacy index is still very low (8.11%), whereas understanding / knowing the law of muamalah is obligatory for every Muslim before they make any transaction. INPES platform integrates sharia learning and sharia financing in an online based application, where users must complete their muamalah course before they access financing services. This application can be applied at amil zakat institutions, Islamic boarding schools, and other non-bank financial institutions.In recent years, sharia financial technology has been growing rapidly in Indonesia. In early 2019, there were 55 sharia fintech companies registered as members of the Indonesian Fintech Sharia Association (AFSI). However, interestingly, according to survey conducted by The Financial Services Authority (OJK), the Islamic financial literacy index is still very low (8.11%), whereas understanding / knowing the law of muamalah is obligatory for every Muslim before they make any transaction. INPES platform integrates sharia learning and sharia financing in an online based application, where users must complete their muamalah course before they access financing services. This application can be applied at amil zakat institutions, Islamic boarding schools, and other non-bank financial institutions.
Pengaruh Internet Banking dan Mobile Banking Terhadap Kinerja Keuangan Bank Mayasari Mayasari; Yusuf Murtadlo Hidayat; Gita Esa Hafitri
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 21, No 1 (2021): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v21i1.36871

Abstract

The purpose of this study was to determine the effect of intenet banking and mobile banking on the financial performance of banks from 2014 to 2019. Based on purposive sampling, a sample of four banking sector companies listed on the Indonesia Stock Exchange (IDX) with descriptive and verification analysis was then carried out with multiple regression. The result of this study indicate that there is significant effect between the number of internet banking transaction and the number of mobile banking transaction on the bank’s ROA. The number of internet banking transaction can affect a bank’s ROA decline, while the number of mobile banking transaction has an effect on increasing the bank’s ROA.Tujuan dari dilakukannya penelitian ini adalah untuk mengetahui pengaruh internet banking dan mobile banking terhadap kinerja keuangan bank dari periode 2014 sampai 2019. Berdasarkan purposive sampling diperoleh sampel sebanyak empat perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia (BEI) dengan analisis deskriptif dan verifikatif kemudian dilakukan uji regresi berganda. Hasil penelitian ini menunjukkan adanya pengaruh yang signifikan antara jumlah transaksi internet banking dan jumlah transaksi mobile banking terhadap nilai ROA bank. Jumlah transaksi internet banking dapat berpengaruh terhadap penurunan nilai ROA bank, sedangkan jumlah transaksi mobile banking berpengaruh terhadap peningkatan nilai ROA bank.
Pengaruh Mobile banking Terhadap Fee Based Income Ahim Surachim; Yusuf Murtadlo Hidayat; Nabila Haura Zain
Strategic : Jurnal Pendidikan Manajemen Bisnis Vol 21, No 2 (2021): Strategic
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/strategic.v21i2.40985

Abstract

The Covid-19 pandemic has reduced bank profits. Fee based income can be an alternative in obtaining income during pandemic. Mobile banking is one off the services that bank provide to earn income through fee based income. This study was conducted to determine the effect of mobile banking on fee based income. This research use dectiptive verification metod. Use secondary data for the 2016-2020 period with purposive sampling, 5 companies were obtained as sample. Veriveication testing is using panel data regression test. The result showed that mobile banking had a positive effect on fee based income. 
Co-Authors Ahim Surachim Amir Machmud, Amir Bambang Widjadjanta Bambang Widjadjanta Budi S Purnomo Dini Turipanam Alamanda Friliyantie, Deska Gita Esa Hafitri Ikin Solikin Koeswandi, Tika Annisa Lili Adi Wibowo Mahphoth, Mohd Halim Masharyono Masharyono Mayasari Mayasari Nabila Haura Zain Nugraheni, Rury Nurhumaira, Nadhifa Purnomo, Budi Supriatono Puspo Dewi Dirgantari Puspo Dewi Dirgantari Ratih Hurriyati Ratu Dintha Insyani Zukhruf Firdausi Sulaksana Ratu Dintha Insyani Zukhruf Firdausi Sulaksana solikin, ikin Sulastri, S Yasir Maulana