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Journal : International Journal of Global Operations Research

Determination of Pure Health Insurance Premiums Using Generalized Linear Models (GLM) with Poisson Distribution Oktaviani, Devani; Zahra, Nabila; Halim, Nurfadhlina Abdul
International Journal of Global Operations Research Vol. 5 No. 2 (2024): International Journal of Global Operations Research (IJGOR)m May 2024
Publisher : iora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47194/ijgor.v5i2.308

Abstract

Insurance companies need a method to help companies determine premium prices that are appropriate to the risks they face. In other words, it is also necessary to know the variables that influence premium prices using Generalized Linear Models (GLM) by generalizing the linear regression model to model the relationship between the dependent variable and the independent variable. The aim of this research is to determine the variables that influence premium prices and determine the pure health insurance premium using the GLM method.
Estimation of Reserve Funds for E-Banking Transactions using Operational Value-at-Risks Halim, Nurfadhlina Abdul; Saputra, Moch Panji Agung
International Journal of Global Operations Research Vol. 3 No. 1 (2022): International Journal of Global Operations Research (IJGOR), February 2022
Publisher : iora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47194/ijgor.v3i1.124

Abstract

The “New Normal” state during the pandemic has made digital financial transactions important as an effort to reduce direct human interaction, to prevent the spread of the pandemic. The rate of financial transactions at banks has automatically increased, but in practice, several risks may occur about failed or incorrect digital transactions. Examples of digital transaction system risks are downtime and timeout services due to system failures, cyber-attacks, and system usage errors. These risks need attention from banking companies. One way to anticipate digital financial transaction failure happen is the readiness of a reserve fund that is used to cover the wrong amount of fund error in the bank's digital system. This research will discuss the estimation of operational reserve funds for digital banking financial transactions (e-banking) using the Operational Value-at-Risk (OpVaR) method, based on operational risk data for digital financial transactions to obtain the largest potential loss value from digital financial transaction activities at a bank. Based on calculations using the OpVaR method, it is known that the reserve fund required for the operational risk of digital financial transactions is IDR135,465,044,269.741. The results of this study show that the e-banking operational reserve fund is quite large due to the possibility of extreme losses. This provides a view to avoiding the worst risk of collapse due to an imbalance in the required reserve funds.
Health secrets hidden in guava leaves: Guava tea, a delicious and natural solution to treat diarrhea in children! Vaidyanatahan, Sundarapandian; Sidiq, Fahmi; Halim, Nurfadhlina Abdul
International Journal of Global Operations Research Vol. 4 No. 3 (2023): International Journal of Global Operations Research (IJGOR), August 2023
Publisher : iora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47194/ijgor.v4i3.243

Abstract

This study aims to increase public knowledge about the processing of guava leaves as herbal medicine to treat diarrhea. Prior to counseling and training, the results of the pretest showed that most of the participants (70.5%) had known the utilization and processing of guava leaves as herbal medicine. After attending the training, participants were given a post-test questionnaire to measure the increase in their knowledge.The results showed that there was a significant increase in the participants' knowledge after attending the training. The knowledge percentage increased from 70.5% to 89.0%, representing an increase of 18.5%. This training provides information on how to process guava leaves into herbal medicines that are effective in treating diarrhea.Some of the processing methods taught in the training include making guava leaf tea, guava leaf extract, and decoction of guava leaves. Participants were also given knowledge about the active ingredients in guava leaves, such as quercetin, which has an anti-diarrhea effect.This study showed that the counseling and training program was effective in increasing participants' knowledge about processing guava leaves as a herbal medicine to treat diarrhea. With the knowledge gained, it is hoped that the community can properly process guava leaves and use them effectively in maintaining health and treating diarrhea with simple medication. This program also empowers garden plants in the environment around the village as an easily accessible source of herbal medicines.