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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business
Rifuddin, Burhan
Unknown Affiliation
Economics, Econometrics & Finance

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Analyzing The Impact of Productive Zakat Utilization on The Mustahiq Economic Independence in Malaysia and Indonesia Rifuddin, Burhan; Rismayanti, Rismayanti; Mas, Nur Amal; Kartika, Betania
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13501

Abstract

This study aims to determine the institutional system of zakat management, the distribution mechanism of productive zakat, the influence of the utilization of productive zakat, and the impact of productive zakat empowerment on mustahiq economic independence in Malaysia and Indonesia. This research is a qualitative and quantitative research (mixed-method). The instrument of data collection was observation, literature study interviews and questionnaires which were tested with validity and reliability tests. Multiple regressions and descriptive analysis were employed as analytical tools. The focus of this study is on the development of business capital and human resources. The findings reveal that the current zakat institutional system in Malaysia and Indonesia may be compared on a number of levels, including legal basis, management institutions, management efforts, collection and distribution, and the nature and aspects of consequences. Economic independence of the mustahiq can be influenced in a variety of ways. Firstly, productive zakat has a 49.9% effect in Malaysia and 45.7 percent in Indonesia. Next, the provision of venture capital has a partially negative and inconsequential effect in Malaysia, with a -12.8 percent effect. Meanwhile, in Indonesia, business capital has a 50.0 percent positive and substantial influence. Human resource development has also had a good and considerable impact in Malaysia (76.5%) and Indonesia (31.6%). Finally, the impact of productive zakat usage in general has a considerable impact, as evidenced by interviews with informants who stated that productive zakat had an impact on mustahiq economy independence, as measured by the ratio of mustahiq to muzakki, which is about 50:50.
The Effect of Repeated Advertising on Purchase Behavior Moderated by Consumer Trust Rifuddin, Burhan; Ilham; Sukran; Hamida; nurfadilah; Imam, Muh. Abdi; Nouruzzaman, Ahmad
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9927

Abstract

This study aims to analyze the effect of repeated advertising on purchase behavior with trust as an intervening and moderating variable. The study uses a quantitative approach through a survey of respondents, with data analysis using the Partial Least Squares–Structural Equation Modelling (PLS-SEM) method. The measurement model was evaluated through validity and reliability tests based on outer loading, composite reliability, and average variance extracted (AVE) values. The analysis results show that repeated advertising has a positive and significant effect on purchase behavior and trust. In addition, trust also has a positive and significant effect on purchase behavior. However, the moderation test results show that trust does not moderate the relationship between repeated advertising and purchase behavior. The R-square value shows that repeated advertising explains 37.3% of the variation in purchase behavior and 14.2% of the variation in trust. These findings confirm the important role of repeated advertising in shaping trust and directly encouraging consumer purchase behavior. This study provides theoretical and practical implications for the development of marketing communication strategies.
Co-Authors Hamida ILHAM Imam, Muh. Abdi Kartika, Betania Mas, Nur Amal Nouruzzaman, Ahmad Nurfadilah Rismayanti Rismayanti Sukran