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All Journal Jurnal Manajemen Sains dan Organisasi (JMSO) Pengabdian Kampus: Jurnal Informasi Kegiatan Pengabdian Pada Masyarakat Jurnal Ekonomika Manajemen Dan Bisnis Journal of Economics and Social Sciences Al-Ijtimā: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi
Nurwati, Solikah
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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Pengaruh Literasi Keuangan Terhadap Keputusan Keuangan Dan Perilaku Keuangan Sebagai Variabel Intervening Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Palangka Raya Kurniawan, Hengky; Nurwati, Solikah; Sarlawa, Rita
Jurnal Manajemen Sains dan Organisasi Vol. 1 No. 1 (2020): Jurnal Manajemen Sains dan Organisasi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jmso.v1i1.2372

Abstract

Tujuan - Penelitian ini bertujuan untuk memberikan penjelasan secara empiris tentang pengaruh literasi keuangan terhadap keputusan keuangan dan perilaku keuangan sebagai variabel intervening. Desain/Metodelogi/Pendekatan - Metode penelitian menggunakan deskriptif-kuantitatif. Sumber data diperoleh dari penyebaran kusioner terhadap 96 mahasiswa di Fakultas Ekonomi dan Bisnis Universitas Palangka Raya. Sampel diambil dari keseluruhan mahasiswa Fakultas Ekonomi dan Bisnis Universitas Palangka Raya yang berjumlah 2.598 yang diambil secara purposive sampling. Data yang terkumpul dianalisis dengan menggunakan pendekatan Structural Equation Modelling (SEM). Software yang digunakan adalah SmartPLS 3.0. Temuan Penelitian - Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif signifikan terhadap keputusan keuangan, literasi keuangan berpengaruh positif signifikan terhadap perilaku keuangan, perilaku keuangan berpengaruh positif signifikan terhadap keputusan keuangan, perilaku keuangan mampu memediasi pengaruh antara literasi keuangan terhadap keputusan keuangan. Orsinalitas/nilai – Mengembangkan konsep teori dari perilaku keuangan sebagai mediasi antar pengaruh literasi keuangan dengan keputusan keuangan
Analysis of Liquidity, Firm Size, Profitability, Capital Structure and Firm Value of Oil and Gas Companies on the IDX M. Roni Riswandi; Nurwati, Solikah; Nugroho, Sanjayanto
Jurnal Manajemen Sains dan Organisasi Vol. 4 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

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Abstract

Purpose - The Effect of Liquidity, Firm Size, and Profitability on Firm Value withCapital Structure as an intervening variable in Oil and Gas Companies on theIndonesia Stock Exchange Design/Methodology/Approach – The research method used in this study is aquantitative research approach. The analysis unit of this study is oil and gascompanies listed on the Indonesia Stock Exchange in 2017-2020, totaling 9companies with purposive sampling techniques. The collected data was analyzedusing the Partial Least Square (PLS) approach, the software used was SmartPLS3.3.Findings – The results showed that, liquidity has a positive but not significant effecton the value of the firm, the size of the firm has a negative but insignificant effect onthe value of the firm, profitability has a negative but not significant effect on thevalue of the firm, liquidity has a positive but not significant effect on the capitalstructure, the size of the firm has a positive but insignificant effect on the capitalstructure, profitability has a positive and significant effect on the capital structure,the capital structure has a positive and significant effect on the value of the firm, thecapital structure is unable to mediate the effect of liquidity on the value of the firm,the capital structure is unable to mediate the influence of the size of the firm on thevalue of the firm, the capital structure is able to mediate the influence of profitabilityon the value of the firm. For subsequent researchers, it is recommended to usedifferent independent variables, it is also advisable to conduct research oncompanies with more diverse characteristics. Thus, the results obtained can berepresentative to be drawn conclusions by comparing each sector of companieslisted on the Indonesia Stock Exchange..
THE EFFECT OF LIQUIDITY, SOLVENCY AND ACTIVITY ON PROFITABILITY WITH SALES GROWTH AS A MODERATING VARIABLE IN PROPERTY AND REAL ESTATE COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE Banurea, Septina Eka Nia; Nurwati, Solikah; Muliyani, Agustina
Jurnal Manajemen Sains dan Organisasi Vol. 5 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

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Abstract

Objective –  This study aims to analyze empirically the effect of liquidity, solvency, and activity on profitability with sales growth as a moderating variable in property and real estate companies listed on the Indonesia Stock Exchange. Design/Methodology/Approach –  This research uses Quantitative research. Sampling was carried out by purposive sampling, and obtained a sample of 20 sample companies. The data analysis method used is SmartPLS software. Findings – The results of this research analysis show that liquidity has no significant effect on profitability; solvency and activity have a significant effect on profitability; sales growth are not able to moderate the effect of liquidity, solvency, and activity on profitability. Conclusion and Implications – The liquidity has no significant effect on profitability; solvency and activity have an influence and are significant to profitability; sales growth is not able to moderate the influence of liquidity, solvency and activity on profitability. The company needs to innovate and evaluate strategies to increase the contribution of sales growth to the company. Investors and potential investors are more selective in choosing companies to invest in by paying attention to the company's financial condition.
THE EFFECT OF FINANCIAL LITERACY AND INCOME ON CONSUMPTIVE BEHAVIOR WITH FINANCIAL BEHAVIOR AS AN INTERVENING VARIABLE ON GAMERS IN PALANGKA RAYA CITY Anggen, Febri Oktaviansen Sitmar Anggen; Nurwati, Solikah; Mahrita, Ani
Jurnal Manajemen Sains dan Organisasi Vol. 5 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

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Abstract

Objective – This researcher aims to determine the effect of financial literacy and income on financial behavior with financial behavior as an intervening variable. Design/Methodology/Approach – This type of research is quantitative. The population of this study is Mobile Legends: Bang-Bang gamers in Palangka Raya City with a sample of 96 respondents using non-probability sampling techniques obtained through questionnaires. Data analysis methods are descriptive analysis and inferential analysis using SmartPLS 4.0 analysis tools. Findings – The results of the study is Financial literacy does not have a significant effect on consumptive behavior on gamers in Palangka Raya City. Income has a significant effect on consumptive behavior on gamers in Palangka Raya City. Financial literacy and income has a significant effect on financial behavior. Financial literacy and income does not affect on consumptive behavior through financial behavior as an intervening variable on gamers in Palangka Raya City. Conclusion and Implications – This study is expected to be a reference for future researchers and further developed, such as looking for other variables that have a possible influence on financial behavior and consumptive behavior.
Pelatihan Pemanfaatan Limbah Tas Kresek: Pembuatan Bunga Dan Buket Pada Gen-Z Kota Palangka Raya Nurwati, Solikah; Romiaty; Ulfah, Sri Mujiarti; Hendrayati, Sri Lestari; Retawati, Anike; Muliyani, Agustina; Tiawon, Harin; Setiawati, Nani
Jurnal Pengabdian Kampus Vol 11 No 2 (2024): Jurnal Pengabdian Kampus
Publisher : LPPM Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52850/jpmupr.v11i2.17102

Abstract

Pengabdian ini difokuskan kepada Gen-Z Kota Palangka Raya yang berasal dari mahasiswa yang kuliah di Kota Palangka Raya. Dari hasil wawancara sebelum kegiatan pelatihan dilakukan  mendapatkan gambaran :                       1). Mahasiswa menyampaikan bahwa limbah tas kresek di daerah mereka tinggal banyak yang dibuang sembarangan dan mereka belum pernah mengikuti pelatihan bagaimana memanfaatkan limbah tas kresek untuk dibuat bunga dan buket yang memiliki nilai tinggi serta mampu menghasilkan pendapatan apabila dijual; 2). Mahasiswa sangat berminat untuk mengikuti pelatihan pemanfaatan limbah tas kresek untuk dibuat bunga dan buke, yang selama ini belum pernah mereka ikuti; 3). Mahasiswa tidak menyangka klau limbah tas kresek bisa dibuat bunga yang cantik dan buket. Dari hasil  komunikasi   ini, tim Abdimas terpanggil untuk memberikan pelatihan pemanfaatan limbah tas kresek untuk digunakan dalam pembuatan bunga dan buket Pada Gen-Z Kota Palangka Raya. Metode pengabdian menggunakan presentasi dan praktek secara langsung pembuatan limbah tas kresek untuk bunga dan buket. Evaluasi kegiatan menggunakan kuesioner yang diberikan kepada peserta sebelum dan sesudah pelatihan. Hasil evaluasi diperoleh data: 100% peserta menerima penjelasan materi dan pelatihan  praktek pembuatan limbah tas kresek untuk dibuat bunga dan buket mudah untuk diikuti dan dipraktekkan. Dapat disimpulkan bahwa kegiatan pelatihan pemanfaatan limbah tas kresek untuk dibuat bunga maupun buket, berhasil dan seluruh peserta menyatakan puas atas pelatihan yang diberikan. Hal ini didukung dari jawaban seluruh peserta setelah pelatihan 100% peserta setuju dengan adanya pelatihan pembuatan bunga dan buket dari limbah tas kresek dapat membuka ide bisnis yang relatif mudah dan bahannya murah untuk dijalankan dan memberikan nilai tambah untuk mendapatkan pendapatan apabila dijual. Materi pelatihan ini dapat membantu meningkatkan kesadaran peserta pelatihan untuk bertindak dalam upaya pengurangan sampah plastik terkhusus limbah tas kresek (tindakan reduce dan reuse), serta meningkatkan daya kreatif serta inovatif dalam membuat model-model baru dalam pemanfaatan limbah tas kresek, menumbuhkan jiwa kewirausahaan.
Pemberdayaan Anak Putus Sekolah Melalui Program Life Skill Berbasis Potensi Local Dibantaran Sungai Kahayan Kota Palangka Raya Syamsuri, Syamsuri; Ulfah, Sri Mujiarti; Nurwati, Solikah; Murniyati Yanur
Al-Ijtimā': Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2025): April
Publisher : Lembaga Penelitian, Publikasi Ilmiah dan Pengabdian kepada Masyarakat (LP3M)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/aijpkm.v5i2.200

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan penguatan dan wawasan melalui program Life Skill Berbasis Potensi Local Dibantaran Sungai Kahayan Kota Palangka Raya. Pendidikan adalah proses pembelajaran yang berlangsung sepanjang hayat. Melalui pendidikan, seseorang dapat memperoleh pengetahuan, keterampilan, dan nilai-nilai yang diperlukan untuk mengembangkan potensi diri. Pendidikan memiliki peran yang sangat penting dalam membentuk karakter dan menjadikan seseorang menjadi individu yang berkualitas. Sebagai wadah untuk menyalurkan dan mengembangkan bakat serta minat seseorang, pendidikan memiliki peran yang tidak bisa diabaikan. Pendidikan juga berperan dalam meningkatkan taraf hidup seseorang, membangun masyarakat yang cerdas, serta memberikan kontribusi bagi kemajuan suatu bangsa. Khalayak sasaran dari kegiatan pengabdian ini adalah anak putus sekolah di Kawasan Plamboyan bawah. Kawasan Flamboyan bawah merupakan salah satu kawasan pemukiman padat penduduk yang menempati bantaran sungai Kahayan di Kelurahan Langkai kecamatan Pahandut. Kawasan ini masuk dalam kategori kawasan kumuh. Program pengabdian dilaksanakan pada bulan Oktober 2024 melalui tiga tahapan, yaitu tahapan persiapan, tahapan pelaksanaan, dan tahapan evaluasi. Dengan adanya kegiatan tentang pelatihan pengolahan ikan air tawar harapannya dapat menambah wawasan pada mitra dalam mengembangkan potensi local yang dimiliki serta dapat bermanfaat sebagai alternatif dalam pengolahan ikan air tawar agar lebih variative dan menambah nilai jual.
The Effect of Liquidity, Leverage, and Profitability on Financial Distress in Food and Beverage Sub-Sector Companies Listed on the Indonesia Stock Exchange Baihaqi, Amar; Nurwati, Solikah; Rasyiana, Meisya; Anatasia, Neri; Yansyah, Dedi; Kuswanto, Ferdy; Pratama, Rionaldi Harya; Ali, Rahman
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 1 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i1.696

Abstract

This study aims to analyze the influence of liquidity, leverage, and profitability on financial distress in food and beverage sub-sector companies listed on the Indonesia Stock Exchange for the period 2019–2023. Secondary data in the form of financial statements were processed using logistic regression methods to test the relationships between variables. The results show that liquidity and profitability have a significant negative effect on financial distress, meaning that higher liquidity and profitability reduce the risk of financial distress. Conversely, leverage has a significant positive effect, indicating that higher debt usage increases the risk of financial distress. These findings emphasize the importance of managing liquidity, capital structure, and profitability to maintain the company’s financial health. Therefore, company management needs to routinely evaluate and control these three aspects to minimize the risk of financial distress and ensure sustainable business continuity.
Pengaruh Teknologi Finansial, Gaya Hidup Konsumtif, Literasi Keuangan Terhadap Pengendalian Keuangan Mahasiswa Kota Palangka Raya Rahman, Muhammad Arie; Nurwati, Solikah; Barus, Iren Nita Br; Meyrianisa, Yaya; Choerunisa, Nur; Hidayah, Selvia Nur
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 4 No. 1 (2025): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v4i1.2858

Abstract

The development of financial technology, a consumptive lifestyle, and low financial literacy are challenges for students in managing their finances. Students as a productive age group are often unable to control their finances effectively, especially in Palangka Raya City. This study aims to analyze the influence of financial technology, a consumptive lifestyle, and financial literacy on students' financial control. The population of this study were college students in Palangka Raya City who were selected through purposive random sampling techniques. The method used was qualitative which was quantified with a multiple linear regression approach, and data processing using SPSS. The results of the study showed that the independent variables of financial technology, consumptive lifestyle, and financial literacy had a significant simultaneous effect on students' financial control. However, only financial literacy had a partial effect. This finding emphasizes the importance of increasing financial literacy and controlling consumptive behavior in the digital era. A balance between the use of financial technology and financial awareness is needed so that students are able to manage their finances wisely and independently.
Pengaruh Literasi Keuangan, Digital Payment, Media Sosial Terhadap Perilaku Konsumtif Mahasiswa Universitas Palangka Raya Oktami Nabella Tanjung; Nurwati, Solikah; Rajagukguk, Katarina Rani; Br Bangun, Nia Adelina
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 4 No. 1 (2025): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v4i1.2931

Abstract

The increasing trend of consumptive behavior among university students in the digital era has become a critical concern requiring comprehensive analysis. The core issue of this study lies in the high level of student consumption behavior that is disproportionate to their financial literacy, further intensified by the ease of digital payments and the influence of social media. This research aims to analyze the effects of financial literacy, digital payment, and social media on the consumptive behavior of students at Universitas Palangka Raya. A quantitative research approach was employed, involving the distribution of Likert-scale questionnaires to 202 students selected through non-probability sampling. The data were processed using multiple linear regression with SPSS version 25, including validity and reliability testing, classical assumption testing (normality, linearity, multicollinearity, heteroscedasticity, and autocorrelation), as well as t-tests and F-tests. The findings reveal that digital payment and social media have a positive and significant impact on consumptive behavior, with social media emerging as the most influential factor. Conversely, financial literacy has a negative but statistically insignificant effect. The regression model explains 37.6% of the variation in students’ consumptive behavior, with the remaining 62.4% influenced by external factors not included in the model. These results underscore the importance of practical financial education, increased awareness of digital financial tools, and critical engagement with social media to mitigate excessive consumption tendencies among students in today’s digital consumption culture.
Pengaruh E-Commerce, Life Style, Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa Universitas Palangka Raya Yudho Saputro, Adityo; Nurwati, Solikah; Evanggelion, Ekklesia; Beatrika, Jelly; Efrandi, Raendra; Berlianti, Septiani; Margaretha, Yolanda
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 6: September 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i6.9967

Abstract

Penelitian ini bertujuan untuk menganalisis secara empiris pengaruh E-Commerce, Lifestyle, dan Literasi Keuangan terhadap perilaku konsumtif mahasiswa Universitas Palangka Raya. Penelitian ini menggunakan pendekatan kuantitatif dengan desain deskriptif dan metode survei terhadap 100 responden mahasiswa aktif dari delapan fakultas. Instrumen penelitian divalidasi melalui uji validitas dan reliabilitas, sementara analisis data dilakukan dengan regresi linier berganda menggunakan perangkat lunak SPSS versi 23. Hasil analisis menunjukkan bahwa ketiga variabel independen yaitu E-Commerce, Lifestyle, dan Literasi Keuangan berpengaruh signifikan terhadap perilaku konsumtif, baik secara parsial maupun simultan. E-Commerce dan Life Style memiliki pengaruh positif, sedangkan Literasi Keuangan menunjukkan pengaruh negatif yang signifikan, mengindikasikan bahwa semakin tinggi literasi keuangan seseorang, semakin rendah kecenderungannya untuk bersikap konsumtif. Secara simultan, model ini mampu menjelaskan 69.1% variasi perilaku konsumtif mahasiswa, sementara sisanya dipengaruhi oleh faktor lain di luar model. Temuan ini memberikan kontribusi teoretis maupun praktis dalam upaya mengembangkan strategi edukasi keuangan dan pengelolaan konsumsi yang lebih bijak di era digital.
Co-Authors Ali, Rahman Anatasia, Neri Anggen, Febri Oktaviansen Sitmar Anggen Baihaqi, Amar Banurea, Septina Eka Nia Barus, Iren Nita Br Beatrika, Jelly Berlianti, Septiani Br Bangun, Nia Adelina Choerunisa, Nur Efrandi, Raendra Evanggelion, Ekklesia Hendrayati, Sri Lestari Hidayah, Selvia Nur Kurniawan, Hengky Kuswanto, Ferdy M. Roni Riswandi Mahrita, Ani Margaretha, Yolanda Meyrianisa, Yaya Muhamad Al Ikhsan Muliyani, Agustina Murniyati Yanur Oktami Nabella Tanjung Pratama, Rionaldi Harya Pretti Rahman, Muhammad Arie Rahmawati Budi Mulyani Rahmiati Rajagukguk, Katarina Rani Rasyiana, Meisya Retawati, Anike ROMIATY Sanjayanto Nugroho Sarie, Fatma Sarlawa, Rita Setiawati, Nani Syamsuri Tiawon, Harin Ulfah, Sri Mujiarti Yansyah, Dedi Yudho Saputro, Adityo Zulaika, Tatik