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All Journal Jurnal Ekonomi ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Convergence : The Journal of Economic Development Oikos - Nomos : Jurnal Kajian Ekonomi dan Bisnis Jurnal Keuangan dan Akuntansi Terapan (KUAT) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ekonomi Pembangunan Kreativasi: Journal of Community Empowerment
Pasaribu, Esti
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Social Sciences Other

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PENGARUH INFLASI, IPM, UMP DAN PDRB TERHADAP KEMISKINAN DI PULAU SUMATERA Permana, Handika; Pasaribu, Esti
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 7 No 3 (2023): Edisi September - Desember 2023
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v7i3.3516

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh inflasi, Indeks Pembangunan Manusia (IPM), Upah Minimum Provinsi (UMP) dan Produk Domestik Regional Bruto (PDRB) terhadap kemiskinan di Pulau Sumatera. Data yang digunakan dalam penelitian ini merupakan data panel yang diambil dari 10 Provinsi di Pulau Sumatera pada periode 2015-2022. Metode analisis yang digunakan dalam penelitian ini adalah regresi data panel dengan pendekatan fixed effect model (FEM). Dari hasil penelitian menunjukkan bahwa IPM, PDRB, dan UMP memiliki pengaruh yang negatif dan signifikan terhadap tingkat kemiskinan, sedangkan inflasi memiliki pengaruh yang positif dan signifikan terhadap tingkat kemiskinan. Hal ini menunjukkan bahwa IPM, PDRB, dan UMP dapat menurunkan tingkat kemiskinan, sedangkan inflasi dapat meningkatkan tingkat kemiskinan. Implikasi kebijakan yang dapat disarankan adalah perlunya mengendalikan inflasi, meningkatkan kualitas sumber daya manusia, menetapkan UMP agar sesuai dengan kondisi perekonomian di suatu daerah tersebut, serta mendorong pertumbuhan ekonomi yang adil dan merata.
Pembuktian Okun’s Law dalam Pertumbuhan Ekonomi di Indonesia Pasaribu, Esti
Convergence: The Journal of Economic Development Vol.4 No.2 (2022)
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/convergencejep.v4i2.28517

Abstract

This study aims to investigate the impact of economic growth and inflation on unemployment in Indonesia over the period 1990-2021. Okun's Law states that there is a relationship between economic growth and unemployment, where the percentage increase in economic growth will be offset by a greater change in the unemployment rate. In other side, the classical Philips curve indicates a trade-off between inflation and unemployment. The data used in this study are secondary data of economic growth, unemployment rate, and inflation rate in Indonesia, obtained from Central Bureau of Statistics and Bank Indonesia website. The data was processed using the autoregressive distribution lag model (ARDL)  to obtain the regression coefficients. Aggregated data results show a negative relationship between economic growth and inflation to the unemployment rate. Thus, the authorities must focus on sustaining economic growth and inflation to reduce the unemployment rate in Indonesia.   Keywords :  Economic Growth1, Unemployment Rate2, Inflation 3
PENGARUH PENDIDIKAN, PDRB, DAN PENDAPATAN ASLI DAERAH TERHADAP TINGKAT KEMISKINAN DI PROVINSI BENGKULU Pradana, Zayus Aryah; Pasaribu, Esti
Oikos Nomos Vol 16, No 2 (2023): Desember 2023
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jkeb.v16i2.23072

Abstract

Penelitian ini dilakukan untuk meneliti dampak pendidikan, Produk Domestik Regional Bruto (PDRB), dan Pendapatan Asli Daerah (PAD) terhadap tingkat kemiskinan di Provinsi Bengkulu. Metode yang dipakai adalah regresi data panel menggunakan informasi sekunder yang diperoleh dari Badan Pusat Statistik. Temuan dari penelitian ini mengindikasikan adanya korelasi yang signifikan antara faktor-faktor tersebut dengan tingkat kemiskinan di daerah tersebut. Pendidikan menunjukkan pengaruh positif terhadap tingkat kemiskinan di Provinsi Bengkulu, yang mungkin disebabkan oleh kompleksitas sistem pendidikan atau ketidakmerataan dalam akses pendidikan yang berkualitas. Di sisi lain, PDRB dan PAD menunjukkan pengaruh negatif terhadap tingkat kemiskinan di wilayah tersebut. Penelitian ini memberikan wawasan penting tentang pentingnya pendidikan yang berkualitas serta pertumbuhan ekonomi dalam mengatasi masalah kemiskinan di Provinsi Bengkulu. Pendidikan yang lebih tinggi dapat membantu mengurangi tingkat kemiskinan dengan meningkatkan peluang pekerjaan dan pendapatan individu. Sedangkan, PDRB dan PAD Provinsi Bengkulu dapat berkontribusi pada penurunan tingkat kemiskinan. Pemahaman tentang faktor-faktor yang memengaruhi kemiskinan, langkah-langkah kebijakan dapat diambil untuk meningkatkan akses pendidikan yang merata dan menggalakkan pertumbuhan ekonomi yang inklusif untuk pengurangan tingkat kemiskinan wilayah.
How Microcredit Programs Improve Business Household Well-being in the Local Economy? An Impact Evaluation Nopiah, Ririn; Pasaribu, Esti; Febriani, Ratu Eva
Jurnal Ekonomi Pembangunan Vol. 22 No. 1 (2024): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v22i1.23074

Abstract

Household welfare can be improved through microfinancial institutions' support by providing microcredit programs. The shock of the COVID-19 pandemic caused the impact on household welfare to decrease by 2.6% in 2020 in Bengkulu. This study aims to evaluate the impact of the People's Business Credit (KUR) program on the welfare of business households in Bengkulu Province through the National Socio-Economic Survey of the Central Bureau of Statistics (SUSENAS) for the 2022 wave using the propensity score matching (PSM) method. The study results show that microcredit influences household welfare in Bengkulu. Households receiving KUR had higher expenditures of 8.89% than groups not receiving the KUR program. In addition, age, number of households, education, savings account, marital status, and agricultural business influence KUR program recipient participation. The KUR program is expected to improve the quality of MSMEs and provide recommendations for enhancing KUR program services to related financial institutions.
The Effect Of Health Expenditure On Life Expectancy In Bengkulu Riki Irawan; Pasaribu, Esti
Jurnal Ekonomi Vol. 29 No. 3 (2024): November 2024
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v29i3.2609

Abstract

This study aims to analyse the effect of health expenditure, access to health services, and poverty on life expectancy in Bengkulu Province from 2014-2023. Using the multiple linear regression method, the results show that health expenditure does not significantly influence life expectancy, which is caused by the budget allocation that is still low and less than optimal. In contrast, access to health services substantially increases life expectancy, whereas people with better access to health services have a higher life expectancy. Poverty was also found to have no significant effect, which may be due to government policies that help people experiencing poverty obtain health services. This study concludes that optimising access to health services is more important than increasing health spending to increase life expectancy.
Analisis Pengaruh Sektor Keuangan terhadap Inflasi di Indonesia Andini, Natasya Putri; Pasaribu, Esti
Ecoplan Vol 7 No 2 (2024)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v7i2.733

Abstract

This research aims to determine the influence of the Indonesian financial sector on inflation. The research used data collected from secondary sources, such as Bank Indonesia, the Federal Reserve Bank of St. Louis, and Investing.com. The independent variables in this study were the Composite Stock Price Index, JIBOR, and bond yield, while the dependent variable included inflation. Vector Autoregression (VAR) or Vector Error Correction Model (VECM) was employed as the research method. The findings showed that inflation was positively and significantly impacted by the Composite Stock Price Index over the long run. Conversely, JIBOR significantly and negatively impacted inflation over the long run. In contrast, bond yield had no effect on inflation. Overall, inflation was positively and significantly affected by the Composite Stock Price Index, JIBOR, and bond yield when considering the short term.
Membangun Ekonomi Desa: Optimalisasi BUMDES dengan Memanfaatkan Sumber Daya Lokal Septriani, Septriani; Armelly, Armelly; Rusdi, Muhammad; Pasaribu, Esti
KUAT : Keuangan Umum dan Akuntansi Terapan Vol 7 No 1 (2025): Edisi Maret
Publisher : Politeknik Keuangan Negara STAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31092/kuat.v7i1.2324

Abstract

Desa Taba Jambu menerima dana desa yang cukup besar, namun pendapatan asli desa masih sangat rendah. Hal ini mengindikasikan bahwa pemanfaatan dana desa yang disalurkan oleh pemerintah pusat masih belum optimal. Oleh karena itu, diperlukan upaya optimalisasi pemanfaatan dana desa ini melalui optimalisasi Badan Usaha Milik Desa (BUMDes). Adapun sasaran dari kegiatan pengabdian ini adalah pengelola BUMDes Desa Taba Jambu. Pengabdian ini dilakukan dengan memberikan pelatihan kepada pengelola BUMDes dan masyarakat Taba Jambu. Metode pelaksanaan kegiatan PPM direalisasikan melalui 2 tahapan kegiatan, antara lain: tahap persiapan kegiatan yang terdiri dari kegiatan survei dan observasi langsung dan tahap pelaksanaan kegiatan yang terdiri dari kegiatan penyuluhan serta diskusi dan tanya jawab. Hasil kegiatan pengabdian ini menunjukkan bahwa kegiatan berjalan efektif dan efisien. Hal ini ditunjukkan oleh banyaknya peserta yang hadir, tingkat antusiasme yang tinggi untuk diskusi, dan banyaknya ide kreatif yang dihasilkan oleh para peserta tentang cara mengelola usaha BUMDes dengan memanfaatkan potensi lokal. Adapun implikasi dari program ini diharapkan masyarakat Desa Taba Jambu bisa merealisasikan ide-ide kreatif mengenai usaha-usaha yang bisa dikembangkan berdasarkan potensi desa sehingga pada akhirnya bisa meningkatkan pendapatan asli Desa Taba Jambu dan memaksimalkan penggunaan dana desa.
Penggunaan Uang Digital dalam Transaksi Keuangan Masyarakat di Desa Jambu Kabupaten Bengkulu Tengah Yefriza; Ekaputri, Retno Agustina; Pasaribu, Esti; Sitorus, Antoni
Kreativasi : Journal of Community Empowerment Vol. 3 No. 3 (2024): Vol.3 No.3,2024: Desember 2024 (IN PRESS)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v2i4.34489

Abstract

This community service activity (PPM) was carried out with the issue of Digital Money in Financial Transactions in Jambu Village, Central Bengkulu Regency. The activity was attended by 20 participants from the Talang Jambu Village Community. This activity was motivated by the fact that many people still do not understand digital money and the distance of public banks from villages means that economic activities are often hampered. In this activity, people can understand the need for technology in finance and payment tools so that economic transactions can continue to be carried out even if they do not have cash. Digital money also makes the transaction process easier because there is no need for direct face-to-face contact between sellers and buyers so economic activity can run more massively and conductively.
Sosialisasi Digitalisasi UMKM Dalam Menunjang Keuangan Inklusif Yefriza; Pasaribu, Esti; Rospida, Lela; Sitorus, Antoni; Putri, Novi Tri
Kreativasi : Journal of Community Empowerment Vol. 4 No. 2 (2025): Vol.4 No. 2, 2025 :September 2025 (IN PRESS)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v4i2.40302

Abstract

One of the Indonesian government's efforts is to develop Micro, Small, and Medium Enterprises, usually MSMEs, to restore economic stability and encourage economic growth and national economic recovery. A common problem for every MSME is that knowledge about financial reports is still weak. Based on these conditions, the community service team for the Master of Applied Economics, Faculty of Economics and Business, Bengkulu University, held socialization activities for MSME Digitalization Development in Pekik Nyering Village, Central Bengkulu Regency and made this an effort to increase the competitiveness of MSME products. The socialization focused on training in making simple financial reports and using the SIAPIK application to make it easier to record financial transactions precisely and practically anytime, anywhere, without carrying a cash book. The activity was carried out on September 4, 2024, and was well received by the people of Pekik Nyering Village. After training, MSMEs can use the SIAPIK application and are expected to continue using this application on an ongoing basis.
Co-Authors Armelly, Armelly Ekaputri, Retno Agustina Febriani, Ratu Eva Muhammad Rusdi Natasya Putri Andini Nopiah, Ririn Permana, Handika Pradana, Zayus Aryah Putri, Novi Tri Riki Irawan Rospida, Lela Septriani Septriani Sitorus, Antoni Yefriza