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All Journal AT-Turost: Journal of Islamic Studies Jumat Ekonomi: Jurnal Pengabdian Masyarakat Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Dedication: Jurnal Pengabdian Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
sufyanto, budi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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Implementasi Akad Qordhu Al-Hasan Terhadap Pembiayaan Modal Usaha Mikro di KSPPS BMT NU Cabang Kendit Kabupaten Situbondo sufyanto, budi
At-Turost : Journal of Islamic Studies Vol 7 No 1 (2020): Februari 2020
Publisher : STAI Nurul Huda Kapongan Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52491/at.v7i1.36

Abstract

Akad Qordu Al-Hasan menyediakan pinjaman dana kepada pihak-pihak yang patut mendapatkannya atau dapat digunakan untuk membantu keuangan nasabah secara cepat dan berjangka pendek. Tujuan penelitian ini, untuk menganalisis implementasi aqad Qordhu Al-Hasan dalam pembiayaan modal mikro. Pendekatan penelitian yang digunakan dalam penelitian ini ialah deskriptif kualitatif di KSPPS BMT NU Cabang Kendit Kabupaten Situbondo. Instrumen yang digunakan berupa wawancara, dokumentasi dan survei lapangan. Hasil penelitian mengenai pembiayaan layanan berbasis jamaah atau yang disebut (LASISMA) di KSPPS BMT NU menunjukkan bahwa dalam pembiayaan tersebut menggunakan akad Qordhu Al-Hasan dengan jasa seikhlasnya. Dalam prakteknya, Jazaul Ihsan ditentukan oleh kisaran 18 % sd 20 % sesuai yang disepakati antara pihak BMT dan Mitra.
Pemberdayaan Masyarakat Melalui Pemanfaatan Pengolahan Kotoran Sapi Menjadi Pupuk Kompos Di Dusun Pareyaan Desa Sopet Khasanah, Aniatul; Zikra, Alfiandi; Damayanti, Rizki Eka; sururoh, Wirdatus; Wahyuni, Sri; Sufyanto, Budi
DEDICATION: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2022): 21 April 2022
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61595/dedication.v2i1.431

Abstract

Pemberdayaan masyarakat dapat diartikan sebagai proses yang membangun masyarakat atau sekelompok manusia yang berangkat dari kemauan dan inisiatif dirinya sendiri dapat berupa peningkatan kemampuan, pengelompokan dan segala bentuk perubahan perilaku Masyarakat. Salah satu pemberdayaan masyarakat adalah pemberdayaan masyarakat melalui pemanfaatan pengolahan kotoran sapi menjadi pupuk kompos di Dusun Pareyaan Desa Sopet.. Dari observasi awal didapatkan bahwa masyarakat Desa Sopet tidak memanfaatkan dan memproses kotoran sapi dengan bijak dan kurang memahami kelebihan dari pupuk kompos dan lebih tertarik pada pupuk kimia. Adapun hasil dari pengabdian ini mampu memberikan forum yang dapat menambah pemahaman masyarakat akan kelebihan dan kemudahan dalam proses pengolahannya, dan KOTASS bersedia untuk mewadahi hasil pupuk kompos olahan masyarakat maupun menerima suplay kotoran sapi mentah dari penduduk Dusun Pareyaan Desa Sopet.
PERSEPSI NASABAH ATAS PROMOSI DAN PELAYANAN BMT-UGT NUSANTARA PANJI (PERSPEKTIF EKONOMI SYARIAH) Mursidin, Syamsul; Sufyanto, Budi; Makki, Mustaqim
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 5 No. 1 (2025)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v5i1.8989

Abstract

This study aims to analyze the effect of promotional strategies and service quality on customer satisfaction at BMT-UGT Nusantara Panji Branch, Situbondo in the perspective of Islamic economics. BMT as an Islamic microfinance institution has a strategic role in community economic empowerment, especially in areas that have not been reached by conventional banking services. Promotion strategy and service quality are important factors in creating customer satisfaction. This research uses a descriptive qualitative approach with data collection methods through documentation studies and non-participatory observation. The results showed that promotional strategies that include advertising, sales promotion, personal selling, and publicity have a significant role in attracting customer interest. Meanwhile, service quality measured through the five dimensions of SERVQUAL, namely tangibles, reliability, responsiveness, assurance, and empathy, contributes directly to customer satisfaction. Other factors such as product quality, adequate facilities, and social responsibility also influence the level of satisfaction. The conclusion of this study confirms that effective promotion and quality service are key in increasing BMT customer satisfaction and loyalty
Analisis Etika Jual Beli dalam Transaksi Shopee: “Perbandingan Sistem Pembayaran COD (Cash on Delivery) dan ShopeePay dalam Perspektif Hukum Ekonomi Islam”: Analysis of the Ethics of Selling and Buying in Shopee Transactions: "Comparison of COD (Cash on Delivery) and ShopeePay Payment Systems in the Perspective of Islamic Economic Law” Umniyah, Wardatul; Abrori, Faizul; Sufyanto, Budi; Mustaqim Makki
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8070

Abstract

This research aims to analyze the comparison of the Cash on Delivery (COD) and ShopeePay payment systems in buying and selling transactions through the Shopee platform based on the perspective of Islamic economic law. This research uses a qualitative method with a descriptive approach. Data collection techniques were carried out through literature studies, interviews with Shopee consumers, observation of the transaction process, and documentation. The results showed that the COD system provides benefits in the form of easy return of goods, but creates inconvenience due to additional service fees that are not transparent. In contrast, the ShopeePay system is considered more efficient, transparent, and in accordance with the principles of justice in Islam because the costs are clear at the beginning and facilitate the process of delivering goods. The conclusion of this study is that both payment methods are allowed in Islam as long as they fulfill the principles of justice, clarity of contract, and do not contain elements of gharar, usury, and injustice. The researcher suggests that e-commerce players convey clear cost information to consumers from the start. The implication of this research is the importance of applying Islamic business ethics in digital transactions to create fair, transparent, and responsible transactions for all parties involved
Pemberdayaan Ekonomi Masyarakat Melalui Budidaya Jamur Tiram Pada UMKM di Desa Batuampar Cermee Bondowoso Sufyanto, Budi; Fahrurrozi, Imam; Hasan, Zainol; Khoironi, Ahmad
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Agustus
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasekon.v6i2.6143

Abstract

This activity aims to provide understanding to the community in Batuampar Village about the importance of community economic empowerment in local MSMEs. The focus of the community service is oyster mushroom cultivation. This focus was chosen because the level of demand for oyster mushrooms has increased and the increasing prevalence of sengon powder waste which can be used as a raw material in oyster mushroom cultivation. The method used is the Community Based Research method. The results of this service demonstrate the community's interest in generating independent income through oyster mushroom cultivation. This is demonstrated by the community's enthusiasm in participating in the extension and socialization activities from beginning to end.
Co-Authors Abrori, Faizul Damayanti, Rizki Eka Fahrurrozi, Imam Hasan, Zainol Khasanah, Aniatul Khoironi, Ahmad Makki, Mustaqim Mursidin, Syamsul Mustaqim Makki Sri Wahyuni sururoh, Wirdatus Umniyah, Wardatul Zikra, Alfiandi