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The Influence of Consumer Attractiveness and Accessibility on Decisions to Visit Tourism Yukita Rides Bengkulu oktaviani, yeyen; Islamuddin; Faris Rashif Shiddiq Amru; Malisa Tri Wahyuni; Putri Mutia Sari
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 7 No. 2 (2024): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v7i2.6321

Abstract

A consumer's decision to visit is an integration process that combines knowledge to evaluate two or more alternative behaviors, and choose one among them. The aim of this research is to determine the influence of attractiveness and accessibility on the decision to visit Wahana Yukita Bengkulu Tourism. This research is a quantitative approach research with descriptive methods. Research location at Wahana Yukita Bengkulu Tourism in December 2023 until completion. The population in this research is all consumers who visit Wahana Yukita Bengkulu Tourism. This research used an incidental sampling technique with a total sample of 90 people. The data collection techniques in this research are interviews, observation, literature study, and questionnaires. The data analysis techniques used are multiple linear regression, coefficient of determination, and hypothesis testing. Based on the research results, it was found that the Fsig value = 0.000, this means that the Fsig value < α value, namely 0.005, so it can be concluded that the attractiveness (X1) and accessibility (X2) variables influence the visiting decision variable (Y) or together they have an influence. simultaneously
Transformasi Pemberdayaan Ekonomi Perempuan : Strategi Pemberdayaan Kelompok Wanita Tani Berbasis Ekonomi Islam di Desa Sri Bandung, Banyuasin Kahfi, Al; Oktaviani, Yeyen; Fadilah, Nurul; Mahmudi, Ilham
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i2.4366

Abstract

This study aims to analyze and determine the impact of women's economicempowerment on family welfare in the perspective of sharia economics (a studyof the women's farming group movement (KWT) in the village of Sri Bandung,Banyuasin, South Sumatra. The analytical method used in this study is aqualitative method with data collection techniques in the form of interviews, documentation and from several sources Journals, other articles From the research. that has been carried out, it was found that the existence of the women farmer group movement was able to empower the people in the village of Sri Bandung by utilizing the potential in the area Also, being able to become an attraction for young people in learning in terms of agricultural management. Women's activities in helping the family economy by working as rubber farm laborers, teachers, and women's farming groups also become a byproduct of Islamic economic values. Women and men have the same rights to work and improve the family economy and achieve the goal of becoming a prosperousfamily
Analisis Manajemen Risiko pada Bank Syariah: Implementasi dan Tantangan Risiko Syariah Oktaviani, Yeyen; Huda, Nurul
Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Vol. 2 No. 1b (2025): NOVEMBER 2024 - JANUARI 2025 (TAMBAHAN)
Publisher : UNIVERSITAS SERAMBI MEKKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/mister.v2i1b.2836

Abstract

Risk management is a set of comprehensive policies and procedures owned by an organization to manage, monitor, and control its exposure to risks. Risk is defined as the uncertainty arising from changes. The methodology used in this research is library research, with a descriptive qualitative approach. Additionally, the data source for this research is secondary data, which consists of previous relevant scholarly works, including books and other academic writings from various perspectives. In its implementation, risk management in Islamic banking includes risk identification, risk measurement, monitoring, and controlling risks. In this context, various forms of risk must be faced, including credit risk, market risk, liquidity risk, as well as compliance and operational risks. The application of risk management at all levels, whether on a small or large scale, is crucial as it can reduce the likelihood of risks and errors in the long term.
Peran Teknologi Keuangan (Fintech) dalam Pengelolaan Keuangan Pribadi Perempuan yang Bekerja Oktaviani, Yeyen; Khatimah, Husnul; Hardiansyah, Hardiansyah
Journal of Accounting and Finance Management Vol. 5 No. 6 (2025): Journal of Accounting and Finance Management (January - February 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v5i6.1369

Abstract

Financial Technology (Fintech) adalah penggabungan antara sistem keuangan dan teknologi. Perkembangan fintech yang hadir di Indonesia memunculkan berbagai inovasi aplikasi khususnya dalam layanan keuangan seperti sebagai alat transaksi pembayaran, alat penyimpanan uang, dan juga alat peminjaman uang. Adapun tujuan penelitian ini adalah untuk mengetahui peran fintech bagi perempuan yang berkarir hal ini sebagaiman diketahui bahwa literasi perempuan terhadap fintech masih jauh lebih rendah dibandingkan laki-laki. Selain itu, untuk menggali pemahaman dan pengalaman perempuan dalam menggunakan fintech untuk mengelola keuangan mereka. Penelitian ini bersifat kualitatif yang mana dalam pengumpulan informasi dengan melakukan wawancara kepada perempuan yang bekerja. Adapun hasil penelitian yang dilakukan dapat disimpulkan bahwa peran fintech sangat memudahkan perempuan dalam mengelola keuangan, sebagai alternatif investasi, menjadi referensi dalam pinjaman dengan bunga yang lebih rendah serta memudahkan mereka dalam transaksi bagi mereka yang mempunyai sampingan usaha.
Transformation of QRIS-Based Charity Boxes: Philanthropy as a Sustainable Innovation for Islamic Da’wah in the Digital Era Kahfi, Al; Kori, Ahmat; Oktaviani, Yeyen; Malintang, Jimmy; Qonitah, Mona
An-Nida' Vol 49, No 1 (2025): June
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyrakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/an-nida.v49i1.35788

Abstract

This study aims to analyze the role of the Quick Response Code Indonesian Standard (QRIS) in supporting the sustainability of Islamic da’wah through the digitalization of charity boxes. The transformation of digital philanthropy has brought significant changes to donation practices, including the management of QRIS-based charity boxes. This innovation enables the community to contribute to Islamic da’wah in a simpler, more efficient, and transparent manner. Using a qualitative approach based on literature review, this research highlights aspects of accessibility, transparency, efficiency in fund distribution, and technology-based da’wah innovation. The findings show that the use of QRIS not only improves the efficiency of fund management but also strengthens the accountability of da’wah institutions through real-time transaction recording. Furthermore, the integration of QRIS with other technologies such as blockchain and Sharia fintech has the potential to expand the reach of da’wah and create a more sustainable philanthropic ecosystem. These findings suggest that digital technology is not merely a tool but a new foundation in contemporary da’wah strategies. Therefore, the adoption of this technology becomes a strategic step in addressing the challenges of da’wah in the digital era, while simultaneously enhancing awareness and community involvement in sharing for the common good. This study recommends strengthening digital literacy and technology governance as follow-up measures to enhance the impact of digital philanthropy for Islamic da’wah. Abstrak: Penelitian ini bertujuan untuk menganalisis peran Quick Response Code Indonesian Standard (QRIS) dalam mendukung keberlanjutan dakwah melalui digitalisasi kotak amal. Transformasi filantropi digital telah membawa perubahan signifikan dalam praktik donasi, termasuk dalam pengelolaan kotak amal berbasis QRIS. Inovasi ini memungkinkan masyarakat untuk berkontribusi dalam dakwah Islam dengan cara yang lebih mudah, efisien, dan transparan. Dengan pendekatan kualitatif berbasis studi pustaka, penelitian ini menyoroti aspek kemudahan akses, transparansi, efisiensi distribusi dana, serta inovasi dakwah berbasis teknologi. Hasil penelitian menunjukkan bahwa penggunaan QRIS tidak hanya meningkatkan efisiensi pengelolaan dana, tetapi juga memperkuat akuntabilitas lembaga dakwah melalui pencatatan transaksi secara real-time. Selain itu, integrasi QRIS dengan teknologi lain seperti blockchain dan fintech syariah berpotensi memperluas cakupan dakwah dan menciptakan ekosistem filantropi yang lebih berkelanjutan. Temuan ini mengindikasikan bahwa teknologi digital tidak hanya menjadi alat bantu, tetapi fondasi baru dalam strategi dakwah kontemporer. Oleh karena itu, adopsi teknologi ini menjadi langkah strategis dalam menjawab tantangan dakwah di era digital, sekaligus meningkatkan kesadaran dan keterlibatan umat dalam berbagi untuk kemaslahatan bersama. Penelitian ini merekomendasikan penguatan literasi digital dan tata kelola teknologi sebagai langkah lanjut dalam memperkuat dampak filantropi digital bagi dakwah Islam.