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All Journal Journal of Malay Islamic Studies Proceedings of Annual Conference for Muslim Scholars Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Ekosiana : Jurnal Ekonomi Syariah Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Journal of Community Empowerment Proceeding of International Conference on Humanity Education and Society Journal of Islamic Economics Studies and Practices (JIESP). Jurnal At-Tamwil: Kajian Ekonomi Syariah TA’AWUN: Jurnal Pengabdian
Masithoh, Fitria Nur
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Nursing Social Sciences Other

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Reconstructing Fiqh Muamalah for the Digital Age : A Framework for Shariah-Tech Integration Mansur, Mansur; Assulthoni, Fahmi; Nikmah, Fathiyatun; Masithoh, Fitria Nur
Journal of Islamic Economics Studies and Practices Vol. 4 No. 2 (2025): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2025.4.2.150-159

Abstract

Fiqh Muamalah Iqtishadiyah, as the legal framework for Islamic economics, faces transformative challenges amidst the rapid development of the digital financial landscape. This article aims to provide a critical review of the classical paradigm of Fiqh Muamalah Iqtishadiyah and identify opportunities and challenges for its integration into contemporary digital financial systems. Employing a descriptive-analytical qualitative approach and an in-depth literature study, this research analyses the gap between the theoretical constructions of traditional fiqh muamalah and the operational demands of the digital economy, including Shariah fintech, cryptocurrency, smart contracts, and digital-based funding platforms. The study's findings indicate that while fundamental principles such as al-'uqud (contracts), the prohibition of riba (usury), gharar (excessive uncertainty), and maysir (gambling) remain relevant, the classical paradigm faces limitations concerning contract mechanisms, transaction oversight, and consumer protection in the digital ecosystem. On the other hand, significant opportunities for integration are found through the reinterpretation (ilhaq) of the concept of 'urf (custom), the strengthening of digital Shariah standards (Shariah Compliance Tech), and the development of hybrid models that accommodate blockchain and artificial intelligence. This article concludes that the transformation of Fiqh Muamalah Iqtishadiyah is not only necessary but inevitable, proposing an evolutionary framework that combines the resilience of normative Islamic values and the flexibility of technological adaptation. The implications of this study provide direction for regulators, academics, and practitioners in designing a robust, inclusive, and competitive Islamic financial architecture for the digital era.
Socio-economic Bonding as an Enabler of Circular Economy Integration in MSMEs: A Community-Based Green Transformation Model for Sustainable Economic Resilience Nur Masithoh, Fitria; Adistyana Dewi, Aninda; Mu’awwanah, Uliyatul; Rohmah, Miftakhur; Mansur
Ekosiana Jurnal Ekonomi Syari ah Vol. 13 No. 1 (2026): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47077/ekosiana.v13i1.659

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in rural contexts face significant barriers to adopting circular economy (CE) practices, yet existing studies focus predominantly on technical and policy dimensions while overlooking socio-relational mechanisms. This study introduces and empirically examines socio-economic bonding—defined as community economic interactions grounded in honesty, mutual respect, trust, and solidarity—as a critical enabler of CE integration among rural MSMEs. Method: A mixed-methods quasi-experimental design with participatory action research was employed, involving 25 MSME actors in Mojokerto, Indonesia, through a three-phase intervention (capacity building, circular innovation, institutional support). Data were collected using pretest-posttest assessments, observations, focus group discussions, and in-depth interviews. Results: Socio-economic bonding significantly facilitated CE adoption, increasing CE literacy by 85% (p<0.001, Cohen's d=3.21), achieving 68% adoption of circular practices, reducing waste generation by 30-40%, and generating additional monthly income of IDR 500,000-1,500,000. Trust in collective action showed the strongest correlation with CE adoption (r=0.71, p<0.001). From an Islamic perspective, socio-economic bonding aligns with 'an taradin (mutual consent), maslahah (public interest), and prohibition of israf (excessive consumption). Implications: The proposed community-based green transformation model offers a replicable framework where socio-economic bonding serves as the transversal mechanism bridging capacity building, innovation, and institutional support for CE adoption in resource-constrained rural settings.   Keywords: Socio-economic Bonding; Circular Economy; MSMEs; Green Transformation; Sustainable Economic Resilience.
Co-Authors Aang Kunaifi Adistyana Dewi, Aninda Andi Zulitsnayarti Mardhani Syam Assulthoni, Fahmi Dewi, Aninda Adistyana Fernandez, Dahlia hadistatul azzahro Hamdi, Muhammad ismi intansari Kamali Kamali Mahmud Mahmud Mansur Mansur Mansur Mansur Mansur Miftakhur Rohmah, Miftakhur Mu'awanah, Mu'awanah Mu'awwanah, Uliyatul Muhammad Ain Raafi’ud Darajaat Muhammad Maulana Syahrul Ghufron Mursidah Mursidah, Mursidah Mu’awwanah, Uliyatul najhan hilman almumtaza Nikmah, Fathiyatun Nuzula, Wenny Firdausin Ridha zahrotun Nisa Rinda Wulandari safrina 'ainul muti' SITI FITYANI Sukamto Sukamto Yani Yani