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All Journal SIGn Jurnal Hukum BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Nuroni, Abdul Muiz
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Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

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Penolakan Pembayaran Tunai dalam Bertransaksi: Tinjauan Hukum Ekonomi Syariah pada Praktik Bisnis di Mulia Coffeenary Desvrianto, Muhammad Rafi; Asyiqin, Hisyam; Nuroni, Abdul Muiz
SIGn Jurnal Hukum Vol 7 No 1: April - September 2025
Publisher : CV. Social Politic Genius (SIGn)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37276/sjh.v7i1.469

Abstract

Digital payment innovations have prompted business actors to implement exclusive non-cash transaction policies. However, this practice raises significant juridical and ethical problems. This research aims to critically analyze the policy of cash payment refusal through a case study at Mulia Coffeenary. The study employs an empirical legal research method, anchored by a primary review from the perspective of Sharia Economic Law. The results of the analysis indicate that this policy conflicts with the mandate of Rupiah sovereignty as outlined in Law Number 7 of 2011. Furthermore, the practice infringes upon the consumer’s right to choose, which is guaranteed by Law Number 8 of 1999. From a sharia review, the practice is found to be inconsistent with the principle of mutual consent (‘an tarāḍin minkum) in contracts and the legal maxim prohibiting harm (lā ḍarar wa lā ḍirār) to specific segments of society. It is concluded that the business rationale of efficiency and security cannot justify disregarding legal norms and transactional ethics. Therefore, this study recommends a model of coexistence between cash and digital payments to ensure broader financial inclusion and justice.
Analisis Hukum Ekonomi Syariah Terhadap Pembayaran Zakat Mengunakan Cryptocurrency Hasanudin, Ade; Bahren, Rina Susanti Abidin; Nuroni, Abdul Muiz
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8677

Abstract

Zakat payment using cryptocurrency is an increasingly relevant topic along with the development of digital technology. In the context of sharia economic law, zakat is an obligation that must be fulfilled by every qualified Muslim, including cryptocurrency owners. This article analyzes how cryptocurrency is positioned as an asset that meets the criteria for assets that must be zakatable in Islamic law, as well as the legal and social implications of cryptocurrency-based zakat payments. By utilizing the blockchain technology that underlies cryptocurrency, zakat payments can be made more efficiently, transparently, and quickly, allowing for a fairer and more equitable distribution to mustahiq. Despite challenges related to regulation and legal understanding, this article concludes that cryptocurrency zakat has great potential in strengthening the Muslim economy, as long as it is supported by the right policies and education for the community.
Co-Authors Asyiqin, Hisyam Bahren, Rina Susanti Abidin Desvrianto, Muhammad Rafi Hasanudin, Ade