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All Journal Al Khidma: Jurnal Pengabdian Masyarakat Jurnal Pendidikan Islam Al-Affan AGROTEKBIS: Jurnal Ilmu Pertanian
Rahmah, ST
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Risiko Pembiayaan, Kecukupan Modal, Dana Pihak Ketiga dan Efisiensi Operasional Terhadap Profitabilitas Bank Syariah di Indonesia Sagab Baitullah; Rahmah, St; Muslimah
Jurnal Pendidikan Islam Al-Affan Vol. 6 No. 2 (2020): Jurnal Pendidikan Islam Al-Affan
Publisher : STIT Al-Quraniyah Manna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69775/jpia.v1i1.13

Abstract

This study aimed to examine the influence of financing risk, capital adequacy,and third party funds to profitability of Islamic banks in Indonesia. The population of this study is Islamic Banks listed on the Indonesia Stock Exchange 2012-2016 period. The sampel is 8 of 5 years. Data obtained by the method of purposive sampling. Research hypotesis were tasted using multiple linear regresion method.The results of this study using risk financing no significant effect on profitability, capital adequacy significant effect on profitability, the third party fund had no significant effect on profitability and operational efficiency significant effect on profitabilitas. Keywords:financing risk, capital adequacy, third-party funds, operationl efficiency, profitability Islamic banks
ANALISIS PEMASARAN USAHA GULA AREN DI DESA BABANA KECAMATAN BUDONG-BUDONG KABUPATEN MAMUJU TENGAH Rahmah, ST; Kassa, Saharia; Khatima, Husnul
AGROTEKBIS : JURNAL ILMU PERTANIAN (e-journal) Vol 12 No 2 (2024): April
Publisher : Fakultas Pertanian, Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/agrotekbis.v12i2.2073

Abstract

The research aimed to determine the various channels and mechanisms of the marketing dynamic of palm sugar. It was conducted from August to September 2021 in Babana Village, Budong Budong Subdistrict, Mamuju Central District, engaging with a total of 32 palm sugar craftsmen selected using a simple random sampling method. The findings reveal a complex network of marketing channels, with two primary routes: (i) the first channel involves selling palm sugar to collectors, who then resell it to wholesalers in Mamuju Central city, before finally reaching consumers outside the city (West Kalimantan) and (ii) the second channel involves direct sales from the craftsmen to wholesalers, who then distribute the product to consumers in West Kalimantan. The analysis also indicated significant differences in marketing margins between these two channels, with a margin of IDR 5,000/kg in the first channel and of IDR 3,000/kg in the second. A higher percentage (88%) of the final price were received by the craftsmen in the second channel than the first channel (80%). The second channel is more efficient with 80% efficiency value compared to 42% in the first channel.
Pendampingan dan Optimalisasi Jual Beli Berbasis Online pada Pedagang Pasar Malam di Kota Palangka Raya Muzalifah, Muzalifah; Musyarapah, Musyarapah; Rahmah, ST; Rahmawati, Rahmawati; Saputra, Vita Yudi; Pamungkas, Sapto
Al Khidma: Jurnal Pengabdian Masyarakat Al Khidma Vol. 3 No. 1 Januari 2023
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/ak.v3i1.1929

Abstract

Pasar malam merupakan tulang punggung perekonamian masyarakat kelas menengah kebawah yang perlu menjadi perhatian oleh stakeholder terkait. Perhatian tersebut dapat dalam bentuk pendampingan dan optimaslisai eksistensi pasar melalui jual beli online sebagaimana yang dilakukan oleh tim pengabdian Prodi Magister Ekonomi Syariah IAIN Palangka Raya pada salah satu pasar malam di Kota Palangka Raya. Pendekatan yang digunakan dalam pengabdian ini adalah Participatory action research (PAR). Adapun hasil pengabdian menyimpulkan bahwa terdapat beberapa kesulitan yang dihadapi pedagang ketika melaksanakan jual beli online sehingga diperlukan pendampingan agar omset mereka meningkat, diantaranya perangkat elektronik seperti hand phone yang belum memiliki akses internet, proses transaksi online ribet, uang tidak bisa lansung diterima, dan enggan meninggalkan kebiasaan lama (tawar menawar). Sementara upaya pendamapingan yang dilakukan yaitu yaitu memberikan buku saku belanja online, memberikan layanan dalam bentuk bimbingan face to face kepada pedagang yang terkendala dalam melakukan transaksi online, membuat catatan keluhan pedagang ketika melakukan jual beli online untuk ditindaklanjuti, dan membuka konseling terkait bagaimana cara membuat dan mendesain website yang menarik sehingga memiliki nilai jual, mudah di akses dan dapat dijangkau oleh semua kalangan
Co-Authors Husnul Khatima, Husnul Muslimah Musyarapah, Musyarapah Muzalifah, Muzalifah Pamungkas, Sapto Rahmawati, Rahmawati Sagab Baitullah Saharia Kassa Saputra, Vita Yudi