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All Journal Jurnal Ilmiah Mahasiswa FEB Misykat: Jurnal Ilmu-ilmu Al-QurÆan, Hadist, Syariah dan Tarbiyah Aktualita : Jurnal Hukum Jurnal Management Risiko dan Keuangan Jurnal Pengabdian Masyarakat Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga International Journal of Religious and Interdisciplinary Studies
Abdurrahman Hakim
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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The Sharia Financial Literacy To Improve Understanding And Competitiveness Of Msmes In Gunung Putri Village: Literasi Keuangan Syariah Untuk Meningkatkan Pemahaman Dan Daya Saing Umkm Desa Gunung Putri Fauzan Romadhian Khairi; Agus Putrono; Abdurrahman Hakim; Ahmad Royyan Firdaus; Siti Maryam
Jurnal Pengabdian Masyarakat (Bisma) Vol. 3 No. 2 (2025): Jurnal Pengabdian Masyarakat (Bisma) / In Press
Publisher : Universitas Darunnajah, Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/bisma.v3i2.684

Abstract

Abstract Sharia financial literacy is key to improving the competitiveness of Micro, Small, and Medium Enterprises (MSMEs) in rural areas, including Gunung Putri Village, Bogor Regency. This study aims to analyze the level of understanding of Sharia financial literacy, the impact of education on MSMEs' understanding, and formulate effective strategies to improve the competitiveness of MSMEs in Gunung Putri Village, Bogor Regency, West Java. Using a qualitative approach with case studies, data were collected through interviews, questionnaires, and observations of 50 MSMEs in Gunung Putri Village. The results indicate that the level of Sharia financial literacy among MSMEs in Gunung Putri Village is very low. Initial observation data showed that only 10 people (20%) understood the basic concepts of Sharia finance and 40 people (80%) did not understand the concept. Through the Sharia financial literacy education seminar, it has had a significant impact in increasing MSMEs' understanding of the concepts, products, and services of Sharia banking. To support and enhance the competitiveness of MSMEs in Gunung Putri Village, four relevant strategies have been formulated for adoption: collaboration between institutions, strengthening digitalization, empowering communities through PKK (Family Welfare Movement) and mosque-based training, and monitoring and evaluating activities at least once every six months. These four strategies are expected to help MSMEs in Gunung Putri Village enter the halal industry ecosystem, a business trend in this digital era. Keywords: Sharia Financial Literacy, MSMEs, Competitiveness, Gunung Putri Village, Halal Economic Education.
Co-Authors Agus Putrono Ahmad Royyan Firdaus Andri Setiawan Fajar, Muhammad Kiflan Faris Maulana Akbar Fauzan Romadhian Khairi MUHAMMAD THORIQ Siti Maryam Suci Ramadhan Sugeng Aminudin