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Analysis of the Impact Pandemic on KURDA Financing to UMKM Development in Sidoarjo Regency: Analisis Dampak Pandemi Pada Pembiayaan KURDA Terhadap Pengembangan UMKM di Kabupaten Sidoarjo Hidayah, Nur; Megasari, Aisyah Darti; Siswanto; Siswohadi; Adinugroho, Mukhtar
Procedia of Social Sciences and Humanities Vol. 3 (2022): Proceedings of the 1st SENARA 2022
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pssh.v3i.165

Abstract

This research aimed to analyze the role of KURDA Financing ( Regional People's Business Credit ), institutional characteristics of the business and the characteristics of entrepreneurs to the development of Micro, Small, and Medium Enterprises in the Sidoarjo Regency. The study design used descriptive approach qualitative and quantitative descriptive. Data were analyzed using analysis Crosstabulation and Chi-Square, a descriptive analysis technique.Crosstabulation based analysis and Chi-Square test, there is a significant relationship between the amount of financing, education, length of business, business development training, and the legality of the increase in revenue SMEs. While there was no significant relationship between the type of business and the ownership of the financial statements with a revenue increase of SMEs. SME revenue improvement opportunities are greatest in terms of the amount of financing. Of the 85% who obtain financing on Rp.5.000.000, 61% of SMEs could increase his income. The second biggest opportunities is occupied by SMEs that have financial statements, as many as 58% of the 82 respondents who had had financial reports may increase their income
Pemberdayaan Masyarakat Dalam Mengembangkan Umkm Melalui Teknologi Informasi Di Desa Bendul Merisi Kecamatan Wonocolo Darim, Abu; Siswohadi; Arifin, Syamsul; Kurniawati; Hadiwijaya, Ony Thoyib; Siswanto; Pratama, Devangga Putra Adhitya
Jurnal Pengabdian Masyarakat Madani Vol 4 No 1 (2024): Jurnal Pengabdian Masyarakat Madani (JPMM)
Publisher : Sekolah Tinggi Ekonomi Bisnis Syariah Bina Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jpmm.v4i1.126

Abstract

Keterampilan berinovasi sangat diperlukan dalam aktivitas produksi dan pemasaran di era digital. Kegiatan PKM (Pengabdian Kepada Masyarakat) ini ditujukan sebagai upaya pengembangan UMKM melalui teknologi informasi yang mengoptimalkan penjualan produk tempe pada UMKM dengan memberikan inovasi terhadap kualitas produk, kemasan, dan membantu memasarkan produk secara online. Metode yang dipakai oleh peneliti pada proses pelaksanaan kegiatan PKM diklasifikasikan pada lima tahapan utama yaitu: 1) persiapan dan pengorganisasian; 2) membantu proses pembuatan; 3) pembaruan pengemasan produk; 4) penjualan secara online; 5) evaluasi. Hasil dari kegiatan pendampingan ditunjukkan dengan pengembangan pengolahan produk berbahan dasar tempe pada UMKM Bendul Merisi. Pengembangan terletak pada efektivitas waktu produksi dari tenaga kerja, peremajaan dari segi desain pengemasan agar tampak menarik untuk dipasarkan secara online, dan penambahan media pemasaran dalam jaringan online. Hal tersebut menandakan bahwa kegiatan pendampingan yang dilaksanakan mampu diikuti dengan baik oleh kelompok UMKM. Pendekatan yang diorientasikan pada pendampingan ternyata lebih efektif untuk meningkatkan pemahaman peserta pelatihan dibandingkan konsep pemaparan materi. Hal ini ditunjukkan dengan adanya peningkatan yang signifikan dari keterampilan pengolahan produk hingga manajemen usaha UMKM.
ANALYSIS OF THE EFFECT OF THE LIQUIDITY RATIO ON FINANCIAL PERFORMANCE IN. MULTI BINTANG INDONESIA TBK Siswohadi; Desi Wulan Sari
International Journal of Global Accounting, Management, Education, and Entrepreneurship Vol. 1 No. 2 (2021): International Journal of Global Accounting, Management, Education, and Entrepre
Publisher : Sekolah tinggi ilmu ekonomi pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48024/ijgame2.v1i2.18

Abstract

This study is to determine how the influence of financial performance is based on the current ratio and how the influence of financial performance is based on the quick ratio and how the influence of financial performance is based on cash ratios at PT Multi Bintang Indonesia Tbk. The data used are secondary in the form of financial reports for the period 2016 to 2019. The population is in the form of financial reports of PT Multi Bintang Indonesia Tbk. The sample used is probability sampling. The data collection technique used is the documentation method in the financial statements of PT Multi Bintang Indonesia Tbk. The data analysis techniques used were a normality test, multicollinearity test, heteroscedasticity test, autocorrelation test, multiple linear regression test, and performed with the help of the computer program SPSS version 17.0 for Windows. The method used to assess the financial performance of PT Multi Bintang Indonesia Tbk is the liquidity ratio. The results of this study indicate that the current ratio and cash ratio do not have a significant effect on financial performance and the quick ratio has no significant effect on financial performance. Partially the current ratio and cash ratio are not proven to significantly affect the dependent variable (financial performance) and the quick ratio has no significant effect on financial performance. Simultaneously, the current ratio, cash ratio, and quick ratio have not been able to pay short-term obligations. This is because one of the components of current debt shows a large nominal level, compared to changes in current assets that affect the amount of current debt that is greater than current assets.