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THE INFLUENCE OF DIVIDEND POLICY, DEBT POLICY & PROFITABILITY ON THE VALUE OF PROPERTY AND REAL ESTATE COMPANIES ON THE INDONESIAN STOCK EXCHANGE Lis Setyowati; Galuh Nurcahyo; Abu Darim; Vanda Kristia Gayatri; Ony Thoyib Hadiwijaya; Syamsul Arifin
WORLDVIEW ( Development economic and sharia studies journal ) Vol 1 No 2 (2022): WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains )
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/worldview.v1i2.317

Abstract

This study aims to determine the effect of dividend policy, debt policy, and profitability on firm value. The independent variables in this study are dividend policy as measured by the dividend payout ratio, debt policy as measured by the debt to equity ratio, and profitability as measured by return on assets. The dependent variable in this study is firm value as measured by Tobins'q. The sampling technique uses the purposive sampling method, namely the selection of samples using certain criteria. The form of this research is quantitative. The data analysis technique was carried out by multiple linear regression analysis using the SPSS program. The results of this study are dividend policy and profitability have a positive and significant effect on firm value. While the debt policy has no significant effect on firm value.
Pemberdayaan Masyarakat Dalam Mengembangkan Umkm Melalui Teknologi Informasi Di Desa Bendul Merisi Kecamatan Wonocolo Darim, Abu; Siswohadi; Arifin, Syamsul; Kurniawati; Hadiwijaya, Ony Thoyib; Siswanto; Pratama, Devangga Putra Adhitya
Jurnal Pengabdian Masyarakat Madani Vol 4 No 1 (2024): Jurnal Pengabdian Masyarakat Madani (JPMM)
Publisher : Sekolah Tinggi Ekonomi Bisnis Syariah Bina Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jpmm.v4i1.126

Abstract

Keterampilan berinovasi sangat diperlukan dalam aktivitas produksi dan pemasaran di era digital. Kegiatan PKM (Pengabdian Kepada Masyarakat) ini ditujukan sebagai upaya pengembangan UMKM melalui teknologi informasi yang mengoptimalkan penjualan produk tempe pada UMKM dengan memberikan inovasi terhadap kualitas produk, kemasan, dan membantu memasarkan produk secara online. Metode yang dipakai oleh peneliti pada proses pelaksanaan kegiatan PKM diklasifikasikan pada lima tahapan utama yaitu: 1) persiapan dan pengorganisasian; 2) membantu proses pembuatan; 3) pembaruan pengemasan produk; 4) penjualan secara online; 5) evaluasi. Hasil dari kegiatan pendampingan ditunjukkan dengan pengembangan pengolahan produk berbahan dasar tempe pada UMKM Bendul Merisi. Pengembangan terletak pada efektivitas waktu produksi dari tenaga kerja, peremajaan dari segi desain pengemasan agar tampak menarik untuk dipasarkan secara online, dan penambahan media pemasaran dalam jaringan online. Hal tersebut menandakan bahwa kegiatan pendampingan yang dilaksanakan mampu diikuti dengan baik oleh kelompok UMKM. Pendekatan yang diorientasikan pada pendampingan ternyata lebih efektif untuk meningkatkan pemahaman peserta pelatihan dibandingkan konsep pemaparan materi. Hal ini ditunjukkan dengan adanya peningkatan yang signifikan dari keterampilan pengolahan produk hingga manajemen usaha UMKM.
Penerapan KYC Melalui CDD dan EDD Dalam Upaya Pencegahan dan Pemberantasan Money Laundering dan Terorisme Pada Pengguna Jasa Keuangan ONY THOYIB HADI WIJAYA; Kirana Salsabilla Citra Wijaya; Yohanes Jentanu Nelson
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 17 No 1 (2024): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v17i1.1861

Abstract

This research aims to analyze the implementation of Know Your Customer (KYC) through Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in the efforts to prevent and combat money laundering and terrorism within the financial services user base. In this study, the research method employed is literature review. The findings of this research can be utilized to support the development of policies and strategies for the prevention and eradication of money laundering and terrorism within the financial services user community. The application of KYC through CDD and EDD is crucial in reducing malicious risks, preventing theft of funds, and maintaining integrity and transparency in financial transactions. Therefore, it is essential for financial institutions and stakeholders to continuously develop and manage the KYC processes effectively and sustainably.
TRANSFORMASI KOPERASI MENUJU SOCIETY 5.0 UNTUK MENINGKATKAN PEREKONOMIAN INDONESIA Ony Thoyib Hadi Wijaya; Kirana Salsabilla Citra Wijaya; Lely Maharani
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 5 No. 1 (2025): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v5i1.871

Abstract

Cooperatives, as one of the elements of Indonesia's economy, hold significant potential in enhancing community welfare. With technological advancements and shifting social dynamics toward the Society 5.0 era, cooperatives must undergo transformation to remain relevant. Society 5.0 emphasizes the integration of advanced technologies, such as the Internet of Things (IoT), artificial intelligence (AI), and big data, into social life to create a prosperous society. This article discusses the role of cooperatives as a cultural heritage, the challenges of digital transformation they face, and strategies to enhance Indonesia's economy through the application of technology in cooperatives during the Society 5.0 era. Based on literature reviews and analyses, cooperative transformation is deemed highly promising in supporting sustainable economic growth in Indonesia.
Analisis Multidimensional Peran Bank Syariah Dalam Meningkatkan Daya Saing Industri Kecil Menengah Sepatu Sandal Di Mojokerto Lely Maharani; Mugiyati Mugiyati; Ony Thoyib Hadi Wijaya
Ekosiana Jurnal Ekonomi Syari ah Vol. 13 No. 2 (2026): Ekosiana : Jurnal Ekonomi Syariah (IN PROGRESS)
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47077/ekosiana.v13i2.684

Abstract

This study aims to analyze the contribution of Bank Syariah Indonesia (BSI) to improving competitiveness of the small and medium scale footwear industries in Sooko District, Mojokerto through a multidimensional approach encompassing financial, social, and spiritual aspects. A qualitative descriptive approach was employed, using in-depth interviews, participatory observation, and documentation. Informants included five footwear producers and one representative from BSI Mojokerto. Data analysis used Miles and Huberman's interactive model with source and method triangulation for data validity. The results reveal that BSI's contribution is holistic, not limited to financing through sharia contracts such as murābaḥah and muḍārabah, but also includes capacity building through financial management training, sustainable business mentoring, and sharia financial literacy improving competitiveness. BSI acts as a strategic partner to enhance managerial capacity, expand market access, and promote business sustainability among small-scale entrepreneurs. Findings show an average production capacity increase of 20-30%, and adoption of digital marketing technology among BSI-partnered businesses. Nevertheless, challenges remain, particularly in sharia literacy, digital access limitations, and financing procedure complexity. The study concludes that Islamic banks play a crucial role in strengthening an equitable and sustainable sharia economic ecosystem at the grassroots level through the implementation of maqāṣid al-syarī'ah values, particularly in preserving wealth (ḥifẓ al-māl) and life (ḥifẓ al-nafs).   Kata Kunci: Islamic Bank, Islamic Financing, Small and Medium Industries, Economic Empowerment