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All Journal TEMA (Jurnal Tera Ilmu Akuntansi) Jurnal Studi Ilmu-ilmu Al-Qur'an dan Hadis Studi Kasus Inovasi Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pengabdian Masyarakat Indonesia Journal of International Conference Proceedings Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Islamic Economics and finance in Focus (IEFF)
Anggraini, Ika Khusnia
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Identification of Digital Sharia Banking Development as a Catalyst for Sharia Financial Inclusion in Indonesia Tamami, Muhammad In’amullah; Anggraini, Ika Khusnia
TEMA Vol. 26 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/tema.26.1.09

Abstract

The banking industry has undergone a technological revolution, leading to the emergence of digital banks that offer technology-based services accessible through smart devices. This has had a positive impact on financial inclusion by providing easier access to banking services to a wider community. However, the growth of Islamic banking has not shown the same progress due to the limited development of Islamic digital banks. To address this issue, a qualitative study was conducted to identify opportunities for product development in Islamic digital banks, aiming to promote Islamic financial inclusion. Data from interviews, reports, fatwas, and articles were analyzed using data triangulation methods. The study revealed innovative approaches to improving Islamic digital banking, particularly in products and services that serve community transactions. These identified innovations offer promising steps to increase the level of Islamic inclusion.
Co-Authors Ajeng Kartika Galuh Aminnullah Achmad Muttaqin Azizi, Naurah Nadzifah Chafid Wahyudi Fadhil, Muhammad Faisal Marlina Ekawaty Muhamartha, Dimas Putramanda Ninggar, Aurellia Dara Prawatya, Nurrahma Puspita Sari, Anggie Rahmatillah, Siti Nanda Shofiatin, Nanik Siata, Andi Haikal Rabbani Sri Muljaningsih Tamami, Muhammad In’amullah Wardani, Dinda Rahmah Widiyanti, Dwi Retno