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Opportunities For Establishing Islamic Bank in The City of Balikpapan: Business Feasibility Study Approach Muhammad Arif Kurniawan; Beni Setyawan; Eko Priyojadmiko
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 1 (2025): January - June
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i1.2623

Abstract

Purpose – This study aims to analyze the feasibility of establishing an Islamic bank in Balikpapan through a business feasibility study approach, considering market, technical, financial, legal, as well as social and economic aspects. Methodology – The research utilizes a combination of literature reviews and surveys targeting potential customers and Islamic finance industry players to assess the feasibility of Islamic banking in Balikpapan. Findings – The study reveals that high public interest in Islamic banking services, along with supportive government policies and regional economic growth, significantly enhances the feasibility of establishing an Islamic bank in Balikpapan. However, challenges such as improving Islamic financial literacy and competition with conventional banks need to be addressed. Implications – The findings highlight the need for effective strategies to optimize market opportunities and strengthen the competitiveness of Islamic banks in Balikpapan. Financial institutions and policymakers should focus on financial literacy programs and innovative banking solutions to increase public adoption of Islamic banking. Originality – This study offers a comprehensive business feasibility analysis of Islamic banking in Balikpapan, a strategic economic hub in East Kalimantan and the gateway to the Nusantara Capital City (IKN). The research contributes to the growing discourse on expanding Islamic finance in emerging economic regions, particularly in the context of Balikpapan’s role as a vital link to IKN.
Pengaruh Pendapatan Asli Daerah, Dana Alokasi Umum, Rasio Efektivitas dan Rasio Kemandirian Terhadap Indeks Pembangunan Manusia Munfarida, Siti; Priyojadmiko, Eko
AMAR (Andalas Management Review) Vol. 4 No. 2 (2020)
Publisher : Management Institute Faculty of Economics Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/amar.4.2.46-59.2020

Abstract

The aim of this research to analyze the effect of original local government revenue, Dana Alokasi Umum (DAU), effectivity ratio and independence ratio on the Human Development Index (HDI).Quantitative research methode was used in this reasearch. The population are 35 Kabupaten/Kota at Central Java Province in 2015-2017. With purposive sampling technique was taken as many as 24 of the samples that can be analyzed. The data analysis methode using panel data regression analysis. And the data processed using Eviews 10.The result showed that, first original local government revenue have positive signifficant influence on human development index. Second, dana alokasi umum have p positive signifficant influence on human development index. Independence ratio doesn’t have signifficant effected on human development index. Effectivity ratio doesn’t have signifficant effected on HDI.
Analisis Penerapan Tri Pusat Pendidikan dalam Mengembangkan Karakter Siswa Sekolah Dasar Anggreini, Dewi; Kurniawati, Yasinta; Priyojadmiko, Eko
Proximal: Jurnal Penelitian Matematika dan Pendidikan Matematika Vol. 7 No. 2 (2024): Menjembatani Matematika dan Pendidikan Matematika menuju Pemanfaatan Berkelanju
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/proximal.v7i2.3704

Abstract

Penelitian ini bertujuan untuk mmenganalisis penerapan Tri Pusat Pendidikan dalam mengembangkan karakter siswa di kelas. Metode yang digunakan memanfaatkan pendekatan studi kasus dengan menggunakan metode diskriptif kualitatif. Proses pengumpulan data dilaksanakan melalui serangkaian teknik, antara lain wawancara, observasi, dan dokumentasi, yang kemudian dianalisis melalui proses reduksi data, penyajian data, dan penarikan kesimpulan. Keabsahan data dijamin melalui verifikasi dengan menerapkan triangulasi sumber, teknik, dan waktu. Hasil penelitian menunjukkan bahwa lingkungan keluarga, sekolah, dan masyarakat memiliki peran krusial. Lingkungan keluarga berperan penting dalam membentuk karakter anak melalui metode pembelajaran berbasis contoh konkret. Sekolah juga memberikan kontribusi besar dengan kegiatan formal dan peran guru sebagai pendamping. Lingkungan masyarakat turut membangun peduli sosial, terutama melalui gotong royong. Keseluruhan, pengembangan karakter anak dipengaruhi oleh interaksi kompleks antara ketiga lingkungan tersebut, dengan harapan terbentuk generasi cerdas secara akademis dan berkarakter kuat.
Analisis Pengaruh Sikap, Norma Subjektif, Kontrol Perilaku dengan Religiusitas dan Niat sebagai Variabel Moderasi terhadap Keputusan Muzakki dalam Membayar Zakat Arrosyid, Afif; Priyojadmiko, Eko
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2022): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v1i1.191

Abstract

This study aims to examine the role of moderation of religiosity and intention on the influence of attitudes, subjective norms, and behavioral control on muzakki decisions in paying zakat. By using the propotionate-stratified-random sampling technique, data from muzakki covering 277 respondents in 4 districts and 1 city in the Special Region of Yogyakarta were collected and analyzed using SEM (Structural Equation Modeling) WarpPLS 6.0. The results of this study indicate that attitudes, subjective norms, and behavior control have a positive and significant effect on compliance in paying zakat (all p-values ??are less than 0.05). Furthermore, apart from its role as a moderating variable, religiosity fails to directly influence the decision to pay zakat. Intention directly as a moderating variable affects muzakki's decision to pay zakat. In the relationship between moderating, independent and dependent variables, religiosity fails to moderate the influence of attitudes, subjective norms, and behavioral control on muzakki decisions in paying zakat. In further analysis, intention is shown to serve a moderate role of subjective attitudes and norms in their obedience to paying zakat, but intention does not show a moderating role on the effect of behavioral control on muzakki's decision to pay zakat.