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All Journal DIALEKTIKA El-Iqtishod: Jurnal Ekonomi Syariah Cokroaminoto Journal of Primary Education Journal of Indonesian Islamic Studies Jurnal Ekonomi dan Binsis AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Jurnal Ekonomi, Teknologi dan Bisnis Amal: Jurnal Ekonomi Syariah Journal of Environmental Economics and Sustainability Journal of Ecotourism and Rural Planning Jurnal Ilmu Pengetahuan dan Teknologi Bagi Masyarakat Jurnal Literasi Digital DIRASAH: Jurnal Kajian Islam
Riady, Achmad
Institut Parahikma Indonesia
Religion Humanities Astronomy Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Mechanical Engineering Social Sciences Other

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Examining The Influence Of Islamic Branding, Physical Evidence, And Relationship Quality On Customer Loyalty In The Context Of Bank Syariah Indonesia (BSI) Makassar Branch At Unismuh Riady, Achmad; Farida, Ida; Husna, Mutammimal; Elvi, Elvi
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 3 No. 3 (2024): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v3i3.96

Abstract

This study aims to investigate the influence of certain factors on customer loyalty in using Bank Syariah Indonesia (BSI) KCP Makassar Unismuh products. The factors studied include Islamic branding, physical evidence, and relationship quality. The research was conducted from July to August 2023 using a descriptive quantitative approach. The data used in this study are primary data collected through the distribution of questionnaires, observation, and documentation. The sample of this study was selected by simple random sampling and consisted of 75 respondents. To analyze the data, this study used multiple linear regression and the SPSS version 20 application. The results showed that partially, Islamic branding has no significant effect on customer loyalty. However, physical evidence and relationship quality partially have a positive and significant influence on customer loyalty. Simultaneously, islamic branding, physical evidence, and relationship quality have a positive and significant effect on customer loyalty. The implications of this study indicate that factors such as Islamic branding, physical evidence, and relationship quality have a positive impact on customer loyalty in using BSI KCP Makassar Unismuh products. Although Islamic branding does not have a significant effect partially, other factors still make a good contribution to customer loyalty in using BSI products
Pengaruh Dana Tabarru dan Hasil Underwriting terhadap Return On Asset Riady, Achmad; Hidayat, Rahmat Wahyu
Jurnal Ekonomi & Bisnis Vol 3 No 1 (2024): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v3i1.359

Abstract

Tabarru funds are contributions issued by sharia insurance policies which are intended to be given and used to help sharia insurance participants if a disaster strikes. Meanwhile, the underwriting result is a score obtained from the difference between insurance income and underwriting expenses from the main insurance activities, the activities of which will generate and increase the company's profits. Return on assets is a ratio to see the level of profitability of an institution, where in this case ROA is used to see how great the company's ability to gain profits through the use of its assets or assets, in this case a sharia life insurance company. This research aims to determine the effect of tabarru funds, underwriting results on ROA on sharia life insurance registered with the OJK for the 2018-2022 period. This type of research is quantitative research. The sample used is time series data of monthly financial reports of sharia life insurance registered with the OJK for the 2018-2022 period with a total of 60 samples. The data analysis technique used in this research is descriptive statistics using multiple linear regression analysis with the help of SPSS. The research results show that partially tabarru funds have a negative and significant effect on ROA in sharia life insurance. Partially, underwriting results have a positive and significant effect on ROA in sharia life insurance. Simultaneously tabarru funds and underwriting results have a positive and significant effect on ROA in sharia life insurance. The implication of this research is that if sharia life insurance focuses on tabarru fund management and further improves underwriting results, it will produce stable financial reports so that it has the opportunity to increase profits in terms of profit.
Pemberdayaan Kelompok Nelayan Bagan Tancap Pulau Bulupoloe Malili Kabupaten Luwu Timur Riady, Achmad; Alam, Syamsu; Suryani, Suryani
Jurnal IPMAS Vol. 1 No. 1 (2021): Januari - April
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/ipmas.1.1.2021.23

Abstract

Komunitas nelayan bagan pada Pulau Bulupoloe Kecamatan Malili Kabupaten Luwu Timurmasih menggunakan lampu petromaks dan genset sebagai alat bantu pengumpul ikan. Lampu petromaks cenderung kurang efisien dan kurang efektif untuk mengumpulkan ikan. Kekurangan dari penggunaan lampu petromaks sebagai lampu penerangan antara lain cahaya lampu petromak cenderung lebih redup dan tidak mampu menembus air laut sampai kedalaman 5 meter. Selain itu, hampir setiap hari terjadi kerusakan pada lampu petromak terutama pada kaos lampu sebagai sumber cahaya, seringnya faktor angin dan cuaca buruk menjadikan lampu petromak tidak dapat digunakan dan kekurangan yang paling penting adalah ketergantungan pada minyak tanah (kerosin) masih tinggi. Sedangkan penggunaaan lampu dengan genset memiliki ketergantungan pada bahan bakar minyak sehingga biaya operasional pada bagan nelayan lumayan tinggi. Penggunaan genset bahkan lebih memakan biaya operasional yang lebih tinggi dari lampu petromaks dengan demikian keuntungan yang diperoleh oleh nelayan kurang bahkan bisa mengalami kerugian jika hasil tangkapannya hanya sedikit. Sementara Indonesia memiliki potensi energi angin dengan kecepatan sekitar 3-6 m/s. Kondisi kecepatan angin tersebut menjadi potensi untuk mengembangkan turbin angin sebagai sumber energi listrik. Untuk memaksimalkan hasil tangkapan ikan dari komunitas nelayan bagan maka turbin angin akan dikombinasikan dengan penggunaan lampu celup bawah air. Daya listrik yang dihasilkan turbin angin tersebut dapat dimanfaatkan sebagai penyuplai energi bagi lampu lampu celup bawah air yang akan dipasang di bagan nelayan. Target luaran program ini adalah (a) Dihasilkannya sumber penerangan yang efisien dan efektif bagi nelayan bagan melalui turbin angin kombinasi lampu celup bawah air. (b) Biaya operasional nelayan bagan menurun karena menggunakan turbin angin sebagai energi mandiri yang tidak menggunakan BBM. (c) Meningkatnya pengetahuan dan kemampuan masyarakat dalam memanfaatkan teknologi khususnya penggunaan turbin angin dan lampu celup bawah air.(d) Meningkatnya kesejahteraan dan pendapatan nelayan bagan tancap
A Study of the Maudhu'i Hadith on Waqf and Its Implications in Addressing Contemporary Economic Deviations Riady, Achmad; Ahmad, Arifuddin; Aisyah, Siti
Journal of Indonesian Islamic Studies Vol. 5 No. 1 (2025): Journal of Indonesian Islamic Studies (October)
Publisher : State Islamic Institute of Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/jiis.v5i1.7459

Abstract

Waqf holds a strategic position within the Islamic economic system due to its ability to integrate spiritual values with socio-economic functions. This study aims to examine the implementation of the thematic (maudhu’i) approach in understanding hadiths related to waqf and to evaluate their relevance in strengthening contemporary Islamic economics. This research employs a qualitative method based on a literature review with a descriptive-analytical approach. Primary data were derived from hadiths found in major collections, analyzed through thematic classification, validation of chains of narration (sanad) and content (matan), and critical analysis. The findings indicate that waqf-related hadiths can be categorized into several key themes, including waqf jurisprudence, social benefits, and productive waqf. The validity of the hadiths is supported through takhrij and sanad-matan criticism, while their correlation with Islamic economic principles is reflected in social justice, wealth redistribution, and community empowerment. Innovations such as cash waqf, waqf sukuk, and Islamic fintech have expanded the scope of waqf implementation in sustainable economic development. Government bodies and financial institutions play a strategic role in strengthening the waqf ecosystem through supportive regulations and public literacy. This study concludes that integrating hadith scholarship and Islamic economics through the thematic approach makes a significant contribution to advancing both the knowledge and practice of waqf in the contemporary era.
Integrated Halal Infrastructure for Strengthening Indonesia’s Sharia Economic Ecosystem: Infrastruktur Halal Terintegrasi untuk Memperkuat Ekosistem Ekonomi Syariah Indonesia Achmad Riady; Arif Mashuri; Siradjuddin, Siradjuddin
DIRASAH: Jurnal Kajian Islam Vol 3 No 1 (2026): DIRASAH: Jurnal Kajian Islam
Publisher : Litera Academica Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia’s growing role in the global halal economy highlights the necessity of a well-developed halal infrastructure that ensures product integrity, strengthens consumer trust, and enhances industry competitiveness. However, existing studies and national practices tend to focus on isolated elements such as certification or logistics, resulting in fragmented implementation and uneven institutional capacity across regions. This study aims to provide an integrated analysis of halal infrastructure covering certification governance, halal laboratory networks, halal logistics, and digital traceability systems and examine how these components collectively reinforce the Sharia economic ecosystem in Indonesia. Using a qualitative literature review supported by policy reports and empirical case documentation, the study synthesizes Institutional Theory, the Resource-Based View, and the maqāṣid al-sharī‘ah framework to analyze structural, operational, and ethical dimensions. The findings show that coordinated institutional arrangements, capacity development of laboratories, and digital integration significantly enhance efficiency and credibility, although disparities remain in regional access and SME readiness. The study concludes that holistic infrastructure development is essential for sustainable and inclusive Sharia economic growth, contributing a conceptual framework to guide future policy and empirical research.
Co-Authors Abd. Hafid Abdi Wijaya Achmad Abubakar Adnan Hasan Arif Mashuri Arifuddin Ahmad, Arifuddin Arsidiq, Nur Usbianto Azwar Azwar Baso Akib Elvi Elvi, Elvi Hamzah Khaeriyah Hidayat, Rahmat Wahyu Hilya Fitriani Husna, Mutammimal Ida Farida Muhammad Irham Risaldi, Muh Nur Siradjuddin, Siradjuddin Siti Aisyah Suryani Suryani SYAMSU ALAM Yanti, Rosmalah